Cost of Living Comparison Between Phuket and Cajamarca Cost of Living Comparison Between Phuket and Cajamarca

Monthly Cost of Living

Monthly costs for one person with rent: $1,265 in Phuket versus $649 in Cajamarca.

Estimated couple costs with rent: $2,297 in Phuket versus $1,098 in Cajamarca.

Monthly costs for a family of three with rent: $3,329 in Phuket versus $1,547 in Cajamarca.

Living in Phuket is roughly 95% more expensive than Cajamarca, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 6% lower, Cajamarca 52% lower.

Meal at Budget Restaurant

$4.70 ฿153

$3.00 PEN 10.20

56.67%

Three-Course Dinner for Two, Mid-Range

$45.37 ฿1,482

$28.12 PEN 95.7

61.34%

Fast Food Meal (McDonalds, etc)

$8.43 ฿275

$5.85 PEN 19.90

44.10%

Cappuccino

$2.93 ฿95.6

$2.93 PEN 9.96

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.40

$0.75 PEN 2.56

-8.00%

Water (0.33 liter bottle)

$0.37 ฿11.99

$0.59 PEN 2.00

-37.29%

Local Beer (0.5 liter draught)

$2.41 ฿78.6

$2.18 PEN 7.41

10.55%

Imported Beer (0.33 liter bottle)

$3.72 ฿122

$3.23 PEN 10.99

15.17%

Milk (1 liter)

$2.23 ฿72.9

$1.24 PEN 4.22

79.84%

White Bread (500g)

$1.83 ฿59.8

$3.12 PEN 10.60

-41.35%

Rice (white) (1kg)

$2.17 ฿70.8

$1.09 PEN 3.71

99.08%

Eggs

$2.21 ฿72.3

$2.17 PEN 7.39

1.84%

Local Cheese (1kg)

$19.74 ฿645

$6.15 PEN 20.93

220.98%

Chicken Fillets (1kg)

$3.63 ฿119

$5.85 PEN 19.89

-37.95%

Beef Round Steak (1kg)

$13.53 ฿442

$12.02 PEN 40.88

12.56%

Apples (1kg)

$3.28 ฿107

$0.93 PEN 3.15

252.69%

Banana (1kg)

$1.61 ฿52.6

$0.75 PEN 2.56

114.67%

Oranges (1kg)

$2.41 ฿78.6

$0.83 PEN 2.83

190.36%

Tomato (1kg)

$2.08 ฿68.1

$1.05 PEN 3.58

98.10%

Potato (1kg)

$1.53 ฿49.93

$0.68 PEN 2.33

125.00%

Onion (1kg)

$1.48 ฿48.36

$0.94 PEN 3.20

57.45%

Lettuce (1 head)

$0.99 ฿32.29

$0.62 PEN 2.12

59.68%

Water (1.5 liter bottle)

$0.51 ฿16.67

$0.72 PEN 2.45

-29.17%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 ฿144

$8.23 PEN 28.00

-46.42%

Wine (Bottle)

$19.38 ฿633

$10.20 PEN 34.69

90.00%

Local Beer (0.5 liter bottle)

$1.78 ฿58.1

$2.50 PEN 8.52

-28.80%

Imported Beer (0.33 liter bottle)

$2.71 ฿88.6

$2.35 PEN 7.99

15.32%

One-way Ticket (Public Transport)

$1.37 ฿44.79

$0.59 PEN 2.00

132.20%

Public Transport Monthly Pass (Regular Price)

$11.39 ฿372

$8.11 PEN 27.58

40.44%

Taxi Start (Normal Tariff)

$3.02 ฿98.6

$1.64 PEN 5.59

84.15%

Taxi (Normal Tariff) (1km)

$0.99 ฿32.48

$1.22 PEN 4.14

-18.85%

Taxi 1hour Waiting (Normal Tariff)

$14.10 ฿461

$4.90 PEN 16.68

187.76%

Gasoline (1 liter)

$1.36 ฿44.51

$1.50 PEN 5.12

-9.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K ฿921.1K

$21.8K PEN 74.1K

29.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K ฿1.1M

$23.8K PEN 81.0K

38.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,975

$46.05 PEN 157

164.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.57 ฿443

$9.02 PEN 30.68

50.44%

Internet (50+ Mbps, Unlimited Data)

$18.31 ฿598

$26.75 PEN 91.0

-31.55%

Gym Membership (Monthly)

$60.2 ฿1,967

$28.61 PEN 97.4

110.49%

Tennis Court (1 Hour on Weekend)

$17.14 ฿560

$19.22 PEN 65.4

-10.82%

Cinema Ticket

$8.69 ฿284

$4.68 PEN 15.92

85.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$693 ฿22.6K

$128 PEN 435

442.46%

International Primary School, 1 Child (Yearly)

$15.7K ฿512.3K

$4,117 PEN 14.0K

281.02%

Jeans (Levis 501 Or Similar)

$59.5 ฿1,944

$48.44 PEN 165

22.89%

Summer Dress (H&M, Zara, etc)

$34.77 ฿1,136

$27.69 PEN 94.2

25.57%

Sport Shoes (Adidas, Nike)

$115 ฿3,743

$75.4 PEN 256

52.07%

Men's Leather Business Shoes

$83.3 ฿2,720

$77.0 PEN 262

8.20%

1-bedroom Apartment, City Center (Monthly)

$613 ฿20.0K

$202 PEN 687

203.75%

1-bedroom Apartment, Outside City Center (Monthly)

$437 ฿14.3K

$97.3 PEN 331

349.18%

3-bedroom Apartment, City Center (Monthly)

$2,094 ฿68.4K

$502 PEN 1,707

317.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,509 ฿49.3K

$292 PEN 992

417.69%

Buy Apartment in City Center (m2)

$3,749 ฿122.5K

$2,356 PEN 8,017

59.11%

Buy Apartment Outside City Center (m2)

$2,616 ฿85.4K

Average Monthly Net Salary (After Tax)

$508 ฿16.6K

$707 PEN 2,407

-28.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

10.5

-49.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 2, 2026

Last update for Cajamarca: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $613 in Phuket and $202 in Cajamarca. Housing cost is often the main lever when comparing two cities.

Cajamarca pays 39% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $45.00 in Phuket vs $28.00 in Cajamarca for a mid-range dinner for two. Groceries echo the gap at $293 vs $211 per month, with Cajamarca cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Cajamarca: Cost of Living - Frequently Asked Questions

Cajamarca is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 95% gap adds up to real monthly savings that compound significantly over time.

On paper, Cajamarca earns 39% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $613 in Phuket versus $202 in Cajamarca. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cajamarca runs roughly 40% less than in Phuket. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $693 in Phuket versus $128 in Cajamarca. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $649 in Cajamarca versus $1,265 in Phuket, a $1,500 budget is realistic in Cajamarca but tight or insufficient in Phuket. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

For families, Cajamarca is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Cajamarca are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cajamarca gentler on the wallet – expenses run 95% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.