Last update: Oct 2026

Cost of Living Comparison Between Phuket and Bila Tserkva

For one person, living is cheaper in Bila Tserkva: $668 a month against $1,278 in Phuket, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

Phuket, Thailand
Bila Tserkva, Ukraine
Phuket
🇹🇭 Thailand
$1,278
/mo nomad
Bila Tserkva
🇺🇦 Ukraine
$668
/mo nomad
Monthly Cost of Living

How much you'll spend in Phuket and in Bila Tserkva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Bila Tserkva actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Phuket versus $668 in Bila Tserkva.

  • Phuket $1,278
  • Bila Tserkva $668

Estimated couple costs with rent: $2,216 in Phuket versus $1,047 in Bila Tserkva.

  • Phuket $2,216
  • Bila Tserkva $1,047

Monthly costs for a family of three with rent: $3,154 in Phuket versus $1,425 in Bila Tserkva.

  • Phuket $3,154
  • Bila Tserkva $1,425

Living in Phuket is roughly 91% more expensive than in Bila Tserkva, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Phuket 6% lower, Bila Tserkva 51% lower.

Currency
🍽 Eating Out
Phuket
Bila Tserkva
Difference
Meal at Budget Restaurant
$4.47 ฿151
$8.59 ₴391
-47.96%
Three-Course Dinner for Two, Mid-Range
$32.41 ฿1,093
$25.90 ₴1,179
25.14%
Fast Food Meal (McDonalds, etc)
$8.81 ฿297
$5.44 ₴248
61.95%
Cappuccino
$2.83 ฿95.4
$1.34 ₴61.1
111.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.87 ฿29.41
$0.54 ₴24.66
61.11%
Water (0.33 liter bottle)
$0.49 ฿16.65
$0.34 ₴15.27
44.12%
Local Beer (0.5 liter draught)
$2.56 ฿86.3
$0.84 ₴38.47
204.76%
Imported Beer (0.33 liter bottle)
$3.68 ฿124
$1.51 ₴69.0
143.71%
🛒 Groceries & Markets
Phuket
Bila Tserkva
Difference
Milk (1 liter)
$1.66 ฿55.9
$1.23 ₴56.0
34.96%
White Bread (500g)
$1.46 ฿49.31
$0.83 ₴37.73
75.90%
Rice (white) (1kg)
$1.50 ฿50.5
$1.30 ₴59.0
15.38%
Eggs
$2.09 ฿70.5
$1.69 ₴76.8
23.67%
Local Cheese (1kg)
$19.07 ฿643
$11.52 ₴524
65.54%
Chicken Fillets (1kg)
$3.30 ฿111
$3.96 ₴180
-16.67%
Beef Round Steak (1kg)
$10.91 ฿368
$6.36 ₴289
71.54%
Apples (1kg)
$2.93 ฿98.9
$1.08 ₴49.32
171.30%
Banana (1kg)
$1.69 ฿57.0
$1.39 ₴63.5
21.58%
Oranges (1kg)
$2.25 ฿75.8
$1.22 ₴55.6
84.43%
Tomato (1kg)
$2.08 ฿70.0
$2.48 ₴113
-16.13%
Potato (1kg)
$1.51 ฿51.0
$0.96 ₴43.64
57.29%
Onion (1kg)
$1.38 ฿46.52
$0.43 ₴19.47
220.93%
Lettuce (1 head)
$1.07 ฿35.96
$1.66 ₴75.7
-35.54%
Water (1.5 liter bottle)
$0.52 ฿17.51
$0.44 ₴19.88
18.18%
Cigarettes 20 Pack (Marlboro, Camel)
$4.20 ฿142
$3.49 ₴159
20.34%
Wine (Bottle)
$18.79 ฿634
$3.32 ₴151
465.96%
Local Beer (0.5 liter bottle)
$1.82 ฿61.5
$0.63 ₴28.85
188.89%
Imported Beer (0.33 liter bottle)
$2.84 ฿95.8
$1.45 ₴66.0
95.86%
🚌 Getting Around
Phuket
Bila Tserkva
Difference
One-way Ticket (Public Transport)
$1.45 ฿48.98
$0.32 ₴14.36
353.12%
Public Transport Monthly Pass (Regular Price)
$56.7 ฿1,912
-
-
Taxi Start (Normal Tariff)
$3.02 ฿102
$1.71 ₴77.7
76.61%
Taxi (Normal Tariff) (1km)
$1.02 ฿34.33
$0.55 ₴25.09
85.45%
Taxi 1hour Waiting (Normal Tariff)
$3.69 ฿125
$5.40 ₴246
-31.67%
Gasoline (1 liter)
$1.47 ฿49.76
$1.63 ₴74.4
-9.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.8K ฿903.4K
$30.8K ₴1.4M
-12.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K ฿900.5K
$25.0K ₴1.1M
6.78%
🧾 Monthly Utilities & Internet
Phuket
Bila Tserkva
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.4 ฿3,251
$85.5 ₴3,892
12.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.26 ฿380
$5.86 ₴267
92.15%
Internet (50+ Mbps, Unlimited Data)
$16.85 ฿568
$4.38 ₴200
284.70%
🎉 Sport & Entertainment
Phuket
Bila Tserkva
Difference
Gym Membership (Monthly)
$67.2 ฿2,268
$33.39 ₴1,520
101.35%
Tennis Court (1 Hour on Weekend)
$10.73 ฿362
-
-
Cinema Ticket
$7.50 ฿253
$4.67 ₴213
60.60%
🧸 Childcare & Education
Phuket
Bila Tserkva
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$476 ฿16.1K
$218 ₴9,943
117.93%
International Primary School, 1 Child (Yearly)
$11.3K ฿380.0K
-
-
👕👟 Clothing & Footwear
Phuket
Bila Tserkva
Difference
Jeans (Levis 501 Or Similar)
$62.4 ฿2,104
$40.33 ₴1,836
54.62%
Summer Dress (H&M, Zara, etc)
$28.41 ฿958
$27.11 ₴1,234
4.80%
Sport Shoes (Adidas, Nike)
$94.3 ฿3,181
$68.6 ₴3,122
37.49%
Men's Leather Business Shoes
$85.8 ฿2,895
$76.1 ₴3,464
12.78%
🏠 Accommodation & Living
Phuket
Bila Tserkva
Difference
1-bedroom Apartment, City Center (Monthly)
$716 ฿24.2K
$196 ₴8,902
266.14%
1-bedroom Apartment, Outside City Center (Monthly)
$491 ฿16.6K
$151 ₴6,882
224.78%
3-bedroom Apartment, City Center (Monthly)
$1,927 ฿65.0K
$331 ₴15.1K
481.82%
3-bedroom Apartment, Outside City Center (Monthly)
$1,431 ฿48.3K
$266 ₴12.1K
437.50%
Buy Apartment in City Center (m2)
$4,175 ฿140.9K
-
-
Buy Apartment Outside City Center (m2)
$3,045 ฿102.7K
-
-
💵 Salaries & Financials
Phuket
Bila Tserkva
Difference
Average Monthly Net Salary (After Tax)
$502 ฿16.9K
$470 ₴21.4K
6.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
15.25
-63.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Bila Tserkva: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Phuket
$491
Bila Tserkva
$151 69.2% $340
Groceries & Markets
Phuket
$266
Bila Tserkva
$165 37.9% $101
Monthly Utilities & Internet
Phuket
$124
Bila Tserkva
$96 23.1% $29
Clothing & Footwear
Phuket
$122
Bila Tserkva
$95 21.7% $26
Eating Out
Phuket
$122
Bila Tserkva
$112 8% $9.8
Sport & Entertainment
Phuket
$82
Bila Tserkva
$43 48% $40
Getting Around
Phuket
$71
Bila Tserkva
$5.7 * 91.9% $65

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $716 in Phuket and $196 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Phuket pays 7% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32 in Phuket vs $26 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $266 vs $165 per month, with Bila Tserkva cheaper across the board.

Good to know
🇹🇭 Phuket
🇺🇦 Bila Tserkva
🕒 Local time
09:38 9:38 AM
04:38 4:38 AM
5 h behind Phuket
🌤 Weather
👥 Population
79,308
209,815
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

UAH, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

Ukrainian Hryvnia exchange rates as of November 2, 2026: 1 USD = 45.53 UAH (100 UAH = 2.2 USD). 1 EUR = 50.84 UAH (100 UAH = 1.97 EUR).

On the map
Between locations
  • Phuket Bila Tserkva 7,790 km ≈ 10 h nonstop flight
From you
  • Phuket
  • Bila Tserkva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Bila Tserkva: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Phuket and in Bila Tserkva?
Total monthly costs including rent come to $1,278 in Phuket and $668 in Bila Tserkva, so Bila Tserkva is about 48% cheaper – a gap that matters a lot on a fixed or modest income.
Which city pays better: Phuket or Bila Tserkva?
Average pay runs 7% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Phuket and in Bila Tserkva?
Rent for a central apartment: $716 in Phuket versus $196 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 61% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Phuket or Bila Tserkva?
All in, you’ll spend $1,278 per month in Phuket versus $668 in Bila Tserkva – Bila Tserkva is about 48% cheaper, which adds up to real savings over time.
Which city is more doable on $1,200 per month?
At $668 in Bila Tserkva versus $1,278 in Phuket, a $1,200 budget is realistic in Bila Tserkva but tight or insufficient in Phuket. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.
How does quality of life compare between Phuket and Bila Tserkva?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How do I decide between Phuket and Bila Tserkva?
It comes down to priorities – Bila Tserkva wins on affordability, Phuket on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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