😐Monthly costs for one person with rent: $1,261 in Phuket versus $724 in Kuala Terengganu.
😐Estimated couple costs with rent: $2,286 in Phuket versus $1,162 in Kuala Terengganu.
😐Monthly costs for a family of three with rent: $3,310 in Phuket versus $1,599 in Kuala Terengganu.
😐Living in Phuket is roughly 74% more expensive than Kuala Terengganu, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Phuket6% lower, Kuala Terengganu46% lower.
Currency
🍽 Eating Out
Phuket
Kuala Terengganu
Difference
Meal at Budget Restaurant
$4.56฿149
$2.38MYR 9.66
91.60%
Three-Course Dinner for Two, Mid-Range
$46.63฿1,519
$22.42MYR 90.9
107.98%
Fast Food Meal(McDonalds, etc)
$8.47฿276
$4.40MYR 17.83
92.50%
Cappuccino
$3.03฿98.6
$2.82MYR 11.44
7.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.69฿22.45
$0.47MYR 1.92
46.81%
Water(0.33 liter bottle)
$0.37฿11.92
$0.25MYR 1.01
48.00%
Local Beer(0.5 liter draught)
$2.49฿81.0
$3.48MYR 14.10
-28.45%
Imported Beer(0.33 liter bottle)
$3.66฿119
$4.85MYR 19.65
-24.54%
🛒 Groceries & Markets
Phuket
Kuala Terengganu
Difference
Milk(1 liter)
$2.18฿71.0
$1.49MYR 6.05
46.31%
White Bread(500g)
$1.90฿62.0
$1.02MYR 4.13
86.27%
Rice(white)(1kg)
$2.20฿71.6
$1.28MYR 5.20
71.88%
Eggs
$2.22฿72.4
$2.06MYR 8.35
7.77%
Local Cheese(1kg)
$19.99฿651
$14.77MYR 59.9
35.34%
Chicken Fillets(1kg)
$3.66฿119
$4.43MYR 17.97
-17.38%
Beef Round Steak(1kg)
$13.25฿432
$9.41MYR 38.17
40.81%
Apples(1kg)
$3.23฿105
$2.87MYR 11.64
12.54%
Banana(1kg)
$1.70฿55.3
$1.46MYR 5.91
16.44%
Oranges(1kg)
$2.39฿78.0
$2.50MYR 10.13
-4.40%
Tomato(1kg)
$2.08฿67.7
$1.37MYR 5.57
51.82%
Potato(1kg)
$1.59฿51.8
$1.24MYR 5.03
28.23%
Onion(1kg)
$1.48฿48.31
$1.32MYR 5.34
12.12%
Lettuce(1 head)
$1.03฿33.54
$0.99MYR 4.03
4.04%
Water(1.5 liter bottle)
$0.52฿16.83
$0.53MYR 2.14
-1.89%
Cigarettes 20 Pack(Marlboro, Camel)
$4.25฿138
$4.22MYR 17.12
0.71%
Wine(Bottle)
$18.79฿612
$18.00MYR 73.0
4.39%
Local Beer(0.5 liter bottle)
$1.76฿57.2
$2.81MYR 11.40
-37.37%
Imported Beer(0.33 liter bottle)
$2.76฿89.8
$2.99MYR 12.11
-7.69%
🚌 Getting Around
Phuket
Kuala Terengganu
Difference
One-way Ticket(Public Transport)
$1.36฿44.32
$0.73MYR 2.96
86.30%
Public Transport Monthly Pass(Regular Price)
$11.36฿370
$11.65MYR 47.26
-2.49%
Taxi Start(Normal Tariff)
$3.14฿102
$1.19MYR 4.84
163.87%
Taxi(Normal Tariff)(1km)
$1.04฿33.74
$1.03MYR 4.18
0.97%
Taxi 1hour Waiting(Normal Tariff)
$13.77฿448
$6.00MYR 24.31
129.50%
Gasoline(1 liter)
$1.34฿43.79
$0.50MYR 2.04
168.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.7K฿901.4K
$35.9KMYR 145.7K
-22.98%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.9K฿1.1M
$31.0KMYR 125.6K
9.30%
🧾 Monthly Utilities & Internet
Phuket
Kuala Terengganu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$124฿4,025
$42.89MYR 174
188.16%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.52฿440
$9.23MYR 37.41
46.48%
Internet(50+ Mbps, Unlimited Data)
$18.69฿609
$28.87MYR 117
-35.26%
🎉 Sport & Entertainment
Phuket
Kuala Terengganu
Difference
Gym Membership(Monthly)
$61.8฿2,013
$37.48MYR 152
64.94%
Tennis Court(1 Hour on Weekend)
$17.25฿562
$6.01MYR 24.37
187.02%
Cinema Ticket
$9.14฿298
$4.92MYR 19.96
85.77%
🧸 Childcare & Education
Phuket
Kuala Terengganu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$703฿22.9K
$188MYR 764
272.82%
International Primary School, 1 Child(Yearly)
$15.9K฿517.0K
$6,856MYR 27.8K
131.51%
👕👟 Clothing & Footwear
Phuket
Kuala Terengganu
Difference
Jeans(Levis 501 Or Similar)
$59.5฿1,937
$61.3MYR 249
-3.02%
Summer Dress(H&M, Zara, etc)
$35.07฿1,142
$27.54MYR 112
27.34%
Sport Shoes(Adidas, Nike)
$115฿3,754
$74.0MYR 300
55.79%
Men's Leather Business Shoes
$84.1฿2,737
$50.5MYR 205
66.50%
🏠 Accommodation & Living
Phuket
Kuala Terengganu
Difference
1-bedroom Apartment, City Center(Monthly)
$619฿20.1K
$197MYR 800
213.66%
1-bedroom Apartment, Outside City Center(Monthly)
$433฿14.1K
$120MYR 485
261.66%
3-bedroom Apartment, City Center(Monthly)
$2,062฿67.2K
$647MYR 2,623
218.81%
3-bedroom Apartment, Outside City Center(Monthly)
$1,511฿49.2K
$268MYR 1,089
462.81%
Buy Apartment in City Center(m2)
$3,646฿118.7K
$1,970MYR 7,989
85.06%
Buy Apartment Outside City Center(m2)
$2,626฿85.5K
$945MYR 3,830
177.96%
💵 Salaries & Financials
Phuket
Kuala Terengganu
Difference
Average Monthly Net Salary(After Tax)
$507฿16.5K
$488MYR 1,980
3.82%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
4.07
30.96%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Phuket: June 7, 2026
Last update for Kuala Terengganu: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $619 in Phuket and $197 in Kuala Terengganu. Housing cost is often the main lever when comparing two cities.
💰Phuket pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $47.00 in Phuket vs $22.00 in Kuala Terengganu for a mid-range dinner for two. Groceries echo the gap at $293 vs $246 per month, with Kuala Terengganu cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Kuala Terengganu: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Phuket and Kuala Terengganu?
Phuket and Kuala Terengganu differ by about 74% in total monthly costs ($1,261 vs $724 including rent). Kuala Terengganu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Phuket or Kuala Terengganu?
Phuket pays 4% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Phuket and Kuala Terengganu?
Rent for a central apartment: $619 in Phuket versus $197 in Kuala Terengganu. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Phuket or Kuala Terengganu?
All in, you'll spend $1,261 per month in Phuket versus $724 in Kuala Terengganu – a 74% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Phuket and Kuala Terengganu?
A monthly transit pass in Kuala Terengganu runs roughly 3% less than in Phuket. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $724 in Kuala Terengganu versus $1,261 in Phuket, a $2,000 budget is realistic in Kuala Terengganu but tight or insufficient in Phuket. The gap between the two cities makes Kuala Terengganu the clear choice for anyone on this budget.
How does quality of life compare between Phuket and Kuala Terengganu?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Phuket or Kuala Terengganu safer for residents?
Safety-wise, Phuket and Kuala Terengganu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Phuket or Kuala Terengganu?
Expats usually find Kuala Terengganu gentler on the wallet – expenses run 74% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.