Last update: Oct 2026

Cost of Living Comparison Between Phitsanulok and Cebu

For one person, living costs are similar in Phitsanulok and in Cebu: $877 and $918 a month, rent and utilities included.

43

Cost of Living Index in Phitsanulok
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Phitsanulok Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Phitsanulok

🇹🇭 Thailand

$877

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Phitsanulok and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phitsanulok and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $877 in Phitsanulok versus $918 in Cebu.

Phitsanulok $877
Cebu $918

Estimated couple costs with rent: $1,448 in Phitsanulok versus $1,409 in Cebu.

Phitsanulok $1,448
Cebu $1,409

Monthly costs for a family of three with rent: $2,020 in Phitsanulok versus $1,900 in Cebu.

Phitsanulok $2,020
Cebu $1,900

Living in Phitsanulok costs roughly 5% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Phitsanulok 35% lower, Cebu 32% lower.

Meal at Budget Restaurant

$2.13 ฿71.1

$3.09 ₱194

-31.07%

Three-Course Dinner for Two, Mid-Range

$19.26 ฿644

$24.22 ₱1,525

-20.48%

Fast Food Meal (McDonalds, etc)

$5.45 ฿182

$3.92 ₱247

39.03%

Cappuccino

$1.73 ฿58.0

$2.51 ₱158

-31.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ฿23.37

$1.59 ₱100

-55.97%

Water (0.33 liter bottle)

$0.32 ฿10.66

$0.53 ₱33.43

-39.62%

Local Beer (0.5 liter draught)

$2.34 ฿78.2

$1.78 ₱112

31.46%

Imported Beer (0.33 liter bottle)

$3.75 ฿125

$2.17 ₱137

72.81%

Milk (1 liter)

$1.96 ฿65.5

$1.92 ₱121

2.08%

White Bread (500g)

$1.46 ฿48.77

$1.36 ₱85.4

7.35%

Rice (white) (1kg)

$1.36 ฿45.43

$1.01 ₱63.5

34.65%

Eggs

$2.19 ฿73.3

$2.03 ₱128

7.88%

Local Cheese (1kg)

$16.74 ฿559

$9.86 ₱621

69.78%

Chicken Fillets (1kg)

$2.71 ฿90.5

$4.39 ₱277

-38.27%

Beef Round Steak (1kg)

$9.29 ฿311

$7.60 ₱479

22.24%

Apples (1kg)

$2.41 ฿80.6

$3.30 ₱208

-26.97%

Banana (1kg)

$0.99 ฿33.24

$1.39 ₱87.8

-28.78%

Oranges (1kg)

$1.60 ฿53.6

$2.33 ₱147

-31.33%

Tomato (1kg)

$1.45 ฿48.39

$1.50 ₱94.3

-3.33%

Potato (1kg)

$1.25 ฿41.83

$2.36 ₱149

-47.03%

Onion (1kg)

$1.07 ฿35.61

$1.90 ₱119

-43.68%

Lettuce (1 head)

$0.75 ฿25.14

$1.19 ₱74.9

-36.97%

Water (1.5 liter bottle)

$0.51 ฿16.95

$0.63 ₱39.71

-19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$4.34 ฿145

$3.00 ₱189

44.67%

Wine (Bottle)

$17.92 ฿599

$6.03 ₱379

197.18%

Local Beer (0.5 liter bottle)

$1.55 ฿52.0

$1.23 ₱77.7

26.02%

Imported Beer (0.33 liter bottle)

$2.73 ฿91.1

$1.75 ₱110

56.00%

One-way Ticket (Public Transport)

$0.92 ฿30.59

$0.25 ₱15.86

268.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.20 ฿40.19

$0.77 ₱48.62

55.84%

Taxi (Normal Tariff) (1km)

$0.57 ฿18.91

$0.23 ₱14.53

147.83%

Taxi 1hour Waiting (Normal Tariff)

$2.36 ฿78.9

$4.46 ₱281

-47.09%

Gasoline (1 liter)

$1.44 ฿48.11

$1.31 ₱82.8

9.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.4K ฿682.8K

$21.2K ₱1.3M

-3.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K ฿883.1K

$19.1K ₱1.2M

38.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.3 ฿2,048

$120 ₱7,569

-49.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.06 ฿403

$14.00 ₱882

-13.86%

Internet (50+ Mbps, Unlimited Data)

$20.21 ฿675

$27.54 ₱1,734

-26.62%

Gym Membership (Monthly)

$47.45 ฿1,586

$32.33 ₱2,035

46.77%

Tennis Court (1 Hour on Weekend)

$14.34 ฿479

$6.65 ₱419

115.64%

Cinema Ticket

$6.62 ฿221

$5.65 ₱356

17.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$769 ฿25.7K

$275 ₱17.3K

179.37%

International Primary School, 1 Child (Yearly)

$14.9K ฿499.4K

$7,918 ₱498.5K

88.70%

Jeans (Levis 501 Or Similar)

$55.2 ฿1,844

$49.33 ₱3,106

11.88%

Summer Dress (H&M, Zara, etc)

$24.45 ฿817

$25.24 ₱1,589

-3.13%

Sport Shoes (Adidas, Nike)

$91.4 ฿3,053

$77.0 ₱4,846

18.72%

Men's Leather Business Shoes

$70.7 ฿2,364

$57.2 ₱3,601

23.67%

1-bedroom Apartment, City Center (Monthly)

$451 ฿15.1K

$500 ₱31.5K

-9.81%

1-bedroom Apartment, Outside City Center (Monthly)

$293 ฿9,779

$309 ₱19.4K

-5.25%

3-bedroom Apartment, City Center (Monthly)

$1,395 ฿46.6K

$1,078 ₱67.9K

29.38%

3-bedroom Apartment, Outside City Center (Monthly)

$748 ฿25.0K

$615 ₱38.7K

21.58%

Buy Apartment in City Center (m2)

$1,902 ฿63.6K

$2,886 ₱181.7K

-34.10%

Buy Apartment Outside City Center (m2)

$1,597 ฿53.4K

$1,917 ₱120.7K

-16.66%

Average Monthly Net Salary (After Tax)

$481 ฿16.1K

$346 ₱21.8K

38.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

7.2

-22.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phitsanulok: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phitsanulok

$293 33.4%

Cebu

$309 33.6% 5.5% $16

Groceries & Markets

Phitsanulok

$236 26.9%

Cebu

$206 22.4% 12.7% $30

Clothing & Footwear

Phitsanulok

$109 12.4%

Cebu

$94 10.2% 13.7% $15

Monthly Utilities & Internet

Phitsanulok

$94 10.7%

Cebu

$162 17.6% 72.9% $68

Eating Out

Phitsanulok

$77 8.8%

Cebu

$88 9.6% 14% $11

Sport & Entertainment

Phitsanulok

$61 6.9%

Cebu

$44 4.8% 28.1% $17

Getting Around

Phitsanulok

$7.7 * 0.9%

Cebu

$16 1.7% 103% $7.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $451 in Phitsanulok and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Phitsanulok pays 39% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in Phitsanulok vs $24.00 in Cebu. Groceries flip the comparison at $236 vs $206, with Cebu cheaper for home cooking.

Good to know

🇹🇭 Phitsanulok

🇵🇭 Cebu

🕒 Local time

05:42 5:42 AM

06:42 6:42 AM

1 h ahead of Phitsanulok

🌤 Weather

👥 Population

66,106

964,169

💱 Currency

Thai Baht THB ฿

Philippine Peso PHP ₱

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phitsanulok Cebu 2,650 km ≈ 3 h 45 min nonstop flight

From you

Phitsanulok
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phitsanulok vs Cebu: Cost of Living - Frequently Asked Questions

Phitsanulok is cheaper overall, especially in eating out, utilities, and transport. The 5% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 39% higher in Phitsanulok, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $451 in Phitsanulok versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cebu pay roughly 15% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $877 per month in Phitsanulok versus $918 in Cebu – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Phitsanulok gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Phitsanulok is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phitsanulok and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phitsanulok gentler on the wallet – expenses run 5% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.