Cost of Living Comparison Between Phuket and Francisco Morato Cost of Living Comparison Between Phuket and Francisco Morato

Monthly Cost of Living

Monthly costs for one person with rent: $1,264 in Phuket versus $816 in Francisco Morato.

Estimated couple costs with rent: $2,256 in Phuket versus $1,337 in Francisco Morato.

Monthly costs for a family of three with rent: $3,248 in Phuket versus $1,859 in Francisco Morato.

Living in Phuket is roughly 55% more expensive than in Francisco Morato, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 5% lower, Francisco Morato 39% lower.

Meal at Budget Restaurant

$4.48 ฿150

$6.37 R$32.35

-29.67%

Three-Course Dinner for Two, Mid-Range

$45.59 ฿1,521

$33.16 R$168

37.48%

Fast Food Meal (McDonalds, etc)

$8.76 ฿292

$7.01 R$35.58

24.96%

Cappuccino

$2.97 ฿99.0

$1.80 R$9.15

65.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.90

$1.36 R$6.90

-49.26%

Water (0.33 liter bottle)

$0.39 ฿13.04

$0.85 R$4.31

-54.12%

Local Beer (0.5 liter draught)

$2.53 ฿84.4

$1.77 R$9.00

42.94%

Imported Beer (0.33 liter bottle)

$3.75 ฿125

$3.48 R$17.65

7.76%

Milk (1 liter)

$2.15 ฿71.6

$1.13 R$5.72

90.27%

White Bread (500g)

$1.82 ฿60.6

$1.51 R$7.66

20.53%

Rice (white) (1kg)

$2.18 ฿72.9

$1.24 R$6.31

75.81%

Eggs

$2.25 ฿75.0

$2.27 R$11.54

-0.88%

Local Cheese (1kg)

$20.00 ฿667

$8.12 R$41.21

146.31%

Chicken Fillets (1kg)

$3.63 ฿121

$3.77 R$19.14

-3.71%

Beef Round Steak (1kg)

$13.56 ฿452

$8.84 R$44.85

53.39%

Apples (1kg)

$3.24 ฿108

$2.26 R$11.47

43.36%

Banana (1kg)

$1.64 ฿54.6

$1.82 R$9.22

-9.89%

Oranges (1kg)

$2.33 ฿77.8

$1.46 R$7.39

59.59%

Tomato (1kg)

$2.07 ฿69.1

$1.58 R$8.02

31.01%

Potato (1kg)

$1.55 ฿51.6

$1.32 R$6.68

17.42%

Onion (1kg)

$1.46 ฿48.54

$1.14 R$5.78

28.07%

Lettuce (1 head)

$0.98 ฿32.86

$0.75 R$3.80

30.67%

Water (1.5 liter bottle)

$0.48 ฿16.09

$0.66 R$3.36

-27.27%

Cigarettes 20 Pack (Marlboro, Camel)

$4.35 ฿145

$2.71 R$13.77

60.52%

Wine (Bottle)

$18.57 ฿620

$8.59 R$43.61

116.18%

Local Beer (0.5 liter bottle)

$1.86 ฿61.9

$1.32 R$6.70

40.91%

Imported Beer (0.33 liter bottle)

$2.65 ฿88.6

$3.35 R$17.02

-20.90%

One-way Ticket (Public Transport)

$1.42 ฿47.28

$0.87 R$4.41

63.22%

Public Transport Monthly Pass (Regular Price)

$11.57 ฿386

$38.63 R$196

-70.05%

Taxi Start (Normal Tariff)

$3.17 ฿106

$0.87 R$4.40

264.37%

Taxi (Normal Tariff) (1km)

$1.03 ฿34.41

$1.05 R$5.33

-1.90%

Taxi 1hour Waiting (Normal Tariff)

$13.89 ฿463

$8.70 R$44.13

59.66%

Gasoline (1 liter)

$1.34 ฿44.84

$1.05 R$5.31

27.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿927.1K

$22.2K R$112.8K

25.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K ฿1.1M

$28.7K R$145.7K

16.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ฿4,105

$46.85 R$238

162.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.77 ฿459

$15.21 R$77.2

-9.47%

Internet (50+ Mbps, Unlimited Data)

$18.33 ฿611

$18.98 R$96.3

-3.42%

Gym Membership (Monthly)

$60.7 ฿2,025

$22.23 R$113

173.01%

Tennis Court (1 Hour on Weekend)

$17.16 ฿573

$21.88 R$111

-21.57%

Cinema Ticket

$8.87 ฿296

$5.49 R$27.87

61.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$688 ฿22.9K

$315 R$1,599

118.23%

International Primary School, 1 Child (Yearly)

$15.8K ฿526.4K

$6,922 R$35.1K

127.97%

Jeans (Levis 501 Or Similar)

$59.3 ฿1,978

$57.3 R$291

3.44%

Summer Dress (H&M, Zara, etc)

$34.69 ฿1,157

$50.6 R$257

-31.43%

Sport Shoes (Adidas, Nike)

$115 ฿3,843

$85.7 R$435

34.49%

Men's Leather Business Shoes

$83.8 ฿2,794

$73.2 R$371

14.50%

1-bedroom Apartment, City Center (Monthly)

$621 ฿20.7K

$320 R$1,621

94.43%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.9K

$215 R$1,088

107.94%

3-bedroom Apartment, City Center (Monthly)

$2,034 ฿67.8K

$585 R$2,970

247.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 ฿49.9K

$438 R$2,221

241.88%

Buy Apartment in City Center (m2)

$3,455 ฿115.3K

$1,802 R$9,142

91.76%

Buy Apartment Outside City Center (m2)

$2,531 ฿84.4K

$1,258 R$6,385

101.17%

Average Monthly Net Salary (After Tax)

$494 ฿16.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

10.92

-51.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: July 27, 2026

Last update for Francisco Morato: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $621 in Phuket and $320 in Francisco Morato. Housing cost is often the main lever when comparing two cities.

Dining out: $46.00 in Phuket vs $33.00 in Francisco Morato for a mid-range dinner for two. Groceries echo the gap at $291 vs $194 per month, with Francisco Morato cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Francisco Morato: Cost of Living - Frequently Asked Questions

Francisco Morato is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 55% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,896 in Phuket and $1,224 in Francisco Morato to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $621 in Phuket versus $320 in Francisco Morato. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Francisco Morato – a meal for two runs $33.00 versus $46.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,264 per month in Phuket versus $816 in Francisco Morato – a 55% gap that adds up to real savings over time for anyone picking the cheaper option.

At $816 in Francisco Morato versus $1,264 in Phuket, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in Phuket. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.

For families, Francisco Morato is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Francisco Morato are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Francisco Morato gentler on the wallet – expenses run 55% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.