😐Monthly costs for one person with rent: $1,261 in Phuket versus $811 in Francisco Morato.
😐Estimated couple costs with rent: $2,286 in Phuket versus $1,300 in Francisco Morato.
😐Monthly costs for a family of three with rent: $3,310 in Phuket versus $1,790 in Francisco Morato.
😐Living in Phuket is roughly 56% more expensive than Francisco Morato, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Phuket6% lower, Francisco Morato40% lower.
Currency
🍽 Eating Out
Phuket
Francisco Morato
Difference
Meal at Budget Restaurant
$4.56฿149
$6.35R$32.13
-28.19%
Three-Course Dinner for Two, Mid-Range
$46.63฿1,519
$32.56R$165
43.21%
Fast Food Meal(McDonalds, etc)
$8.47฿276
$7.01R$35.49
20.83%
Cappuccino
$3.03฿98.6
$1.80R$9.12
68.33%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.69฿22.45
$1.36R$6.87
-49.26%
Water(0.33 liter bottle)
$0.37฿11.92
$0.93R$4.70
-60.22%
Local Beer(0.5 liter draught)
$2.49฿81.0
$1.84R$9.31
35.33%
Imported Beer(0.33 liter bottle)
$3.66฿119
$3.33R$16.87
9.91%
🛒 Groceries & Markets
Phuket
Francisco Morato
Difference
Milk(1 liter)
$2.18฿71.0
$1.12R$5.68
94.64%
White Bread(500g)
$1.90฿62.0
$1.55R$7.86
22.58%
Rice(white)(1kg)
$2.20฿71.6
$1.30R$6.59
69.23%
Eggs
$2.22฿72.4
$2.35R$11.91
-5.53%
Local Cheese(1kg)
$19.99฿651
$8.07R$40.85
147.71%
Chicken Fillets(1kg)
$3.66฿119
$3.87R$19.58
-5.43%
Beef Round Steak(1kg)
$13.25฿432
$8.59R$43.48
54.25%
Apples(1kg)
$3.23฿105
$2.28R$11.54
41.67%
Banana(1kg)
$1.70฿55.3
$1.74R$8.80
-2.30%
Oranges(1kg)
$2.39฿78.0
$1.45R$7.35
64.83%
Tomato(1kg)
$2.08฿67.7
$1.53R$7.75
35.95%
Potato(1kg)
$1.59฿51.8
$1.27R$6.42
25.20%
Onion(1kg)
$1.48฿48.31
$1.08R$5.45
37.04%
Lettuce(1 head)
$1.03฿33.54
$0.81R$4.08
27.16%
Water(1.5 liter bottle)
$0.52฿16.83
$0.66R$3.34
-21.21%
Cigarettes 20 Pack(Marlboro, Camel)
$4.25฿138
$2.63R$13.33
61.60%
Wine(Bottle)
$18.79฿612
$8.56R$43.36
119.51%
Local Beer(0.5 liter bottle)
$1.76฿57.2
$1.31R$6.63
34.35%
Imported Beer(0.33 liter bottle)
$2.76฿89.8
$3.38R$17.11
-18.34%
🚌 Getting Around
Phuket
Francisco Morato
Difference
One-way Ticket(Public Transport)
$1.36฿44.32
$0.86R$4.35
58.14%
Public Transport Monthly Pass(Regular Price)
$11.36฿370
$38.00R$192
-70.11%
Taxi Start(Normal Tariff)
$3.14฿102
$0.87R$4.41
260.92%
Taxi(Normal Tariff)(1km)
$1.04฿33.74
$1.01R$5.11
2.97%
Taxi 1hour Waiting(Normal Tariff)
$13.77฿448
$8.61R$43.61
59.93%
Gasoline(1 liter)
$1.34฿43.79
$1.02R$5.15
31.37%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.7K฿901.4K
$22.3KR$113.1K
23.85%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.9K฿1.1M
$28.9KR$146.2K
17.28%
🧾 Monthly Utilities & Internet
Phuket
Francisco Morato
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$124฿4,025
$46.35R$235
166.65%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.52฿440
$15.10R$76.4
-10.46%
Internet(50+ Mbps, Unlimited Data)
$18.69฿609
$18.96R$96.0
-1.42%
🎉 Sport & Entertainment
Phuket
Francisco Morato
Difference
Gym Membership(Monthly)
$61.8฿2,013
$22.54R$114
174.27%
Tennis Court(1 Hour on Weekend)
$17.25฿562
$22.04R$112
-21.73%
Cinema Ticket
$9.14฿298
$5.41R$27.41
68.95%
🧸 Childcare & Education
Phuket
Francisco Morato
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$703฿22.9K
$319R$1,615
120.26%
International Primary School, 1 Child(Yearly)
$15.9K฿517.0K
$6,950R$35.2K
128.39%
👕👟 Clothing & Footwear
Phuket
Francisco Morato
Difference
Jeans(Levis 501 Or Similar)
$59.5฿1,937
$56.1R$284
5.97%
Summer Dress(H&M, Zara, etc)
$35.07฿1,142
$50.8R$257
-30.94%
Sport Shoes(Adidas, Nike)
$115฿3,754
$85.4R$432
34.98%
Men's Leather Business Shoes
$84.1฿2,737
$71.3R$361
17.96%
🏠 Accommodation & Living
Phuket
Francisco Morato
Difference
1-bedroom Apartment, City Center(Monthly)
$619฿20.1K
$312R$1,581
98.12%
1-bedroom Apartment, Outside City Center(Monthly)
$433฿14.1K
$216R$1,092
100.54%
3-bedroom Apartment, City Center(Monthly)
$2,062฿67.2K
$583R$2,951
253.73%
3-bedroom Apartment, Outside City Center(Monthly)
$1,511฿49.2K
$433R$2,194
248.72%
Buy Apartment in City Center(m2)
$3,646฿118.7K
$1,559R$7,892
133.87%
Buy Apartment Outside City Center(m2)
$2,626฿85.5K
$1,010R$5,114
159.94%
💵 Salaries & Financials
Phuket
Francisco Morato
Difference
Average Monthly Net Salary(After Tax)
$507฿16.5K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
10.92
-51.19%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Phuket: June 7, 2026
Last update for Francisco Morato: June 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $619 in Phuket and $312 in Francisco Morato. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $47.00 in Phuket vs $33.00 in Francisco Morato for a mid-range dinner for two. Groceries echo the gap at $293 vs $193 per month, with Francisco Morato cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Francisco Morato: Cost of Living - Frequently Asked Questions
Is Francisco Morato cheaper than Phuket?
Francisco Morato is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 56% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,892 in Phuket and $1,217 in Francisco Morato to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Phuket and Francisco Morato?
Rent for a central apartment: $619 in Phuket versus $312 in Francisco Morato. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Phuket or Francisco Morato?
Dining out is cheaper in Francisco Morato – a meal for two runs $33.00 versus $47.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Phuket vs Francisco Morato?
All in, you'll spend $1,261 per month in Phuket versus $811 in Francisco Morato – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Phuket or Francisco Morato?
At $811 in Francisco Morato versus $1,261 in Phuket, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in Phuket. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.
Is Phuket or Francisco Morato more family-friendly?
For families, Francisco Morato is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Phuket or Francisco Morato?
Safety-wise, Phuket and Francisco Morato are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Francisco Morato gentler on the wallet – expenses run 56% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.