😐Monthly costs for one person with rent: $1,232 in Phuket versus $905 in Francisco Morato.
😐Estimated couple costs with rent: $2,054 in Phuket versus $1,486 in Francisco Morato.
😐Monthly costs for a family of three with rent: $2,876 in Phuket versus $2,066 in Francisco Morato.
🌍Living in Phuket is roughly 36% more expensive than in Francisco Morato, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Phuket10% lower, Francisco Morato34% lower.
Currency
🍽 Eating Out
Phuket
Francisco Morato
Difference
Meal at Budget Restaurant
$4.41฿147
$6.76R$34.74
-34.76%
Three-Course Dinner for Two, Mid-Range
$32.26฿1,074
$39.23R$202
-17.77%
Fast Food Meal(McDonalds, etc)
$8.93฿297
$8.04R$41.34
11.07%
Cappuccino
$2.90฿96.4
$2.07R$10.64
40.10%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.88฿29.30
$1.67R$8.60
-47.31%
Water(0.33 liter bottle)
$0.48฿16.01
$1.19R$6.12
-59.66%
Local Beer(0.5 liter draught)
$2.35฿78.3
$2.96R$15.22
-20.61%
Imported Beer(0.33 liter bottle)
$3.72฿124
$4.66R$23.95
-20.17%
🛒 Groceries & Markets
Phuket
Francisco Morato
Difference
Milk(1 liter)
$1.87฿62.1
$1.16R$5.99
61.21%
White Bread(500g)
$1.47฿48.81
$1.99R$10.24
-26.13%
Rice(white)(1kg)
$1.55฿51.7
$1.15R$5.92
34.78%
Eggs
$2.10฿70.0
$2.69R$13.84
-21.93%
Local Cheese(1kg)
$19.59฿652
$8.50R$43.69
130.47%
Chicken Fillets(1kg)
$3.42฿114
$4.25R$21.85
-19.53%
Beef Round Steak(1kg)
$11.38฿379
$10.70R$55.0
6.36%
Apples(1kg)
$2.98฿99.3
$2.76R$14.19
7.97%
Banana(1kg)
$1.68฿56.1
$1.81R$9.33
-7.18%
Oranges(1kg)
$2.21฿73.5
$1.75R$9.00
26.29%
Tomato(1kg)
$2.16฿72.0
$1.82R$9.35
18.68%
Potato(1kg)
$1.52฿50.8
$1.38R$7.09
10.14%
Onion(1kg)
$1.34฿44.55
$1.34R$6.90
-
Lettuce(1 head)
$1.13฿37.57
$0.89R$4.55
26.97%
Water(1.5 liter bottle)
$0.55฿18.19
$0.71R$3.67
-22.54%
Cigarettes 20 Pack(Marlboro, Camel)
$4.26฿142
$2.70R$13.90
57.78%
Wine(Bottle)
$19.09฿635
$8.61R$44.29
121.72%
Local Beer(0.5 liter bottle)
$1.78฿59.2
$1.63R$8.37
9.20%
Imported Beer(0.33 liter bottle)
$2.78฿92.6
$4.32R$22.21
-35.65%
🚌 Getting Around
Phuket
Francisco Morato
Difference
One-way Ticket(Public Transport)
$2.23฿74.2
$0.98R$5.06
127.55%
Public Transport Monthly Pass(Regular Price)
$22.74฿757
$39.60R$204
-42.58%
Taxi Start(Normal Tariff)
$3.03฿101
$1.29R$6.63
134.88%
Taxi(Normal Tariff)(1km)
$1.02฿34.06
$1.34R$6.87
-23.88%
Taxi 1hour Waiting(Normal Tariff)
$3.89฿130
$9.38R$48.26
-58.53%
Gasoline(1 liter)
$1.49฿49.63
$1.22R$6.29
22.13%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K฿884.9K
$23.8KR$122.4K
11.69%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.0K฿899.8K
$32.4KR$166.8K
-16.69%
🧾 Monthly Utilities & Internet
Phuket
Francisco Morato
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$102฿3,411
$45.08R$232
127.31%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.33฿377
$15.16R$77.9
-25.26%
Internet(50+ Mbps, Unlimited Data)
$17.40฿579
$17.70R$91.0
-1.69%
🎉 Sport & Entertainment
Phuket
Francisco Morato
Difference
Gym Membership(Monthly)
$52.1฿1,734
$23.26R$120
123.90%
Tennis Court(1 Hour on Weekend)
$11.07฿369
$28.11R$145
-60.62%
Cinema Ticket
$7.69฿256
$7.64R$39.28
0.65%
🧸 Childcare & Education
Phuket
Francisco Morato
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$561฿18.7K
$421R$2,163
33.26%
International Primary School, 1 Child(Yearly)
$11.5K฿383.0K
$7,339R$37.7K
56.77%
👕👟 Clothing & Footwear
Phuket
Francisco Morato
Difference
Jeans(Levis 501 Or Similar)
$63.0฿2,098
$55.2R$284
14.12%
Summer Dress(H&M, Zara, etc)
$29.52฿983
$57.3R$295
-48.47%
Sport Shoes(Adidas, Nike)
$98.0฿3,263
$92.6R$476
5.85%
Men's Leather Business Shoes
$88.5฿2,946
$82.0R$422
7.89%
🏠 Accommodation & Living
Phuket
Francisco Morato
Difference
1-bedroom Apartment, City Center(Monthly)
$738฿24.6K
$347R$1,786
112.57%
1-bedroom Apartment, Outside City Center(Monthly)
$482฿16.1K
$231R$1,188
108.85%
3-bedroom Apartment, City Center(Monthly)
$2,107฿70.1K
$646R$3,320
226.25%
3-bedroom Apartment, Outside City Center(Monthly)
$1,226฿40.8K
$460R$2,365
166.49%
Buy Apartment in City Center(m2)
$3,617฿120.4K
$1,791R$9,210
101.94%
Buy Apartment Outside City Center(m2)
$2,603฿86.7K
$1,299R$6,680
100.37%
💵 Salaries & Financials
Phuket
Francisco Morato
Difference
Average Monthly Net Salary(After Tax)
$494฿16.4K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.57
11.12
-49.91%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Phuket: September 15, 2026
Last update for Francisco Morato: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $738 in Phuket and $347 in Francisco Morato. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $32.00 in Phuket vs $39.00 in Francisco Morato. Groceries flip the comparison at $274 vs $219, with Francisco Morato cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Francisco Morato: Cost of Living - Frequently Asked Questions
Is Francisco Morato cheaper than Phuket?
Francisco Morato is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 36% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,847 in Phuket and $1,358 in Francisco Morato to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Phuket and Francisco Morato?
Rent for a central apartment: $738 in Phuket versus $347 in Francisco Morato. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Phuket or in Francisco Morato?
Dining out is cheaper in Francisco Morato – a meal for two runs $39.00 versus $32.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Phuket and in Francisco Morato?
All in, you'll spend $1,232 per month in Phuket versus $905 in Francisco Morato – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Phuket or in Francisco Morato?
At $905 in Francisco Morato versus $1,232 in Phuket, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in Phuket. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.
Is Phuket or Francisco Morato more family-friendly?
For families, Francisco Morato is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Phuket or Francisco Morato?
Safety-wise, Phuket and Francisco Morato are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Francisco Morato gentler on the wallet – expenses run 36% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.