😐Monthly costs for one person with rent: $1,232 in Phuket versus $704 in Kuala Terengganu.
😐Estimated couple costs with rent: $2,255 in Phuket versus $1,143 in Kuala Terengganu.
😐Monthly costs for a family of three with rent: $3,279 in Phuket versus $1,582 in Kuala Terengganu.
😐Living in Phuket is roughly 75% more expensive than Kuala Terengganu, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Phuket8% lower, Kuala Terengganu47% lower.
Currency
🍽 Eating Out
Phuket
Kuala Terengganu
Difference
Meal at Budget Restaurant
$4.63฿151
$2.33MYR 9.20
98.71%
Three-Course Dinner for Two, Mid-Range
$46.84฿1,532
$22.44MYR 88.6
108.73%
Fast Food Meal(McDonalds, etc)
$8.84฿289
$4.41MYR 17.41
100.45%
Cappuccino
$3.00฿98.0
$2.99MYR 11.79
0.33%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.74฿24.25
$0.44MYR 1.73
68.18%
Water(0.33 liter bottle)
$0.37฿11.95
$0.25MYR 0.98
48.00%
Local Beer(0.5 liter draught)
$2.44฿79.8
$3.55MYR 14.03
-31.27%
Imported Beer(0.33 liter bottle)
$3.61฿118
$5.04MYR 19.90
-28.37%
🛒 Groceries & Markets
Phuket
Kuala Terengganu
Difference
Milk(1 liter)
$2.26฿73.9
$1.50MYR 5.94
50.67%
White Bread(500g)
$1.84฿60.1
$0.96MYR 3.78
91.67%
Rice(white)(1kg)
$2.24฿73.4
$1.26MYR 4.96
77.78%
Eggs
$2.32฿75.7
$2.05MYR 8.09
13.17%
Local Cheese(1kg)
$19.67฿643
$15.13MYR 59.8
30.01%
Chicken Fillets(1kg)
$3.65฿119
$4.37MYR 17.28
-16.48%
Beef Round Steak(1kg)
$13.10฿428
$9.39MYR 37.11
39.51%
Apples(1kg)
$3.39฿111
$2.85MYR 11.25
18.95%
Banana(1kg)
$1.64฿53.7
$1.53MYR 6.05
7.19%
Oranges(1kg)
$2.41฿79.0
$2.53MYR 10.00
-4.74%
Tomato(1kg)
$2.03฿66.4
$1.44MYR 5.69
40.97%
Potato(1kg)
$1.56฿50.9
$1.24MYR 4.88
25.81%
Onion(1kg)
$1.50฿48.94
$1.32MYR 5.20
13.64%
Lettuce(1 head)
$1.02฿33.50
$1.00MYR 3.94
2.00%
Water(1.5 liter bottle)
$0.49฿16.00
$0.53MYR 2.09
-7.55%
Cigarettes 20 Pack(Marlboro, Camel)
$4.45฿145
$4.31MYR 17.02
3.25%
Wine(Bottle)
$18.88฿617
$20.59MYR 81.3
-8.31%
Local Beer(0.5 liter bottle)
$1.78฿58.1
$2.76MYR 10.89
-35.51%
Imported Beer(0.33 liter bottle)
$2.75฿90.1
$2.97MYR 11.72
-7.41%
🚌 Getting Around
Phuket
Kuala Terengganu
Difference
One-way Ticket(Public Transport)
$1.40฿45.81
$0.68MYR 2.70
105.88%
Public Transport Monthly Pass(Regular Price)
$11.48฿376
$11.93MYR 47.14
-3.77%
Taxi Start(Normal Tariff)
$3.12฿102
$1.21MYR 4.79
157.85%
Taxi(Normal Tariff)(1km)
$1.00฿32.67
$1.03MYR 4.05
-2.91%
Taxi 1hour Waiting(Normal Tariff)
$14.09฿461
$6.01MYR 23.75
134.44%
Gasoline(1 liter)
$1.35฿44.19
$0.49MYR 1.95
175.51%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2K฿888.9K
$35.0KMYR 138.3K
-22.37%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9K฿1.1M
$31.8KMYR 125.8K
3.41%
🧾 Monthly Utilities & Internet
Phuket
Kuala Terengganu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$125฿4,087
$43.02MYR 170
190.52%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.57฿444
$9.15MYR 36.16
48.31%
Internet(50+ Mbps, Unlimited Data)
$18.52฿606
$28.58MYR 113
-35.20%
🎉 Sport & Entertainment
Phuket
Kuala Terengganu
Difference
Gym Membership(Monthly)
$61.5฿2,010
$37.22MYR 147
65.18%
Tennis Court(1 Hour on Weekend)
$16.84฿551
$5.82MYR 23.01
189.35%
Cinema Ticket
$9.19฿300
$5.06MYR 20.00
81.62%
🧸 Childcare & Education
Phuket
Kuala Terengganu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$698฿22.8K
$188MYR 743
271.26%
International Primary School, 1 Child(Yearly)
$15.6K฿509.9K
$7,040MYR 27.8K
121.48%
👕👟 Clothing & Footwear
Phuket
Kuala Terengganu
Difference
Jeans(Levis 501 Or Similar)
$57.8฿1,889
$59.8MYR 236
-3.38%
Summer Dress(H&M, Zara, etc)
$35.24฿1,152
$26.88MYR 106
31.10%
Sport Shoes(Adidas, Nike)
$113฿3,699
$72.4MYR 286
56.16%
Men's Leather Business Shoes
$86.4฿2,825
$51.4MYR 203
67.92%
🏠 Accommodation & Living
Phuket
Kuala Terengganu
Difference
1-bedroom Apartment, City Center(Monthly)
$616฿20.1K
$204MYR 806
201.72%
1-bedroom Apartment, Outside City Center(Monthly)
$446฿14.6K
$118MYR 466
277.86%
3-bedroom Apartment, City Center(Monthly)
$2,048฿67.0K
$634MYR 2,506
222.79%
3-bedroom Apartment, Outside City Center(Monthly)
$1,492฿48.8K
$269MYR 1,063
454.69%
Buy Apartment in City Center(m2)
$3,779฿123.6K
$1,780MYR 7,029
112.33%
Buy Apartment Outside City Center(m2)
$2,649฿86.6K
$889MYR 3,513
197.83%
💵 Salaries & Financials
Phuket
Kuala Terengganu
Difference
Average Monthly Net Salary(After Tax)
$524฿17.1K
$497MYR 1,964
5.36%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
4.07
30.96%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Phuket: April 27, 2026
Last update for Kuala Terengganu: April 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $616 in Phuket and $204 in Kuala Terengganu. Housing cost is often the main lever when comparing two cities.
💰Phuket pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $47.00 in Phuket vs $22.00 in Kuala Terengganu for a mid-range dinner for two. Groceries echo the gap at $292 vs $252 per month, with Kuala Terengganu cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Kuala Terengganu: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Phuket and Kuala Terengganu?
Phuket and Kuala Terengganu differ by about 75% in total monthly costs ($1,232 vs $704 including rent). Kuala Terengganu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Phuket or Kuala Terengganu?
Phuket pays 5% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Phuket and Kuala Terengganu?
Rent for a central apartment: $616 in Phuket versus $204 in Kuala Terengganu. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Phuket or Kuala Terengganu?
All in, you'll spend $1,232 per month in Phuket versus $704 in Kuala Terengganu – a 75% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Phuket and Kuala Terengganu?
A monthly transit pass in Kuala Terengganu runs roughly 4% less than in Phuket. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $704 in Kuala Terengganu versus $1,232 in Phuket, a $2,000 budget is realistic in Kuala Terengganu but tight or insufficient in Phuket. The gap between the two cities makes Kuala Terengganu the clear choice for anyone on this budget.
How does quality of life compare between Phuket and Kuala Terengganu?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Phuket or Kuala Terengganu safer for residents?
Safety-wise, Phuket and Kuala Terengganu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Phuket or Kuala Terengganu?
Expats usually find Kuala Terengganu gentler on the wallet – expenses run 75% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.