Last update: Oct 2026

Cost of Living Comparison Between Phuket and Kotka

For one person, living is cheaper in Phuket: $1,278 a month against $1,652 in Kotka, rent and utilities included – about $4,500 less a year. Other living expenses account for most of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
79

Cost of Living Index in Kotka
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Kotka Living Index

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Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Kotka

🇫🇮 Finland

$1,652

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Kotka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Kotka actually costs, broken down by who's living it.

A single person spends $1,278 per month in Phuket vs $1,652 in Kotka, rent included.

Phuket $1,278
Kotka $1,652

A couple spends around $2,216 per month in Phuket vs $2,550 in Kotka, rent included.

Phuket $2,216
Kotka $2,550

A family of three spends $3,154 per month in Phuket vs $3,449 in Kotka, rent included.

Phuket $3,154
Kotka $3,449

Phuket is about 23% cheaper than Kotka, and outside of rent the biggest gap is in eating out.

Phuket sits 6% below the global median, while Kotka is 21% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.47 ฿151

$16.39 €14.73

-72.73%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,094

$79.4 €71.4

-59.20%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$11.11 €9.98

-20.70%

Cappuccino

$2.83 ฿95.5

$4.50 €4.04

-37.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.43

$1.84 €1.65

-52.72%

Water (0.33 liter bottle)

$0.49 ฿16.67

$1.26 €1.13

-61.11%

Local Beer (0.5 liter draught)

$2.56 ฿86.4

$6.87 €6.17

-62.74%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$9.80 €8.80

-62.45%

Milk (1 liter)

$1.66 ฿56.0

$1.02 €0.92

62.75%

White Bread (500g)

$1.46 ฿49.35

$2.19 €1.97

-33.33%

Rice (white) (1kg)

$1.50 ฿50.6

$2.67 €2.40

-43.82%

Eggs

$2.09 ฿70.5

$2.91 €2.61

-28.18%

Local Cheese (1kg)

$19.07 ฿644

$7.93 €7.13

140.48%

Chicken Fillets (1kg)

$3.30 ฿111

$12.34 €11.09

-73.26%

Beef Round Steak (1kg)

$10.91 ฿368

$18.70 €16.80

-41.66%

Apples (1kg)

$2.93 ฿99.0

$2.68 €2.41

9.33%

Banana (1kg)

$1.69 ฿57.1

$2.09 €1.88

-19.14%

Oranges (1kg)

$2.25 ฿75.8

$2.23 €2.00

0.90%

Tomato (1kg)

$2.08 ฿70.1

$4.29 €3.86

-51.52%

Potato (1kg)

$1.51 ฿51.0

$1.15 €1.03

31.30%

Onion (1kg)

$1.38 ฿46.56

$1.59 €1.43

-13.21%

Lettuce (1 head)

$1.07 ฿35.99

$1.95 €1.76

-45.13%

Water (1.5 liter bottle)

$0.52 ฿17.52

$1.14 €1.03

-54.39%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$10.49 €9.43

-59.96%

Wine (Bottle)

$18.79 ฿634

$15.40 €13.83

22.01%

Local Beer (0.5 liter bottle)

$1.82 ฿61.5

$1.97 €1.77

-7.61%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.9

$2.82 €2.53

0.71%

One-way Ticket (Public Transport)

$1.45 ฿49.03

$4.29 €3.85

-66.20%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,913

$57.3 €51.5

-1.07%

Taxi Start (Normal Tariff)

$3.02 ฿102

$6.24 €5.60

-51.60%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.36

$1.47 €1.32

-30.61%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿125

$65.6 €58.9

-94.37%

Gasoline (1 liter)

$1.47 ฿49.81

$2.03 €1.82

-27.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿904.3K

$36.4K €32.7K

-26.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿901.3K

$36.6K €32.9K

-27.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,254

$135 €121

-28.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$28.69 €25.77

-60.75%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿569

$22.34 €20.07

-24.57%

Gym Membership (Monthly)

$67.2 ฿2,270

$39.96 €35.90

68.24%

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

$18.16 €16.32

-40.91%

Cinema Ticket

$7.50 ฿253

$15.97 €14.35

-53.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.1K

$314 €282

51.58%

International Primary School, 1 Child (Yearly)

$11.3K ฿380.4K

$7,394 €6,642

52.33%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,106

$92.8 €83.4

-32.82%

Summer Dress (H&M, Zara, etc)

$28.41 ฿959

$41.07 €36.89

-30.83%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,184

$103 €92.9

-8.82%

Men's Leather Business Shoes

$85.8 ฿2,898

$45.34 €40.73

89.24%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.2K

$682 €612

5.01%

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.6K

$567 €510

-13.48%

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿65.1K

$1,161 €1,043

65.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.3K

$886 €796

61.45%

Buy Apartment in City Center (m2)

$4,175 ฿141.0K

$2,180 €1,959

91.50%

Buy Apartment Outside City Center (m2)

$3,045 ฿102.8K

$1,396 €1,254

118.02%

Average Monthly Net Salary (After Tax)

$502 ฿17.0K

$3,170 €2,848

-84.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.2

74.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Kotka: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Kotka

$567 34.3% 15.6% $77

Groceries & Markets

Phuket

$266 20.8%

Kotka

$327 19.8% 22.8% $61

Monthly Utilities & Internet

Phuket

$124 9.7%

Kotka

$186 11.3% 49.6% $62

Clothing & Footwear

Phuket

$122 9.5%

Kotka

$127 7.7% 4.3% $5.3

Eating Out

Phuket

$122 9.5%

Kotka

$285 17.2% 134% $163

Sport & Entertainment

Phuket

$82 6.4%

Kotka

$72 4.4% 12.6% $10

Getting Around

Phuket

$71 5.5%

Kotka

$88 5.3% 24.7% $17

Cost Breakdown

A central one-bedroom costs $716 in Phuket versus $682 in Kotka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kotka are about 6.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32 in Phuket versus $79 in Kotka. Monthly groceries follow the same trend: $266 vs $327 – making Phuket the more affordable choice for daily food spending.

Good to know

🇹🇭 Phuket

🇫🇮 Kotka

🕒 Local time

04:50 4:50 AM

23:50 11:50 PM

5 h behind Phuket

🌤 Weather

👥 Population

79,308

50,488

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Kotka 8,230 km ≈ 11 h nonstop flight

From you

Phuket
Kotka

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Kotka: Cost of Living - Frequently Asked Questions

Yes – Kotka is pricier by about 29%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,917 per month in Phuket and $2,478 in Kotka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $716 in Phuket and $682 in Kotka. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $32 in Phuket and $79 in Kotka. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 23% more in Kotka, though the gap depends on what you buy.

A $1,500 monthly budget goes further in Phuket, where all-in costs run around $1,278, than in Kotka at $1,652. In Phuket it covers expenses comfortably, while in Kotka it requires careful planning or may not stretch far enough.

It depends on your priorities. Phuket has an edge in some lifestyle areas, with costs from $1,278 in Phuket to $1,652 in Kotka. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Phuket. If higher salaries or specific career opportunities are the priority, Kotka makes more sense. Both are solid long-term options with distinct trade-offs.