Cost of Living Comparison Between Phuket and Hvar Cost of Living Comparison Between Phuket and Hvar

Monthly Cost of Living

Monthly costs for one person with rent: $1,232 in Phuket versus $1,552 in Hvar.

Estimated couple costs with rent: $2,255 in Phuket versus $2,306 in Hvar.

Monthly costs for a family of three with rent: $3,279 in Phuket versus $3,061 in Hvar.

Living in Phuket costs roughly 21% less than in Hvar, driven mainly by Eating Out.

The two cities straddle the global median: Phuket is 8% below, Hvar is 16% above.

Meal at Budget Restaurant

$4.63 ฿151

$13.46 €11.50

-65.60%

Three-Course Dinner for Two, Mid-Range

$46.84 ฿1,523

$73.3 €62.6

-36.12%

Fast Food Meal (McDonalds, etc)

$8.84 ฿287

$9.02 €7.71

-2.00%

Cappuccino

$3.00 ฿97.4

$2.50 €2.13

20.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 ฿24.11

$3.26 €2.78

-77.30%

Water (0.33 liter bottle)

$0.37 ฿11.88

$2.27 €1.94

-83.70%

Local Beer (0.5 liter draught)

$2.44 ฿79.3

$3.57 €3.05

-31.65%

Imported Beer (0.33 liter bottle)

$3.61 ฿117

$4.32 €3.69

-16.44%

Milk (1 liter)

$2.26 ฿73.5

$1.24 €1.06

82.26%

White Bread (500g)

$1.84 ฿59.8

$1.54 €1.32

19.48%

Rice (white) (1kg)

$2.24 ฿73.0

$3.05 €2.61

-26.56%

Eggs

$2.32 ฿75.3

$3.70 €3.16

-37.30%

Local Cheese (1kg)

$19.67 ฿639

$10.81 €9.23

81.96%

Chicken Fillets (1kg)

$3.65 ฿119

$9.49 €8.10

-61.54%

Beef Round Steak (1kg)

$13.10 ฿426

$12.13 €10.36

8.00%

Apples (1kg)

$3.39 ฿110

$1.70 €1.45

99.41%

Banana (1kg)

$1.64 ฿53.4

$1.66 €1.42

-1.20%

Oranges (1kg)

$2.41 ฿78.5

$1.92 €1.64

25.52%

Tomato (1kg)

$2.03 ฿66.0

$2.46 €2.10

-17.48%

Potato (1kg)

$1.56 ฿50.6

$1.33 €1.13

17.29%

Onion (1kg)

$1.50 ฿48.66

$1.32 €1.13

13.64%

Lettuce (1 head)

$1.02 ฿33.30

$1.22 €1.04

-16.39%

Water (1.5 liter bottle)

$0.49 ฿15.91

$1.27 €1.08

-61.42%

Cigarettes 20 Pack (Marlboro, Camel)

$4.45 ฿145

$5.62 €4.80

-20.82%

Wine (Bottle)

$18.88 ฿614

$6.91 €5.90

173.23%

Local Beer (0.5 liter bottle)

$1.78 ฿57.7

$1.49 €1.28

19.46%

Imported Beer (0.33 liter bottle)

$2.75 ฿89.5

$2.06 €1.76

33.50%

One-way Ticket (Public Transport)

$1.40 ฿45.54

$1.74 €1.48

-19.54%

Public Transport Monthly Pass (Regular Price)

$11.48 ฿373

$43.66 €37.28

-73.71%

Taxi Start (Normal Tariff)

$3.12 ฿101

$3.01 €2.57

3.65%

Taxi (Normal Tariff) (1km)

$1.00 ฿32.48

$1.11 €0.95

-9.91%

Taxi 1hour Waiting (Normal Tariff)

$14.09 ฿458

$8.95 €7.64

57.43%

Gasoline (1 liter)

$1.35 ฿43.93

$1.78 €1.52

-24.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K ฿883.7K

$38.5K €32.9K

-29.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K ฿1.1M

$25.8K €22.0K

27.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 ฿4,063

$186 €159

-32.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.57 ฿441

$22.42 €19.15

-39.47%

Internet (50+ Mbps, Unlimited Data)

$18.52 ฿602

$31.25 €26.69

-40.74%

Gym Membership (Monthly)

$61.5 ฿1,999

$51.4 €43.86

19.73%

Tennis Court (1 Hour on Weekend)

$16.84 ฿547

$14.81 €12.65

13.71%

Cinema Ticket

$9.19 ฿299

$9.12 €7.79

0.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$698 ฿22.7K

$240 €205

190.66%

International Primary School, 1 Child (Yearly)

$15.6K ฿506.9K

$7,968 €6,805

95.68%

Jeans (Levis 501 Or Similar)

$57.8 ฿1,878

$91.2 €77.9

-36.64%

Summer Dress (H&M, Zara, etc)

$35.24 ฿1,146

$39.26 €33.52

-10.24%

Sport Shoes (Adidas, Nike)

$113 ฿3,677

$103 €87.9

9.89%

Men's Leather Business Shoes

$86.4 ฿2,808

$105 €89.6

-17.63%

1-bedroom Apartment, City Center (Monthly)

$616 ฿20.0K

$687 €587

-10.38%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.5K

$526 €449

-15.14%

3-bedroom Apartment, City Center (Monthly)

$2,048 ฿66.6K

$1,105 €943

85.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,492 ฿48.5K

$849 €725

75.71%

Buy Apartment in City Center (m2)

$3,779 ฿122.8K

$4,109 €3,509

-8.05%

Buy Apartment Outside City Center (m2)

$2,649 ฿86.1K

$3,317 €2,833

-20.15%

Average Monthly Net Salary (After Tax)

$524 ฿17.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

4.35

22.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: April 27, 2026

Last update for Hvar: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $616 in Phuket and $687 in Hvar. Housing cost is often the main lever when comparing two cities.

Dining out: $47 in Phuket vs $73 in Hvar. Groceries flip the comparison at $292 vs $262, with Hvar cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Hvar: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 26% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,847 in Phuket and $2,328 in Hvar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $616 in Phuket versus $687 in Hvar. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Phuket – a meal for two runs $47.00 versus $73.0 in Hvar. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,232 per month in Phuket versus $1,552 in Hvar – a 26% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,232 in Phuket versus $1,552 in Hvar, a $1,500 budget is realistic in Phuket but tight or insufficient in Hvar. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Hvar, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Hvar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 26% less than in Hvar. Beyond cost, consider language, visa policies, and how big the international community is in each city.