Cost of Living Comparison Between Phuket and Oamaru Cost of Living Comparison Between Phuket and Oamaru

Monthly Cost of Living

Monthly costs for one person with rent: $1,232 in Phuket versus $1,837 in Oamaru.

Estimated couple costs with rent: $2,054 in Phuket versus $2,800 in Oamaru.

Monthly costs for a family of three with rent: $2,876 in Phuket versus $3,763 in Oamaru.

Living in Phuket costs roughly 33% less than in Oamaru, driven mainly by Eating Out.

The two cities straddle the global median: Phuket is 10% below, Oamaru is 34% above.

Meal at Budget Restaurant

$4.41 ฿147

$14.72 NZ$25.73

-70.04%

Three-Course Dinner for Two, Mid-Range

$32.26 ฿1,077

$68.6 NZ$120

-52.97%

Fast Food Meal (McDonalds, etc)

$8.93 ฿298

$9.49 NZ$16.59

-5.90%

Cappuccino

$2.90 ฿96.6

$3.38 NZ$5.91

-14.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 ฿29.38

$2.42 NZ$4.23

-63.64%

Water (0.33 liter bottle)

$0.48 ฿16.06

$1.84 NZ$3.22

-73.91%

Local Beer (0.5 liter draught)

$2.35 ฿78.5

$7.01 NZ$12.25

-66.48%

Imported Beer (0.33 liter bottle)

$3.72 ฿124

$7.04 NZ$12.30

-47.16%

Milk (1 liter)

$1.87 ฿62.3

$1.77 NZ$3.10

5.65%

White Bread (500g)

$1.47 ฿48.94

$1.38 NZ$2.41

6.52%

Rice (white) (1kg)

$1.55 ฿51.8

$1.56 NZ$2.72

-0.64%

Eggs

$2.10 ฿70.1

$5.43 NZ$9.49

-61.33%

Local Cheese (1kg)

$19.59 ฿654

$7.83 NZ$13.69

150.19%

Chicken Fillets (1kg)

$3.42 ฿114

$9.25 NZ$16.17

-63.03%

Beef Round Steak (1kg)

$11.38 ฿380

$14.13 NZ$24.70

-19.46%

Apples (1kg)

$2.98 ฿99.6

$2.52 NZ$4.41

18.25%

Banana (1kg)

$1.68 ฿56.2

$2.14 NZ$3.74

-21.50%

Oranges (1kg)

$2.21 ฿73.7

$2.84 NZ$4.97

-22.18%

Tomato (1kg)

$2.16 ฿72.1

$3.08 NZ$5.38

-29.87%

Potato (1kg)

$1.52 ฿50.9

$1.60 NZ$2.80

-5.00%

Onion (1kg)

$1.34 ฿44.67

$1.37 NZ$2.39

-2.19%

Lettuce (1 head)

$1.13 ฿37.67

$2.17 NZ$3.80

-47.93%

Water (1.5 liter bottle)

$0.55 ฿18.24

$0.70 NZ$1.23

-21.43%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$24.18 NZ$42.27

-82.38%

Wine (Bottle)

$19.09 ฿637

$5.83 NZ$10.19

227.44%

Local Beer (0.5 liter bottle)

$1.78 ฿59.4

$3.46 NZ$6.04

-48.55%

Imported Beer (0.33 liter bottle)

$2.78 ฿92.9

$4.55 NZ$7.96

-38.90%

One-way Ticket (Public Transport)

$2.23 ฿74.4

$1.94 NZ$3.39

14.95%

Public Transport Monthly Pass (Regular Price)

$22.74 ฿759

$74.8 NZ$131

-69.58%

Taxi Start (Normal Tariff)

$3.03 ฿101

$2.54 NZ$4.43

19.29%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.15

$1.76 NZ$3.08

-42.05%

Taxi 1hour Waiting (Normal Tariff)

$3.89 ฿130

$28.89 NZ$50.5

-86.54%

Gasoline (1 liter)

$1.49 ฿49.77

$1.61 NZ$2.81

-7.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K ฿887.3K

$26.4K NZ$46.1K

0.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ฿902.2K

$25.2K NZ$44.1K

7.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ฿3,420

$163 NZ$285

-37.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.33 ฿378

$19.85 NZ$34.70

-42.92%

Internet (50+ Mbps, Unlimited Data)

$17.40 ฿581

$45.31 NZ$79.2

-61.60%

Gym Membership (Monthly)

$52.1 ฿1,738

$39.44 NZ$68.9

32.05%

Tennis Court (1 Hour on Weekend)

$11.07 ฿370

Cinema Ticket

$7.69 ฿257

$10.50 NZ$18.36

-26.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$561 ฿18.7K

$697 NZ$1,218

-19.52%

International Primary School, 1 Child (Yearly)

$11.5K ฿384.1K

$22.1K NZ$38.7K

-47.99%

Jeans (Levis 501 Or Similar)

$63.0 ฿2,104

$57.7 NZ$101

9.33%

Summer Dress (H&M, Zara, etc)

$29.52 ฿986

$17.31 NZ$30.26

70.54%

Sport Shoes (Adidas, Nike)

$98.0 ฿3,272

$46.40 NZ$81.1

111.27%

Men's Leather Business Shoes

$88.5 ฿2,954

$51.2 NZ$89.5

72.89%

1-bedroom Apartment, City Center (Monthly)

$738 ฿24.6K

$944 NZ$1,651

-21.83%

1-bedroom Apartment, Outside City Center (Monthly)

$482 ฿16.1K

$891 NZ$1,558

-45.87%

3-bedroom Apartment, City Center (Monthly)

$2,107 ฿70.3K

$1,498 NZ$2,619

40.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,226 ฿40.9K

$1,423 NZ$2,487

-13.83%

Buy Apartment in City Center (m2)

$3,617 ฿120.7K

$4,985 NZ$8,714

-27.44%

Buy Apartment Outside City Center (m2)

$2,603 ฿86.9K

$3,872 NZ$6,768

-32.77%

Average Monthly Net Salary (After Tax)

$494 ฿16.5K

$2,019 NZ$3,529

-75.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

5.91

-5.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: September 15, 2026

Last update for Oamaru: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $738 in Phuket and $944 in Oamaru. Housing cost is often the main lever when comparing two cities.

Oamaru pays 309% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Phuket vs $69.0 in Oamaru for a mid-range dinner for two. Groceries echo the gap at $274 vs $286 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Oamaru: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around, Monthly Utilities & Internet. The 49% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 309% lower in Oamaru. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $738 in Phuket versus $944 in Oamaru. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Oamaru. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Phuket – a meal for two runs $32.00 versus $69.0 in Oamaru. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,232 in Phuket versus $1,837 in Oamaru, a $1,500 budget is realistic in Phuket but tight or insufficient in Oamaru. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Oamaru, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Oamaru are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 49% less than in Oamaru. Beyond cost, consider language, visa policies, and how big the international community is in each city.