Last update: Oct 2026

Cost of Living Comparison Between Poland and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,513 in Poland, rent and utilities included – about $2,000 less a year. Other living expenses account for most of the difference.

75

Cost of Living Index in Poland
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Poland Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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🇵🇱 Poland

$1,513

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

😐 Solo nomad: Poland is 28.8% more expensive than Ubud, Bali without rent, and 12.2% more expensive with rent.

😐 Family of 3: Poland is 19.1% more expensive than Ubud, Bali without rent, and 12.1% cheaper with rent.

Meal at Budget Restaurant

$10.38 zł 40.57

$3.33 Rp 59.6K

211.71%

Three-Course Dinner for Two, Mid-Range

$47.66 zł 186

$35.42 Rp 633.1K

34.56%

Fast Food Meal (McDonalds, etc)

$8.89 zł 34.74

$5.76 Rp 102.9K

54.34%

Cappuccino

$3.71 zł 14.49

$2.63 Rp 47.0K

41.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 zł 8.22

$1.74 Rp 31.0K

20.69%

Water (0.33 liter bottle)

$1.85 zł 7.22

$0.77 Rp 13.8K

140.26%

Local Beer (0.5 liter draught)

$3.79 zł 14.83

$2.71 Rp 48.4K

39.85%

Imported Beer (0.33 liter bottle)

$4.18 zł 16.36

$4.52 Rp 80.8K

-7.52%

Milk (1 liter)

$1.02 zł 4.00

$1.53 Rp 27.4K

-33.33%

White Bread (500g)

$1.29 zł 5.04

$2.20 Rp 39.2K

-41.36%

Rice (white) (1kg)

$1.43 zł 5.60

$1.22 Rp 21.8K

17.21%

Eggs

$3.39 zł 13.23

$2.14 Rp 38.2K

58.41%

Local Cheese (1kg)

$8.94 zł 34.95

$17.73 Rp 316.9K

-49.58%

Chicken Fillets (1kg)

$6.36 zł 24.85

$3.86 Rp 68.9K

64.77%

Beef Round Steak (1kg)

$12.34 zł 48.23

$12.03 Rp 215.0K

2.58%

Apples (1kg)

$1.15 zł 4.51

$3.61 Rp 64.5K

-68.14%

Banana (1kg)

$1.69 zł 6.62

$1.51 Rp 27.1K

11.92%

Oranges (1kg)

$1.67 zł 6.51

$2.32 Rp 41.4K

-28.02%

Tomato (1kg)

$2.89 zł 11.28

$2.00 Rp 35.8K

44.50%

Potato (1kg)

$0.88 zł 3.42

$1.81 Rp 32.4K

-51.38%

Onion (1kg)

$1.00 zł 3.92

$2.39 Rp 42.7K

-58.16%

Lettuce (1 head)

$1.23 zł 4.82

$0.99 Rp 17.8K

24.24%

Water (1.5 liter bottle)

$0.62 zł 2.44

$0.52 Rp 9,373

19.23%

Cigarettes 20 Pack (Marlboro, Camel)

$5.55 zł 21.68

$2.18 Rp 39.0K

154.59%

Wine (Bottle)

$6.86 zł 26.81

$22.98 Rp 410.7K

-70.15%

Local Beer (0.5 liter bottle)

$1.10 zł 4.29

$2.40 Rp 42.8K

-54.17%

Imported Beer (0.33 liter bottle)

$1.56 zł 6.12

$3.00 Rp 53.6K

-48.00%

One-way Ticket (Public Transport)

$1.11 zł 4.32

$0.24 Rp 4,255

362.50%

Public Transport Monthly Pass (Regular Price)

$30.18 zł 118

$6.99 Rp 125.0K

331.76%

Taxi Start (Normal Tariff)

$2.15 zł 8.40

$0.44 Rp 7,876

388.64%

Taxi (Normal Tariff) (1km)

$1.00 zł 3.92

$0.42 Rp 7,582

138.10%

Taxi 1hour Waiting (Normal Tariff)

$12.55 zł 49.06

$5.45 Rp 97.4K

130.28%

Gasoline (1 liter)

$1.60 zł 6.24

$0.84 Rp 15.1K

90.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K zł 120.9K

$24.3K Rp 434.8M

27.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K zł 108.0K

$31.9K Rp 570.0M

-13.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$298 zł 1,163

$80.8 Rp 1.4M

268.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.08 zł 35.50

$6.58 Rp 117.6K

37.99%

Internet (50+ Mbps, Unlimited Data)

$17.11 zł 66.9

$18.24 Rp 326.1K

-6.20%

Gym Membership (Monthly)

$38.67 zł 151

$55.1 Rp 985.4K

-29.86%

Tennis Court (1 Hour on Weekend)

$25.74 zł 101

$18.51 Rp 330.9K

39.06%

Cinema Ticket

$7.72 zł 30.17

$4.24 Rp 75.9K

82.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$412 zł 1,609

$486 Rp 8.7M

-15.27%

International Primary School, 1 Child (Yearly)

$8,889 zł 34.7K

$5,676 Rp 101.5M

56.60%

Jeans (Levis 501 Or Similar)

$83.7 zł 327

$45.18 Rp 807.6K

85.26%

Summer Dress (H&M, Zara, etc)

$39.07 zł 153

$34.57 Rp 617.9K

13.02%

Sport Shoes (Adidas, Nike)

$87.9 zł 344

$79.2 Rp 1.4M

11.03%

Men's Leather Business Shoes

$99.7 zł 390

$77.6 Rp 1.4M

28.48%

1-bedroom Apartment, City Center (Monthly)

$701 zł 2,740

$1,127 Rp 20.1M

-37.77%

1-bedroom Apartment, Outside City Center (Monthly)

$562 zł 2,196

$674 Rp 12.1M

-16.67%

3-bedroom Apartment, City Center (Monthly)

$1,146 zł 4,481

$3,618 Rp 64.7M

-68.32%

3-bedroom Apartment, Outside City Center (Monthly)

$908 zł 3,548

$1,735 Rp 31.0M

-47.67%

Buy Apartment in City Center (m2)

$3,640 zł 14.2K

$2,829 Rp 50.6M

28.68%

Buy Apartment Outside City Center (m2)

$2,573 zł 10.1K

$2,307 Rp 41.2M

11.57%

Average Monthly Net Salary (After Tax)

$1,627 zł 6,358

$166 Rp 3.0M

881.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

13.78

-50.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Poland: October 5, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Poland

$562 36.7%

Ubud, Bali

$674 49.6% 20% $112

Monthly Utilities & Internet

Poland

$324 21.1%

Ubud, Bali

$106 7.8% 67.4% $218

Groceries & Markets

Poland

$214 14%

Ubud, Bali

$290 21.4% 35.3% $76

Eating Out

Poland

$197 12.9%

Ubud, Bali

$108 8% 45.2% $89

Clothing & Footwear

Poland

$140 9.1%

Ubud, Bali

$106 7.8% 23.8% $33

Sport & Entertainment

Poland

$54 3.5%

Ubud, Bali

$64 4.7% 17.6% $9.5

Getting Around

Poland

$42 2.7%

Ubud, Bali

$11 0.8% 74.9% $31

Good to know

🇵🇱 Poland

🇮🇩 Ubud, Bali

🕒 Local time

12:32 12:32 PM

18:32 6:32 PM

6 h ahead of Poland

🌤 Weather

👥 Population

38,382,576

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 10, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.38 PLN (1 PLN = 0.228 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

USD to PLN in detail →

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