Cost of Living Comparison Between Phuket and Hamm Cost of Living Comparison Between Phuket and Hamm

Monthly Cost of Living

Monthly costs for one person with rent: $1,232 in Phuket versus $1,863 in Hamm.

Estimated couple costs with rent: $2,255 in Phuket versus $2,885 in Hamm.

Monthly costs for a family of three with rent: $3,279 in Phuket versus $3,908 in Hamm.

Living in Phuket costs roughly 34% less than in Hamm, driven mainly by Eating Out.

The two cities straddle the global median: Phuket is 8% below, Hamm is 39% above.

Meal at Budget Restaurant

$4.63 ฿151

$15.17 €12.99

-69.48%

Three-Course Dinner for Two, Mid-Range

$46.84 ฿1,532

$58.9 €50.4

-20.41%

Fast Food Meal (McDonalds, etc)

$8.84 ฿289

$11.16 €9.55

-20.79%

Cappuccino

$3.00 ฿98.0

$4.48 €3.84

-33.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 ฿24.25

$2.33 €2.00

-68.24%

Water (0.33 liter bottle)

$0.37 ฿11.95

$2.72 €2.33

-86.40%

Local Beer (0.5 liter draught)

$2.44 ฿79.8

$4.95 €4.24

-50.71%

Imported Beer (0.33 liter bottle)

$3.61 ฿118

$3.78 €3.24

-4.50%

Milk (1 liter)

$2.26 ฿73.9

$1.28 €1.10

76.56%

White Bread (500g)

$1.84 ฿60.1

$2.38 €2.03

-22.69%

Rice (white) (1kg)

$2.24 ฿73.4

$3.76 €3.22

-40.43%

Eggs

$2.32 ฿75.7

$3.84 €3.28

-39.58%

Local Cheese (1kg)

$19.67 ฿643

$14.89 €12.75

32.10%

Chicken Fillets (1kg)

$3.65 ฿119

$13.11 €11.23

-72.16%

Beef Round Steak (1kg)

$13.10 ฿428

$21.66 €18.54

-39.52%

Apples (1kg)

$3.39 ฿111

$3.20 €2.74

5.94%

Banana (1kg)

$1.64 ฿53.7

$1.72 €1.47

-4.65%

Oranges (1kg)

$2.41 ฿79.0

$2.19 €1.88

10.05%

Tomato (1kg)

$2.03 ฿66.4

$5.25 €4.49

-61.33%

Potato (1kg)

$1.56 ฿50.9

$1.34 €1.14

16.42%

Onion (1kg)

$1.50 ฿48.94

$1.48 €1.27

1.35%

Lettuce (1 head)

$1.02 ฿33.50

$1.62 €1.39

-37.04%

Water (1.5 liter bottle)

$0.49 ฿16.00

$0.97 €0.83

-49.48%

Cigarettes 20 Pack (Marlboro, Camel)

$4.45 ฿145

$9.53 €8.16

-53.31%

Wine (Bottle)

$18.88 ฿617

$5.82 €4.98

224.40%

Local Beer (0.5 liter bottle)

$1.78 ฿58.1

$1.00 €0.86

78.00%

Imported Beer (0.33 liter bottle)

$2.75 ฿90.1

$1.82 €1.56

51.10%

One-way Ticket (Public Transport)

$1.40 ฿45.81

$3.11 €2.66

-54.98%

Public Transport Monthly Pass (Regular Price)

$11.48 ฿376

$62.2 €53.2

-81.54%

Taxi Start (Normal Tariff)

$3.12 ฿102

$5.89 €5.04

-47.03%

Taxi (Normal Tariff) (1km)

$1.00 ฿32.67

$2.51 €2.15

-60.16%

Taxi 1hour Waiting (Normal Tariff)

$14.09 ฿461

$34.76 €29.75

-59.46%

Gasoline (1 liter)

$1.35 ฿44.19

$1.94 €1.66

-30.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K ฿888.9K

$31.3K €26.8K

-13.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K ฿1.1M

$38.5K €32.9K

-14.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 ฿4,087

$202 €173

-38.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.57 ฿444

$27.97 €23.94

-51.48%

Internet (50+ Mbps, Unlimited Data)

$18.52 ฿606

$53.4 €45.71

-65.32%

Gym Membership (Monthly)

$61.5 ฿2,010

$39.02 €33.41

57.56%

Tennis Court (1 Hour on Weekend)

$16.84 ฿551

$22.91 €19.61

-26.49%

Cinema Ticket

$9.19 ฿300

$15.41 €13.19

-40.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$698 ฿22.8K

$407 €349

71.49%

International Primary School, 1 Child (Yearly)

$15.6K ฿509.9K

$11.8K €10.1K

32.54%

Jeans (Levis 501 Or Similar)

$57.8 ฿1,889

$93.1 €79.7

-37.95%

Summer Dress (H&M, Zara, etc)

$35.24 ฿1,152

$40.10 €34.33

-12.12%

Sport Shoes (Adidas, Nike)

$113 ฿3,699

$88.9 €76.1

27.30%

Men's Leather Business Shoes

$86.4 ฿2,825

$127 €109

-31.93%

1-bedroom Apartment, City Center (Monthly)

$616 ฿20.1K

$825 €706

-25.38%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.6K

$660 €565

-32.42%

3-bedroom Apartment, City Center (Monthly)

$2,048 ฿67.0K

$1,555 €1,331

31.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,492 ฿48.8K

$1,203 €1,030

23.99%

Buy Apartment in City Center (m2)

$3,779 ฿123.6K

$4,802 €4,110

-21.31%

Buy Apartment Outside City Center (m2)

$2,649 ฿86.6K

$3,304 €2,828

-19.82%

Average Monthly Net Salary (After Tax)

$524 ฿17.1K

$2,151 €1,841

-75.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

3.96

34.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: April 27, 2026

Last update for Hamm: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $616 in Phuket and $825 in Hamm. Housing cost is often the main lever when comparing two cities.

Hamm pays 311% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $47.00 in Phuket vs $59.0 in Hamm for a mid-range dinner for two. Groceries echo the gap at $292 vs $349 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Hamm: Cost of Living - Frequently Asked Questions

Phuket and Hamm differ by about 51% in total monthly costs ($1,232 vs $1,863 including rent). Phuket is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Hamm earns 311% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $616 in Phuket versus $825 in Hamm. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $698 in Phuket versus $407 in Hamm. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 19% higher in Hamm. For households that cook at home regularly, that difference adds up over a month.

At $1,232 in Phuket versus $1,863 in Hamm, a $1,500 budget is realistic in Phuket but tight or insufficient in Hamm. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Hamm are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 51% less than in Hamm. Beyond cost, consider language, visa policies, and how big the international community is in each city.