Cost of Living Comparison Between Phuket and St Francis Bay Cost of Living Comparison Between Phuket and St Francis Bay

Monthly Cost of Living

Monthly costs for one person with rent: $1,264 in Phuket versus $1,017 in St Francis Bay.

Estimated couple costs with rent: $2,256 in Phuket versus $1,580 in St Francis Bay.

Monthly costs for a family of three with rent: $3,248 in Phuket versus $2,143 in St Francis Bay.

Living in Phuket is roughly 24% more expensive than in St Francis Bay, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 5% lower, St Francis Bay 24% lower.

Meal at Budget Restaurant

$4.48 ฿150

$8.64 R 142

-48.15%

Three-Course Dinner for Two, Mid-Range

$45.59 ฿1,521

$33.34 R 549

36.74%

Fast Food Meal (McDonalds, etc)

$8.76 ฿292

$4.94 R 81.4

77.33%

Cappuccino

$2.97 ฿99.0

$2.11 R 34.73

40.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.90

$1.02 R 16.86

-32.35%

Water (0.33 liter bottle)

$0.39 ฿13.04

$0.78 R 12.78

-50.00%

Local Beer (0.5 liter draught)

$2.53 ฿84.4

$2.31 R 37.95

9.52%

Imported Beer (0.33 liter bottle)

$3.75 ฿125

$2.59 R 42.62

44.79%

Milk (1 liter)

$2.15 ฿71.6

$1.14 R 18.84

88.60%

White Bread (500g)

$1.82 ฿60.6

$1.05 R 17.29

73.33%

Rice (white) (1kg)

$2.18 ฿72.9

$1.57 R 25.80

38.85%

Eggs

$2.25 ฿75.0

$2.39 R 39.32

-5.86%

Local Cheese (1kg)

$20.00 ฿667

$7.92 R 130

152.53%

Chicken Fillets (1kg)

$3.63 ฿121

$4.63 R 76.3

-21.60%

Beef Round Steak (1kg)

$13.56 ฿452

$6.76 R 111

100.59%

Apples (1kg)

$3.24 ฿108

$1.66 R 27.40

95.18%

Banana (1kg)

$1.64 ฿54.6

$1.52 R 25.02

7.89%

Oranges (1kg)

$2.33 ฿77.8

$1.48 R 24.30

57.43%

Tomato (1kg)

$2.07 ฿69.1

$1.65 R 27.18

25.45%

Potato (1kg)

$1.55 ฿51.6

$1.37 R 22.54

13.14%

Onion (1kg)

$1.46 ฿48.54

$1.22 R 20.11

19.67%

Lettuce (1 head)

$0.98 ฿32.86

$1.09 R 17.90

-10.09%

Water (1.5 liter bottle)

$0.48 ฿16.09

$0.90 R 14.74

-46.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.35 ฿145

$2.77 R 45.60

57.04%

Wine (Bottle)

$18.57 ฿620

$4.65 R 76.5

299.35%

Local Beer (0.5 liter bottle)

$1.86 ฿61.9

$1.34 R 22.05

38.81%

Imported Beer (0.33 liter bottle)

$2.65 ฿88.6

$1.72 R 28.35

54.07%

One-way Ticket (Public Transport)

$1.42 ฿47.28

$1.67 R 27.54

-14.97%

Public Transport Monthly Pass (Regular Price)

$11.57 ฿386

Taxi Start (Normal Tariff)

$3.17 ฿106

$1.09 R 18.00

190.83%

Taxi (Normal Tariff) (1km)

$1.03 ฿34.41

$0.91 R 14.97

13.19%

Taxi 1hour Waiting (Normal Tariff)

$13.89 ฿463

$3.98 R 65.6

248.99%

Gasoline (1 liter)

$1.34 ฿44.84

$1.27 R 20.97

5.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿927.1K

$21.6K R 356.2K

28.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K ฿1.1M

$23.4K R 385.8K

42.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ฿4,105

$118 R 1,944

4.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.77 ฿459

$34.99 R 576

-60.65%

Internet (50+ Mbps, Unlimited Data)

$18.33 ฿611

$41.92 R 690

-56.27%

Gym Membership (Monthly)

$60.7 ฿2,025

$30.80 R 507

97.05%

Tennis Court (1 Hour on Weekend)

$17.16 ฿573

$10.99 R 181

56.14%

Cinema Ticket

$8.87 ฿296

$6.55 R 108

35.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$688 ฿22.9K

$195 R 3,203

253.50%

International Primary School, 1 Child (Yearly)

$15.8K ฿526.4K

$4,292 R 70.7K

267.66%

Jeans (Levis 501 Or Similar)

$59.3 ฿1,978

$51.0 R 839

16.37%

Summer Dress (H&M, Zara, etc)

$34.69 ฿1,157

$31.75 R 523

9.26%

Sport Shoes (Adidas, Nike)

$115 ฿3,843

$89.4 R 1,472

28.80%

Men's Leather Business Shoes

$83.8 ฿2,794

$79.5 R 1,309

5.37%

1-bedroom Apartment, City Center (Monthly)

$621 ฿20.7K

$360 R 5,923

72.66%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.9K

$339 R 5,580

31.58%

3-bedroom Apartment, City Center (Monthly)

$2,034 ฿67.8K

$682 R 11.2K

198.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 ฿49.9K

$693 R 11.4K

116.02%

Buy Apartment in City Center (m2)

$3,455 ฿115.3K

$755 R 12.4K

357.56%

Buy Apartment Outside City Center (m2)

$2,531 ฿84.4K

$645 R 10.6K

292.68%

Average Monthly Net Salary (After Tax)

$494 ฿16.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

11.51

-53.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: July 27, 2026

Last update for St Francis Bay: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $621 in Phuket and $360 in St Francis Bay. Housing cost is often the main lever when comparing two cities.

Dining out: $46.00 in Phuket vs $33.00 in St Francis Bay for a mid-range dinner for two. Groceries echo the gap at $291 vs $178 per month, with St Francis Bay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs St Francis Bay: Cost of Living - Frequently Asked Questions

St Francis Bay is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 24% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,896 in Phuket and $1,525 in St Francis Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $621 in Phuket versus $360 in St Francis Bay. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $688 in Phuket versus $195 in St Francis Bay. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in St Francis Bay – a meal for two runs $33.00 versus $46.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,017 in St Francis Bay versus $1,264 in Phuket, a $2,000 budget is realistic in St Francis Bay but tight or insufficient in Phuket. The gap between the two cities makes St Francis Bay the clear choice for anyone on this budget.

For families, St Francis Bay is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and St Francis Bay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find St Francis Bay gentler on the wallet – expenses run 24% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.