Cost of Living Comparison Between Phuket and Bila Tserkva Cost of Living Comparison Between Phuket and Bila Tserkva

Monthly Cost of Living

Monthly costs for one person with rent: $1,264 in Phuket versus $536 in Bila Tserkva.

Estimated couple costs with rent: $2,256 in Phuket versus $822 in Bila Tserkva.

Monthly costs for a family of three with rent: $3,248 in Phuket versus $1,108 in Bila Tserkva.

Living in Phuket is roughly 136% more expensive than in Bila Tserkva, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 5% lower, Bila Tserkva 60% lower.

Meal at Budget Restaurant

$4.48 ฿150

$4.80 ₴215

-6.67%

Three-Course Dinner for Two, Mid-Range

$45.59 ฿1,521

$29.34 ₴1,311

55.39%

Fast Food Meal (McDonalds, etc)

$8.76 ฿292

$5.06 ₴226

73.12%

Cappuccino

$2.97 ฿99.0

$0.94 ₴42.20

215.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.90

$0.50 ₴22.31

38.00%

Water (0.33 liter bottle)

$0.39 ฿13.04

$0.33 ₴14.53

18.18%

Local Beer (0.5 liter draught)

$2.53 ฿84.4

$0.61 ₴27.26

314.75%

Imported Beer (0.33 liter bottle)

$3.75 ฿125

$0.80 ₴35.56

368.75%

Milk (1 liter)

$2.15 ฿71.6

$0.96 ₴42.85

123.96%

White Bread (500g)

$1.82 ฿60.6

$0.56 ₴25.02

225.00%

Rice (white) (1kg)

$2.18 ฿72.9

$1.19 ₴53.3

83.19%

Eggs

$2.25 ฿75.0

$1.25 ₴55.9

80.00%

Local Cheese (1kg)

$20.00 ฿667

$7.65 ₴342

161.44%

Chicken Fillets (1kg)

$3.63 ฿121

$3.53 ₴158

2.83%

Beef Round Steak (1kg)

$13.56 ฿452

$4.27 ₴191

217.56%

Apples (1kg)

$3.24 ฿108

$0.73 ₴32.62

343.84%

Banana (1kg)

$1.64 ฿54.6

$1.36 ₴60.8

20.59%

Oranges (1kg)

$2.33 ฿77.8

$1.18 ₴52.9

97.46%

Tomato (1kg)

$2.07 ฿69.1

$1.29 ₴57.8

60.47%

Potato (1kg)

$1.55 ฿51.6

$0.40 ₴17.83

287.50%

Onion (1kg)

$1.46 ฿48.54

$0.53 ₴23.70

175.47%

Lettuce (1 head)

$0.98 ฿32.86

$0.62 ₴27.65

58.06%

Water (1.5 liter bottle)

$0.48 ฿16.09

$0.47 ₴21.04

2.13%

Cigarettes 20 Pack (Marlboro, Camel)

$4.35 ฿145

$2.32 ₴104

87.50%

Wine (Bottle)

$18.57 ฿620

$3.39 ₴151

447.79%

Local Beer (0.5 liter bottle)

$1.86 ฿61.9

$0.65 ₴29.13

186.15%

Imported Beer (0.33 liter bottle)

$2.65 ฿88.6

$0.88 ₴39.43

201.14%

One-way Ticket (Public Transport)

$1.42 ฿47.28

$0.25 ₴11.23

468.00%

Public Transport Monthly Pass (Regular Price)

$11.57 ฿386

Taxi Start (Normal Tariff)

$3.17 ฿106

$1.83 ₴81.7

73.22%

Taxi (Normal Tariff) (1km)

$1.03 ฿34.41

$0.30 ₴13.52

243.33%

Taxi 1hour Waiting (Normal Tariff)

$13.89 ฿463

$2.86 ₴128

385.66%

Gasoline (1 liter)

$1.34 ฿44.84

$1.30 ₴58.0

3.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿927.1K

$31.1K ₴1.4M

-10.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K ฿1.1M

$24.9K ₴1.1M

33.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ฿4,105

$57.1 ₴2,553

115.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.77 ฿459

$5.35 ₴239

157.38%

Internet (50+ Mbps, Unlimited Data)

$18.33 ฿611

$3.80 ₴170

382.37%

Gym Membership (Monthly)

$60.7 ฿2,025

$24.88 ₴1,112

143.93%

Tennis Court (1 Hour on Weekend)

$17.16 ฿573

$9.87 ₴441

73.86%

Cinema Ticket

$8.87 ฿296

$3.41 ₴153

160.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$688 ฿22.9K

$294 ₴13.1K

134.03%

International Primary School, 1 Child (Yearly)

$15.8K ฿526.4K

$3,475 ₴155.3K

354.06%

Jeans (Levis 501 Or Similar)

$59.3 ฿1,978

$42.32 ₴1,891

40.12%

Summer Dress (H&M, Zara, etc)

$34.69 ฿1,157

$11.98 ₴535

189.57%

Sport Shoes (Adidas, Nike)

$115 ฿3,843

$75.3 ₴3,364

53.04%

Men's Leather Business Shoes

$83.8 ฿2,794

$84.5 ₴3,777

-0.90%

1-bedroom Apartment, City Center (Monthly)

$621 ฿20.7K

$158 ₴7,067

292.89%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.9K

$134 ₴6,004

232.02%

3-bedroom Apartment, City Center (Monthly)

$2,034 ฿67.8K

$203 ₴9,075

901.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 ฿49.9K

$155 ₴6,909

867.74%

Buy Apartment in City Center (m2)

$3,455 ฿115.3K

Buy Apartment Outside City Center (m2)

$2,531 ฿84.4K

$1,087 ₴48.6K

132.79%

Average Monthly Net Salary (After Tax)

$494 ฿16.5K

$436 ₴19.5K

13.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

-33.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: July 27, 2026

Last update for Bila Tserkva: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $621 in Phuket and $158 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Phuket pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Phuket vs $29.00 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $291 vs $124 per month, with Bila Tserkva cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Phuket and Bila Tserkva differ by about 136% in total monthly costs ($1,264 vs $536 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 13% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $621 in Phuket versus $158 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 135% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,264 per month in Phuket versus $536 in Bila Tserkva – a 136% gap that adds up to real savings over time for anyone picking the cheaper option.

At $536 in Bila Tserkva versus $1,264 in Phuket, a $2,000 budget is realistic in Bila Tserkva but tight or insufficient in Phuket. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Bila Tserkva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 136% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.