Last update: Oct 2026

Cost of Living Comparison Between Phuket and Victoria, Seychelles

For one person, living is cheaper in Phuket: $1,278 a month against $1,996 in Victoria, rent and utilities included – about $8,600 less a year. Rent and utilities account for about half of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
96

Cost of Living Index in Victoria
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Victoria Living Index

Jump to prices

Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Victoria

🇸🇨 Seychelles

$1,996

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Victoria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Victoria actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Phuket versus $1,996 in Victoria.

Phuket $1,278
Victoria $1,996

Estimated couple costs with rent: $2,216 in Phuket versus $3,098 in Victoria.

Phuket $2,216
Victoria $3,098

Monthly costs for a family of three with rent: $3,154 in Phuket versus $4,201 in Victoria.

Phuket $3,154
Victoria $4,201

Living in Phuket costs roughly 36% less than in Victoria, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Phuket is 6% below, Victoria is 47% above.

Meal at Budget Restaurant

$4.47 ฿151

$17.56 SCR 251

-74.54%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,094

$50.1 SCR 717

-35.36%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$12.51 SCR 179

-29.58%

Cappuccino

$2.83 ฿95.4

$3.82 SCR 54.6

-25.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.42

$2.24 SCR 31.99

-61.16%

Water (0.33 liter bottle)

$0.49 ฿16.66

$2.57 SCR 36.72

-80.93%

Local Beer (0.5 liter draught)

$2.56 ฿86.3

$4.04 SCR 57.8

-36.63%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$3.75 SCR 53.7

-1.87%

Milk (1 liter)

$1.66 ฿56.0

$1.94 SCR 27.71

-14.43%

White Bread (500g)

$1.46 ฿49.32

$1.66 SCR 23.76

-12.05%

Rice (white) (1kg)

$1.50 ฿50.5

$2.51 SCR 35.90

-40.24%

Eggs

$2.09 ฿70.5

$3.83 SCR 54.8

-45.43%

Local Cheese (1kg)

$19.07 ฿643

$30.28 SCR 433

-37.02%

Chicken Fillets (1kg)

$3.30 ฿111

$6.19 SCR 88.4

-46.69%

Beef Round Steak (1kg)

$10.91 ฿368

$12.11 SCR 173

-9.91%

Apples (1kg)

$2.93 ฿98.9

$2.17 SCR 31.01

35.02%

Banana (1kg)

$1.69 ฿57.0

$2.67 SCR 38.18

-36.70%

Oranges (1kg)

$2.25 ฿75.8

$2.38 SCR 33.96

-5.46%

Tomato (1kg)

$2.08 ฿70.1

$6.08 SCR 86.9

-65.79%

Potato (1kg)

$1.51 ฿51.0

$1.96 SCR 27.95

-22.96%

Onion (1kg)

$1.38 ฿46.54

$1.78 SCR 25.38

-22.47%

Lettuce (1 head)

$1.07 ฿35.97

$1.52 SCR 21.74

-29.61%

Water (1.5 liter bottle)

$0.52 ฿17.51

$1.34 SCR 19.12

-61.19%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$24.12 SCR 345

-82.59%

Wine (Bottle)

$18.79 ฿634

$9.62 SCR 138

95.32%

Local Beer (0.5 liter bottle)

$1.82 ฿61.5

$4.30 SCR 61.4

-57.67%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.9

$5.53 SCR 79.0

-48.64%

One-way Ticket (Public Transport)

$1.45 ฿49.00

$0.69 SCR 9.93

110.14%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,912

$42.94 SCR 614

31.95%

Taxi Start (Normal Tariff)

$3.02 ฿102

Taxi (Normal Tariff) (1km)

$1.02 ฿34.34

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿125

Gasoline (1 liter)

$1.47 ฿49.78

$1.62 SCR 23.16

-9.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿903.7K

$26.1K SCR 373.6K

2.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿900.8K

$31.3K SCR 447.2K

-14.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,252

$137 SCR 1,963

-29.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$40.91 SCR 585

-72.48%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿569

$136 SCR 1,945

-87.61%

Gym Membership (Monthly)

$67.2 ฿2,269

$77.5 SCR 1,108

-13.30%

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

$7.62 SCR 109

40.81%

Cinema Ticket

$7.50 ฿253

$6.97 SCR 99.6

7.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.1K

$141 SCR 2,018

237.08%

International Primary School, 1 Child (Yearly)

$11.3K ฿380.1K

$8,376 SCR 119.7K

34.47%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,105

$36.31 SCR 519

71.74%

Summer Dress (H&M, Zara, etc)

$28.41 ฿959

$24.19 SCR 346

17.45%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,182

$90.0 SCR 1,287

4.74%

Men's Leather Business Shoes

$85.8 ฿2,896

$97.8 SCR 1,398

-12.24%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.2K

$918 SCR 13.1K

-22.03%

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.6K

$792 SCR 11.3K

-38.01%

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿65.0K

$2,156 SCR 30.8K

-10.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.3K

$1,675 SCR 23.9K

-14.59%

Buy Apartment in City Center (m2)

$4,175 ฿140.9K

$434 SCR 6,210

861.16%

Buy Apartment Outside City Center (m2)

$3,045 ฿102.8K

$1,134 SCR 16.2K

168.59%

Average Monthly Net Salary (After Tax)

$502 ฿17.0K

$941 SCR 13.5K

-46.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-53.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Victoria: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Victoria

$792 39.7% 61.3% $301

Groceries & Markets

Phuket

$266 20.8%

Victoria

$370 18.5% 38.8% $103

Monthly Utilities & Internet

Phuket

$124 9.7%

Victoria

$314 15.8% 153% $190

Clothing & Footwear

Phuket

$122 9.5%

Victoria

$112 5.6% 8.3% $10

Eating Out

Phuket

$122 9.5%

Victoria

$271 13.6% 123% $149

Sport & Entertainment

Phuket

$82 6.4%

Victoria

$91 4.6% 11.2% $9.3

Getting Around

Phuket

$71 5.5%

Victoria

$46 * 2.3% 35.2% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $716 in Phuket and $918 in Victoria. Housing cost is often the main lever when comparing two cities.

Victoria pays 87% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $32 in Phuket vs $50 in Victoria for a mid-range dinner for two. Groceries echo the gap at $266 vs $370 per month, with Phuket cheaper across the board.

Good to know

🇹🇭 Phuket

🇸🇨 Victoria

🕒 Local time

20:07 8:07 PM

17:07 5:07 PM

3 h behind Phuket

🌤 Weather

👥 Population

79,308

26,450 Capital

💱 Currency

Thai Baht THB ฿

Seychellois Rupee SCR ₨

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

100 SCR = 7 USD

100 SCR = 6.27 EUR

Exchange rates and currency converter

SCR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.66 THB (100 THB = 2.66 EUR).

Seychellois Rupee exchange rates as of November 2, 2026: 1 USD = 14.3 SCR (100 SCR = 7 USD). 1 EUR = 15.95 SCR (100 SCR = 6.27 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Phuket Victoria 4,960 km ≈ 7 h nonstop flight

From you

Phuket
Victoria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Victoria: Cost of Living - Frequently Asked Questions

Phuket is about 36% cheaper overall, especially in eating out, utilities, and groceries. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 47% lower in Phuket. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $716 in Phuket versus $918 in Victoria. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $476 in Phuket versus $141 in Victoria. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 39% higher in Victoria. For households that cook at home regularly, that difference adds up over a month.

At $1,278 in Phuket versus $1,996 in Victoria, a $1,500 budget is realistic in Phuket but tight or insufficient in Victoria. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Victoria are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Phuket wins on affordability, Victoria on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.