Cost of Living Comparison Between Phuket and Bila Tserkva Cost of Living Comparison Between Phuket and Bila Tserkva

Monthly Cost of Living

Monthly costs for one person with rent: $1,232 in Phuket versus $536 in Bila Tserkva.

Estimated couple costs with rent: $2,255 in Phuket versus $813 in Bila Tserkva.

Monthly costs for a family of three with rent: $3,279 in Phuket versus $1,091 in Bila Tserkva.

Living in Phuket is roughly 130% more expensive than Bila Tserkva, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 8% lower, Bila Tserkva 60% lower.

Meal at Budget Restaurant

$4.63 ฿151

$4.92 ₴217

-5.89%

Three-Course Dinner for Two, Mid-Range

$46.84 ฿1,532

$29.50 ₴1,300

58.78%

Fast Food Meal (McDonalds, etc)

$8.84 ฿289

$5.23 ₴231

69.02%

Cappuccino

$3.00 ฿98.0

$0.98 ₴43.23

206.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 ฿24.25

$0.54 ₴23.71

37.04%

Water (0.33 liter bottle)

$0.37 ฿11.95

$0.29 ₴12.99

27.59%

Local Beer (0.5 liter draught)

$2.44 ฿79.8

$0.59 ₴26.08

313.56%

Imported Beer (0.33 liter bottle)

$3.61 ฿118

$0.81 ₴35.58

345.68%

Milk (1 liter)

$2.26 ฿73.9

$0.96 ₴42.35

135.42%

White Bread (500g)

$1.84 ฿60.1

$0.59 ₴26.08

211.86%

Rice (white) (1kg)

$2.24 ฿73.4

$1.20 ₴52.7

86.67%

Eggs

$2.32 ฿75.7

$1.25 ₴55.2

85.60%

Local Cheese (1kg)

$19.67 ฿643

$7.96 ₴351

147.11%

Chicken Fillets (1kg)

$3.65 ฿119

$3.53 ₴155

3.40%

Beef Round Steak (1kg)

$13.10 ฿428

$4.31 ₴190

203.94%

Apples (1kg)

$3.39 ฿111

$0.77 ₴33.92

340.26%

Banana (1kg)

$1.64 ฿53.7

$1.35 ₴59.6

21.48%

Oranges (1kg)

$2.41 ฿79.0

$1.19 ₴52.3

102.52%

Tomato (1kg)

$2.03 ฿66.4

$1.31 ₴57.5

54.96%

Potato (1kg)

$1.56 ฿50.9

$0.42 ₴18.55

271.43%

Onion (1kg)

$1.50 ฿48.94

$0.51 ₴22.30

194.12%

Lettuce (1 head)

$1.02 ฿33.50

$0.61 ₴26.94

67.21%

Water (1.5 liter bottle)

$0.49 ฿16.00

$0.44 ₴19.58

11.36%

Cigarettes 20 Pack (Marlboro, Camel)

$4.45 ฿145

$2.34 ₴103

90.17%

Wine (Bottle)

$18.88 ฿617

$4.15 ₴183

354.94%

Local Beer (0.5 liter bottle)

$1.78 ฿58.1

$0.66 ₴29.00

169.70%

Imported Beer (0.33 liter bottle)

$2.75 ฿90.1

$0.87 ₴38.27

216.09%

One-way Ticket (Public Transport)

$1.40 ฿45.81

$0.25 ₴11.09

460.00%

Public Transport Monthly Pass (Regular Price)

$11.48 ฿376

Taxi Start (Normal Tariff)

$3.12 ฿102

$1.79 ₴79.0

74.30%

Taxi (Normal Tariff) (1km)

$1.00 ฿32.67

$0.30 ₴13.38

233.33%

Taxi 1hour Waiting (Normal Tariff)

$14.09 ฿461

$2.97 ₴131

374.41%

Gasoline (1 liter)

$1.35 ฿44.19

$1.36 ₴60.1

-0.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K ฿888.9K

$31.0K ₴1.4M

-12.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K ฿1.1M

$24.9K ₴1.1M

32.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 ฿4,087

$57.3 ₴2,526

118.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.57 ฿444

$5.45 ₴240

148.99%

Internet (50+ Mbps, Unlimited Data)

$18.52 ฿606

$3.73 ₴165

396.51%

Gym Membership (Monthly)

$61.5 ฿2,010

$24.32 ₴1,072

152.80%

Tennis Court (1 Hour on Weekend)

$16.84 ฿551

$9.93 ₴438

69.59%

Cinema Ticket

$9.19 ฿300

$3.46 ₴152

165.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$698 ฿22.8K

$290 ₴12.8K

141.11%

International Primary School, 1 Child (Yearly)

$15.6K ฿509.9K

$3,549 ₴156.4K

339.34%

Jeans (Levis 501 Or Similar)

$57.8 ฿1,889

$41.75 ₴1,840

38.35%

Summer Dress (H&M, Zara, etc)

$35.24 ฿1,152

$12.25 ₴540

187.67%

Sport Shoes (Adidas, Nike)

$113 ฿3,699

$75.8 ₴3,341

49.20%

Men's Leather Business Shoes

$86.4 ฿2,825

$84.1 ₴3,704

2.76%

1-bedroom Apartment, City Center (Monthly)

$616 ฿20.1K

$156 ₴6,868

295.24%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.6K

$134 ₴5,913

232.43%

3-bedroom Apartment, City Center (Monthly)

$2,048 ฿67.0K

$209 ₴9,203

880.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,492 ฿48.8K

$158 ₴6,971

843.30%

Buy Apartment in City Center (m2)

$3,779 ฿123.6K

Buy Apartment Outside City Center (m2)

$2,649 ฿86.6K

$1,083 ₴47.7K

144.54%

Average Monthly Net Salary (After Tax)

$524 ฿17.1K

$444 ₴19.6K

18.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

-33.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: April 27, 2026

Last update for Bila Tserkva: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $616 in Phuket and $156 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Phuket pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $47.00 in Phuket vs $29.00 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $292 vs $126 per month, with Bila Tserkva cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Phuket and Bila Tserkva differ by about 130% in total monthly costs ($1,232 vs $536 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Phuket pays 18% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $616 in Phuket versus $156 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 131% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,232 per month in Phuket versus $536 in Bila Tserkva – a 130% gap that adds up to real savings over time for anyone picking the cheaper option.

At $536 in Bila Tserkva versus $1,232 in Phuket, a $2,000 budget is realistic in Bila Tserkva but tight or insufficient in Phuket. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Bila Tserkva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 130% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.