Cost of Living Comparison Between Phuket and Wellington Cost of Living Comparison Between Phuket and Wellington

Monthly Cost of Living

Monthly costs for one person with rent: $1,265 in Phuket versus $2,354 in Wellington.

Estimated couple costs with rent: $2,297 in Phuket versus $3,553 in Wellington.

Monthly costs for a family of three with rent: $3,329 in Phuket versus $4,751 in Wellington.

Living in Phuket costs roughly 46% less than in Wellington, driven mainly by Eating Out.

The two cities straddle the global median: Phuket is 6% below, Wellington is 76% above.

Meal at Budget Restaurant

$4.70 ฿153

$17.30 NZ$29.21

-72.83%

Three-Course Dinner for Two, Mid-Range

$45.37 ฿1,482

$84.5 NZ$143

-46.32%

Fast Food Meal (McDonalds, etc)

$8.43 ฿275

$9.77 NZ$16.49

-13.72%

Cappuccino

$2.93 ฿95.6

$3.80 NZ$6.41

-22.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.40

$2.60 NZ$4.40

-73.46%

Water (0.33 liter bottle)

$0.37 ฿11.99

$2.18 NZ$3.68

-83.03%

Local Beer (0.5 liter draught)

$2.41 ฿78.6

$7.03 NZ$11.88

-65.72%

Imported Beer (0.33 liter bottle)

$3.72 ฿122

$7.45 NZ$12.59

-50.07%

Milk (1 liter)

$2.23 ฿72.9

$1.87 NZ$3.15

19.25%

White Bread (500g)

$1.83 ฿59.8

$2.11 NZ$3.56

-13.27%

Rice (white) (1kg)

$2.17 ฿70.8

$1.95 NZ$3.30

11.28%

Eggs

$2.21 ฿72.3

$6.88 NZ$11.62

-67.88%

Local Cheese (1kg)

$19.74 ฿645

$8.13 NZ$13.73

142.80%

Chicken Fillets (1kg)

$3.63 ฿119

$11.06 NZ$18.67

-67.18%

Beef Round Steak (1kg)

$13.53 ฿442

$13.14 NZ$22.19

2.97%

Apples (1kg)

$3.28 ฿107

$3.12 NZ$5.27

5.13%

Banana (1kg)

$1.61 ฿52.6

$2.24 NZ$3.78

-28.13%

Oranges (1kg)

$2.41 ฿78.6

$2.99 NZ$5.05

-19.40%

Tomato (1kg)

$2.08 ฿68.1

$4.72 NZ$7.97

-55.93%

Potato (1kg)

$1.53 ฿49.93

$2.07 NZ$3.49

-26.09%

Onion (1kg)

$1.48 ฿48.36

$1.66 NZ$2.80

-10.84%

Lettuce (1 head)

$0.99 ฿32.29

$2.21 NZ$3.73

-55.20%

Water (1.5 liter bottle)

$0.51 ฿16.67

$1.28 NZ$2.17

-60.16%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 ฿144

$26.87 NZ$45.36

-83.59%

Wine (Bottle)

$19.38 ฿633

$11.74 NZ$19.82

65.08%

Local Beer (0.5 liter bottle)

$1.78 ฿58.1

$3.52 NZ$5.95

-49.43%

Imported Beer (0.33 liter bottle)

$2.71 ฿88.6

$3.18 NZ$5.37

-14.78%

One-way Ticket (Public Transport)

$1.37 ฿44.79

$2.75 NZ$4.64

-50.18%

Public Transport Monthly Pass (Regular Price)

$11.39 ฿372

$107 NZ$181

-89.36%

Taxi Start (Normal Tariff)

$3.02 ฿98.6

$2.66 NZ$4.50

13.53%

Taxi (Normal Tariff) (1km)

$0.99 ฿32.48

$1.85 NZ$3.13

-46.49%

Taxi 1hour Waiting (Normal Tariff)

$14.10 ฿461

$60.4 NZ$102

-76.64%

Gasoline (1 liter)

$1.36 ฿44.51

$1.71 NZ$2.89

-20.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K ฿921.1K

$33.6K NZ$56.7K

-16.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K ฿1.1M

$24.6K NZ$41.5K

33.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,975

$160 NZ$270

-24.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.57 ฿443

$32.55 NZ$55.0

-58.31%

Internet (50+ Mbps, Unlimited Data)

$18.31 ฿598

$51.5 NZ$87.0

-64.45%

Gym Membership (Monthly)

$60.2 ฿1,967

$36.79 NZ$62.1

63.69%

Tennis Court (1 Hour on Weekend)

$17.14 ฿560

$20.60 NZ$34.78

-16.80%

Cinema Ticket

$8.69 ฿284

$12.17 NZ$20.55

-28.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$693 ฿22.6K

$800 NZ$1,351

-13.36%

International Primary School, 1 Child (Yearly)

$15.7K ฿512.3K

$12.6K NZ$21.4K

24.02%

Jeans (Levis 501 Or Similar)

$59.5 ฿1,944

$73.5 NZ$124

-19.01%

Summer Dress (H&M, Zara, etc)

$34.77 ฿1,136

$53.1 NZ$89.7

-34.57%

Sport Shoes (Adidas, Nike)

$115 ฿3,743

$119 NZ$201

-3.75%

Men's Leather Business Shoes

$83.3 ฿2,720

$142 NZ$239

-41.16%

1-bedroom Apartment, City Center (Monthly)

$613 ฿20.0K

$1,339 NZ$2,261

-54.21%

1-bedroom Apartment, Outside City Center (Monthly)

$437 ฿14.3K

$1,105 NZ$1,865

-60.44%

3-bedroom Apartment, City Center (Monthly)

$2,094 ฿68.4K

$2,103 NZ$3,551

-0.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,509 ฿49.3K

$1,888 NZ$3,188

-20.06%

Buy Apartment in City Center (m2)

$3,749 ฿122.5K

$6,602 NZ$11.1K

-43.21%

Buy Apartment Outside City Center (m2)

$2,616 ฿85.4K

$3,897 NZ$6,579

-32.88%

Average Monthly Net Salary (After Tax)

$508 ฿16.6K

$3,057 NZ$5,161

-83.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

6.94

-23.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 2, 2026

Last update for Wellington: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $613 in Phuket and $1,339 in Wellington. Housing cost is often the main lever when comparing two cities.

Wellington pays 502% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Phuket vs $85.0 in Wellington for a mid-range dinner for two. Groceries echo the gap at $293 vs $340 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Wellington: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 86% gap adds up to real monthly savings that compound significantly over time.

On paper, Wellington earns 502% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $613 in Phuket versus $1,339 in Wellington. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $693 in Phuket versus $800 in Wellington. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 16% higher in Wellington. For households that cook at home regularly, that difference adds up over a month.

At $1,265 in Phuket versus $2,354 in Wellington, a $1,500 budget is realistic in Phuket but tight or insufficient in Wellington. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Wellington, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Wellington are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 86% less than in Wellington. Beyond cost, consider language, visa policies, and how big the international community is in each city.