Last update: Oct 2026

Cost of Living Comparison Between Phitsanulok and Bansko

For one person, living is cheaper in Phitsanulok: $877 a month against $956 in Bansko, rent and utilities included – about $950 less a year. Higher rent and utilities in Bansko outweigh lower spending on other living expenses.

43

Cost of Living Index in Phitsanulok
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Phitsanulok Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

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Phitsanulok

🇹🇭 Thailand

$877

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Phitsanulok and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phitsanulok and in Bansko actually costs, broken down by who's living it.

A single person spends $877 per month in Phitsanulok vs $956 in Bansko, rent included.

Phitsanulok $877
Bansko $956

A couple spends around $1,448 per month in Phitsanulok vs $1,467 in Bansko, rent included.

Phitsanulok $1,448
Bansko $1,467

A family of three spends $2,020 per month in Phitsanulok vs $1,979 in Bansko, rent included.

Phitsanulok $2,020
Bansko $1,979

Phitsanulok is about 8% cheaper than Bansko, and outside of rent the biggest gap is in eating out.

Both Phitsanulok and Bansko are more affordable than the global median – Phitsanulok 35% lower, Bansko 29% lower.

Meal at Budget Restaurant

$2.13 ฿71.1

$8.66 BGN 15.06

-75.40%

Three-Course Dinner for Two, Mid-Range

$19.26 ฿644

$44.94 BGN 78.2

-57.14%

Fast Food Meal (McDonalds, etc)

$5.45 ฿182

$8.78 BGN 15.28

-37.93%

Cappuccino

$1.73 ฿58.0

$2.33 BGN 4.05

-25.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ฿23.37

$1.57 BGN 2.74

-55.41%

Water (0.33 liter bottle)

$0.32 ฿10.66

$0.82 BGN 1.43

-60.98%

Local Beer (0.5 liter draught)

$2.34 ฿78.2

$1.68 BGN 2.92

39.29%

Imported Beer (0.33 liter bottle)

$3.75 ฿125

$1.98 BGN 3.45

89.39%

Milk (1 liter)

$1.96 ฿65.5

$1.73 BGN 3.00

13.29%

White Bread (500g)

$1.46 ฿48.77

$0.80 BGN 1.40

82.50%

Rice (white) (1kg)

$1.36 ฿45.43

$1.44 BGN 2.51

-5.56%

Eggs

$2.19 ฿73.3

$2.36 BGN 4.10

-7.20%

Local Cheese (1kg)

$16.74 ฿559

$9.39 BGN 16.34

78.27%

Chicken Fillets (1kg)

$2.71 ฿90.5

$6.41 BGN 11.15

-57.72%

Beef Round Steak (1kg)

$9.29 ฿311

$8.48 BGN 14.76

9.55%

Apples (1kg)

$2.41 ฿80.6

$1.31 BGN 2.28

83.97%

Banana (1kg)

$0.99 ฿33.24

$1.62 BGN 2.82

-38.89%

Oranges (1kg)

$1.60 ฿53.6

$1.73 BGN 3.01

-7.51%

Tomato (1kg)

$1.45 ฿48.39

$1.94 BGN 3.38

-25.26%

Potato (1kg)

$1.25 ฿41.83

$0.94 BGN 1.63

32.98%

Onion (1kg)

$1.07 ฿35.61

$0.76 BGN 1.32

40.79%

Lettuce (1 head)

$0.75 ฿25.14

$0.55 BGN 0.95

36.36%

Water (1.5 liter bottle)

$0.51 ฿16.95

$0.59 BGN 1.02

-13.56%

Cigarettes 20 Pack (Marlboro, Camel)

$4.34 ฿145

$3.25 BGN 5.66

33.54%

Wine (Bottle)

$17.92 ฿599

$5.20 BGN 9.05

244.62%

Local Beer (0.5 liter bottle)

$1.55 ฿52.0

$1.09 BGN 1.89

42.20%

Imported Beer (0.33 liter bottle)

$2.73 ฿91.1

$1.68 BGN 2.92

62.50%

One-way Ticket (Public Transport)

$0.92 ฿30.59

$0.84 BGN 1.45

9.52%

Public Transport Monthly Pass (Regular Price)

$27.06 BGN 47.09

Taxi Start (Normal Tariff)

$1.20 ฿40.19

$1.34 BGN 2.34

-10.45%

Taxi (Normal Tariff) (1km)

$0.57 ฿18.91

$0.65 BGN 1.14

-12.31%

Taxi 1hour Waiting (Normal Tariff)

$2.36 ฿78.9

$10.06 BGN 17.51

-76.54%

Gasoline (1 liter)

$1.44 ฿48.11

$1.48 BGN 2.57

-2.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.4K ฿682.8K

$29.1K BGN 50.7K

-29.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K ฿883.1K

$20.9K BGN 36.4K

26.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.3 ฿2,048

$92.4 BGN 161

-33.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.06 ฿403

$14.52 BGN 25.26

-16.94%

Internet (50+ Mbps, Unlimited Data)

$20.21 ฿675

$12.32 BGN 21.43

64.04%

Gym Membership (Monthly)

$47.45 ฿1,586

$31.70 BGN 55.2

49.68%

Tennis Court (1 Hour on Weekend)

$14.34 ฿479

$8.53 BGN 14.84

68.11%

Cinema Ticket

$6.62 ฿221

$5.62 BGN 9.78

17.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$769 ฿25.7K

$230 BGN 401

233.83%

International Primary School, 1 Child (Yearly)

$14.9K ฿499.4K

$2,268 BGN 3,947

558.68%

Jeans (Levis 501 Or Similar)

$55.2 ฿1,844

$30.10 BGN 52.4

83.36%

Summer Dress (H&M, Zara, etc)

$24.45 ฿817

$19.62 BGN 34.13

24.62%

Sport Shoes (Adidas, Nike)

$91.4 ฿3,053

$45.86 BGN 79.8

99.24%

Men's Leather Business Shoes

$70.7 ฿2,364

$47.69 BGN 83.0

48.33%

1-bedroom Apartment, City Center (Monthly)

$451 ฿15.1K

$518 BGN 902

-13.06%

1-bedroom Apartment, Outside City Center (Monthly)

$293 ฿9,779

$357 BGN 621

-18.02%

3-bedroom Apartment, City Center (Monthly)

$1,395 ฿46.6K

$614 BGN 1,069

127.04%

3-bedroom Apartment, Outside City Center (Monthly)

$748 ฿25.0K

$569 BGN 990

31.47%

Buy Apartment in City Center (m2)

$1,902 ฿63.6K

$1,191 BGN 2,073

59.65%

Buy Apartment Outside City Center (m2)

$1,597 ฿53.4K

$959 BGN 1,669

66.51%

Average Monthly Net Salary (After Tax)

$481 ฿16.1K

$1,704 BGN 2,965

-71.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

2.99

86.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phitsanulok: October 13, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phitsanulok

$293 33.4%

Bansko

$357 37.3% 22% $64

Groceries & Markets

Phitsanulok

$236 26.9%

Bansko

$192 20.1% 18.6% $44

Clothing & Footwear

Phitsanulok

$109 12.4%

Bansko

$64 6.7% 40.7% $44

Monthly Utilities & Internet

Phitsanulok

$94 10.7%

Bansko

$119 12.5% 27.5% $26

Eating Out

Phitsanulok

$77 8.8%

Bansko

$145 15.2% 87.8% $68

Sport & Entertainment

Phitsanulok

$61 6.9%

Bansko

$43 4.5% 29.2% $18

Getting Around

Phitsanulok

$7.7 * 0.9%

Bansko

$35 3.7% 355% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $451 in Phitsanulok versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 255% higher in Bansko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Phitsanulok versus $45.00 in Bansko. Groceries tell a different story – $236 in Phitsanulok vs $192 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Phitsanulok

🇧🇬 Bansko

🕒 Local time

01:02 1:02 AM

21:02 9:02 PM

4 h behind Phitsanulok

🌤 Weather

👥 Population

66,106

8,000

💱 Currency

Thai Baht THB ฿

Bulgarian Lev BGN лв.

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

Bulgarian Lev exchange rates as of October 17, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phitsanulok Bansko 7,690 km ≈ 10 h nonstop flight

From you

Phitsanulok
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phitsanulok vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $877 in Phitsanulok, $956 in Bansko – roughly 9% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,315 per month in Phitsanulok and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phitsanulok, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $877 in Phitsanulok and $956 in Bansko. That's a gap of about 9%.

Kindergarten costs $769 per month in Phitsanulok and $230 in Bansko. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Phitsanulok, where all-in costs run around $877, than in Bansko at $956. In Phitsanulok it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $877 in Phitsanulok to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Phitsanulok. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.