😐Monthly costs for one person with rent: $1,264 in Phuket versus $1,117 in San Fernando.
😐Estimated couple costs with rent: $2,256 in Phuket versus $1,770 in San Fernando.
😐Monthly costs for a family of three with rent: $3,248 in Phuket versus $2,423 in San Fernando.
🌍Living in Phuket is roughly 13% more expensive than in San Fernando, driven mainly by Eating Out.
📊Both cities sit below the global median: Phuket5% lower, San Fernando16% lower.
Currency
🍽 Eating Out
Phuket
San Fernando
Difference
Meal at Budget Restaurant
$4.48฿150
$10.42MX$180
-57.01%
Three-Course Dinner for Two, Mid-Range
$45.59฿1,521
$39.35MX$681
15.86%
Fast Food Meal(McDonalds, etc)
$8.76฿292
$8.02MX$139
9.23%
Cappuccino
$2.97฿99.0
$3.36MX$58.1
-11.61%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.69฿22.90
$1.24MX$21.50
-44.35%
Water(0.33 liter bottle)
$0.39฿13.04
$0.91MX$15.68
-57.14%
Local Beer(0.5 liter draught)
$2.53฿84.4
$2.34MX$40.51
8.12%
Imported Beer(0.33 liter bottle)
$3.75฿125
$3.97MX$68.7
-5.54%
🛒 Groceries & Markets
Phuket
San Fernando
Difference
Milk(1 liter)
$2.15฿71.6
$1.42MX$24.51
51.41%
White Bread(500g)
$1.82฿60.6
$2.64MX$45.75
-31.06%
Rice(white)(1kg)
$2.18฿72.9
$1.62MX$28.03
34.57%
Eggs
$2.25฿75.0
$2.34MX$40.41
-3.85%
Local Cheese(1kg)
$20.00฿667
$7.86MX$136
154.45%
Chicken Fillets(1kg)
$3.63฿121
$7.68MX$133
-52.73%
Beef Round Steak(1kg)
$13.56฿452
$10.41MX$180
30.26%
Apples(1kg)
$3.24฿108
$2.65MX$45.90
22.26%
Banana(1kg)
$1.64฿54.6
$1.38MX$23.87
18.84%
Oranges(1kg)
$2.33฿77.8
$1.78MX$30.81
30.90%
Tomato(1kg)
$2.07฿69.1
$1.66MX$28.65
24.70%
Potato(1kg)
$1.55฿51.6
$1.90MX$32.89
-18.42%
Onion(1kg)
$1.46฿48.54
$1.91MX$33.08
-23.56%
Lettuce(1 head)
$0.98฿32.86
$1.21MX$20.91
-19.01%
Water(1.5 liter bottle)
$0.48฿16.09
$1.02MX$17.58
-52.94%
Cigarettes 20 Pack(Marlboro, Camel)
$4.35฿145
$4.12MX$71.2
5.58%
Wine(Bottle)
$18.57฿620
$10.56MX$183
75.85%
Local Beer(0.5 liter bottle)
$1.86฿61.9
$1.62MX$28.11
14.81%
Imported Beer(0.33 liter bottle)
$2.65฿88.6
$2.82MX$48.82
-6.03%
🚌 Getting Around
Phuket
San Fernando
Difference
One-way Ticket(Public Transport)
$1.42฿47.28
$0.61MX$10.50
132.79%
Public Transport Monthly Pass(Regular Price)
$11.57฿386
-
-
Taxi Start(Normal Tariff)
$3.17฿106
$2.56MX$44.34
23.83%
Taxi(Normal Tariff)(1km)
$1.03฿34.41
$1.54MX$26.70
-33.12%
Taxi 1hour Waiting(Normal Tariff)
$13.89฿463
$8.33MX$144
66.75%
Gasoline(1 liter)
$1.34฿44.84
$1.26MX$21.82
6.35%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K฿927.1K
$21.3KMX$368.5K
30.49%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.4K฿1.1M
$22.5KMX$388.5K
48.64%
🧾 Monthly Utilities & Internet
Phuket
San Fernando
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$123฿4,105
$55.6MX$961
121.47%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.77฿459
$21.92MX$379
-37.18%
Internet(50+ Mbps, Unlimited Data)
$18.33฿611
$27.61MX$478
-33.61%
🎉 Sport & Entertainment
Phuket
San Fernando
Difference
Gym Membership(Monthly)
$60.7฿2,025
$35.59MX$616
70.53%
Tennis Court(1 Hour on Weekend)
$17.16฿573
$15.85MX$274
8.26%
Cinema Ticket
$8.87฿296
$4.61MX$79.8
92.41%
🧸 Childcare & Education
Phuket
San Fernando
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$688฿22.9K
$204MX$3,538
236.38%
International Primary School, 1 Child(Yearly)
$15.8K฿526.4K
$3,583MX$62.0K
340.40%
👕👟 Clothing & Footwear
Phuket
San Fernando
Difference
Jeans(Levis 501 Or Similar)
$59.3฿1,978
$53.6MX$928
10.55%
Summer Dress(H&M, Zara, etc)
$34.69฿1,157
$39.64MX$686
-12.49%
Sport Shoes(Adidas, Nike)
$115฿3,843
$89.7MX$1,552
28.39%
Men's Leather Business Shoes
$83.8฿2,794
$79.2MX$1,369
5.82%
🏠 Accommodation & Living
Phuket
San Fernando
Difference
1-bedroom Apartment, City Center(Monthly)
$621฿20.7K
$514MX$8,891
20.90%
1-bedroom Apartment, Outside City Center(Monthly)
$446฿14.9K
$393MX$6,793
13.59%
3-bedroom Apartment, City Center(Monthly)
$2,034฿67.8K
$934MX$16.2K
117.74%
3-bedroom Apartment, Outside City Center(Monthly)
$1,496฿49.9K
$761MX$13.2K
96.51%
Buy Apartment in City Center(m2)
$3,455฿115.3K
$2,076MX$35.9K
66.46%
Buy Apartment Outside City Center(m2)
$2,531฿84.4K
$1,310MX$22.7K
93.20%
💵 Salaries & Financials
Phuket
San Fernando
Difference
Average Monthly Net Salary(After Tax)
$494฿16.5K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
11.48
-53.57%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Phuket: July 27, 2026
Last update for San Fernando: July 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $621 in Phuket and $514 in San Fernando. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $46.00 in Phuket vs $39.00 in San Fernando for a mid-range dinner for two. Groceries echo the gap at $291 vs $248 per month, with San Fernando cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs San Fernando: Cost of Living - Frequently Asked Questions
Is San Fernando cheaper than Phuket?
San Fernando is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 13% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,896 in Phuket and $1,675 in San Fernando to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Phuket and San Fernando?
Rent for a central apartment: $621 in Phuket versus $514 in San Fernando. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $688 in Phuket versus $204 in San Fernando. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Phuket or in San Fernando?
Dining out is cheaper in San Fernando – a meal for two runs $39.00 versus $46.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Phuket or in San Fernando?
At $1,117 in San Fernando versus $1,264 in Phuket, a $1,500 budget is realistic in San Fernando but tight or insufficient in Phuket. The gap between the two cities makes San Fernando the clear choice for anyone on this budget.
Is Phuket or San Fernando more family-friendly?
For families, San Fernando is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Phuket or San Fernando?
Safety-wise, Phuket and San Fernando are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find San Fernando gentler on the wallet – expenses run 13% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.