Last update: Oct 2026

Cost of Living Comparison Between Phuket and Kokkola

For one person, living is cheaper in Phuket: $1,278 a month against $1,836 in Kokkola, rent and utilities included – about $6,700 less a year. Other living expenses account for most of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
89

Cost of Living Index in Kokkola
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Kokkola Living Index

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Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Kokkola

🇫🇮 Finland

$1,836

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Kokkola

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Kokkola actually costs, broken down by who's living it.

A single person spends $1,278 per month in Phuket vs $1,836 in Kokkola, rent included.

Phuket $1,278
Kokkola $1,836

A couple spends around $2,216 per month in Phuket vs $2,921 in Kokkola, rent included.

Phuket $2,216
Kokkola $2,921

A family of three spends $3,154 per month in Phuket vs $4,006 in Kokkola, rent included.

Phuket $3,154
Kokkola $4,006

Phuket is about 30% cheaper than Kokkola, and outside of rent the biggest gap is in eating out.

Phuket sits 6% below the global median, while Kokkola is 35% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.47 ฿151

$15.94 €14.28

-71.96%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,092

$89.9 €80.5

-63.93%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$11.50 €10.31

-23.39%

Cappuccino

$2.83 ฿95.3

$5.32 €4.77

-46.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.37

$2.87 €2.57

-69.69%

Water (0.33 liter bottle)

$0.49 ฿16.64

$1.95 €1.75

-74.87%

Local Beer (0.5 liter draught)

$2.56 ฿86.2

$7.64 €6.84

-66.49%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$8.83 €7.92

-58.32%

Milk (1 liter)

$1.66 ฿55.9

$1.11 €1.00

49.55%

White Bread (500g)

$1.46 ฿49.25

$2.68 €2.40

-45.52%

Rice (white) (1kg)

$1.50 ฿50.4

$2.36 €2.12

-36.44%

Eggs

$2.09 ฿70.4

$3.11 €2.79

-32.80%

Local Cheese (1kg)

$19.07 ฿642

$8.94 €8.01

113.31%

Chicken Fillets (1kg)

$3.30 ฿111

$14.01 €12.56

-76.45%

Beef Round Steak (1kg)

$10.91 ฿368

$21.69 €19.44

-49.70%

Apples (1kg)

$2.93 ฿98.7

$2.28 €2.05

28.51%

Banana (1kg)

$1.69 ฿56.9

$2.02 €1.81

-16.34%

Oranges (1kg)

$2.25 ฿75.7

$2.58 €2.32

-12.79%

Tomato (1kg)

$2.08 ฿70.0

$3.96 €3.55

-47.47%

Potato (1kg)

$1.51 ฿50.9

$1.30 €1.17

16.15%

Onion (1kg)

$1.38 ฿46.47

$1.83 €1.64

-24.59%

Lettuce (1 head)

$1.07 ฿35.91

$2.78 €2.49

-61.51%

Water (1.5 liter bottle)

$0.52 ฿17.49

$2.04 €1.82

-74.51%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$12.96 €11.62

-67.59%

Wine (Bottle)

$18.79 ฿633

$15.92 €14.27

18.03%

Local Beer (0.5 liter bottle)

$1.82 ฿61.4

$3.18 €2.85

-42.77%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.7

$3.31 €2.96

-14.20%

One-way Ticket (Public Transport)

$1.45 ฿48.93

$3.03 €2.71

-52.15%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,909

$73.9 €66.2

-23.29%

Taxi Start (Normal Tariff)

$3.02 ฿102

$4.29 €3.85

-29.60%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.29

$1.35 €1.21

-24.44%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿124

$66.4 €59.5

-94.44%

Gasoline (1 liter)

$1.47 ฿49.70

$2.31 €2.07

-36.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿902.4K

$37.1K €33.2K

-27.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿899.5K

$37.1K €33.3K

-28.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,247

$129 €116

-25.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$25.04 €22.44

-55.03%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿568

$23.90 €21.41

-29.50%

Gym Membership (Monthly)

$67.2 ฿2,266

$42.44 €38.03

58.41%

Tennis Court (1 Hour on Weekend)

$10.73 ฿361

$21.93 €19.65

-51.07%

Cinema Ticket

$7.50 ฿253

$18.17 €16.29

-58.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.0K

$327 €293

45.48%

International Primary School, 1 Child (Yearly)

$11.3K ฿379.6K

$11.3K €10.1K

-0.07%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,102

$93.9 €84.2

-33.60%

Summer Dress (H&M, Zara, etc)

$28.41 ฿957

$48.08 €43.09

-40.91%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,178

$101 €90.1

-6.19%

Men's Leather Business Shoes

$85.8 ฿2,892

$151 €135

-43.20%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.1K

$770 €690

-7.05%

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.5K

$631 €565

-22.20%

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿64.9K

$1,217 €1,090

58.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.2K

$1,136 €1,018

25.95%

Buy Apartment in City Center (m2)

$4,175 ฿140.7K

$4,340 €3,889

-3.78%

Buy Apartment Outside City Center (m2)

$3,045 ฿102.6K

$2,394 €2,145

27.18%

Average Monthly Net Salary (After Tax)

$502 ฿16.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.51

58.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Kokkola: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Kokkola

$631 34.4% 28.5% $140

Groceries & Markets

Phuket

$266 20.8%

Kokkola

$373 20.3% 40.1% $107

Monthly Utilities & Internet

Phuket

$124 9.7%

Kokkola

$178 9.7% 43.2% $54

Clothing & Footwear

Phuket

$122 9.5%

Kokkola

$177 9.7% 45.3% $55

Eating Out

Phuket

$122 9.5%

Kokkola

$301 16.4% 147% $179

Sport & Entertainment

Phuket

$82 6.4%

Kokkola

$79 4.3% 4.2% $3.4

Getting Around

Phuket

$71 5.5%

Kokkola

$97 5.3% 37.5% $26

Cost Breakdown

A central one-bedroom costs $716 in Phuket versus $770 in Kokkola. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32 in Phuket versus $90 in Kokkola. Monthly groceries follow the same trend: $266 vs $373 – making Phuket the more affordable choice for daily food spending.

Good to know

🇹🇭 Phuket

🇫🇮 Kokkola

🕒 Local time

15:17 3:17 PM

10:17 10:17 AM

5 h behind Phuket

🌤 Weather

👥 Population

79,308

48,299

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.66 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.61 THB (100 THB = 2.66 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

On the map

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Between locations

Phuket Kokkola 8,500 km ≈ 11 h nonstop flight

From you

Phuket
Kokkola

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Kokkola: Cost of Living - Frequently Asked Questions

Yes – Kokkola is pricier by about 44%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,917 per month in Phuket and $2,754 in Kokkola. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $716 in Phuket and $770 in Kokkola. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $1,278 in Phuket and $1,836 in Kokkola. That makes Phuket about 30% cheaper.

Public transport costs about 23% less in Phuket. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Phuket, where all-in costs run around $1,278, than in Kokkola at $1,836. In Phuket it covers expenses comfortably, while in Kokkola it requires careful planning or may not stretch far enough.

It depends on your priorities. Phuket has an edge in some lifestyle areas, with costs from $1,278 in Phuket to $1,836 in Kokkola. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Phuket is the easier option financially – housing and daily costs are lower, and overall it costs about 30% less, which matters a lot on a fixed budget or early-career salary.