Cost of Living Comparison Between Phuket and Kajaani Cost of Living Comparison Between Phuket and Kajaani

Monthly Cost of Living

Monthly costs for one person with rent: $1,264 in Phuket versus $1,801 in Kajaani.

Estimated couple costs with rent: $2,256 in Phuket versus $2,666 in Kajaani.

Monthly costs for a family of three with rent: $3,248 in Phuket versus $3,532 in Kajaani.

Living in Phuket costs roughly 30% less than in Kajaani, driven mainly by Eating Out.

The two cities straddle the global median: Phuket is 5% below, Kajaani is 35% above.

Meal at Budget Restaurant

$4.48 ฿150

$15.30 €13.25

-70.72%

Three-Course Dinner for Two, Mid-Range

$45.59 ฿1,521

$45.99 €39.83

-0.87%

Fast Food Meal (McDonalds, etc)

$8.76 ฿292

$9.76 €8.45

-10.25%

Cappuccino

$2.97 ฿99.0

$4.70 €4.07

-36.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.90

$2.53 €2.20

-72.73%

Water (0.33 liter bottle)

$0.39 ฿13.04

$1.62 €1.40

-75.93%

Local Beer (0.5 liter draught)

$2.53 ฿84.4

$8.24 €7.13

-69.30%

Imported Beer (0.33 liter bottle)

$3.75 ฿125

$9.51 €8.24

-60.57%

Milk (1 liter)

$2.15 ฿71.6

$1.34 €1.16

60.45%

White Bread (500g)

$1.82 ฿60.6

$2.23 €1.93

-18.39%

Rice (white) (1kg)

$2.18 ฿72.9

$2.25 €1.95

-3.11%

Eggs

$2.25 ฿75.0

$2.75 €2.38

-18.18%

Local Cheese (1kg)

$20.00 ฿667

$8.70 €7.54

129.89%

Chicken Fillets (1kg)

$3.63 ฿121

$10.24 €8.87

-64.55%

Beef Round Steak (1kg)

$13.56 ฿452

$20.52 €17.77

-33.92%

Apples (1kg)

$3.24 ฿108

$2.06 €1.79

57.28%

Banana (1kg)

$1.64 ฿54.6

$1.93 €1.68

-15.03%

Oranges (1kg)

$2.33 ฿77.8

$2.33 €2.02

Tomato (1kg)

$2.07 ฿69.1

$4.50 €3.89

-54.00%

Potato (1kg)

$1.55 ฿51.6

$1.47 €1.27

5.44%

Onion (1kg)

$1.46 ฿48.54

$1.88 €1.63

-22.34%

Lettuce (1 head)

$0.98 ฿32.86

$1.70 €1.47

-42.35%

Water (1.5 liter bottle)

$0.48 ฿16.09

$1.43 €1.24

-66.43%

Cigarettes 20 Pack (Marlboro, Camel)

$4.35 ฿145

$13.65 €11.83

-68.13%

Wine (Bottle)

$18.57 ฿620

$15.06 €13.05

23.31%

Local Beer (0.5 liter bottle)

$1.86 ฿61.9

$3.07 €2.66

-39.41%

Imported Beer (0.33 liter bottle)

$2.65 ฿88.6

$3.52 €3.05

-24.72%

One-way Ticket (Public Transport)

$1.42 ฿47.28

$3.38 €2.93

-57.99%

Public Transport Monthly Pass (Regular Price)

$11.57 ฿386

$66.7 €57.8

-82.66%

Taxi Start (Normal Tariff)

$3.17 ฿106

$8.23 €7.13

-61.48%

Taxi (Normal Tariff) (1km)

$1.03 ฿34.41

$1.25 €1.09

-17.60%

Taxi 1hour Waiting (Normal Tariff)

$13.89 ฿463

$63.1 €54.6

-77.99%

Gasoline (1 liter)

$1.34 ฿44.84

$2.08 €1.80

-35.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿927.1K

$34.9K €30.2K

-20.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K ฿1.1M

$30.7K €26.6K

8.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ฿4,105

$147 €127

-16.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.77 ฿459

$30.50 €26.41

-54.85%

Internet (50+ Mbps, Unlimited Data)

$18.33 ฿611

$19.63 €17.00

-6.62%

Gym Membership (Monthly)

$60.7 ฿2,025

$44.30 €38.36

37.00%

Tennis Court (1 Hour on Weekend)

$17.16 ฿573

$24.19 €20.95

-29.06%

Cinema Ticket

$8.87 ฿296

$16.24 €14.06

-45.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$688 ฿22.9K

$335 €290

105.18%

International Primary School, 1 Child (Yearly)

$15.8K ฿526.4K

$7,893 €6,835

99.92%

Jeans (Levis 501 Or Similar)

$59.3 ฿1,978

$107 €92.8

-44.65%

Summer Dress (H&M, Zara, etc)

$34.69 ฿1,157

$26.23 €22.72

32.25%

Sport Shoes (Adidas, Nike)

$115 ฿3,843

$58.7 €50.8

96.37%

Men's Leather Business Shoes

$83.8 ฿2,794

$106 €91.7

-20.88%

1-bedroom Apartment, City Center (Monthly)

$621 ฿20.7K

$783 €678

-20.68%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.9K

$636 €551

-29.92%

3-bedroom Apartment, City Center (Monthly)

$2,034 ฿67.8K

$1,299 €1,125

56.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 ฿49.9K

$1,049 €909

42.60%

Buy Apartment in City Center (m2)

$3,455 ฿115.3K

$4,041 €3,499

-14.50%

Buy Apartment Outside City Center (m2)

$2,531 ฿84.4K

$1,980 €1,715

27.81%

Average Monthly Net Salary (After Tax)

$494 ฿16.5K

$2,063 €1,786

-76.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

3.93

35.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: July 27, 2026

Last update for Kajaani: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $621 in Phuket and $783 in Kajaani. Housing cost is often the main lever when comparing two cities.

Kajaani pays 318% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Phuket vs $46.00 in Kajaani for a mid-range dinner for two. Groceries echo the gap at $291 vs $333 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Kajaani: Cost of Living - Frequently Asked Questions

Phuket wins on cost – living expenses run 42% lower than in Kajaani. Housing and daily spending are where you'll feel the difference most, making Phuket the obvious pick if budget is a priority.

On paper, salaries run 318% lower in Kajaani. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $621 in Phuket versus $783 in Kajaani. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $688 in Phuket versus $335 in Kajaani. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 14% higher in Kajaani. For households that cook at home regularly, that difference adds up over a month.

At $1,264 in Phuket versus $1,801 in Kajaani, a $1,500 budget is realistic in Phuket but tight or insufficient in Kajaani. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

Both work as nomad bases, but Phuket delivers better value – similar infrastructure at $1,264 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Phuket hard to pass up.

Safety-wise, Phuket and Kajaani are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 42% less than in Kajaani. Beyond cost, consider language, visa policies, and how big the international community is in each city.