Last update: Oct 2026

Cost of Living Comparison Between Phuket and Bjelovar

For one person, living is cheaper in Phuket: $1,278 a month against $1,576 in Bjelovar, rent and utilities included – about $3,600 less a year. Other living expenses account for most of the difference.

Phuket, Thailand
Bjelovar, Croatia
Phuket
🇹🇭 Thailand
$1,278
/mo nomad
Bjelovar
🇭🇷 Croatia
$1,576
/mo nomad
Monthly Cost of Living

How much you'll spend in Phuket and in Bjelovar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Bjelovar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Phuket versus $1,576 in Bjelovar.

  • Phuket $1,278
  • Bjelovar $1,576

Estimated couple costs with rent: $2,216 in Phuket versus $2,408 in Bjelovar.

  • Phuket $2,216
  • Bjelovar $2,408

Monthly costs for a family of three with rent: $3,154 in Phuket versus $3,240 in Bjelovar.

  • Phuket $3,154
  • Bjelovar $3,240

Living in Phuket costs roughly 19% less than in Bjelovar, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Phuket is 6% below, Bjelovar is 16% above.

Currency
🍽 Eating Out
Phuket
Bjelovar
Difference
Meal at Budget Restaurant
$4.47 ฿151
$13.25 €11.83
-66.26%
Three-Course Dinner for Two, Mid-Range
$32.41 ฿1,092
$71.9 €64.2
-54.92%
Fast Food Meal (McDonalds, etc)
$8.81 ฿297
$9.87 €8.81
-10.74%
Cappuccino
$2.83 ฿95.3
$2.26 €2.02
25.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.87 ฿29.37
$2.97 €2.65
-70.71%
Water (0.33 liter bottle)
$0.49 ฿16.64
$1.89 €1.69
-74.07%
Local Beer (0.5 liter draught)
$2.56 ฿86.2
$3.88 €3.47
-34.02%
Imported Beer (0.33 liter bottle)
$3.68 ฿124
$4.37 €3.90
-15.79%
🛒 Groceries & Markets
Phuket
Bjelovar
Difference
Milk (1 liter)
$1.66 ฿55.9
$1.21 €1.08
37.19%
White Bread (500g)
$1.46 ฿49.25
$1.54 €1.38
-5.19%
Rice (white) (1kg)
$1.50 ฿50.4
$3.48 €3.11
-56.90%
Eggs
$2.09 ฿70.4
$3.85 €3.44
-45.71%
Local Cheese (1kg)
$19.07 ฿642
$15.95 €14.24
19.56%
Chicken Fillets (1kg)
$3.30 ฿111
$10.02 €8.95
-67.07%
Beef Round Steak (1kg)
$10.91 ฿368
$14.32 €12.79
-23.81%
Apples (1kg)
$2.93 ฿98.7
$1.64 €1.47
78.66%
Banana (1kg)
$1.69 ฿56.9
$1.73 €1.54
-2.31%
Oranges (1kg)
$2.25 ฿75.7
$1.88 €1.68
19.68%
Tomato (1kg)
$2.08 ฿70.0
$2.57 €2.30
-19.07%
Potato (1kg)
$1.51 ฿50.9
$1.38 €1.23
9.42%
Onion (1kg)
$1.38 ฿46.47
$1.32 €1.18
4.55%
Lettuce (1 head)
$1.07 ฿35.91
$1.30 €1.16
-17.69%
Water (1.5 liter bottle)
$0.52 ฿17.49
$1.36 €1.21
-61.76%
Cigarettes 20 Pack (Marlboro, Camel)
$4.20 ฿142
$5.73 €5.12
-26.70%
Wine (Bottle)
$18.79 ฿633
$7.90 €7.05
137.85%
Local Beer (0.5 liter bottle)
$1.82 ฿61.4
$1.62 €1.45
12.35%
Imported Beer (0.33 liter bottle)
$2.84 ฿95.7
$2.13 €1.91
33.33%
🚌 Getting Around
Phuket
Bjelovar
Difference
One-way Ticket (Public Transport)
$1.45 ฿48.93
$1.58 €1.41
-8.23%
Public Transport Monthly Pass (Regular Price)
$56.7 ฿1,909
$41.62 €37.18
36.14%
Taxi Start (Normal Tariff)
$3.02 ฿102
$5.71 €5.10
-47.11%
Taxi (Normal Tariff) (1km)
$1.02 ฿34.29
$1.47 €1.31
-30.61%
Taxi 1hour Waiting (Normal Tariff)
$3.69 ฿124
$13.35 €11.93
-72.36%
Gasoline (1 liter)
$1.47 ฿49.70
$1.70 €1.52
-13.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.8K ฿902.4K
$27.6K €24.6K
-2.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K ฿899.5K
$24.8K €22.1K
7.81%
🧾 Monthly Utilities & Internet
Phuket
Bjelovar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.4 ฿3,247
$186 €166
-48.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.26 ฿380
$24.22 €21.63
-53.51%
Internet (50+ Mbps, Unlimited Data)
$16.85 ฿568
$38.76 €34.62
-56.53%
🎉 Sport & Entertainment
Phuket
Bjelovar
Difference
Gym Membership (Monthly)
$67.2 ฿2,266
$51.6 €46.04
30.42%
Tennis Court (1 Hour on Weekend)
$10.73 ฿361
$13.08 €11.68
-17.97%
Cinema Ticket
$7.50 ฿253
$10.50 €9.38
-28.57%
🧸 Childcare & Education
Phuket
Bjelovar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$476 ฿16.0K
$547 €488
-12.97%
International Primary School, 1 Child (Yearly)
$11.3K ฿379.6K
$13.1K €11.7K
-13.71%
👕👟 Clothing & Footwear
Phuket
Bjelovar
Difference
Jeans (Levis 501 Or Similar)
$62.4 ฿2,102
$100 €89.7
-37.87%
Summer Dress (H&M, Zara, etc)
$28.41 ฿957
$42.68 €38.12
-33.43%
Sport Shoes (Adidas, Nike)
$94.3 ฿3,178
$105 €93.4
-9.85%
Men's Leather Business Shoes
$85.8 ฿2,892
$109 €97.4
-21.33%
🏠 Accommodation & Living
Phuket
Bjelovar
Difference
1-bedroom Apartment, City Center (Monthly)
$716 ฿24.1K
$671 €599
6.73%
1-bedroom Apartment, Outside City Center (Monthly)
$491 ฿16.5K
$530 €473
-7.32%
3-bedroom Apartment, City Center (Monthly)
$1,927 ฿64.9K
$1,173 €1,048
64.24%
3-bedroom Apartment, Outside City Center (Monthly)
$1,431 ฿48.2K
$869 €776
64.63%
Buy Apartment in City Center (m2)
$4,175 ฿140.7K
$4,420 €3,948
-5.54%
Buy Apartment Outside City Center (m2)
$3,045 ฿102.6K
$3,296 €2,944
-7.62%
💵 Salaries & Financials
Phuket
Bjelovar
Difference
Average Monthly Net Salary (After Tax)
$502 ฿16.9K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
3.73
49.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Bjelovar: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Phuket
$491
Bjelovar
$530 7.9% $39
Groceries & Markets
Phuket
$266
Bjelovar
$293 10.1% $27
Monthly Utilities & Internet
Phuket
$124
Bjelovar
$249 99.7% $124
Clothing & Footwear
Phuket
$122
Bjelovar
$161 31.7% $39
Eating Out
Phuket
$122
Bjelovar
$210 72.8% $89
Sport & Entertainment
Phuket
$82
Bjelovar
$73 11.8% $9.7
Getting Around
Phuket
$71
Bjelovar
$61 13.6% $9.6

Cost Breakdown

A one-bedroom apartment in the center runs $716 in Phuket and $671 in Bjelovar. Housing cost is often the main lever when comparing two cities.

Dining out: $32 in Phuket vs $72 in Bjelovar for a mid-range dinner for two. Groceries echo the gap at $266 vs $293 per month, with Phuket cheaper across the board.

Good to know
🇹🇭 Phuket
🇭🇷 Bjelovar
🕒 Local time
08:33 8:33 AM
02:33 2:33 AM
6 h behind Phuket
🌤 Weather
👥 Population
79,308
36,316
💱 Currency
Thai Baht THB ฿
Euro EUR €
Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.77 THB (100 THB = 2.65 EUR).

Euro exchange rates as of November 3, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Phuket Bjelovar 8,730 km ≈ 11 h nonstop flight
From you
  • Phuket
  • Bjelovar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Bjelovar: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Phuket and in Bjelovar?
Total monthly costs including rent come to $1,278 in Phuket and $1,576 in Bjelovar, so Phuket is about 19% cheaper – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Phuket compared to Bjelovar?
You’d need roughly $1,917 in Phuket and $2,363 in Bjelovar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Phuket and in Bjelovar?
Rent for a central apartment: $716 in Phuket versus $671 in Bjelovar. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Phuket – a meal for two runs $32 versus $72 in Bjelovar. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Phuket or Bjelovar?
All in, you’ll spend $1,278 per month in Phuket versus $1,576 in Bjelovar – Phuket is about 19% cheaper, which adds up to real savings over time.
Which city is more doable on $1,500 per month?
At $1,278 in Phuket versus $1,576 in Bjelovar, a $1,500 budget is realistic in Phuket but tight or insufficient in Bjelovar. The gap between the two cities makes Phuket the clear choice for anyone on this budget.
How does quality of life compare between Phuket and Bjelovar?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Phuket or Bjelovar safer for residents?
Safety-wise, Phuket and Bjelovar are both considered safe, so it’s unlikely to be the deciding factor between them.

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