Last update: Oct 2026

Cost of Living Comparison Between Phnom Penh and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,035 in Phnom Penh, rent and utilities included – about $1,400 less a year. Other living expenses account for most of the difference.

Phnom Penh
🇰🇭 Cambodia
$1,035
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Phnom Penh and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phnom Penh and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,035 in Phnom Penh versus $918 in Cebu.

  • Phnom Penh $1,035
  • Cebu $918

Estimated couple costs with rent: $1,675 in Phnom Penh versus $1,409 in Cebu.

  • Phnom Penh $1,675
  • Cebu $1,409

Monthly costs for a family of three with rent: $2,315 in Phnom Penh versus $1,900 in Cebu.

  • Phnom Penh $2,315
  • Cebu $1,900

Living in Phnom Penh is roughly 13% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Phnom Penh 23% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Phnom Penh
Cebu
Difference
Meal at Budget Restaurant
$4.09 ៛16.6K
$3.09 ₱194
32.36%
Three-Course Dinner for Two, Mid-Range
$39.96 ៛162.3K
$24.22 ₱1,525
64.99%
Fast Food Meal (McDonalds, etc)
$6.93 ៛28.2K
$3.92 ₱247
76.79%
Cappuccino
$2.97 ៛12.1K
$2.51 ₱158
18.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.78 ៛7,248
$1.59 ₱100
11.95%
Water (0.33 liter bottle)
$0.66 ៛2,695
$0.53 ₱33.43
24.53%
Local Beer (0.5 liter draught)
$1.03 ៛4,176
$1.78 ₱112
-42.13%
Imported Beer (0.33 liter bottle)
$2.95 ៛12.0K
$2.17 ₱137
35.94%
🛒 Groceries & Markets
Phnom Penh
Cebu
Difference
Milk (1 liter)
$2.19 ៛8,876
$1.92 ₱121
14.06%
White Bread (500g)
$1.66 ៛6,757
$1.36 ₱85.4
22.06%
Rice (white) (1kg)
$1.11 ៛4,518
$1.01 ₱63.5
9.90%
Eggs
$1.70 ៛6,899
$2.03 ₱128
-16.26%
Local Cheese (1kg)
$15.06 ៛61.2K
$9.86 ₱621
52.74%
Chicken Fillets (1kg)
$4.13 ៛16.8K
$4.39 ₱277
-5.92%
Beef Round Steak (1kg)
$9.00 ៛36.5K
$7.60 ₱479
18.42%
Apples (1kg)
$4.04 ៛16.4K
$3.30 ₱208
22.42%
Banana (1kg)
$1.78 ៛7,228
$1.39 ₱87.8
28.06%
Oranges (1kg)
$4.35 ៛17.7K
$2.33 ₱147
86.70%
Tomato (1kg)
$2.10 ៛8,529
$1.50 ₱94.3
40.00%
Potato (1kg)
$1.57 ៛6,391
$2.36 ₱149
-33.47%
Onion (1kg)
$1.23 ៛4,990
$1.90 ₱119
-35.26%
Lettuce (1 head)
$1.18 ៛4,801
$1.19 ₱74.9
-0.84%
Water (1.5 liter bottle)
$0.77 ៛3,128
$0.63 ₱39.71
22.22%
Cigarettes 20 Pack (Marlboro, Camel)
$1.86 ៛7,555
$3.00 ₱189
-38.00%
Wine (Bottle)
$11.01 ៛44.7K
$6.03 ₱379
82.59%
Local Beer (0.5 liter bottle)
$1.00 ៛4,082
$1.23 ₱77.7
-18.70%
Imported Beer (0.33 liter bottle)
$1.73 ៛7,042
$1.75 ₱110
-1.14%
🚌 Getting Around
Phnom Penh
Cebu
Difference
One-way Ticket (Public Transport)
$0.43 ៛1,741
$0.25 ₱15.86
72.00%
Public Transport Monthly Pass (Regular Price)
$9.58 ៛38.9K
$12.64 ₱796
-24.21%
Taxi Start (Normal Tariff)
$1.09 ៛4,428
$0.77 ₱48.62
41.56%
Taxi (Normal Tariff) (1km)
$1.03 ៛4,179
$0.23 ₱14.53
347.83%
Taxi 1hour Waiting (Normal Tariff)
$5.13 ៛20.9K
$4.46 ₱281
15.02%
Gasoline (1 liter)
$1.30 ៛5,284
$1.31 ₱82.8
-0.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4K ៛139.7M
$21.2K ₱1.3M
61.87%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$44.9K ៛182.4M
$19.1K ₱1.2M
134.48%
🧾 Monthly Utilities & Internet
Phnom Penh
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$104 ៛424.3K
$120 ₱7,569
-13.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.48 ៛30.4K
$14.00 ₱882
-46.57%
Internet (50+ Mbps, Unlimited Data)
$24.51 ៛99.6K
$27.54 ₱1,734
-11.00%
🎉 Sport & Entertainment
Phnom Penh
Cebu
Difference
Gym Membership (Monthly)
$41.31 ៛167.8K
$32.33 ₱2,035
27.78%
Tennis Court (1 Hour on Weekend)
$10.87 ៛44.2K
$6.65 ₱419
63.46%
Cinema Ticket
$4.86 ៛19.7K
$5.65 ₱356
-13.98%
🧸 Childcare & Education
Phnom Penh
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$669 ៛2.7M
$275 ₱17.3K
142.96%
International Primary School, 1 Child (Yearly)
$11.0K ៛44.7M
$7,918 ₱498.5K
38.95%
👕👟 Clothing & Footwear
Phnom Penh
Cebu
Difference
Jeans (Levis 501 Or Similar)
$28.43 ៛115.5K
$49.33 ₱3,106
-42.37%
Summer Dress (H&M, Zara, etc)
$23.93 ៛97.2K
$25.24 ₱1,589
-5.19%
Sport Shoes (Adidas, Nike)
$91.7 ៛372.5K
$77.0 ₱4,846
19.17%
Men's Leather Business Shoes
$59.8 ៛242.7K
$57.2 ₱3,601
4.48%
🏠 Accommodation & Living
Phnom Penh
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$658 ៛2.7M
$500 ₱31.5K
31.65%
1-bedroom Apartment, Outside City Center (Monthly)
$375 ៛1.5M
$309 ₱19.4K
21.57%
3-bedroom Apartment, City Center (Monthly)
$1,145 ៛4.6M
$1,078 ₱67.9K
6.20%
3-bedroom Apartment, Outside City Center (Monthly)
$818 ៛3.3M
$615 ₱38.7K
32.95%
Buy Apartment in City Center (m2)
$2,870 ៛11.7M
$2,886 ₱181.7K
-0.56%
Buy Apartment Outside City Center (m2)
$1,519 ៛6.2M
$1,917 ₱120.7K
-20.76%
💵 Salaries & Financials
Phnom Penh
Cebu
Difference
Average Monthly Net Salary (After Tax)
$325 ៛1.3M
$346 ₱21.8K
-6.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.07
7.2
12.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phnom Penh: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Phnom Penh
$375
Cebu
$309 17.7% $67
Groceries & Markets
Phnom Penh
$253
Cebu
$206 18.6% $47
Monthly Utilities & Internet
Phnom Penh
$136
Cebu
$162 18.6% $25
Eating Out
Phnom Penh
$110
Cebu
$88 19.7% $22
Clothing & Footwear
Phnom Penh
$92
Cebu
$94 2.4% $2.2
Sport & Entertainment
Phnom Penh
$51
Cebu
$44 14.5% $7.4
Getting Around
Phnom Penh
$18
Cebu
$16 11.2% $2

Cost Breakdown

A one-bedroom apartment in the center runs $658 in Phnom Penh and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $40.00 in Phnom Penh vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $253 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇰🇭 Phnom Penh
🇵🇭 Cebu
🕒 Local time
15:03 3:03 PM
16:03 4:03 PM
1 h ahead of Phnom Penh
🌤 Weather
👥 Population
2,009,264 Capital
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to KHR – Cambodian Riel Converter

Cambodian Riel exchange rates as of October 19, 2026: 1 USD = 4,062 KHR (10,000 KHR = 2.46 USD). 1 EUR = 4,567 KHR (10,000 KHR = 2.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Phnom Penh Cebu 2,080 km ≈ 3 h nonstop flight
From you
  • Phnom Penh
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phnom Penh vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Phnom Penh?
Cebu is cheaper overall, especially in groceries, eating out, and leisure. The 13% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Phnom Penh or Cebu?
On paper, salaries run 7% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Phnom Penh and Cebu?
Rent for a central apartment: $658 in Phnom Penh versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Phnom Penh and in Cebu?
All in, you'll spend $1,035 per month in Phnom Penh versus $918 in Cebu – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 32% less than in Phnom Penh. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Phnom Penh or in Cebu?
At $918 in Cebu versus $1,035 in Phnom Penh, a $1,500 budget is realistic in Cebu but tight or insufficient in Phnom Penh. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Phnom Penh or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Phnom Penh, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Phnom Penh or Cebu?
Safety-wise, Phnom Penh and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 13% less than in Phnom Penh. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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