Cost of Living Comparison Between Phuket and Osijek Cost of Living Comparison Between Phuket and Osijek

Monthly Cost of Living

Monthly costs for one person with rent: $1,265 in Phuket versus $1,456 in Osijek.

Estimated couple costs with rent: $2,089 in Phuket versus $2,297 in Osijek.

Monthly costs for a family of three with rent: $2,913 in Phuket versus $3,139 in Osijek.

Living in Phuket costs roughly 13% less than in Osijek, driven mainly by Eating Out.

The two cities straddle the global median: Phuket is 8% below, Osijek is 6% above.

Meal at Budget Restaurant

$4.66 ฿154

$11.60 €10.00

-59.83%

Three-Course Dinner for Two, Mid-Range

$32.22 ฿1,065

$58.8 €50.7

-45.20%

Fast Food Meal (McDonalds, etc)

$8.68 ฿287

$9.35 €8.06

-7.17%

Cappuccino

$2.90 ฿95.8

$2.79 €2.41

3.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ฿27.89

$3.42 €2.95

-75.44%

Water (0.33 liter bottle)

$0.49 ฿16.16

$2.90 €2.50

-83.10%

Local Beer (0.5 liter draught)

$2.48 ฿82.0

$5.83 €5.02

-57.46%

Imported Beer (0.33 liter bottle)

$3.73 ฿123

$5.86 €5.05

-36.35%

Milk (1 liter)

$1.89 ฿62.3

$1.20 €1.03

57.50%

White Bread (500g)

$1.41 ฿46.54

$1.55 €1.33

-9.03%

Rice (white) (1kg)

$1.62 ฿53.6

$3.02 €2.60

-46.36%

Eggs

$2.24 ฿74.1

$3.73 €3.22

-39.95%

Local Cheese (1kg)

$19.84 ฿656

$12.21 €10.53

62.49%

Chicken Fillets (1kg)

$3.48 ฿115

$8.73 €7.52

-60.14%

Beef Round Steak (1kg)

$11.37 ฿376

$12.40 €10.68

-8.31%

Apples (1kg)

$2.90 ฿95.8

$1.75 €1.51

65.71%

Banana (1kg)

$1.72 ฿57.0

$1.74 €1.50

-1.15%

Oranges (1kg)

$2.27 ฿75.1

$1.97 €1.69

15.23%

Tomato (1kg)

$2.13 ฿70.4

$2.73 €2.35

-21.98%

Potato (1kg)

$1.47 ฿48.72

$1.30 €1.12

13.08%

Onion (1kg)

$1.42 ฿46.92

$1.23 €1.06

15.45%

Lettuce (1 head)

$1.10 ฿36.25

$1.26 €1.09

-12.70%

Water (1.5 liter bottle)

$0.60 ฿19.76

$1.20 €1.03

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.31 ฿142

$5.92 €5.10

-27.20%

Wine (Bottle)

$18.60 ฿615

$8.54 €7.36

117.80%

Local Beer (0.5 liter bottle)

$1.80 ฿59.5

$1.64 €1.42

9.76%

Imported Beer (0.33 liter bottle)

$2.97 ฿98.0

$2.06 €1.78

44.17%

One-way Ticket (Public Transport)

$2.25 ฿74.2

$1.68 €1.45

33.93%

Public Transport Monthly Pass (Regular Price)

$23.49 ฿776

$38.19 €32.92

-38.49%

Taxi Start (Normal Tariff)

$3.10 ฿102

$2.28 €1.97

35.96%

Taxi (Normal Tariff) (1km)

$1.08 ฿35.56

$1.13 €0.97

-4.42%

Taxi 1hour Waiting (Normal Tariff)

$3.87 ฿128

$15.10 €13.02

-74.37%

Gasoline (1 liter)

$1.43 ฿47.16

$1.86 €1.60

-23.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿918.0K

$27.2K €23.4K

2.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ฿891.5K

$26.0K €22.4K

3.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 ฿3,462

$203 €175

-48.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.39 ฿376

$22.46 €19.36

-49.29%

Internet (50+ Mbps, Unlimited Data)

$17.54 ฿580

$44.98 €38.77

-61.00%

Gym Membership (Monthly)

$54.3 ฿1,795

$49.22 €42.43

10.40%

Tennis Court (1 Hour on Weekend)

$11.44 ฿378

$8.59 €7.40

33.18%

Cinema Ticket

$7.78 ฿257

$10.37 €8.94

-24.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$576 ฿19.0K

$417 €359

38.29%

International Primary School, 1 Child (Yearly)

$11.6K ฿382.7K

$4,366 €3,764

165.24%

Jeans (Levis 501 Or Similar)

$63.6 ฿2,103

$109 €93.7

-41.48%

Summer Dress (H&M, Zara, etc)

$29.10 ฿961

$40.85 €35.21

-28.76%

Sport Shoes (Adidas, Nike)

$96.2 ฿3,179

$107 €92.6

-10.38%

Men's Leather Business Shoes

$90.0 ฿2,974

$113 €97.0

-20.01%

1-bedroom Apartment, City Center (Monthly)

$733 ฿24.2K

$660 €569

11.11%

1-bedroom Apartment, Outside City Center (Monthly)

$501 ฿16.5K

$432 €373

15.81%

3-bedroom Apartment, City Center (Monthly)

$2,126 ฿70.2K

$1,253 €1,080

69.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,252 ฿41.4K

$871 €751

43.76%

Buy Apartment in City Center (m2)

$3,534 ฿116.8K

$2,813 €2,425

25.63%

Buy Apartment Outside City Center (m2)

$2,622 ฿86.6K

$2,215 €1,909

18.40%

Average Monthly Net Salary (After Tax)

$508 ฿16.8K

$1,396 €1,203

-63.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.72

49.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: September 6, 2026

Last update for Osijek: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $733 in Phuket and $660 in Osijek. Housing cost is often the main lever when comparing two cities.

Osijek pays 175% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Phuket vs $59.0 in Osijek. Groceries flip the comparison at $275 vs $268, with Osijek cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Osijek: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around, Monthly Utilities & Internet. The 15% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 175% lower in Osijek. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $733 in Phuket versus $660 in Osijek. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Osijek pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Phuket – a meal for two runs $32.00 versus $59.0 in Osijek. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,265 in Phuket versus $1,456 in Osijek, a $1,500 budget is realistic in Phuket but tight or insufficient in Osijek. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Osijek, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Osijek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 15% less than in Osijek. Beyond cost, consider language, visa policies, and how big the international community is in each city.