ðMonthly costs for one person with rent: $1,232 in Phuket versus $798 in Francisco Morato.
ðEstimated couple costs with rent: $2,255 in Phuket versus $1,309 in Francisco Morato.
ðMonthly costs for a family of three with rent: $3,279 in Phuket versus $1,821 in Francisco Morato.
ðLiving in Phuket is roughly 54% more expensive than Francisco Morato, driven mainly by Groceries & Markets.
ðBoth cities sit below the global median: Phuket8% lower, Francisco Morato40% lower.
Currency
ð― Eating Out
Phuket
Francisco Morato
Difference
Meal at Budget Restaurant
$4.63āļŋ151
$6.27R$31.27
-26.16%
Three-Course Dinner for Two, Mid-Range
$46.84āļŋ1,532
$32.59R$163
43.73%
Fast Food Meal(McDonalds, etc)
$8.84āļŋ289
$7.19R$35.89
22.95%
Cappuccino
$3.00āļŋ98.0
$1.80R$8.97
66.67%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.74āļŋ24.25
$1.37R$6.84
-45.99%
Water(0.33 liter bottle)
$0.37āļŋ11.95
$0.87R$4.35
-57.47%
Local Beer(0.5 liter draught)
$2.44āļŋ79.8
$1.76R$8.80
38.64%
Imported Beer(0.33 liter bottle)
$3.61āļŋ118
$3.47R$17.30
4.03%
ð Groceries & Markets
Phuket
Francisco Morato
Difference
Milk(1 liter)
$2.26āļŋ73.9
$1.13R$5.64
100.00%
White Bread(500g)
$1.84āļŋ60.1
$1.52R$7.60
21.05%
Rice(white)(1kg)
$2.24āļŋ73.4
$1.27R$6.31
76.38%
Eggs
$2.32āļŋ75.7
$2.29R$11.41
1.31%
Local Cheese(1kg)
$19.67āļŋ643
$8.08R$40.34
143.44%
Chicken Fillets(1kg)
$3.65āļŋ119
$3.73R$18.60
-2.14%
Beef Round Steak(1kg)
$13.10āļŋ428
$8.63R$43.06
51.80%
Apples(1kg)
$3.39āļŋ111
$2.24R$11.20
51.34%
Banana(1kg)
$1.64āļŋ53.7
$1.78R$8.90
-7.87%
Oranges(1kg)
$2.41āļŋ79.0
$1.48R$7.39
62.84%
Tomato(1kg)
$2.03āļŋ66.4
$1.58R$7.87
28.48%
Potato(1kg)
$1.56āļŋ50.9
$1.31R$6.55
19.08%
Onion(1kg)
$1.50āļŋ48.94
$1.14R$5.70
31.58%
Lettuce(1 head)
$1.02āļŋ33.50
$0.76R$3.79
34.21%
Water(1.5 liter bottle)
$0.49āļŋ16.00
$0.65R$3.24
-24.62%
Cigarettes 20 Pack(Marlboro, Camel)
$4.45āļŋ145
$2.69R$13.41
65.43%
Wine(Bottle)
$18.88āļŋ617
$9.69R$48.33
94.84%
Local Beer(0.5 liter bottle)
$1.78āļŋ58.1
$1.32R$6.57
34.85%
Imported Beer(0.33 liter bottle)
$2.75āļŋ90.1
$3.33R$16.61
-17.42%
ð Getting Around
Phuket
Francisco Morato
Difference
One-way Ticket(Public Transport)
$1.40āļŋ45.81
$0.94R$4.71
48.94%
Public Transport Monthly Pass(Regular Price)
$11.48āļŋ376
$38.91R$194
-70.50%
Taxi Start(Normal Tariff)
$3.12āļŋ102
$0.86R$4.29
262.79%
Taxi(Normal Tariff)(1km)
$1.00āļŋ32.67
$1.02R$5.07
-1.96%
Taxi 1hour Waiting(Normal Tariff)
$14.09āļŋ461
$8.41R$41.97
67.54%
Gasoline(1 liter)
$1.35āļŋ44.19
$1.01R$5.06
33.66%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2Kāļŋ888.9K
$22.4KR$111.9K
21.26%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9Kāļŋ1.1M
$29.4KR$146.5K
12.14%
ð§ū Monthly Utilities & Internet
Phuket
Francisco Morato
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$125āļŋ4,087
$47.80R$239
161.46%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.57āļŋ444
$15.07R$75.2
-9.95%
Internet(50+ Mbps, Unlimited Data)
$18.52āļŋ606
$19.04R$95.0
-2.73%
ð Sport & Entertainment
Phuket
Francisco Morato
Difference
Gym Membership(Monthly)
$61.5āļŋ2,010
$22.27R$111
176.07%
Tennis Court(1 Hour on Weekend)
$16.84āļŋ551
$21.73R$108
-22.50%
Cinema Ticket
$9.19āļŋ300
$5.27R$26.29
74.38%
ð§ļ Childcare & Education
Phuket
Francisco Morato
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$698āļŋ22.8K
$313R$1,561
123.19%
International Primary School, 1 Child(Yearly)
$15.6Kāļŋ509.9K
$6,840R$34.1K
127.97%
ðð Clothing & Footwear
Phuket
Francisco Morato
Difference
Jeans(Levis 501 Or Similar)
$57.8āļŋ1,889
$57.9R$289
-0.16%
Summer Dress(H&M, Zara, etc)
$35.24āļŋ1,152
$52.5R$262
-32.81%
Sport Shoes(Adidas, Nike)
$113āļŋ3,699
$83.9R$418
34.90%
Men's Leather Business Shoes
$86.4āļŋ2,825
$72.0R$359
20.02%
ð Accommodation & Living
Phuket
Francisco Morato
Difference
1-bedroom Apartment, City Center(Monthly)
$616āļŋ20.1K
$312R$1,555
97.60%
1-bedroom Apartment, Outside City Center(Monthly)
$446āļŋ14.6K
$218R$1,087
104.77%
3-bedroom Apartment, City Center(Monthly)
$2,048āļŋ67.0K
$590R$2,946
246.85%
3-bedroom Apartment, Outside City Center(Monthly)
$1,492āļŋ48.8K
$436R$2,175
242.39%
Buy Apartment in City Center(m2)
$3,779āļŋ123.6K
$1,692R$8,445
123.27%
Buy Apartment Outside City Center(m2)
$2,649āļŋ86.6K
$1,193R$5,955
121.94%
ðĩ Salaries & Financials
Phuket
Francisco Morato
Difference
Average Monthly Net Salary(After Tax)
$524āļŋ17.1K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
10.92
-51.19%
CityCost data is based on AI and user input â minor inaccuracies may occur.
Last update for Phuket: April 27, 2026
Last update for Francisco Morato: April 25, 2026
Cost Breakdown
ð A one-bedroom apartment in the center runs $616 in Phuket and $312 in Francisco Morato. Housing cost is often the main lever when comparing two cities.
ðDining out: $47.00 in Phuket vs $33.00 in Francisco Morato for a mid-range dinner for two. Groceries echo the gap at $292 vs $195 per month, with Francisco Morato cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Francisco Morato: Cost of Living - Frequently Asked Questions
Is Francisco Morato cheaper than Phuket?
Francisco Morato is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 54% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,847 in Phuket and $1,196 in Francisco Morato to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Phuket and Francisco Morato?
Rent for a central apartment: $616 in Phuket versus $312 in Francisco Morato. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Phuket or Francisco Morato?
Dining out is cheaper in Francisco Morato â a meal for two runs $33.00 versus $47.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Phuket vs Francisco Morato?
All in, you'll spend $1,232 per month in Phuket versus $798 in Francisco Morato â a 54% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Phuket or Francisco Morato?
At $798 in Francisco Morato versus $1,232 in Phuket, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in Phuket. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.
Is Phuket or Francisco Morato more family-friendly?
For families, Francisco Morato is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Phuket or Francisco Morato?
Safety-wise, Phuket and Francisco Morato are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Francisco Morato gentler on the wallet â expenses run 54% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.