Last update: Oct 2026

Cost of Living Comparison Between Phuket and Swidnica

For one person, living is cheaper in Swidnica: $1,219 a month against $1,278 in Phuket, rent and utilities included – about $710 less a year. Other living expenses account for most of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
59

Cost of Living Index in Swidnica
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Swidnica Living Index

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Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Swidnica

🇵🇱 Poland

$1,219

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Swidnica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Swidnica actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Phuket versus $1,219 in Swidnica.

Phuket $1,278
Swidnica $1,219

Estimated couple costs with rent: $2,216 in Phuket versus $1,890 in Swidnica.

Phuket $2,216
Swidnica $1,890

Monthly costs for a family of three with rent: $3,154 in Phuket versus $2,562 in Swidnica.

Phuket $3,154
Swidnica $2,562

Living in Phuket is roughly 5% more expensive than in Swidnica, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Phuket 6% lower, Swidnica 10% lower.

Meal at Budget Restaurant

$4.47 ฿151

$7.83 zł 30.99

-42.91%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,094

$25.29 zł 100

28.15%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$7.04 zł 27.85

25.14%

Cappuccino

$2.83 ฿95.5

$3.02 zł 11.96

-6.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.43

$2.13 zł 8.44

-59.15%

Water (0.33 liter bottle)

$0.49 ฿16.67

$1.89 zł 7.47

-74.07%

Local Beer (0.5 liter draught)

$2.56 ฿86.4

$2.51 zł 9.94

1.99%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$5.03 zł 19.89

-26.84%

Milk (1 liter)

$1.66 ฿56.0

$1.04 zł 4.13

59.62%

White Bread (500g)

$1.46 ฿49.35

$1.51 zł 6.00

-3.31%

Rice (white) (1kg)

$1.50 ฿50.6

$1.50 zł 5.92

Eggs

$2.09 ฿70.5

$3.95 zł 15.63

-47.09%

Local Cheese (1kg)

$19.07 ฿644

$9.28 zł 36.72

105.50%

Chicken Fillets (1kg)

$3.30 ฿111

$6.64 zł 26.26

-50.30%

Beef Round Steak (1kg)

$10.91 ฿368

$11.86 zł 46.95

-8.01%

Apples (1kg)

$2.93 ฿99.0

$1.30 zł 5.15

125.38%

Banana (1kg)

$1.69 ฿57.1

$1.57 zł 6.20

7.64%

Oranges (1kg)

$2.25 ฿75.8

$1.68 zł 6.63

33.93%

Tomato (1kg)

$2.08 ฿70.1

$3.44 zł 13.63

-39.53%

Potato (1kg)

$1.51 ฿51.0

$0.93 zł 3.68

62.37%

Onion (1kg)

$1.38 ฿46.56

$0.79 zł 3.11

74.68%

Lettuce (1 head)

$1.07 ฿35.99

$1.45 zł 5.75

-26.21%

Water (1.5 liter bottle)

$0.52 ฿17.52

$0.71 zł 2.82

-26.76%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$6.04 zł 23.91

-30.46%

Wine (Bottle)

$18.79 ฿634

$7.57 zł 29.96

148.22%

Local Beer (0.5 liter bottle)

$1.82 ฿61.5

$1.19 zł 4.72

52.94%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.9

$1.84 zł 7.30

54.35%

One-way Ticket (Public Transport)

$1.45 ฿49.03

$1.09 zł 4.30

33.03%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,913

$28.32 zł 112

100.07%

Taxi Start (Normal Tariff)

$3.02 ฿102

$2.58 zł 10.22

17.05%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.36

$0.99 zł 3.92

3.03%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿125

$10.23 zł 40.47

-63.93%

Gasoline (1 liter)

$1.47 ฿49.81

$1.66 zł 6.56

-11.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿904.3K

$29.9K zł 118.2K

-10.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿901.3K

$29.0K zł 114.7K

-7.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,254

$199 zł 788

-51.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$9.55 zł 37.79

17.91%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿569

$12.49 zł 49.41

34.91%

Gym Membership (Monthly)

$67.2 ฿2,270

$37.52 zł 148

79.18%

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

$21.93 zł 86.8

-51.07%

Cinema Ticket

$7.50 ฿253

$6.98 zł 27.60

7.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.1K

$475 zł 1,879

0.24%

International Primary School, 1 Child (Yearly)

$11.3K ฿380.4K

$11.8K zł 46.7K

-4.49%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,106

$92.3 zł 365

-32.40%

Summer Dress (H&M, Zara, etc)

$28.41 ฿959

$38.47 zł 152

-26.15%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,184

$92.7 zł 367

1.75%

Men's Leather Business Shoes

$85.8 ฿2,898

$107 zł 423

-19.80%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.2K

$590 zł 2,334

21.39%

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.6K

$371 zł 1,470

32.18%

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿65.1K

$974 zł 3,855

97.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.3K

$822 zł 3,252

74.07%

Buy Apartment in City Center (m2)

$4,175 ฿141.0K

$2,938 zł 11.6K

42.12%

Buy Apartment Outside City Center (m2)

$3,045 ฿102.8K

$2,228 zł 8,817

36.64%

Average Monthly Net Salary (After Tax)

$502 ฿17.0K

$1,020 zł 4,038

-50.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-20.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Swidnica: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Swidnica

$371 30.5% 24.3% $120

Groceries & Markets

Phuket

$266 20.8%

Swidnica

$227 18.7% 14.6% $39

Monthly Utilities & Internet

Phuket

$124 9.7%

Swidnica

$221 18.2% 77.7% $97

Clothing & Footwear

Phuket

$122 9.5%

Swidnica

$149 12.2% 22% $27

Eating Out

Phuket

$122 9.5%

Swidnica

$159 13% 30.4% $37

Sport & Entertainment

Phuket

$82 6.4%

Swidnica

$51 4.2% 37.4% $31

Getting Around

Phuket

$71 5.5%

Swidnica

$40 3.3% 43% $30

Cost Breakdown

A one-bedroom apartment in the center runs $716 in Phuket and $590 in Swidnica. Housing cost is often the main lever when comparing two cities.

Swidnica pays about 2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32 in Phuket vs $25 in Swidnica for a mid-range dinner for two. Groceries echo the gap at $266 vs $227 per month, with Swidnica cheaper across the board.

Good to know

🇹🇭 Phuket

🇵🇱 Swidnica

🕒 Local time

06:18 6:18 AM

00:18 12:18 AM

6 h behind Phuket

🌤 Weather

👥 Population

79,308

55,800

💱 Currency

Thai Baht THB ฿

Polish Złoty PLN zł

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

Polish Złoty exchange rates as of October 28, 2026: 1 USD = 3.96 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Phuket Swidnica 8,760 km ≈ 11 h nonstop flight

From you

Phuket
Swidnica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Swidnica: Cost of Living - Frequently Asked Questions

Swidnica is about 5% cheaper overall, especially in groceries, leisure, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 51% lower in Phuket. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $716 in Phuket versus $590 in Swidnica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $476 in Phuket versus $475 in Swidnica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 17% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

Either city works on $2,000 a month, though Swidnica gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Swidnica are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Swidnica gentler on the wallet – expenses run 5% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.