Last update: Oct 2026

Cost of Living Comparison Between Phuket and Osijek

For one person, living is cheaper in Phuket: $1,278 a month against $1,437 in Osijek, rent and utilities included – about $1,900 less a year. Other living expenses account for most of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
69

Cost of Living Index in Osijek
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Osijek Living Index

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Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Osijek

🇭🇷 Croatia

$1,437

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Osijek

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Osijek actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Phuket versus $1,437 in Osijek.

Phuket $1,278
Osijek $1,437

Estimated couple costs with rent: $2,216 in Phuket versus $2,217 in Osijek.

Phuket $2,216
Osijek $2,217

Monthly costs for a family of three with rent: $3,154 in Phuket versus $2,998 in Osijek.

Phuket $3,154
Osijek $2,998

Living in Phuket costs roughly 11% less than in Osijek, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Phuket is 6% below, Osijek is 6% above.

Meal at Budget Restaurant

$4.47 ฿151

$11.21 €10.07

-60.12%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,094

$56.3 €50.5

-42.39%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$9.05 €8.13

-2.65%

Cappuccino

$2.83 ฿95.5

$2.67 €2.40

5.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.43

$3.40 €3.06

-74.41%

Water (0.33 liter bottle)

$0.49 ฿16.67

$2.87 €2.57

-82.93%

Local Beer (0.5 liter draught)

$2.56 ฿86.4

$5.53 €4.97

-53.71%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$5.50 €4.94

-33.09%

Milk (1 liter)

$1.66 ฿56.0

$1.14 €1.02

45.61%

White Bread (500g)

$1.46 ฿49.35

$1.48 €1.33

-1.35%

Rice (white) (1kg)

$1.50 ฿50.6

$2.78 €2.50

-46.04%

Eggs

$2.09 ฿70.5

$3.46 €3.11

-39.60%

Local Cheese (1kg)

$19.07 ฿644

$11.63 €10.45

63.97%

Chicken Fillets (1kg)

$3.30 ฿111

$8.66 €7.78

-61.89%

Beef Round Steak (1kg)

$10.91 ฿368

$11.54 €10.36

-5.46%

Apples (1kg)

$2.93 ฿99.0

$1.73 €1.56

69.36%

Banana (1kg)

$1.69 ฿57.1

$1.64 €1.47

3.05%

Oranges (1kg)

$2.25 ฿75.8

$1.82 €1.64

23.63%

Tomato (1kg)

$2.08 ฿70.1

$2.62 €2.36

-20.61%

Potato (1kg)

$1.51 ฿51.0

$1.32 €1.19

14.39%

Onion (1kg)

$1.38 ฿46.56

$1.17 €1.05

17.95%

Lettuce (1 head)

$1.07 ฿35.99

$1.18 €1.06

-9.32%

Water (1.5 liter bottle)

$0.52 ฿17.52

$1.18 €1.06

-55.93%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$5.95 €5.35

-29.41%

Wine (Bottle)

$18.79 ฿634

$8.38 €7.53

124.22%

Local Beer (0.5 liter bottle)

$1.82 ฿61.5

$1.61 €1.44

13.04%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.9

$2.01 €1.80

41.29%

One-way Ticket (Public Transport)

$1.45 ฿49.03

$1.74 €1.56

-16.67%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,913

$37.15 €33.37

52.52%

Taxi Start (Normal Tariff)

$3.02 ฿102

$2.19 €1.97

37.90%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.36

$1.09 €0.98

-6.42%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿125

$14.79 €13.28

-75.05%

Gasoline (1 liter)

$1.47 ฿49.81

$1.89 €1.70

-22.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿904.3K

$27.3K €24.5K

-2.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿901.3K

$24.9K €22.3K

7.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,254

$193 €174

-50.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$21.77 €19.56

-48.28%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿569

$44.37 €39.85

-62.02%

Gym Membership (Monthly)

$67.2 ฿2,270

$43.77 €39.32

53.60%

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

$8.78 €7.88

22.21%

Cinema Ticket

$7.50 ฿253

$9.90 €8.89

-24.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.1K

$414 €372

15.03%

International Primary School, 1 Child (Yearly)

$11.3K ฿380.4K

$4,095 €3,679

175.02%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,106

$104 €93.2

-39.86%

Summer Dress (H&M, Zara, etc)

$28.41 ฿959

$38.98 €35.01

-27.12%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,184

$97.7 €87.8

-3.51%

Men's Leather Business Shoes

$85.8 ฿2,898

$109 €98.4

-21.63%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.2K

$652 €585

9.85%

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.6K

$435 €391

12.87%

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿65.1K

$1,189 €1,068

62.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.3K

$835 €750

71.34%

Buy Apartment in City Center (m2)

$4,175 ฿141.0K

$2,761 €2,480

51.22%

Buy Apartment Outside City Center (m2)

$3,045 ฿102.8K

$2,173 €1,952

40.11%

Average Monthly Net Salary (After Tax)

$502 ฿17.0K

$1,343 €1,206

-62.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.67

51.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Osijek: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Osijek

$435 30.3% 11.4% $56

Groceries & Markets

Phuket

$266 20.8%

Osijek

$257 17.9% 3.5% $9.3

Monthly Utilities & Internet

Phuket

$124 9.7%

Osijek

$259 18.1% 109% $135

Clothing & Footwear

Phuket

$122 9.5%

Osijek

$157 11% 29.2% $36

Eating Out

Phuket

$122 9.5%

Osijek

$213 14.8% 74.7% $91

Sport & Entertainment

Phuket

$82 6.4%

Osijek

$64 4.4% 22.7% $19

Getting Around

Phuket

$71 5.5%

Osijek

$52 3.6% 26.7% $19

Cost Breakdown

A one-bedroom apartment in the center runs $716 in Phuket and $652 in Osijek. Housing cost is often the main lever when comparing two cities.

Osijek pays about 2.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $32 in Phuket vs $56 in Osijek. Groceries flip the comparison at $266 vs $257, with Osijek cheaper for home cooking.

Good to know

🇹🇭 Phuket

🇭🇷 Osijek

🕒 Local time

08:21 8:21 AM

02:21 2:21 AM

6 h behind Phuket

🌤 Weather

👥 Population

79,308

75,535

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to THB in detail →

On the map

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Between locations

Phuket Osijek 8,580 km ≈ 11 h nonstop flight

From you

Phuket
Osijek

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Osijek: Cost of Living - Frequently Asked Questions

Phuket is about 11% cheaper overall, especially in eating out, utilities, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 63% lower in Phuket. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $716 in Phuket versus $652 in Osijek. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Osijek pay roughly 3% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Phuket – a meal for two runs $32 versus $56 in Osijek. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Osijek are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Phuket wins on affordability, Osijek on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.