Last update: Oct 2026

Cost of Living Comparison Between Phuket and Saint George

For one person, living is cheaper in Phuket: $1,278 a month against $4,870 in Saint George, rent and utilities included – about $43,100 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
234

Cost of Living Index in Saint George
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Saint George Living Index

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Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Saint George

🇧🇲 Bermuda

$4,870

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Saint George

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Saint George actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Phuket versus $4,870 in Saint George.

Phuket $1,278
Saint George $4,870

Estimated couple costs with rent: $2,216 in Phuket versus $6,882 in Saint George.

Phuket $2,216
Saint George $6,882

Monthly costs for a family of three with rent: $3,154 in Phuket versus $8,893 in Saint George.

Phuket $3,154
Saint George $8,893

Living in Phuket costs roughly 74% less than in Saint George, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Phuket is 6% below, Saint George is 258% above.

Meal at Budget Restaurant

$4.47 ฿151

$49.67 BMD 49.67

-91.00%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,092

$152 BMD 152

-78.68%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$16.64 BMD 16.64

-47.06%

Cappuccino

$2.83 ฿95.3

$6.34 BMD 6.34

-55.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.37

$3.07 BMD 3.07

-71.66%

Water (0.33 liter bottle)

$0.49 ฿16.64

$3.19 BMD 3.19

-84.64%

Local Beer (0.5 liter draught)

$2.56 ฿86.2

$7.58 BMD 7.58

-66.23%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$9.13 BMD 9.13

-59.69%

Milk (1 liter)

$1.66 ฿55.9

$5.06 BMD 5.06

-67.19%

White Bread (500g)

$1.46 ฿49.25

$7.84 BMD 7.84

-81.38%

Rice (white) (1kg)

$1.50 ฿50.4

$4.01 BMD 4.01

-62.59%

Eggs

$2.09 ฿70.4

$7.20 BMD 7.20

-70.97%

Local Cheese (1kg)

$19.07 ฿642

$7.29 BMD 7.29

161.59%

Chicken Fillets (1kg)

$3.30 ฿111

$21.01 BMD 21.01

-84.29%

Beef Round Steak (1kg)

$10.91 ฿368

$19.53 BMD 19.53

-44.14%

Apples (1kg)

$2.93 ฿98.7

$9.23 BMD 9.23

-68.26%

Banana (1kg)

$1.69 ฿56.9

$6.74 BMD 6.74

-74.93%

Oranges (1kg)

$2.25 ฿75.7

$9.12 BMD 9.12

-75.33%

Tomato (1kg)

$2.08 ฿70.0

$9.22 BMD 9.22

-77.44%

Potato (1kg)

$1.51 ฿50.9

$9.14 BMD 9.14

-83.48%

Onion (1kg)

$1.38 ฿46.47

$4.05 BMD 4.05

-65.93%

Lettuce (1 head)

$1.07 ฿35.91

$6.10 BMD 6.10

-82.46%

Water (1.5 liter bottle)

$0.52 ฿17.49

$3.43 BMD 3.43

-84.84%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$18.20 BMD 18.20

-76.92%

Wine (Bottle)

$18.79 ฿633

$23.74 BMD 23.74

-20.85%

Local Beer (0.5 liter bottle)

$1.82 ฿61.4

$5.24 BMD 5.24

-65.27%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.7

$4.10 BMD 4.10

-30.73%

One-way Ticket (Public Transport)

$1.45 ฿48.93

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,909

Taxi Start (Normal Tariff)

$3.02 ฿102

$6.32 BMD 6.32

-52.22%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.29

$3.06 BMD 3.06

-66.67%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿124

$71.2 BMD 71.2

-94.82%

Gasoline (1 liter)

$1.47 ฿49.70

$2.42 BMD 2.42

-39.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿902.4K

$37.9K BMD 37.9K

-29.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿899.5K

$43.4K BMD 43.4K

-38.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,247

$293 BMD 293

-67.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$149 BMD 149

-92.45%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿568

$160 BMD 160

-89.46%

Gym Membership (Monthly)

$67.2 ฿2,266

Tennis Court (1 Hour on Weekend)

$10.73 ฿361

Cinema Ticket

$7.50 ฿253

$13.60 BMD 13.60

-44.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.0K

$1,313 BMD 1,313

-63.76%

International Primary School, 1 Child (Yearly)

$11.3K ฿379.6K

$24.9K BMD 24.9K

-54.78%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,102

$91.5 BMD 91.5

-31.88%

Summer Dress (H&M, Zara, etc)

$28.41 ฿957

$69.8 BMD 69.8

-59.32%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,178

$140 BMD 140

-32.54%

Men's Leather Business Shoes

$85.8 ฿2,892

$127 BMD 127

-32.66%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.1K

$3,130 BMD 3,130

-77.13%

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.5K

$2,710 BMD 2,710

-81.89%

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿64.9K

$5,038 BMD 5,038

-61.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.2K

$3,959 BMD 3,959

-63.86%

Buy Apartment in City Center (m2)

$4,175 ฿140.7K

Buy Apartment Outside City Center (m2)

$3,045 ฿102.6K

Average Monthly Net Salary (After Tax)

$502 ฿16.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

8.63

-35.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Saint George: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Saint George

$2.7K 55.7% 452% $2.2K

Groceries & Markets

Phuket

$266 20.8%

Saint George

$712 14.6% 167% $445

Monthly Utilities & Internet

Phuket

$124 9.7%

Saint George

$602 12.4% 384% $478

Clothing & Footwear

Phuket

$122 9.5%

Saint George

$193 4% 58.2% $71

Eating Out

Phuket

$122 9.5%

Saint George

$605 12.4% 397% $483

Sport & Entertainment

Phuket

$82 6.4%

Saint George

$27 * 0.6% 66.9% $55

Getting Around

Phuket

$71 5.5%

Saint George

$22 * 0.4% 69.3% $49

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $716 in Phuket and $3,130 in Saint George. Housing cost is often the main lever when comparing two cities.

Dining out: $32 in Phuket vs $152 in Saint George for a mid-range dinner for two. Groceries echo the gap at $266 vs $712 per month, with Phuket cheaper across the board.

Good to know

🇹🇭 Phuket

🇧🇲 Saint George

🕒 Local time

12:05 12:05 PM

02:05 2:05 AM

10 h behind Phuket

🌤 Weather

👥 Population

79,308

2,000

💱 Currency

Thai Baht THB ฿

Bermudian Dollar BMD $

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.67 EUR

1 BMD = 1 USD

1 BMD = 0.898 EUR

Exchange rates and currency converter

BMD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

Bermudian Dollar exchange rates as of October 29, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.11 BMD (1 BMD = 0.898 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Saint George 15,190 km ≈ 19 h nonstop flight

From you

Phuket
Saint George

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Saint George: Cost of Living - Frequently Asked Questions

Phuket is about 74% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,917 in Phuket and $7,305 in Saint George to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $716 in Phuket versus $3,130 in Saint George. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $476 in Phuket versus $1,313 in Saint George. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Phuket – a meal for two runs $32 versus $152 in Saint George. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,278 in Phuket versus $4,870 in Saint George, a $1,500 budget is realistic in Phuket but tight or insufficient in Saint George. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Saint George are both considered safe, so it’s unlikely to be the deciding factor between them.