Cost of Living Comparison Between Phuket and Chingola Cost of Living Comparison Between Phuket and Chingola

Monthly Cost of Living

Monthly costs for one person with rent: $1,264 in Phuket versus $333 in Chingola.

Estimated couple costs with rent: $2,256 in Phuket versus $575 in Chingola.

Monthly costs for a family of three with rent: $3,248 in Phuket versus $816 in Chingola.

Living in Phuket is roughly 279% more expensive than in Chingola, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 5% lower, Chingola 75% lower.

Meal at Budget Restaurant

$4.48 ฿150

$12.23 ZMW 228

-63.37%

Three-Course Dinner for Two, Mid-Range

$45.59 ฿1,521

$21.11 ZMW 394

115.96%

Fast Food Meal (McDonalds, etc)

$8.76 ฿292

Cappuccino

$2.97 ฿99.0

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.90

$0.43 ZMW 7.95

60.47%

Water (0.33 liter bottle)

$0.39 ฿13.04

$0.28 ZMW 5.15

39.29%

Local Beer (0.5 liter draught)

$2.53 ฿84.4

$0.48 ZMW 8.98

427.08%

Imported Beer (0.33 liter bottle)

$3.75 ฿125

$1.06 ZMW 19.73

253.77%

Milk (1 liter)

$2.15 ฿71.6

$0.99 ZMW 18.55

117.17%

White Bread (500g)

$1.82 ฿60.6

$0.82 ZMW 15.21

121.95%

Rice (white) (1kg)

$2.18 ฿72.9

$2.03 ZMW 37.86

7.39%

Eggs

$2.25 ฿75.0

$1.14 ZMW 21.18

97.37%

Local Cheese (1kg)

$20.00 ฿667

Chicken Fillets (1kg)

$3.63 ฿121

$2.02 ZMW 37.70

79.70%

Beef Round Steak (1kg)

$13.56 ฿452

$3.81 ZMW 71.0

255.91%

Apples (1kg)

$3.24 ฿108

$1.62 ZMW 30.12

100.00%

Banana (1kg)

$1.64 ฿54.6

$1.69 ZMW 31.46

-2.96%

Oranges (1kg)

$2.33 ฿77.8

$1.61 ZMW 30.11

44.72%

Tomato (1kg)

$2.07 ฿69.1

$1.70 ZMW 31.70

21.76%

Potato (1kg)

$1.55 ฿51.6

$2.53 ZMW 47.16

-38.74%

Onion (1kg)

$1.46 ฿48.54

$1.21 ZMW 22.66

20.66%

Lettuce (1 head)

$0.98 ฿32.86

Water (1.5 liter bottle)

$0.48 ฿16.09

$0.72 ZMW 13.43

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.35 ฿145

$1.26 ZMW 23.51

245.24%

Wine (Bottle)

$18.57 ฿620

$5.45 ZMW 102

240.73%

Local Beer (0.5 liter bottle)

$1.86 ฿61.9

$0.52 ZMW 9.74

257.69%

Imported Beer (0.33 liter bottle)

$2.65 ฿88.6

$0.60 ZMW 11.15

341.67%

One-way Ticket (Public Transport)

$1.42 ฿47.28

Public Transport Monthly Pass (Regular Price)

$11.57 ฿386

Taxi Start (Normal Tariff)

$3.17 ฿106

Taxi (Normal Tariff) (1km)

$1.03 ฿34.41

$0.45 ZMW 8.31

128.89%

Taxi 1hour Waiting (Normal Tariff)

$13.89 ฿463

$8.32 ZMW 155

66.95%

Gasoline (1 liter)

$1.34 ฿44.84

$1.17 ZMW 21.91

14.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿927.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K ฿1.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ฿4,105

$40.96 ZMW 764

200.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.77 ฿459

Internet (50+ Mbps, Unlimited Data)

$18.33 ฿611

Gym Membership (Monthly)

$60.7 ฿2,025

$8.54 ZMW 159

610.66%

Tennis Court (1 Hour on Weekend)

$17.16 ฿573

Cinema Ticket

$8.87 ฿296

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$688 ฿22.9K

International Primary School, 1 Child (Yearly)

$15.8K ฿526.4K

Jeans (Levis 501 Or Similar)

$59.3 ฿1,978

$16.84 ZMW 314

252.14%

Summer Dress (H&M, Zara, etc)

$34.69 ฿1,157

$10.53 ZMW 196

229.44%

Sport Shoes (Adidas, Nike)

$115 ฿3,843

$41.66 ZMW 777

176.50%

Men's Leather Business Shoes

$83.8 ฿2,794

$62.8 ZMW 1,171

33.42%

1-bedroom Apartment, City Center (Monthly)

$621 ฿20.7K

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.9K

3-bedroom Apartment, City Center (Monthly)

$2,034 ฿67.8K

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 ฿49.9K

Buy Apartment in City Center (m2)

$3,455 ฿115.3K

Buy Apartment Outside City Center (m2)

$2,531 ฿84.4K

$16.2K ZMW 302.6K

-84.40%

Average Monthly Net Salary (After Tax)

$494 ฿16.5K

$120 ZMW 2,232

312.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: July 27, 2026

Last update for Chingola: July 28, 2026

Cost Breakdown

Phuket pays 312% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Phuket vs $21.00 in Chingola for a mid-range dinner for two. Groceries echo the gap at $291 vs $119 per month, with Chingola cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Chingola: Cost of Living - Frequently Asked Questions

Chingola is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 279% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 312% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 145% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Chingola – a meal for two runs $21.00 versus $46.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $333 in Chingola versus $1,264 in Phuket, a $1,500 budget is realistic in Chingola but tight or insufficient in Phuket. The gap between the two cities makes Chingola the clear choice for anyone on this budget.

For families, Chingola is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Chingola are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chingola gentler on the wallet – expenses run 279% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.