Cost of Living Comparison Between Phuket and Toledo City Cost of Living Comparison Between Phuket and Toledo City

Monthly Cost of Living

Monthly costs for one person with rent: $1,250 in Phuket versus $692 in Toledo City.

Estimated couple costs with rent: $2,284 in Phuket versus $1,103 in Toledo City.

Monthly costs for a family of three with rent: $3,317 in Phuket versus $1,513 in Toledo City.

Living in Phuket is roughly 81% more expensive than in Toledo City, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 6% lower, Toledo City 48% lower.

Meal at Budget Restaurant

$4.55 ฿153

$2.61 ₱160

74.33%

Three-Course Dinner for Two, Mid-Range

$46.18 ฿1,554

$21.49 ₱1,323

114.89%

Fast Food Meal (McDonalds, etc)

$8.84 ฿298

$3.56 ₱219

148.31%

Cappuccino

$3.06 ฿103

$1.99 ₱123

53.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 ฿24.42

$0.56 ₱34.72

30.36%

Water (0.33 liter bottle)

$0.40 ฿13.40

$0.30 ₱18.32

33.33%

Local Beer (0.5 liter draught)

$2.43 ฿81.8

$0.93 ₱57.3

161.29%

Imported Beer (0.33 liter bottle)

$3.78 ฿127

$1.75 ₱108

116.00%

Milk (1 liter)

$2.26 ฿76.0

$1.77 ₱109

27.68%

White Bread (500g)

$1.81 ฿60.9

$1.21 ₱74.7

49.59%

Rice (white) (1kg)

$2.25 ฿75.8

$0.88 ₱54.3

155.68%

Eggs

$2.25 ฿75.6

$2.15 ₱132

4.65%

Local Cheese (1kg)

$19.51 ฿656

$6.00 ₱369

225.17%

Chicken Fillets (1kg)

$3.65 ฿123

$4.20 ₱259

-13.10%

Beef Round Steak (1kg)

$13.05 ฿439

$7.08 ₱436

84.32%

Apples (1kg)

$3.23 ฿109

$2.36 ₱145

36.86%

Banana (1kg)

$1.62 ฿54.4

$1.20 ₱73.6

35.00%

Oranges (1kg)

$2.38 ฿80.2

$1.95 ₱120

22.05%

Tomato (1kg)

$2.03 ฿68.2

$1.55 ₱95.6

30.97%

Potato (1kg)

$1.53 ฿51.6

$2.49 ₱154

-38.55%

Onion (1kg)

$1.50 ฿50.5

$1.15 ₱71.0

30.43%

Lettuce (1 head)

$0.98 ฿32.93

$1.69 ₱104

-42.01%

Water (1.5 liter bottle)

$0.52 ฿17.40

$0.91 ₱55.8

-42.86%

Cigarettes 20 Pack (Marlboro, Camel)

$4.44 ฿149

$1.20 ₱73.7

270.00%

Wine (Bottle)

$18.32 ฿616

$4.19 ₱258

337.23%

Local Beer (0.5 liter bottle)

$1.86 ฿62.7

$1.22 ₱75.0

52.46%

Imported Beer (0.33 liter bottle)

$2.68 ฿90.2

$1.92 ₱118

39.58%

One-way Ticket (Public Transport)

$1.41 ฿47.49

$0.26 ₱15.80

442.31%

Public Transport Monthly Pass (Regular Price)

$11.70 ฿394

Taxi Start (Normal Tariff)

$3.11 ฿105

$0.73 ₱44.82

326.03%

Taxi (Normal Tariff) (1km)

$1.04 ฿35.08

$0.23 ₱14.04

352.17%

Taxi 1hour Waiting (Normal Tariff)

$14.11 ฿475

$2.68 ₱165

426.49%

Gasoline (1 liter)

$1.31 ฿44.13

$1.14 ₱70.1

14.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿936.0K

$23.8K ₱1.5M

16.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.2K ฿1.1M

$19.4K ₱1.2M

71.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿4,120

$67.2 ₱4,134

82.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.59 ฿457

$30.92 ₱1,903

-56.05%

Internet (50+ Mbps, Unlimited Data)

$18.70 ฿629

$30.16 ₱1,857

-38.00%

Gym Membership (Monthly)

$60.5 ฿2,035

$33.48 ₱2,061

80.68%

Tennis Court (1 Hour on Weekend)

$16.98 ฿572

$4.34 ₱267

291.24%

Cinema Ticket

$9.07 ฿305

$1.80 ₱111

403.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$706 ฿23.8K

$89.8 ₱5,531

686.28%

International Primary School, 1 Child (Yearly)

$15.8K ฿531.8K

$4,365 ₱268.7K

262.04%

Jeans (Levis 501 Or Similar)

$58.6 ฿1,970

$45.99 ₱2,831

27.31%

Summer Dress (H&M, Zara, etc)

$35.36 ฿1,190

$22.57 ₱1,390

56.67%

Sport Shoes (Adidas, Nike)

$115 ฿3,885

$63.2 ₱3,888

82.83%

Men's Leather Business Shoes

$83.7 ฿2,818

$80.3 ₱4,942

4.31%

1-bedroom Apartment, City Center (Monthly)

$626 ฿21.1K

$413 ₱25.4K

51.48%

1-bedroom Apartment, Outside City Center (Monthly)

$445 ฿15.0K

$175 ₱10.8K

154.23%

3-bedroom Apartment, City Center (Monthly)

$2,040 ฿68.7K

$582 ₱35.8K

250.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,492 ฿50.2K

$394 ₱24.2K

278.94%

Buy Apartment in City Center (m2)

$3,483 ฿117.2K

$2,400 ₱147.8K

45.09%

Buy Apartment Outside City Center (m2)

$2,577 ฿86.7K

$986 ₱60.7K

161.31%

Average Monthly Net Salary (After Tax)

$500 ฿16.8K

$318 ₱19.6K

56.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

-11.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: July 12, 2026

Last update for Toledo City: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $626 in Phuket and $413 in Toledo City. Housing cost is often the main lever when comparing two cities.

Phuket pays 57% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Phuket vs $21.00 in Toledo City for a mid-range dinner for two. Groceries echo the gap at $289 vs $182 per month, with Toledo City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Toledo City: Cost of Living - Frequently Asked Questions

Toledo City is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 81% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 57% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $626 in Phuket versus $413 in Toledo City. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $706 in Phuket versus $89.8 in Toledo City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toledo City – a meal for two runs $21.00 versus $46.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $692 in Toledo City versus $1,250 in Phuket, a $2,000 budget is realistic in Toledo City but tight or insufficient in Phuket. The gap between the two cities makes Toledo City the clear choice for anyone on this budget.

For families, Toledo City is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Toledo City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toledo City gentler on the wallet – expenses run 81% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.