Last update: Nov 2026

Cost of Living Comparison Between Phuket and Cumbernauld

For one person, living is cheaper in Phuket: $1,294 a month against $2,391 in Cumbernauld, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
114

Cost of Living Index in Cumbernauld
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Cumbernauld Living Index

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Phuket

🇹🇭 Thailand

$1,294

/mo nomad

Cumbernauld

🇬🇧 United Kingdom

$2,391

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Cumbernauld

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Cumbernauld actually costs, broken down by who's living it.

A single person spends $1,294 per month in Phuket vs $2,391 in Cumbernauld, rent included.

Phuket $1,294
Cumbernauld $2,391

A couple spends around $2,204 per month in Phuket vs $3,441 in Cumbernauld, rent included.

Phuket $2,204
Cumbernauld $3,441

A family of three spends $3,115 per month in Phuket vs $4,492 in Cumbernauld, rent included.

Phuket $3,115
Cumbernauld $4,492

Phuket is about 46% cheaper than Cumbernauld, and outside of rent the biggest gap is in eating out.

Phuket sits 4% below the global median, while Cumbernauld is 77% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.39 ฿147

$21.56 £16.03

-79.64%

Three-Course Dinner for Two, Mid-Range

$32.31 ฿1,078

$71.5 £53.2

-54.82%

Fast Food Meal (McDonalds, etc)

$8.70 ฿290

$10.91 £8.11

-20.26%

Cappuccino

$2.72 ฿90.9

$4.90 £3.65

-44.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 ฿31.06

$2.38 £1.77

-60.92%

Water (0.33 liter bottle)

$0.50 ฿16.67

$1.84 £1.37

-72.83%

Local Beer (0.5 liter draught)

$2.53 ฿84.5

$5.35 £3.97

-52.71%

Imported Beer (0.33 liter bottle)

$3.63 ฿121

$6.63 £4.93

-45.25%

Milk (1 liter)

$1.74 ฿58.1

$1.51 £1.12

15.23%

White Bread (500g)

$1.45 ฿48.42

$1.67 £1.24

-13.17%

Rice (white) (1kg)

$1.50 ฿50.1

$1.96 £1.46

-23.47%

Eggs

$2.17 ฿72.5

$3.92 £2.91

-44.64%

Local Cheese (1kg)

$19.09 ฿637

$8.74 £6.50

118.42%

Chicken Fillets (1kg)

$3.40 ฿113

$9.04 £6.72

-62.39%

Beef Round Steak (1kg)

$10.90 ฿364

$16.89 £12.55

-35.46%

Apples (1kg)

$2.94 ฿98.2

$2.86 £2.12

2.80%

Banana (1kg)

$1.69 ฿56.5

$1.40 £1.04

20.71%

Oranges (1kg)

$2.19 ฿73.2

$2.85 £2.12

-23.16%

Tomato (1kg)

$2.12 ฿70.9

$3.17 £2.36

-33.12%

Potato (1kg)

$1.46 ฿48.68

$1.78 £1.33

-17.98%

Onion (1kg)

$1.37 ฿45.66

$1.53 £1.14

-10.46%

Lettuce (1 head)

$1.08 ฿35.91

$1.14 £0.85

-5.26%

Water (1.5 liter bottle)

$0.55 ฿18.21

$1.57 £1.16

-64.97%

Cigarettes 20 Pack (Marlboro, Camel)

$4.43 ฿148

$22.11 £16.43

-79.96%

Wine (Bottle)

$18.25 ฿609

$11.32 £8.41

61.22%

Local Beer (0.5 liter bottle)

$1.77 ฿59.2

$2.72 £2.02

-34.93%

Imported Beer (0.33 liter bottle)

$2.88 ฿96.2

$3.07 £2.28

-6.19%

One-way Ticket (Public Transport)

$1.45 ฿48.32

$3.96 £2.94

-63.38%

Public Transport Monthly Pass (Regular Price)

$54.9 ฿1,832

$100 £74.6

-45.29%

Taxi Start (Normal Tariff)

$1.51 ฿50.5

$3.92 £2.91

-61.48%

Taxi (Normal Tariff) (1km)

$0.78 ฿25.90

$1.82 £1.35

-57.14%

Taxi 1hour Waiting (Normal Tariff)

$3.84 ฿128

$24.23 £18.01

-84.15%

Gasoline (1 liter)

$1.49 ฿49.65

$2.13 £1.58

-30.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K ฿897.3K

$39.1K £29.0K

-31.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K ฿879.4K

$41.6K £30.9K

-36.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.8 ฿3,265

$328 £243

-70.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.29 ฿377

$19.66 £14.61

-42.57%

Internet (50+ Mbps, Unlimited Data)

$17.19 ฿574

$43.33 £32.20

-60.33%

Gym Membership (Monthly)

$68.3 ฿2,281

$38.69 £28.75

76.61%

Tennis Court (1 Hour on Weekend)

$10.92 ฿365

Cinema Ticket

$7.43 ฿248

$11.40 £8.47

-34.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$530 ฿17.7K

$1,121 £833

-52.68%

International Primary School, 1 Child (Yearly)

$18.8K ฿626.9K

$22.5K £16.7K

-16.54%

Jeans (Levis 501 Or Similar)

$61.7 ฿2,059

$99.6 £74.0

-38.08%

Summer Dress (H&M, Zara, etc)

$28.25 ฿943

$46.54 £34.59

-39.30%

Sport Shoes (Adidas, Nike)

$96.0 ฿3,204

$103 £76.8

-7.10%

Men's Leather Business Shoes

$86.8 ฿2,898

$91.8 £68.2

-5.42%

1-bedroom Apartment, City Center (Monthly)

$721 ฿24.1K

$1,274 £947

-43.42%

1-bedroom Apartment, Outside City Center (Monthly)

$509 ฿17.0K

$1,034 £768

-50.78%

3-bedroom Apartment, City Center (Monthly)

$1,950 ฿65.1K

$2,094 £1,556

-6.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,397 ฿46.6K

$1,644 £1,222

-15.05%

Buy Apartment in City Center (m2)

$4,192 ฿139.9K

$5,097 £3,788

-17.75%

Buy Apartment Outside City Center (m2)

$3,298 ฿110.1K

$4,384 £3,258

-24.76%

Average Monthly Net Salary (After Tax)

$492 ฿16.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

4.77

16.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: November 2, 2026

Last update for Cumbernauld: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$509 39.3%

Cumbernauld

$1K 43.3% 103% $525

Groceries & Markets

Phuket

$267 20.6%

Cumbernauld

$301 12.6% 13% $35

Monthly Utilities & Internet

Phuket

$126 9.8%

Cumbernauld

$391 16.3% 209% $264

Clothing & Footwear

Phuket

$123 9.5%

Cumbernauld

$154 6.4% 25.1% $31

Eating Out

Phuket

$120 9.2%

Cumbernauld

$321 13.4% 169% $201

Sport & Entertainment

Phuket

$83 6.4%

Cumbernauld

$61 2.6% 26.1% $22

Getting Around

Phuket

$66 5.1%

Cumbernauld

$129 5.4% 95.5% $63

Cost Breakdown

A central one-bedroom costs $721 in Phuket versus $1,274 in Cumbernauld. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32 in Phuket versus $72 in Cumbernauld. Monthly groceries follow the same trend: $267 vs $301 – making Phuket the more affordable choice for daily food spending.

Good to know

🇹🇭 Phuket

🇬🇧 Cumbernauld

🕒 Local time

05:25 5:25 AM

22:25 10:25 PM

7 h behind Phuket

🌤 Weather

👥 Population

79,308

52,270

💱 Currency

Thai Baht THB ฿

British Pound GBP £

📈 Exchange rate

100 THB = 3 USD

100 THB = 2.67 EUR

1 GBP = 1.35 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 5, 2026: 1 USD = 33.38 THB (100 THB = 3 USD). 1 EUR = 37.47 THB (100 THB = 2.67 EUR).

British Pound exchange rates as of November 5, 2026: 1 USD = 0.743 GBP (1 GBP = 1.35 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

USD to THB in detail →

On the map

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Between locations

Phuket Cumbernauld 10,040 km ≈ 13 h nonstop flight

From you

Phuket
Cumbernauld

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Cumbernauld: Cost of Living - Frequently Asked Questions

Cumbernauld costs about 85% more than Phuket, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,940 per month in Phuket and $3,587 in Cumbernauld. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phuket, especially for central apartments: a one-bedroom in the center costs $721 there versus $1,274 in Cumbernauld.

Monthly expenses with rent come to $1,294 in Phuket and $2,391 in Cumbernauld. That makes Phuket about 46% cheaper.

Public transport costs about 45% less in Phuket. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Phuket, where all-in costs run around $1,294, than in Cumbernauld at $2,391. In Phuket it covers expenses comfortably, while in Cumbernauld it requires careful planning or may not stretch far enough.

Families tend to lean toward Phuket – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Phuket is the easier option financially – housing and daily costs are lower, and overall it costs about 46% less, which matters a lot on a fixed budget or early-career salary.