Last update: Oct 2026

Cost of Living Comparison Between Phuket and Toledo City

For one person, living is cheaper in Toledo City: $644 a month against $1,278 in Phuket, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
31

Cost of Living Index in Toledo City
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Toledo City Living Index

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Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Toledo City

🇵🇭 Philippines

$644

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Toledo City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Toledo City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Phuket versus $644 in Toledo City.

Phuket $1,278
Toledo City $644

Estimated couple costs with rent: $2,216 in Phuket versus $1,018 in Toledo City.

Phuket $2,216
Toledo City $1,018

Monthly costs for a family of three with rent: $3,154 in Phuket versus $1,391 in Toledo City.

Phuket $3,154
Toledo City $1,391

Living in Phuket is roughly 98% more expensive than in Toledo City, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Phuket 6% lower, Toledo City 53% lower.

Meal at Budget Restaurant

$4.47 ฿151

$2.77 ₱177

61.37%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,092

$18.50 ₱1,181

75.19%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$3.15 ₱201

179.68%

Cappuccino

$2.83 ฿95.2

$1.84 ₱117

53.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.36

$0.68 ₱43.22

27.94%

Water (0.33 liter bottle)

$0.49 ฿16.63

$0.33 ₱21.30

48.48%

Local Beer (0.5 liter draught)

$2.56 ฿86.2

$1.09 ₱69.3

134.86%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$1.67 ₱107

120.36%

Milk (1 liter)

$1.66 ฿55.9

$1.65 ₱105

0.61%

White Bread (500g)

$1.46 ฿49.24

$1.19 ₱76.0

22.69%

Rice (white) (1kg)

$1.50 ฿50.4

$0.81 ₱51.6

85.19%

Eggs

$2.09 ฿70.4

$1.82 ₱116

14.84%

Local Cheese (1kg)

$19.07 ฿642

$5.83 ₱372

227.10%

Chicken Fillets (1kg)

$3.30 ฿111

$3.88 ₱248

-14.95%

Beef Round Steak (1kg)

$10.91 ฿368

$6.14 ₱392

77.69%

Apples (1kg)

$2.93 ฿98.7

$3.14 ₱201

-6.69%

Banana (1kg)

$1.69 ฿56.9

$1.06 ₱67.7

59.43%

Oranges (1kg)

$2.25 ฿75.7

$2.80 ₱179

-19.64%

Tomato (1kg)

$2.08 ฿69.9

$1.41 ₱90.3

47.52%

Potato (1kg)

$1.51 ฿50.9

$2.25 ₱144

-32.89%

Onion (1kg)

$1.38 ฿46.45

$2.78 ₱178

-50.36%

Lettuce (1 head)

$1.07 ฿35.90

$1.43 ₱91.5

-25.17%

Water (1.5 liter bottle)

$0.52 ฿17.48

$0.76 ₱48.58

-31.58%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$0.82 ₱52.2

412.20%

Wine (Bottle)

$18.79 ฿633

$6.35 ₱406

195.91%

Local Beer (0.5 liter bottle)

$1.82 ฿61.4

$1.07 ₱68.4

70.09%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.7

$1.27 ₱80.9

123.62%

One-way Ticket (Public Transport)

$1.45 ฿48.91

$0.25 ₱15.66

480.00%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,909

$11.41 ₱728

396.58%

Taxi Start (Normal Tariff)

$3.02 ฿102

$0.76 ₱48.41

297.37%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.28

$0.36 ₱22.70

183.33%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿124

$2.30 ₱147

60.43%

Gasoline (1 liter)

$1.47 ฿49.69

$1.17 ₱74.6

25.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿902.1K

$21.1K ₱1.3M

26.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿899.2K

$19.1K ₱1.2M

39.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,246

$62.0 ₱3,958

55.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$9.21 ₱588

22.26%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿568

$26.62 ₱1,700

-36.70%

Gym Membership (Monthly)

$67.2 ฿2,265

$31.01 ₱1,980

116.80%

Tennis Court (1 Hour on Weekend)

$10.73 ฿361

$5.14 ₱328

108.75%

Cinema Ticket

$7.50 ฿253

$1.52 ₱97.3

393.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.0K

$79.8 ₱5,091

496.78%

International Primary School, 1 Child (Yearly)

$11.3K ฿379.5K

$8,998 ₱574.5K

25.18%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,101

$32.98 ₱2,106

89.08%

Summer Dress (H&M, Zara, etc)

$28.41 ฿957

$18.94 ₱1,209

50.00%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,177

$54.1 ₱3,456

74.22%

Men's Leather Business Shoes

$85.8 ฿2,891

$69.4 ₱4,432

23.60%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.1K

$254 ₱16.2K

182.07%

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.5K

$170 ₱10.8K

189.49%

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿64.9K

$497 ₱31.8K

287.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.2K

$355 ₱22.6K

303.43%

Buy Apartment in City Center (m2)

$4,175 ฿140.7K

$2,669 ₱170.4K

56.45%

Buy Apartment Outside City Center (m2)

$3,045 ฿102.6K

$1,128 ₱72.0K

169.86%

Average Monthly Net Salary (After Tax)

$502 ฿16.9K

$318 ₱20.3K

58.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-7.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Toledo City: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Toledo City

$170 26.3% 65.5% $321

Groceries & Markets

Phuket

$266 20.8%

Toledo City

$182 28.3% 31.5% $84

Monthly Utilities & Internet

Phuket

$124 9.7%

Toledo City

$98 15.2% 21.4% $27

Clothing & Footwear

Phuket

$122 9.5%

Toledo City

$79 12.3% 35.2% $43

Eating Out

Phuket

$122 9.5%

Toledo City

$66 10.3% 45.4% $55

Sport & Entertainment

Phuket

$82 6.4%

Toledo City

$34 5.3% 58.6% $48

Getting Around

Phuket

$71 5.5%

Toledo City

$15 2.3% 78.8% $56

Cost Breakdown

A one-bedroom apartment in the center runs $716 in Phuket and $254 in Toledo City. Housing cost is often the main lever when comparing two cities.

Phuket pays 58% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32 in Phuket vs $19 in Toledo City for a mid-range dinner for two. Groceries echo the gap at $266 vs $182 per month, with Toledo City cheaper across the board.

Good to know

🇹🇭 Phuket

🇵🇭 Toledo City

🕒 Local time

17:33 5:33 PM

18:33 6:33 PM

1 h ahead of Phuket

🌤 Weather

👥 Population

79,308

206,692

💱 Currency

Thai Baht THB ฿

Philippine Peso PHP ₱

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.65 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 30, 2026: 1 USD = 33.69 THB (100 THB = 2.97 USD). 1 EUR = 37.68 THB (100 THB = 2.65 EUR).

Philippine Peso exchange rates as of October 30, 2026: 1 USD = 63.85 PHP (100 PHP = 1.57 USD). 1 EUR = 71.41 PHP (100 PHP = 1.4 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Toledo City 2,780 km ≈ 4 h nonstop flight

From you

Phuket
Toledo City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Toledo City: Cost of Living - Frequently Asked Questions

Toledo City is about 50% cheaper overall, especially in groceries, transport, and eating out. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 58% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $716 in Phuket versus $254 in Toledo City. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $476 in Phuket versus $80 in Toledo City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 46% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $644 in Toledo City versus $1,278 in Phuket, a $1,200 budget is realistic in Toledo City but tight or insufficient in Phuket. The gap between the two cities makes Toledo City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toledo City gentler on the wallet – expenses run 50% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.