Last update: Oct 2026

Cost of Living Comparison Between Phuket and Lucena

For one person, living is cheaper in Lucena: $632 a month against $1,278 in Phuket, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

Phuket, Thailand
Lucena, Philippines
Phuket
🇹🇭 Thailand
$1,278
/mo nomad
Lucena
🇵🇭 Philippines
$632
/mo nomad
Monthly Cost of Living

How much you'll spend in Phuket and in Lucena

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Lucena actually costs, broken down by who's living it.

A single person spends $1,278 per month in Phuket vs $632 in Lucena, rent included.

  • Phuket $1,278
  • Lucena $632

A couple spends around $2,216 per month in Phuket vs $1,026 in Lucena, rent included.

  • Phuket $2,216
  • Lucena $1,026

A family of three spends $3,154 per month in Phuket vs $1,421 in Lucena, rent included.

  • Phuket $3,154
  • Lucena $1,421

Phuket costs about 102% more than Lucena, and outside of rent the biggest gap is in eating out.

Both Phuket and Lucena are more affordable than the global median – Phuket 6% lower, Lucena 54% lower.

Currency
🍽 Eating Out
Phuket
Lucena
Difference
Meal at Budget Restaurant
$4.47 ฿151
$1.42 ₱90.9
214.79%
Three-Course Dinner for Two, Mid-Range
$32.41 ฿1,092
$18.88 ₱1,208
71.66%
Fast Food Meal (McDonalds, etc)
$8.81 ฿297
$1.60 ₱103
450.63%
Cappuccino
$2.83 ฿95.3
$1.36 ₱86.7
108.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.87 ฿29.37
$0.30 ₱18.95
190.00%
Water (0.33 liter bottle)
$0.49 ฿16.64
$0.28 ₱18.06
75.00%
Local Beer (0.5 liter draught)
$2.56 ฿86.2
$1.37 ₱87.4
86.86%
Imported Beer (0.33 liter bottle)
$3.68 ฿124
$1.31 ₱83.9
180.92%
🛒 Groceries & Markets
Phuket
Lucena
Difference
Milk (1 liter)
$1.66 ฿55.9
$1.61 ₱103
3.11%
White Bread (500g)
$1.46 ฿49.25
$1.10 ₱70.6
32.73%
Rice (white) (1kg)
$1.50 ฿50.4
$0.91 ₱58.2
64.84%
Eggs
$2.09 ฿70.4
$1.80 ₱115
16.11%
Local Cheese (1kg)
$19.07 ฿642
$6.73 ₱431
183.36%
Chicken Fillets (1kg)
$3.30 ฿111
$4.18 ₱267
-21.05%
Beef Round Steak (1kg)
$10.91 ฿368
$6.89 ₱441
58.35%
Apples (1kg)
$2.93 ฿98.7
$3.94 ₱252
-25.63%
Banana (1kg)
$1.69 ฿56.9
$1.41 ₱90.1
19.86%
Oranges (1kg)
$2.25 ฿75.7
$3.52 ₱226
-36.08%
Tomato (1kg)
$2.08 ฿70.0
$1.11 ₱70.9
87.39%
Potato (1kg)
$1.51 ฿50.9
$2.33 ₱149
-35.19%
Onion (1kg)
$1.38 ฿46.47
$3.25 ₱208
-57.54%
Lettuce (1 head)
$1.07 ฿35.91
$1.40 ₱89.8
-23.57%
Water (1.5 liter bottle)
$0.52 ฿17.49
$0.91 ₱58.3
-42.86%
Cigarettes 20 Pack (Marlboro, Camel)
$4.20 ฿142
$2.79 ₱179
50.54%
Wine (Bottle)
$18.79 ฿633
$7.37 ₱472
154.95%
Local Beer (0.5 liter bottle)
$1.82 ฿61.4
$1.30 ₱83.3
40.00%
Imported Beer (0.33 liter bottle)
$2.84 ฿95.7
$1.81 ₱116
56.91%
🚌 Getting Around
Phuket
Lucena
Difference
One-way Ticket (Public Transport)
$1.45 ฿48.93
$0.22 ₱14.02
559.09%
Public Transport Monthly Pass (Regular Price)
$56.7 ฿1,909
$12.17 ₱779
365.57%
Taxi Start (Normal Tariff)
$3.02 ฿102
$0.76 ₱48.66
297.37%
Taxi (Normal Tariff) (1km)
$1.02 ฿34.29
$0.21 ₱13.41
385.71%
Taxi 1hour Waiting (Normal Tariff)
$3.69 ฿124
$2.55 ₱164
44.71%
Gasoline (1 liter)
$1.47 ฿49.70
$1.16 ₱74.0
26.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.8K ฿902.4K
$21.1K ₱1.4M
26.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K ฿899.5K
$18.6K ₱1.2M
43.75%
🧾 Monthly Utilities & Internet
Phuket
Lucena
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.4 ฿3,247
$46.73 ₱2,990
106.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.26 ฿380
$6.27 ₱401
79.59%
Internet (50+ Mbps, Unlimited Data)
$16.85 ฿568
$10.74 ₱687
56.89%
🎉 Sport & Entertainment
Phuket
Lucena
Difference
Gym Membership (Monthly)
$67.2 ฿2,266
$33.83 ₱2,165
98.73%
Tennis Court (1 Hour on Weekend)
$10.73 ฿361
$5.35 ₱342
100.56%
Cinema Ticket
$7.50 ฿253
$7.17 ₱459
4.60%
🧸 Childcare & Education
Phuket
Lucena
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$476 ฿16.0K
$70.3 ₱4,499
576.90%
International Primary School, 1 Child (Yearly)
$11.3K ฿379.6K
$2,461 ₱157.5K
357.62%
👕👟 Clothing & Footwear
Phuket
Lucena
Difference
Jeans (Levis 501 Or Similar)
$62.4 ฿2,102
$35.51 ₱2,272
75.61%
Summer Dress (H&M, Zara, etc)
$28.41 ฿957
$22.17 ₱1,419
28.15%
Sport Shoes (Adidas, Nike)
$94.3 ฿3,178
$78.7 ₱5,037
19.81%
Men's Leather Business Shoes
$85.8 ฿2,892
$74.1 ₱4,741
15.82%
🏠 Accommodation & Living
Phuket
Lucena
Difference
1-bedroom Apartment, City Center (Monthly)
$716 ฿24.1K
$246 ₱15.7K
190.89%
1-bedroom Apartment, Outside City Center (Monthly)
$491 ฿16.5K
$164 ₱10.5K
199.34%
3-bedroom Apartment, City Center (Monthly)
$1,927 ฿64.9K
$481 ₱30.8K
300.53%
3-bedroom Apartment, Outside City Center (Monthly)
$1,431 ฿48.2K
$355 ₱22.7K
303.13%
Buy Apartment in City Center (m2)
$4,175 ฿140.7K
$2,752 ₱176.1K
51.71%
Buy Apartment Outside City Center (m2)
$3,045 ฿102.6K
$1,144 ₱73.2K
166.17%
💵 Salaries & Financials
Phuket
Lucena
Difference
Average Monthly Net Salary (After Tax)
$502 ฿16.9K
$307 ₱19.7K
63.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
7
-20.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Lucena: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Phuket
$491
Lucena
$164 66.6% $327
Groceries & Markets
Phuket
$266
Lucena
$202 24% $64
Monthly Utilities & Internet
Phuket
$124
Lucena
$64 48.8% $61
Clothing & Footwear
Phuket
$122
Lucena
$95 22.3% $27
Eating Out
Phuket
$122
Lucena
$44 63.7% $78
Sport & Entertainment
Phuket
$82
Lucena
$48 41.4% $34
Getting Around
Phuket
$71
Lucena
$15 79% $56

Cost Breakdown

A central one-bedroom costs $716 in Phuket versus $246 in Lucena. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 64% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32 in Phuket versus $19 in Lucena. Monthly groceries follow the same trend: $266 vs $202 – making Lucena the more affordable choice for daily food spending.

Good to know
🇹🇭 Phuket
🇵🇭 Lucena
🕒 Local time
18:56 6:56 PM
19:56 7:56 PM
1 h ahead of Phuket
🌤 Weather
👥 Population
79,308
278,924
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.61 THB (100 THB = 2.66 EUR).

Philippine Peso exchange rates as of October 29, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.41 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Phuket Lucena 2,620 km ≈ 3 h 45 min nonstop flight
From you
  • Phuket
  • Lucena

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Lucena: Cost of Living - Frequently Asked Questions
How do living costs in Phuket and in Lucena compare overall?
Monthly costs with rent: $1,278 in Phuket, $632 in Lucena – Lucena comes out roughly 51% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Phuket compared to Lucena?
For a comfortable life, plan on about $1,917 per month in Phuket and $948 in Lucena. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Phuket and Lucena?
Rent is clearly cheaper in Lucena, especially for central apartments: a one-bedroom in the center costs $246 there versus $716 in Phuket.
What is the difference in childcare costs between Phuket and Lucena?
Kindergarten costs $476 per month in Phuket and $70 in Lucena. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 32% more in Phuket, though the gap depends on what you buy.
Which city is more doable on $1,200 per month?
A $1,200 monthly budget goes further in Lucena, where all-in costs run around $632, than in Phuket at $1,278. In Lucena it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Where should families live: Phuket or Lucena?
Families tend to lean toward Lucena – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Phuket or Lucena safer for residents?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
How do I decide between Phuket and Lucena?
If budget matters most, go with Lucena. If higher salaries or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.

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