Cost of Living Comparison Between Phuket and Swords Cost of Living Comparison Between Phuket and Swords

Monthly Cost of Living

Monthly costs for one person with rent: $1,270 in Phuket versus $2,572 in Swords.

Estimated couple costs with rent: $2,304 in Phuket versus $3,724 in Swords.

Monthly costs for a family of three with rent: $3,339 in Phuket versus $4,876 in Swords.

Living in Phuket costs roughly 51% less than in Swords, driven mainly by Eating Out.

The two cities straddle the global median: Phuket is 5% below, Swords is 92% above.

Meal at Budget Restaurant

$4.66 ฿150

$18.36 €15.66

-74.62%

Three-Course Dinner for Two, Mid-Range

$46.44 ฿1,496

$94.5 €80.6

-50.86%

Fast Food Meal (McDonalds, etc)

$8.68 ฿280

$10.48 €8.94

-17.18%

Cappuccino

$2.95 ฿95.0

$4.40 €3.75

-32.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ฿22.52

$2.34 €2.00

-70.09%

Water (0.33 liter bottle)

$0.39 ฿12.70

$1.56 €1.33

-75.00%

Local Beer (0.5 liter draught)

$2.53 ฿81.6

$6.96 €5.93

-63.65%

Imported Beer (0.33 liter bottle)

$3.78 ฿122

$6.19 €5.28

-38.93%

Milk (1 liter)

$2.22 ฿71.5

$1.45 €1.24

53.10%

White Bread (500g)

$1.80 ฿57.8

$2.12 €1.81

-15.09%

Rice (white) (1kg)

$2.19 ฿70.4

$2.00 €1.71

9.50%

Eggs

$2.31 ฿74.5

$4.03 €3.44

-42.68%

Local Cheese (1kg)

$19.34 ฿623

$11.28 €9.62

71.45%

Chicken Fillets (1kg)

$3.77 ฿121

$10.56 €9.01

-64.30%

Beef Round Steak (1kg)

$13.22 ฿426

$11.98 €10.22

10.35%

Apples (1kg)

$3.33 ฿107

$2.92 €2.49

14.04%

Banana (1kg)

$1.65 ฿53.1

$1.98 €1.69

-16.67%

Oranges (1kg)

$2.29 ฿73.7

$2.75 €2.35

-16.73%

Tomato (1kg)

$1.99 ฿64.1

$3.42 €2.92

-41.81%

Potato (1kg)

$1.53 ฿49.24

$1.38 €1.17

10.87%

Onion (1kg)

$1.51 ฿48.77

$1.43 €1.22

5.59%

Lettuce (1 head)

$1.03 ฿33.12

$1.34 €1.14

-23.13%

Water (1.5 liter bottle)

$0.51 ฿16.57

$1.66 €1.42

-69.28%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 ฿142

$19.62 €16.74

-77.52%

Wine (Bottle)

$19.41 ฿625

$14.15 €12.07

37.17%

Local Beer (0.5 liter bottle)

$1.80 ฿58.0

$3.63 €3.10

-50.41%

Imported Beer (0.33 liter bottle)

$2.68 ฿86.4

$3.98 €3.40

-32.66%

One-way Ticket (Public Transport)

$1.43 ฿46.11

$2.41 €2.06

-40.66%

Public Transport Monthly Pass (Regular Price)

$11.70 ฿377

$99.8 €85.2

-88.28%

Taxi Start (Normal Tariff)

$3.04 ฿97.9

$4.87 €4.15

-37.58%

Taxi (Normal Tariff) (1km)

$1.04 ฿33.37

$2.09 €1.78

-50.24%

Taxi 1hour Waiting (Normal Tariff)

$13.68 ฿441

$38.46 €32.80

-64.43%

Gasoline (1 liter)

$1.30 ฿41.85

$2.00 €1.71

-35.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K ฿898.9K

$43.1K €36.8K

-35.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K ฿1.1M

$39.8K €33.9K

-16.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ฿3,962

$280 €239

-56.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.82 ฿445

$23.23 €19.81

-40.51%

Internet (50+ Mbps, Unlimited Data)

$18.86 ฿608

$54.3 €46.32

-65.27%

Gym Membership (Monthly)

$61.2 ฿1,970

$41.03 €35.00

49.04%

Tennis Court (1 Hour on Weekend)

$16.81 ฿541

Cinema Ticket

$8.87 ฿286

$14.12 €12.05

-37.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$696 ฿22.4K

$1,075 €917

-35.23%

International Primary School, 1 Child (Yearly)

$16.1K ฿517.4K

$8,257 €7,044

94.46%

Jeans (Levis 501 Or Similar)

$59.3 ฿1,910

$90.9 €77.6

-34.81%

Summer Dress (H&M, Zara, etc)

$34.85 ฿1,123

$39.66 €33.83

-12.13%

Sport Shoes (Adidas, Nike)

$113 ฿3,646

$99.8 €85.1

13.41%

Men's Leather Business Shoes

$85.1 ฿2,740

$106 €90.7

-19.98%

1-bedroom Apartment, City Center (Monthly)

$615 ฿19.8K

$1,467 €1,252

-58.06%

1-bedroom Apartment, Outside City Center (Monthly)

$448 ฿14.4K

$1,255 €1,070

-64.26%

3-bedroom Apartment, City Center (Monthly)

$2,085 ฿67.2K

$2,426 €2,069

-14.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 ฿48.2K

$1,979 €1,688

-24.42%

Buy Apartment in City Center (m2)

$3,734 ฿120.3K

$5,018 €4,281

-25.58%

Buy Apartment Outside City Center (m2)

$2,662 ฿85.8K

$5,068 €4,323

-47.47%

Average Monthly Net Salary (After Tax)

$534 ฿17.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

4.04

31.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: April 20, 2026

Last update for Swords: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $615 in Phuket and $1,467 in Swords. Housing cost is often the main lever when comparing two cities.

Dining out: $46 in Phuket vs $95 in Swords for a mid-range dinner for two. Groceries echo the gap at $291 vs $324 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Swords: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 103% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,904 in Phuket and $3,859 in Swords to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $615 in Phuket versus $1,467 in Swords. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $696 in Phuket versus $1,075 in Swords. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 11% higher in Swords. For households that cook at home regularly, that difference adds up over a month.

At $1,270 in Phuket versus $2,572 in Swords, a $1,500 budget is realistic in Phuket but tight or insufficient in Swords. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Swords, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Swords are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 103% less than in Swords. Beyond cost, consider language, visa policies, and how big the international community is in each city.