Cost of Living Comparison Between Phuket and Toledo City Cost of Living Comparison Between Phuket and Toledo City

Monthly Cost of Living

Monthly costs for one person with rent: $1,265 in Phuket versus $644 in Toledo City.

Estimated couple costs with rent: $2,089 in Phuket versus $1,034 in Toledo City.

Monthly costs for a family of three with rent: $2,913 in Phuket versus $1,424 in Toledo City.

Living in Phuket is roughly 97% more expensive than in Toledo City, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 8% lower, Toledo City 53% lower.

Meal at Budget Restaurant

$4.66 ฿154

$2.88 ₱180

61.81%

Three-Course Dinner for Two, Mid-Range

$32.22 ฿1,065

$19.11 ₱1,198

68.60%

Fast Food Meal (McDonalds, etc)

$8.68 ฿287

$3.17 ₱199

173.82%

Cappuccino

$2.90 ฿95.8

$1.95 ₱122

48.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ฿27.89

$0.66 ₱41.35

27.27%

Water (0.33 liter bottle)

$0.49 ฿16.16

$0.32 ₱20.05

53.12%

Local Beer (0.5 liter draught)

$2.48 ฿82.0

$1.06 ₱66.5

133.96%

Imported Beer (0.33 liter bottle)

$3.73 ฿123

$1.81 ₱113

106.08%

Milk (1 liter)

$1.89 ฿62.3

$1.68 ₱105

12.50%

White Bread (500g)

$1.41 ฿46.54

$1.20 ₱75.5

17.50%

Rice (white) (1kg)

$1.62 ฿53.6

$0.91 ₱57.0

78.02%

Eggs

$2.24 ฿74.1

$1.95 ₱123

14.87%

Local Cheese (1kg)

$19.84 ฿656

$5.90 ₱370

236.27%

Chicken Fillets (1kg)

$3.48 ฿115

$4.09 ₱257

-14.91%

Beef Round Steak (1kg)

$11.37 ฿376

$6.06 ₱380

87.62%

Apples (1kg)

$2.90 ฿95.8

$3.28 ₱206

-11.59%

Banana (1kg)

$1.72 ฿57.0

$1.03 ₱64.8

66.99%

Oranges (1kg)

$2.27 ฿75.1

$2.92 ₱183

-22.26%

Tomato (1kg)

$2.13 ฿70.4

$1.45 ₱90.8

46.90%

Potato (1kg)

$1.47 ฿48.72

$2.41 ₱151

-39.00%

Onion (1kg)

$1.42 ฿46.92

$2.76 ₱173

-48.55%

Lettuce (1 head)

$1.10 ฿36.25

$1.46 ₱91.6

-24.66%

Water (1.5 liter bottle)

$0.60 ฿19.76

$0.76 ₱47.76

-21.05%

Cigarettes 20 Pack (Marlboro, Camel)

$4.31 ฿142

$0.79 ₱49.45

445.57%

Wine (Bottle)

$18.60 ฿615

$6.48 ₱406

187.04%

Local Beer (0.5 liter bottle)

$1.80 ฿59.5

$1.10 ₱69.0

63.64%

Imported Beer (0.33 liter bottle)

$2.97 ฿98.0

$1.31 ₱81.9

126.72%

One-way Ticket (Public Transport)

$2.25 ฿74.2

$0.27 ₱17.04

733.33%

Public Transport Monthly Pass (Regular Price)

$23.49 ฿776

$11.01 ₱690

113.35%

Taxi Start (Normal Tariff)

$3.10 ฿102

$0.75 ₱47.01

313.33%

Taxi (Normal Tariff) (1km)

$1.08 ฿35.56

$0.36 ₱22.63

200.00%

Taxi 1hour Waiting (Normal Tariff)

$3.87 ฿128

$2.36 ₱148

63.98%

Gasoline (1 liter)

$1.43 ฿47.16

$1.09 ₱68.5

31.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿918.0K

$21.4K ₱1.3M

30.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ฿891.5K

$19.6K ₱1.2M

37.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 ฿3,462

$62.9 ₱3,944

66.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.39 ฿376

$9.41 ₱590

21.04%

Internet (50+ Mbps, Unlimited Data)

$17.54 ฿580

$27.68 ₱1,736

-36.63%

Gym Membership (Monthly)

$54.3 ฿1,795

$31.56 ₱1,979

72.18%

Tennis Court (1 Hour on Weekend)

$11.44 ฿378

$4.73 ₱297

141.86%

Cinema Ticket

$7.78 ฿257

$1.58 ₱98.9

392.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$576 ฿19.0K

$79.9 ₱5,009

621.40%

International Primary School, 1 Child (Yearly)

$11.6K ฿382.7K

$8,197 ₱513.9K

41.29%

Jeans (Levis 501 Or Similar)

$63.6 ฿2,103

$32.20 ₱2,019

97.64%

Summer Dress (H&M, Zara, etc)

$29.10 ฿961

$19.59 ₱1,228

48.55%

Sport Shoes (Adidas, Nike)

$96.2 ฿3,179

$55.0 ₱3,445

75.10%

Men's Leather Business Shoes

$90.0 ฿2,974

$55.9 ₱3,505

60.99%

1-bedroom Apartment, City Center (Monthly)

$733 ฿24.2K

$272 ₱17.1K

169.13%

1-bedroom Apartment, Outside City Center (Monthly)

$501 ฿16.5K

$173 ₱10.9K

189.35%

3-bedroom Apartment, City Center (Monthly)

$2,126 ฿70.2K

$509 ₱31.9K

317.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,252 ฿41.4K

$347 ₱21.7K

261.31%

Buy Apartment in City Center (m2)

$3,534 ฿116.8K

$2,614 ₱163.9K

35.17%

Buy Apartment Outside City Center (m2)

$2,622 ฿86.6K

$1,060 ₱66.4K

147.42%

Average Monthly Net Salary (After Tax)

$508 ฿16.8K

$324 ₱20.3K

56.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-7.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: September 6, 2026

Last update for Toledo City: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $733 in Phuket and $272 in Toledo City. Housing cost is often the main lever when comparing two cities.

Phuket pays 57% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Phuket vs $19.00 in Toledo City for a mid-range dinner for two. Groceries echo the gap at $275 vs $187 per month, with Toledo City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Toledo City: Cost of Living - Frequently Asked Questions

Toledo City is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 97% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 57% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $733 in Phuket versus $272 in Toledo City. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $576 in Phuket versus $79.9 in Toledo City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 47% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $644 in Toledo City versus $1,265 in Phuket, a $2,000 budget is realistic in Toledo City but tight or insufficient in Phuket. The gap between the two cities makes Toledo City the clear choice for anyone on this budget.

For families, Toledo City is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Toledo City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toledo City gentler on the wallet – expenses run 97% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.