Cost of Living Comparison Between Cebu and Phnom Penh Cost of Living Comparison Between Cebu and Phnom Penh

Monthly Cost of Living

Monthly costs for one person with rent: $873 in Cebu versus $963 in Phnom Penh.

Estimated couple costs with rent: $1,326 in Cebu versus $1,487 in Phnom Penh.

Monthly costs for a family of three with rent: $1,778 in Cebu versus $2,011 in Phnom Penh.

Living in Cebu costs roughly 9% less than in Phnom Penh, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Cebu 35% lower, Phnom Penh 28% lower.

Currency
🍽 Eating Out
Cebu
Phnom Penh
Difference
Meal at Budget Restaurant
$4.33 ₱267
$5.14 ៛20.7K
-15.76%
Three-Course Dinner for Two, Mid-Range
$24.14 ₱1,489
$29.79 ៛119.8K
-18.97%
Fast Food Meal (McDonalds, etc)
$4.36 ₱269
$6.95 ៛27.9K
-37.27%
Cappuccino
$2.57 ₱159
$2.65 ៛10.7K
-3.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 ₱52.1
$1.02 ៛4,111
-17.65%
Water (0.33 liter bottle)
$0.43 ₱26.36
$1.03 ៛4,154
-58.25%
Local Beer (0.5 liter draught)
$1.53 ₱94.5
$1.47 ៛5,900
4.08%
Imported Beer (0.33 liter bottle)
$2.11 ₱130
$2.55 ៛10.3K
-17.25%
🛒 Groceries & Markets
Cebu
Phnom Penh
Difference
Milk (1 liter)
$2.21 ₱137
$2.07 ៛8,342
6.76%
White Bread (500g)
$1.50 ₱92.6
$1.46 ៛5,853
2.74%
Rice (white) (1kg)
$1.11 ₱68.7
$1.03 ៛4,156
7.77%
Eggs
$2.33 ₱144
$1.83 ៛7,346
27.32%
Local Cheese (1kg)
$13.03 ₱803
$12.64 ៛50.8K
3.09%
Chicken Fillets (1kg)
$5.35 ₱330
$4.04 ៛16.2K
32.43%
Beef Round Steak (1kg)
$7.50 ₱462
$10.44 ៛42.0K
-28.16%
Apples (1kg)
$3.57 ₱220
$4.60 ៛18.5K
-22.39%
Banana (1kg)
$1.45 ₱89.4
$1.62 ៛6,500
-10.49%
Oranges (1kg)
$3.39 ₱209
$3.81 ៛15.3K
-11.02%
Tomato (1kg)
$2.18 ₱134
$1.45 ៛5,823
50.34%
Potato (1kg)
$2.59 ₱160
$1.67 ៛6,719
55.09%
Onion (1kg)
$2.48 ₱153
$1.24 ៛4,992
100.00%
Lettuce (1 head)
$0.92 ₱56.6
$1.40 ៛5,613
-34.29%
Water (1.5 liter bottle)
$0.79 ₱48.95
$0.67 ៛2,689
17.91%
Cigarettes 20 Pack (Marlboro, Camel)
$3.11 ₱192
$2.03 ៛8,167
53.20%
Wine (Bottle)
$6.52 ₱402
$11.90 ៛47.9K
-45.21%
Local Beer (0.5 liter bottle)
$1.21 ₱74.4
$1.02 ៛4,085
18.63%
Imported Beer (0.33 liter bottle)
$2.32 ₱143
$1.70 ៛6,838
36.47%
🚌 Getting Around
Cebu
Phnom Penh
Difference
One-way Ticket (Public Transport)
$0.28 ₱17.41
$1.53 ៛6,138
-81.70%
Public Transport Monthly Pass (Regular Price)
$15.00 ₱925
$10.79 ៛43.4K
39.02%
Taxi Start (Normal Tariff)
$0.84 ₱51.6
$1.04 ៛4,172
-19.23%
Taxi (Normal Tariff) (1km)
$0.25 ₱15.45
$1.01 ៛4,065
-75.25%
Taxi 1hour Waiting (Normal Tariff)
$2.69 ₱166
$4.61 ៛18.6K
-41.65%
Gasoline (1 liter)
$1.09 ₱67.1
$1.18 ៛4,750
-7.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.1K ₱1.9M
$49.6K ៛199.6M
-39.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.0K ₱1.7M
$36.8K ៛147.8M
-26.54%
🧾 Monthly Utilities & Internet
Cebu
Phnom Penh
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$95.4 ₱5,880
$106 ៛426.7K
-10.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.83 ₱2,086
$6.41 ៛25.8K
427.77%
Internet (50+ Mbps, Unlimited Data)
$29.78 ₱1,836
$23.17 ៛93.2K
28.53%
🎉 Sport & Entertainment
Cebu
Phnom Penh
Difference
Gym Membership (Monthly)
$32.91 ₱2,029
$46.71 ៛187.8K
-29.54%
Tennis Court (1 Hour on Weekend)
$8.43 ₱520
$14.54 ៛58.5K
-42.02%
Cinema Ticket
$5.84 ₱360
$4.62 ៛18.6K
26.41%
🧸 Childcare & Education
Cebu
Phnom Penh
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$233 ₱14.3K
$374 ៛1.5M
-37.79%
International Primary School, 1 Child (Yearly)
$3,894 ₱240.1K
$11.7K ៛47.0M
-66.68%
👕👟 Clothing & Footwear
Cebu
Phnom Penh
Difference
Jeans (Levis 501 Or Similar)
$53.5 ₱3,297
$22.36 ៛89.9K
139.13%
Summer Dress (H&M, Zara, etc)
$22.75 ₱1,403
$22.30 ៛89.7K
2.02%
Sport Shoes (Adidas, Nike)
$76.7 ₱4,729
$89.9 ៛361.5K
-14.68%
Men's Leather Business Shoes
$54.5 ₱3,359
$72.2 ៛290.4K
-24.56%
🏠 Accommodation & Living
Cebu
Phnom Penh
Difference
1-bedroom Apartment, City Center (Monthly)
$515 ₱31.8K
$504 ៛2.0M
2.11%
1-bedroom Apartment, Outside City Center (Monthly)
$209 ₱12.9K
$280 ៛1.1M
-25.58%
3-bedroom Apartment, City Center (Monthly)
$805 ₱49.6K
$1,023 ៛4.1M
-21.33%
3-bedroom Apartment, Outside City Center (Monthly)
$397 ₱24.5K
$567 ៛2.3M
-29.99%
Buy Apartment in City Center (m2)
$2,955 ₱182.2K
$2,925 ៛11.8M
1.02%
Buy Apartment Outside City Center (m2)
$1,923 ₱118.6K
$1,484 ៛6.0M
29.56%
💵 Salaries & Financials
Cebu
Phnom Penh
Difference
Average Monthly Net Salary (After Tax)
$364 ₱22.5K
$349 ៛1.4M
4.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
10.3
-22.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: June 2, 2026

Last update for Phnom Penh: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $515 in Cebu and $504 in Phnom Penh. Housing cost is often the main lever when comparing two cities.

Cebu pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $30.00 in Phnom Penh for a mid-range dinner for two. Groceries echo the gap at $240 vs $245 per month, with Cebu cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Phnom Penh: Cost of Living - Frequently Asked Questions
Is Phnom Penh cheaper than Cebu?
Cebu is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around. The 10% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Phnom Penh?
Cebu pays 4% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Cebu and Phnom Penh?
Rent for a central apartment: $515 in Cebu versus $504 in Phnom Penh. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu vs Phnom Penh?
All in, you'll spend $873 per month in Cebu versus $963 in Phnom Penh – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 39% less than in Phnom Penh. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for Cebu or Phnom Penh?
At $873 in Cebu versus $963 in Phnom Penh, a $1,500 budget is realistic in Cebu but tight or insufficient in Phnom Penh. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Phnom Penh more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Phnom Penh, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Phnom Penh?
Safety-wise, Cebu and Phnom Penh are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 10% less than in Phnom Penh. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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