Last update: Oct 2026

Cost of Living Comparison Between Phuket and Cha-am

For one person, living is cheaper in Cha-am: $871 a month against $1,278 in Phuket, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

Phuket, Thailand
Cha-am, Thailand
Phuket
🇹🇭 Thailand
$1,278
/mo nomad
Cha-am
🇹🇭 Thailand
$871
/mo nomad
Monthly Cost of Living

How much you'll spend in Phuket and in Cha-am

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Cha-am actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Phuket versus $871 in Cha-am.

  • Phuket $1,278
  • Cha-am $871

Estimated couple costs with rent: $2,216 in Phuket versus $1,405 in Cha-am.

  • Phuket $2,216
  • Cha-am $1,405

Monthly costs for a family of three with rent: $3,154 in Phuket versus $1,940 in Cha-am.

  • Phuket $3,154
  • Cha-am $1,940

Living in Phuket is roughly 47% more expensive than in Cha-am, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Phuket 6% lower, Cha-am 36% lower.

Currency
🍽 Eating Out
Phuket
Cha-am
Difference
Meal at Budget Restaurant
$4.47 ฿151
$2.98 ฿101
50.00%
Three-Course Dinner for Two, Mid-Range
$32.41 ฿1,093
$22.18 ฿748
46.12%
Fast Food Meal (McDonalds, etc)
$8.81 ฿297
$7.35 ฿248
19.86%
Cappuccino
$2.83 ฿95.4
$2.01 ฿68.0
40.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.87 ฿29.41
$0.69 ฿23.32
26.09%
Water (0.33 liter bottle)
$0.49 ฿16.65
$0.35 ฿11.68
40.00%
Local Beer (0.5 liter draught)
$2.56 ฿86.3
$2.44 ฿82.3
4.92%
Imported Beer (0.33 liter bottle)
$3.68 ฿124
$2.93 ฿98.9
25.60%
🛒 Groceries & Markets
Phuket
Cha-am
Difference
Milk (1 liter)
$1.66 ฿55.9
$1.74 ฿58.6
-4.60%
White Bread (500g)
$1.46 ฿49.31
$1.47 ฿49.72
-0.68%
Rice (white) (1kg)
$1.50 ฿50.5
$1.33 ฿44.90
12.78%
Eggs
$2.09 ฿70.5
$1.87 ฿63.2
11.76%
Local Cheese (1kg)
$19.07 ฿643
$12.37 ฿418
54.16%
Chicken Fillets (1kg)
$3.30 ฿111
$2.53 ฿85.2
30.43%
Beef Round Steak (1kg)
$10.91 ฿368
$9.97 ฿336
9.43%
Apples (1kg)
$2.93 ฿98.9
$3.37 ฿114
-13.06%
Banana (1kg)
$1.69 ฿57.0
$1.21 ฿40.98
39.67%
Oranges (1kg)
$2.25 ฿75.8
$1.90 ฿64.0
18.42%
Tomato (1kg)
$2.08 ฿70.0
$1.81 ฿61.1
14.92%
Potato (1kg)
$1.51 ฿51.0
$1.74 ฿58.7
-13.22%
Onion (1kg)
$1.38 ฿46.52
$1.08 ฿36.59
27.78%
Lettuce (1 head)
$1.07 ฿35.96
$1.20 ฿40.49
-10.83%
Water (1.5 liter bottle)
$0.52 ฿17.51
$0.44 ฿14.80
18.18%
Cigarettes 20 Pack (Marlboro, Camel)
$4.20 ฿142
$4.26 ฿144
-1.41%
Wine (Bottle)
$18.79 ฿634
$17.95 ฿605
4.68%
Local Beer (0.5 liter bottle)
$1.82 ฿61.5
$1.67 ฿56.4
8.98%
Imported Beer (0.33 liter bottle)
$2.84 ฿95.8
$2.86 ฿96.5
-0.70%
🚌 Getting Around
Phuket
Cha-am
Difference
One-way Ticket (Public Transport)
$1.45 ฿48.98
$0.91 ฿30.59
59.34%
Public Transport Monthly Pass (Regular Price)
$56.7 ฿1,912
$22.60 ฿762
150.71%
Taxi Start (Normal Tariff)
$3.02 ฿102
$1.34 ฿45.25
125.37%
Taxi (Normal Tariff) (1km)
$1.02 ฿34.33
$1.08 ฿36.46
-5.56%
Taxi 1hour Waiting (Normal Tariff)
$3.69 ฿125
$3.61 ฿122
2.22%
Gasoline (1 liter)
$1.47 ฿49.76
$1.37 ฿46.37
7.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.8K ฿903.4K
$16.3K ฿551.1K
63.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K ฿900.5K
$26.5K ฿892.6K
0.89%
🧾 Monthly Utilities & Internet
Phuket
Cha-am
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.4 ฿3,251
$80.9 ฿2,730
19.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.26 ฿380
$11.74 ฿396
-4.09%
Internet (50+ Mbps, Unlimited Data)
$16.85 ฿568
$23.19 ฿782
-27.34%
🎉 Sport & Entertainment
Phuket
Cha-am
Difference
Gym Membership (Monthly)
$67.2 ฿2,268
$23.97 ฿809
180.48%
Tennis Court (1 Hour on Weekend)
$10.73 ฿362
$5.88 ฿198
82.48%
Cinema Ticket
$7.50 ฿253
$6.70 ฿226
11.94%
🧸 Childcare & Education
Phuket
Cha-am
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$476 ฿16.1K
$615 ฿20.8K
-22.65%
International Primary School, 1 Child (Yearly)
$11.3K ฿380.0K
$10.6K ฿358.5K
6.01%
👕👟 Clothing & Footwear
Phuket
Cha-am
Difference
Jeans (Levis 501 Or Similar)
$62.4 ฿2,104
$51.0 ฿1,720
22.32%
Summer Dress (H&M, Zara, etc)
$28.41 ฿958
$28.67 ฿967
-0.91%
Sport Shoes (Adidas, Nike)
$94.3 ฿3,181
$72.2 ฿2,436
30.60%
Men's Leather Business Shoes
$85.8 ฿2,895
$53.1 ฿1,790
61.73%
🏠 Accommodation & Living
Phuket
Cha-am
Difference
1-bedroom Apartment, City Center (Monthly)
$716 ฿24.2K
$368 ฿12.4K
94.70%
1-bedroom Apartment, Outside City Center (Monthly)
$491 ฿16.6K
$267 ฿9,012
83.79%
3-bedroom Apartment, City Center (Monthly)
$1,927 ฿65.0K
$752 ฿25.4K
156.20%
3-bedroom Apartment, Outside City Center (Monthly)
$1,431 ฿48.3K
$651 ฿22.0K
119.84%
Buy Apartment in City Center (m2)
$4,175 ฿140.9K
-
-
Buy Apartment Outside City Center (m2)
$3,045 ฿102.7K
-
-
💵 Salaries & Financials
Phuket
Cha-am
Difference
Average Monthly Net Salary (After Tax)
$502 ฿16.9K
$362 ฿12.2K
38.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
5.96
-6.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Cha-am: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Phuket
$491
Cha-am
$267 45.6% $224
Groceries & Markets
Phuket
$266
Cha-am
$233 12.6% $33
Monthly Utilities & Internet
Phuket
$124
Cha-am
$116 6.9% $8.6
Clothing & Footwear
Phuket
$122
Cha-am
$92 24.3% $30
Eating Out
Phuket
$122
Cha-am
$92 24.2% $29
Sport & Entertainment
Phuket
$82
Cha-am
$37 54.5% $45
Getting Around
Phuket
$71
Cha-am
$33 53.3% $38

Cost Breakdown

A one-bedroom apartment in the center runs $716 in Phuket and $368 in Cha-am. Housing cost is often the main lever when comparing two cities.

Phuket pays 39% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32 in Phuket vs $22 in Cha-am for a mid-range dinner for two. Groceries echo the gap at $266 vs $233 per month, with Cha-am cheaper across the board.

Good to know
🇹🇭 Phuket
🇹🇭 Cha-am
🕒 Local time
08:36 8:36 AM
08:36 8:36 AM
Same time as Phuket
🌤 Weather
👥 Population
79,308
31,354
💱 Currency
Thai Baht THB ฿
Thai Baht THB ฿
Exchange rates and currency converter

USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of November 1, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

On the map
Between locations
  • Phuket Cha-am 570 km ≈ 1 h 15 min nonstop flight
From you
  • Phuket
  • Cha-am

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Cha-am: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Phuket and in Cha-am?
Total monthly costs including rent come to $1,278 in Phuket and $871 in Cha-am, so Cha-am is about 32% cheaper – a gap that matters a lot on a fixed or modest income.
Which city pays better: Phuket or Cha-am?
Average pay runs 39% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Phuket and in Cha-am?
Rent for a central apartment: $716 in Phuket versus $368 in Cha-am. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Phuket or Cha-am?
All in, you’ll spend $1,278 per month in Phuket versus $871 in Cha-am – Cha-am is about 32% cheaper, which adds up to real savings over time.
How do commuting costs compare in Phuket and in Cha-am?
A monthly transit pass in Cha-am runs roughly 60% less than in Phuket. The price difference matters if you commute daily and watch your budget.
Which city is more doable on $1,200 per month?
At $871 in Cha-am versus $1,278 in Phuket, a $1,200 budget is realistic in Cha-am but tight or insufficient in Phuket. The gap between the two cities makes Cha-am the clear choice for anyone on this budget.
How does quality of life compare between Phuket and Cha-am?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Phuket or Cha-am safer for residents?
Safety-wise, Phuket and Cha-am are both considered safe, so it’s unlikely to be the deciding factor between them.
Where should expats move: Phuket or Cha-am?
Expats usually find Cha-am gentler on the wallet – expenses run 32% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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