Cost of Living Comparison Between Phuket and Podgorica Cost of Living Comparison Between Phuket and Podgorica

Monthly Cost of Living

Monthly costs for one person with rent: $1,232 in Phuket versus $1,371 in Podgorica.

Estimated couple costs with rent: $2,054 in Phuket versus $2,168 in Podgorica.

Monthly costs for a family of three with rent: $2,876 in Phuket versus $2,966 in Podgorica.

Living in Phuket costs roughly 10% less than in Podgorica, driven mainly by Eating Out.

The two cities straddle the global median: Phuket is 10% below, Podgorica is 0% above.

Meal at Budget Restaurant

$4.41 ฿147

$11.77 €10.26

-62.53%

Three-Course Dinner for Two, Mid-Range

$32.26 ฿1,077

$45.90 €40.01

-29.72%

Fast Food Meal (McDonalds, etc)

$8.93 ฿298

$9.72 €8.47

-8.13%

Cappuccino

$2.90 ฿96.6

$2.21 €1.93

31.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 ฿29.38

$2.59 €2.25

-66.02%

Water (0.33 liter bottle)

$0.48 ฿16.06

$1.41 €1.23

-65.96%

Local Beer (0.5 liter draught)

$2.35 ฿78.5

$2.85 €2.49

-17.54%

Imported Beer (0.33 liter bottle)

$3.72 ฿124

$3.38 €2.94

10.06%

Milk (1 liter)

$1.87 ฿62.3

$1.37 €1.19

36.50%

White Bread (500g)

$1.47 ฿48.94

$1.02 €0.89

44.12%

Rice (white) (1kg)

$1.55 ฿51.8

$2.04 €1.77

-24.02%

Eggs

$2.10 ฿70.1

$3.60 €3.14

-41.67%

Local Cheese (1kg)

$19.59 ฿654

$9.09 €7.93

115.51%

Chicken Fillets (1kg)

$3.42 ฿114

$8.58 €7.48

-60.14%

Beef Round Steak (1kg)

$11.38 ฿380

$12.44 €10.85

-8.52%

Apples (1kg)

$2.98 ฿99.6

$1.67 €1.46

78.44%

Banana (1kg)

$1.68 ฿56.2

$1.76 €1.54

-4.55%

Oranges (1kg)

$2.21 ฿73.7

$1.96 €1.71

12.76%

Tomato (1kg)

$2.16 ฿72.1

$2.41 €2.10

-10.37%

Potato (1kg)

$1.52 ฿50.9

$1.03 €0.90

47.57%

Onion (1kg)

$1.34 ฿44.67

$1.11 €0.97

20.72%

Lettuce (1 head)

$1.13 ฿37.67

$1.70 €1.48

-33.53%

Water (1.5 liter bottle)

$0.55 ฿18.24

$0.81 €0.70

-32.10%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$4.54 €3.96

-6.17%

Wine (Bottle)

$19.09 ฿637

$5.84 €5.09

226.88%

Local Beer (0.5 liter bottle)

$1.78 ฿59.4

$1.07 €0.93

66.36%

Imported Beer (0.33 liter bottle)

$2.78 ฿92.9

$1.78 €1.55

56.18%

One-way Ticket (Public Transport)

$2.23 ฿74.4

$1.02 €0.89

118.63%

Public Transport Monthly Pass (Regular Price)

$22.74 ฿759

$34.36 €29.95

-33.82%

Taxi Start (Normal Tariff)

$3.03 ฿101

$0.81 €0.71

274.07%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.15

$0.80 €0.69

27.50%

Taxi 1hour Waiting (Normal Tariff)

$3.89 ฿130

$11.61 €10.12

-66.49%

Gasoline (1 liter)

$1.49 ฿49.77

$1.87 €1.63

-20.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K ฿887.3K

$31.2K €27.2K

-14.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ฿902.2K

$27.4K €23.9K

-1.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ฿3,420

$123 €107

-16.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.33 ฿378

$19.33 €16.85

-41.39%

Internet (50+ Mbps, Unlimited Data)

$17.40 ฿581

$35.12 €30.61

-50.46%

Gym Membership (Monthly)

$52.1 ฿1,738

$46.36 €40.41

12.34%

Tennis Court (1 Hour on Weekend)

$11.07 ฿370

$13.82 €12.05

-19.90%

Cinema Ticket

$7.69 ฿257

$6.47 €5.64

18.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$561 ฿18.7K

$365 €318

53.66%

International Primary School, 1 Child (Yearly)

$11.5K ฿384.1K

$7,507 €6,544

53.27%

Jeans (Levis 501 Or Similar)

$63.0 ฿2,104

$88.8 €77.4

-29.01%

Summer Dress (H&M, Zara, etc)

$29.52 ฿986

$49.25 €42.93

-40.06%

Sport Shoes (Adidas, Nike)

$98.0 ฿3,272

$99.8 €87.0

-1.81%

Men's Leather Business Shoes

$88.5 ฿2,954

$116 €101

-23.94%

1-bedroom Apartment, City Center (Monthly)

$738 ฿24.6K

$672 €586

9.85%

1-bedroom Apartment, Outside City Center (Monthly)

$482 ฿16.1K

$521 €454

-7.39%

3-bedroom Apartment, City Center (Monthly)

$2,107 ฿70.3K

$1,340 €1,168

57.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,226 ฿40.9K

$1,000 €872

22.60%

Buy Apartment in City Center (m2)

$3,617 ฿120.7K

$3,149 €2,745

14.86%

Buy Apartment Outside City Center (m2)

$2,603 ฿86.9K

$2,327 €2,028

11.86%

Average Monthly Net Salary (After Tax)

$494 ฿16.5K

$1,202 €1,047

-58.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

5.33

4.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: September 15, 2026

Last update for Podgorica: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $738 in Phuket and $672 in Podgorica. Housing cost is often the main lever when comparing two cities.

Podgorica pays 143% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Phuket vs $46.00 in Podgorica. Groceries flip the comparison at $274 vs $235, with Podgorica cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Podgorica: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Clothing & Footwear, Eating Out, Getting Around, Monthly Utilities & Internet. The 11% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 143% lower in Podgorica. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $738 in Phuket versus $672 in Podgorica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $561 in Phuket versus $365 in Podgorica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Podgorica pay roughly 16% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,232 in Phuket versus $1,371 in Podgorica, a $1,500 budget is realistic in Phuket but tight or insufficient in Podgorica. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Podgorica, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Podgorica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 11% less than in Podgorica. Beyond cost, consider language, visa policies, and how big the international community is in each city.