Last update: Nov 2026

Cost of Living Comparison Between Phuket and Carmel, IN

For one person, living is cheaper in Phuket: $1,294 a month against $2,557 in Carmel, IN, rent and utilities included – about $15,200 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Phuket
Learn more

Phuket Living Index
123

Cost of Living Index in Carmel, IN
Learn more

Carmel, IN Living Index

Jump to prices

Phuket

🇹🇭 Thailand

$1,294

/mo nomad

Carmel, IN

🇺🇸 United States

$2,557

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Carmel, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Carmel, IN actually costs, broken down by who's living it.

A single person spends $1,294 per month in Phuket vs $2,557 in Carmel, IN, rent included.

Phuket $1,294
Carmel, IN $2,557

A couple spends around $2,204 per month in Phuket vs $3,944 in Carmel, IN, rent included.

Phuket $2,204
Carmel, IN $3,944

A family of three spends $3,115 per month in Phuket vs $5,331 in Carmel, IN, rent included.

Phuket $3,115
Carmel, IN $5,331

Phuket is about 49% cheaper than Carmel, IN, and outside of rent the biggest gap is in eating out.

Phuket sits 4% below the global median, while Carmel, IN is 89% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.39 ฿148

$19.80 $19.80

-77.83%

Three-Course Dinner for Two, Mid-Range

$32.31 ฿1,086

$78.8 $78.8

-58.98%

Fast Food Meal (McDonalds, etc)

$8.70 ฿293

$9.22 $9.22

-5.64%

Cappuccino

$2.72 ฿91.6

$4.74 $4.74

-42.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 ฿31.28

$2.74 $2.74

-66.06%

Water (0.33 liter bottle)

$0.50 ฿16.79

$1.96 $1.96

-74.49%

Local Beer (0.5 liter draught)

$2.53 ฿85.1

$5.91 $5.91

-57.19%

Imported Beer (0.33 liter bottle)

$3.63 ฿122

$7.54 $7.54

-51.86%

Milk (1 liter)

$1.74 ฿58.5

$0.89 $0.89

95.51%

White Bread (500g)

$1.45 ฿48.77

$3.24 $3.24

-55.25%

Rice (white) (1kg)

$1.50 ฿50.5

$4.74 $4.74

-68.35%

Eggs

$2.17 ฿73.0

$4.25 $4.25

-48.94%

Local Cheese (1kg)

$19.09 ฿642

$12.62 $12.62

51.27%

Chicken Fillets (1kg)

$3.40 ฿114

$11.24 $11.24

-69.75%

Beef Round Steak (1kg)

$10.90 ฿366

$16.33 $16.33

-33.25%

Apples (1kg)

$2.94 ฿98.9

$5.41 $5.41

-45.66%

Banana (1kg)

$1.69 ฿56.9

$1.47 $1.47

14.97%

Oranges (1kg)

$2.19 ฿73.8

$4.22 $4.22

-48.10%

Tomato (1kg)

$2.12 ฿71.4

$4.21 $4.21

-49.64%

Potato (1kg)

$1.46 ฿49.03

$2.53 $2.53

-42.29%

Onion (1kg)

$1.37 ฿45.99

$2.95 $2.95

-53.56%

Lettuce (1 head)

$1.08 ฿36.17

$2.02 $2.02

-46.53%

Water (1.5 liter bottle)

$0.55 ฿18.34

$2.55 $2.55

-78.43%

Cigarettes 20 Pack (Marlboro, Camel)

$4.43 ฿149

$11.39 $11.39

-61.11%

Wine (Bottle)

$18.25 ฿614

$15.02 $15.02

21.50%

Local Beer (0.5 liter bottle)

$1.77 ฿59.6

$2.12 $2.12

-16.51%

Imported Beer (0.33 liter bottle)

$2.88 ฿96.8

$3.50 $3.50

-17.71%

One-way Ticket (Public Transport)

$1.45 ฿48.66

$2.45 $2.45

-40.82%

Public Transport Monthly Pass (Regular Price)

$54.9 ฿1,845

Taxi Start (Normal Tariff)

$1.51 ฿50.9

$1.97 $1.97

-23.35%

Taxi (Normal Tariff) (1km)

$0.78 ฿26.08

$1.26 $1.26

-38.10%

Taxi 1hour Waiting (Normal Tariff)

$3.84 ฿129

$24.84 $24.84

-84.54%

Gasoline (1 liter)

$1.49 ฿50.0

$0.98 $0.98

52.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K ฿903.7K

$30.2K $30.2K

-11.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K ฿885.7K

$26.3K $26.3K

0.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.8 ฿3,288

$230 $230

-57.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.29 ฿380

$70.7 $70.7

-84.04%

Internet (50+ Mbps, Unlimited Data)

$17.19 ฿578

$67.4 $67.4

-74.48%

Gym Membership (Monthly)

$68.3 ฿2,297

$69.6 $69.6

-1.80%

Tennis Court (1 Hour on Weekend)

$10.92 ฿367

$31.88 $31.88

-65.75%

Cinema Ticket

$7.43 ฿250

$14.89 $14.89

-50.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$530 ฿17.8K

$1,740 $1,740

-69.51%

International Primary School, 1 Child (Yearly)

$18.8K ฿631.4K

$24.9K $24.9K

-24.70%

Jeans (Levis 501 Or Similar)

$61.7 ฿2,073

$49.86 $49.86

23.69%

Summer Dress (H&M, Zara, etc)

$28.25 ฿950

$45.01 $45.01

-37.24%

Sport Shoes (Adidas, Nike)

$96.0 ฿3,228

$87.9 $87.9

9.20%

Men's Leather Business Shoes

$86.8 ฿2,919

$108 $108

-19.69%

1-bedroom Apartment, City Center (Monthly)

$721 ฿24.2K

$1,492 $1,492

-51.68%

1-bedroom Apartment, Outside City Center (Monthly)

$509 ฿17.1K

$1,241 $1,241

-58.99%

3-bedroom Apartment, City Center (Monthly)

$1,950 ฿65.6K

$2,631 $2,631

-25.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,397 ฿47.0K

$2,416 $2,416

-42.17%

Buy Apartment in City Center (m2)

$4,192 ฿140.9K

$1,876 $1,876

123.50%

Buy Apartment Outside City Center (m2)

$3,298 ฿110.9K

$1,793 $1,793

84.00%

Average Monthly Net Salary (After Tax)

$492 ฿16.5K

$6,277 $6,277

-92.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.7

-16.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: November 2, 2026

Last update for Carmel, IN: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$509 39.3%

Carmel, IN

$1.2K 48.5% 144% $732

Groceries & Markets

Phuket

$267 20.6%

Carmel, IN

$394 15.4% 47.6% $127

Monthly Utilities & Internet

Phuket

$126 9.8%

Carmel, IN

$368 14.4% 191% $242

Clothing & Footwear

Phuket

$123 9.5%

Carmel, IN

$131 5.1% 6.6% $8.2

Eating Out

Phuket

$120 9.2%

Carmel, IN

$306 12% 156% $187

Sport & Entertainment

Phuket

$83 6.4%

Carmel, IN

$99 3.9% 19.4% $16

Getting Around

Phuket

$66 5.1%

Carmel, IN

$18 * 0.7% 72.7% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $721 in Phuket versus $1,492 in Carmel, IN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Carmel, IN are about 13 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32 in Phuket versus $79 in Carmel, IN. Monthly groceries follow the same trend: $267 vs $394 – making Phuket the more affordable choice for daily food spending.

Good to know

🇹🇭 Phuket

🇺🇸 Carmel, IN

🕒 Local time

00:11 12:11 AM

12:11 12:11 PM

12 h behind Phuket

🌤 Weather

👥 Population

79,308

99,757

💱 Currency

Thai Baht THB ฿

United States Dollar USD $

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.65 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.69 THB (100 THB = 2.65 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Carmel, IN 14,670 km ≈ 19 h nonstop flight

From you

Phuket
Carmel, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Carmel, IN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,294 in Phuket, $2,557 in Carmel, IN – Phuket comes out roughly 49% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,940 per month in Phuket and $3,836 in Carmel, IN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phuket, especially for central apartments: a one-bedroom in the center costs $721 there versus $1,492 in Carmel, IN.

A mid-range dinner for two costs $32 in Phuket and $79 in Carmel, IN. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 48% more in Carmel, IN, though the gap depends on what you buy.

A $1,500 monthly budget goes further in Phuket, where all-in costs run around $1,294, than in Carmel, IN at $2,557. In Phuket it covers expenses comfortably, while in Carmel, IN it requires careful planning or may not stretch far enough.

Families tend to lean toward Phuket – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Phuket. If higher salaries or specific career opportunities are the priority, Carmel, IN makes more sense. Both are solid long-term options with distinct trade-offs.