Last update: Oct 2026

Cost of Living Comparison Between Phuket and Hamm

For one person, living is cheaper in Phuket: $1,278 a month against $1,475 in Hamm, rent and utilities included – about $2,400 less a year. The total is higher in Hamm despite lower rent and utilities.

62

Cost of Living Index in Phuket
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Phuket Living Index
71

Cost of Living Index in Hamm
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Hamm Living Index

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Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Hamm

🇩🇪 Germany

$1,475

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Hamm

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Hamm actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Phuket versus $1,475 in Hamm.

Phuket $1,278
Hamm $1,475

Estimated couple costs with rent: $2,216 in Phuket versus $2,214 in Hamm.

Phuket $2,216
Hamm $2,214

Monthly costs for a family of three with rent: $3,154 in Phuket versus $2,954 in Hamm.

Phuket $3,154
Hamm $2,954

Living in Phuket costs roughly 13% less than in Hamm, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Phuket is 6% below, Hamm is 8% above.

Meal at Budget Restaurant

$4.47 ฿151

$13.36 €11.96

-66.54%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,093

$67.1 €60.1

-51.70%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$17.82 €15.96

-50.56%

Cappuccino

$2.83 ฿95.4

$4.35 €3.89

-34.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.41

$2.71 €2.42

-67.90%

Water (0.33 liter bottle)

$0.49 ฿16.65

$2.38 €2.13

-79.41%

Local Beer (0.5 liter draught)

$2.56 ฿86.3

$2.77 €2.48

-7.58%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$4.01 €3.59

-8.23%

Milk (1 liter)

$1.66 ฿55.9

$1.25 €1.12

32.80%

White Bread (500g)

$1.46 ฿49.31

$2.02 €1.81

-27.72%

Rice (white) (1kg)

$1.50 ฿50.5

$3.80 €3.40

-60.53%

Eggs

$2.09 ฿70.5

$3.39 €3.03

-38.35%

Local Cheese (1kg)

$19.07 ฿643

$14.53 €13.01

31.25%

Chicken Fillets (1kg)

$3.30 ฿111

$10.39 €9.31

-68.24%

Beef Round Steak (1kg)

$10.91 ฿368

$24.98 €22.37

-56.33%

Apples (1kg)

$2.93 ฿98.9

$3.42 €3.06

-14.33%

Banana (1kg)

$1.69 ฿57.0

$2.24 €2.01

-24.55%

Oranges (1kg)

$2.25 ฿75.8

$2.30 €2.06

-2.17%

Tomato (1kg)

$2.08 ฿70.0

$4.15 €3.71

-49.88%

Potato (1kg)

$1.51 ฿51.0

$1.46 €1.31

3.42%

Onion (1kg)

$1.38 ฿46.52

$1.20 €1.08

15.00%

Lettuce (1 head)

$1.07 ฿35.96

$1.79 €1.60

-40.22%

Water (1.5 liter bottle)

$0.52 ฿17.51

$1.06 €0.95

-50.94%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$8.95 €8.02

-53.07%

Wine (Bottle)

$18.79 ฿634

$6.55 €5.87

186.87%

Local Beer (0.5 liter bottle)

$1.82 ฿61.5

$1.07 €0.96

70.09%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.8

$1.40 €1.25

102.86%

One-way Ticket (Public Transport)

$1.45 ฿48.98

$3.20 €2.87

-54.69%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,912

$61.3 €54.9

-7.49%

Taxi Start (Normal Tariff)

$3.02 ฿102

$5.05 €4.52

-40.20%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.33

$2.22 €1.99

-54.05%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿125

$33.01 €29.56

-88.82%

Gasoline (1 liter)

$1.47 ฿49.76

$2.15 €1.93

-31.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿903.4K

$32.2K €28.9K

-16.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿900.5K

$37.3K €33.4K

-28.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,251

$465 €416

-79.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$25.78 €23.08

-56.32%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿568

$40.16 €35.96

-58.04%

Gym Membership (Monthly)

$67.2 ฿2,268

$28.47 €25.50

136.14%

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

Cinema Ticket

$7.50 ฿253

$13.25 €11.86

-43.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.1K

$169 €151

181.45%

International Primary School, 1 Child (Yearly)

$11.3K ฿380.0K

$25.7K €23.0K

-56.18%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,104

$97.9 €87.6

-36.27%

Summer Dress (H&M, Zara, etc)

$28.41 ฿958

$48.25 €43.21

-41.12%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,181

$111 €99.2

-14.91%

Men's Leather Business Shoes

$85.8 ฿2,895

$197 €177

-56.54%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.2K

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.6K

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿65.0K

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.3K

Buy Apartment in City Center (m2)

$4,175 ฿140.9K

Buy Apartment Outside City Center (m2)

$3,045 ฿102.7K

Average Monthly Net Salary (After Tax)

$502 ฿16.9K

$2,082 €1,865

-75.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.96

40.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Hamm: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Hamm

- * 0% 100%

Groceries & Markets

Phuket

$266 20.8%

Hamm

$340 23.1% 27.8% $74

Monthly Utilities & Internet

Phuket

$124 9.7%

Hamm

$531 36% 326% $406

Clothing & Footwear

Phuket

$122 9.5%

Hamm

$204 13.9% 67.7% $83

Eating Out

Phuket

$122 9.5%

Hamm

$255 17.3% 109% $133

Sport & Entertainment

Phuket

$82 6.4%

Hamm

$55 3.7% 33.2% $27

Getting Around

Phuket

$71 5.5%

Hamm

$90 6.1% 27.8% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Hamm pays about 4.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $32 in Phuket vs $67 in Hamm for a mid-range dinner for two. Groceries echo the gap at $266 vs $340 per month, with Phuket cheaper across the board.

Good to know

🇹🇭 Phuket

🇩🇪 Hamm

🕒 Local time

01:42 1:42 AM

19:42 7:42 PM

6 h behind Phuket

🌤 Weather

👥 Population

79,308

180,000

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 31, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

Euro exchange rates as of October 31, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

On the map

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Highest

Between locations

Phuket Hamm 9,360 km ≈ 12 h nonstop flight

From you

Phuket
Hamm

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Hamm: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,278 in Phuket and $1,475 in Hamm, so Phuket is about 13% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 76% lower in Phuket. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Childcare runs $476 in Phuket versus $169 in Hamm. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 28% higher in Hamm. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Hamm are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Phuket wins on affordability, Hamm on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.