Cost of Living Comparison Between Phuket and San Fernando Cost of Living Comparison Between Phuket and San Fernando

Monthly Cost of Living

Monthly costs for one person with rent: $1,261 in Phuket versus $1,125 in San Fernando.

Estimated couple costs with rent: $2,286 in Phuket versus $1,764 in San Fernando.

Monthly costs for a family of three with rent: $3,310 in Phuket versus $2,403 in San Fernando.

Living in Phuket is roughly 12% more expensive than San Fernando, driven mainly by Eating Out.

Both cities sit below the global median: Phuket 6% lower, San Fernando 16% lower.

Currency
🍽 Eating Out
Phuket
San Fernando
Difference
Meal at Budget Restaurant
$4.56 ฿149
$10.50 MX$180
-56.57%
Three-Course Dinner for Two, Mid-Range
$46.63 ฿1,519
$39.52 MX$678
17.99%
Fast Food Meal (McDonalds, etc)
$8.47 ฿276
$8.05 MX$138
5.22%
Cappuccino
$3.03 ฿98.6
$3.38 MX$58.1
-10.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.69 ฿22.45
$1.28 MX$21.97
-46.09%
Water (0.33 liter bottle)
$0.37 ฿11.92
$0.90 MX$15.49
-58.89%
Local Beer (0.5 liter draught)
$2.49 ฿81.0
$2.35 MX$40.26
5.96%
Imported Beer (0.33 liter bottle)
$3.66 ฿119
$3.95 MX$67.7
-7.34%
🛒 Groceries & Markets
Phuket
San Fernando
Difference
Milk (1 liter)
$2.18 ฿71.0
$1.42 MX$24.40
53.52%
White Bread (500g)
$1.90 ฿62.0
$2.63 MX$45.08
-27.76%
Rice (white) (1kg)
$2.20 ฿71.6
$1.63 MX$27.90
34.97%
Eggs
$2.22 ฿72.4
$2.28 MX$39.13
-2.63%
Local Cheese (1kg)
$19.99 ฿651
$7.89 MX$135
153.36%
Chicken Fillets (1kg)
$3.66 ฿119
$7.70 MX$132
-52.47%
Beef Round Steak (1kg)
$13.25 ฿432
$10.61 MX$182
24.88%
Apples (1kg)
$3.23 ฿105
$2.71 MX$46.57
19.19%
Banana (1kg)
$1.70 ฿55.3
$1.41 MX$24.12
20.57%
Oranges (1kg)
$2.39 ฿78.0
$1.78 MX$30.53
34.27%
Tomato (1kg)
$2.08 ฿67.7
$1.61 MX$27.56
29.19%
Potato (1kg)
$1.59 ฿51.8
$1.84 MX$31.55
-13.59%
Onion (1kg)
$1.48 ฿48.31
$1.98 MX$34.01
-25.25%
Lettuce (1 head)
$1.03 ฿33.54
$1.22 MX$20.88
-15.57%
Water (1.5 liter bottle)
$0.52 ฿16.83
$1.01 MX$17.38
-48.51%
Cigarettes 20 Pack (Marlboro, Camel)
$4.25 ฿138
$4.12 MX$70.8
3.16%
Wine (Bottle)
$18.79 ฿612
$9.78 MX$168
92.13%
Local Beer (0.5 liter bottle)
$1.76 ฿57.2
$1.55 MX$26.65
13.55%
Imported Beer (0.33 liter bottle)
$2.76 ฿89.8
$2.86 MX$49.14
-3.50%
🚌 Getting Around
Phuket
San Fernando
Difference
One-way Ticket (Public Transport)
$1.36 ฿44.32
$0.65 MX$11.14
109.23%
Public Transport Monthly Pass (Regular Price)
$11.36 ฿370
-
-
Taxi Start (Normal Tariff)
$3.14 ฿102
$2.57 MX$44.07
22.18%
Taxi (Normal Tariff) (1km)
$1.04 ฿33.74
$1.58 MX$27.18
-34.18%
Taxi 1hour Waiting (Normal Tariff)
$13.77 ฿448
$8.23 MX$141
67.31%
Gasoline (1 liter)
$1.34 ฿43.79
$1.28 MX$21.95
4.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.7K ฿901.4K
$21.6K MX$370.3K
28.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.9K ฿1.1M
$22.9K MX$393.4K
47.74%
🧾 Monthly Utilities & Internet
Phuket
San Fernando
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$124 ฿4,025
$56.4 MX$968
119.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.52 ฿440
$21.98 MX$377
-38.49%
Internet (50+ Mbps, Unlimited Data)
$18.69 ฿609
$27.66 MX$475
-32.43%
🎉 Sport & Entertainment
Phuket
San Fernando
Difference
Gym Membership (Monthly)
$61.8 ฿2,013
$35.57 MX$611
73.80%
Tennis Court (1 Hour on Weekend)
$17.25 ฿562
$15.91 MX$273
8.42%
Cinema Ticket
$9.14 ฿298
$4.69 MX$80.5
94.88%
🧸 Childcare & Education
Phuket
San Fernando
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$703 ฿22.9K
$202 MX$3,474
247.14%
International Primary School, 1 Child (Yearly)
$15.9K ฿517.0K
$3,609 MX$61.9K
339.83%
👕👟 Clothing & Footwear
Phuket
San Fernando
Difference
Jeans (Levis 501 Or Similar)
$59.5 ฿1,937
$52.6 MX$902
13.13%
Summer Dress (H&M, Zara, etc)
$35.07 ฿1,142
$39.75 MX$682
-11.77%
Sport Shoes (Adidas, Nike)
$115 ฿3,754
$90.8 MX$1,559
26.95%
Men's Leather Business Shoes
$84.1 ฿2,737
$77.8 MX$1,335
8.05%
🏠 Accommodation & Living
Phuket
San Fernando
Difference
1-bedroom Apartment, City Center (Monthly)
$619 ฿20.1K
$513 MX$8,806
20.57%
1-bedroom Apartment, Outside City Center (Monthly)
$433 ฿14.1K
$392 MX$6,725
10.41%
3-bedroom Apartment, City Center (Monthly)
$2,062 ฿67.2K
$930 MX$16.0K
121.67%
3-bedroom Apartment, Outside City Center (Monthly)
$1,511 ฿49.2K
$749 MX$12.9K
101.64%
Buy Apartment in City Center (m2)
$3,646 ฿118.7K
$2,226 MX$38.2K
63.78%
Buy Apartment Outside City Center (m2)
$2,626 ฿85.5K
$1,401 MX$24.1K
87.37%
💵 Salaries & Financials
Phuket
San Fernando
Difference
Average Monthly Net Salary (After Tax)
$507 ฿16.5K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.33
11.48
-53.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 7, 2026

Last update for San Fernando: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $619 in Phuket and $513 in San Fernando. Housing cost is often the main lever when comparing two cities.

Dining out: $47.00 in Phuket vs $40.00 in San Fernando for a mid-range dinner for two. Groceries echo the gap at $293 vs $247 per month, with San Fernando cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs San Fernando: Cost of Living - Frequently Asked Questions
Is San Fernando cheaper than Phuket?
San Fernando is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 12% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,892 in Phuket and $1,687 in San Fernando to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Phuket and San Fernando?
Rent for a central apartment: $619 in Phuket versus $513 in San Fernando. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $703 in Phuket versus $202 in San Fernando. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Phuket or San Fernando?
Dining out is cheaper in San Fernando – a meal for two runs $40.00 versus $47.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Phuket or San Fernando?
At $1,125 in San Fernando versus $1,261 in Phuket, a $1,500 budget is realistic in San Fernando but tight or insufficient in Phuket. The gap between the two cities makes San Fernando the clear choice for anyone on this budget.
Is Phuket or San Fernando more family-friendly?
For families, San Fernando is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Phuket or San Fernando?
Safety-wise, Phuket and San Fernando are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find San Fernando gentler on the wallet – expenses run 12% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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