Last update: Oct 2026

Cost of Living Comparison Between Perast and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,258 in Perast, rent and utilities included – about $4,100 less a year. Rent and utilities account for about half of the difference.

61

Cost of Living Index in Perast
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Perast Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Perast

🇲🇪 Montenegro

$1,258

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Perast and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Perast and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,258 in Perast versus $915 in Cebu.

Perast $1,258
Cebu $915

Estimated couple costs with rent: $1,957 in Perast versus $1,418 in Cebu.

Perast $1,957
Cebu $1,418

Monthly costs for a family of three with rent: $2,655 in Perast versus $1,921 in Cebu.

Perast $2,655
Cebu $1,921

Living in Perast is roughly 38% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Perast 7% lower, Cebu 33% lower.

Meal at Budget Restaurant

$11.01 €9.79

$3.05 ₱192

260.98%

Three-Course Dinner for Two, Mid-Range

$35.56 €31.63

$24.00 ₱1,511

48.17%

Fast Food Meal (McDonalds, etc)

$8.91 €7.92

$3.99 ₱251

123.31%

Cappuccino

$2.20 €1.96

$2.50 ₱157

-12.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.46 €2.19

$1.54 ₱97.1

59.74%

Water (0.33 liter bottle)

$1.46 €1.30

$0.50 ₱31.37

192.00%

Local Beer (0.5 liter draught)

$2.87 €2.55

$1.78 ₱112

61.24%

Imported Beer (0.33 liter bottle)

$3.38 €3.00

$2.17 ₱136

55.76%

Milk (1 liter)

$1.20 €1.07

$2.00 ₱126

-40.00%

White Bread (500g)

$1.01 €0.90

$1.37 ₱86.2

-26.28%

Rice (white) (1kg)

$1.98 €1.76

$1.03 ₱64.9

92.23%

Eggs

$3.10 €2.76

$2.03 ₱128

52.71%

Local Cheese (1kg)

$8.73 €7.77

$10.20 ₱642

-14.41%

Chicken Fillets (1kg)

$7.26 €6.46

$4.45 ₱280

63.15%

Beef Round Steak (1kg)

$12.17 €10.83

$7.67 ₱483

58.67%

Apples (1kg)

$1.34 €1.19

$3.31 ₱208

-59.52%

Banana (1kg)

$1.50 €1.34

$1.46 ₱91.8

2.74%

Oranges (1kg)

$1.62 €1.44

$2.32 ₱146

-30.17%

Tomato (1kg)

$2.29 €2.04

$1.49 ₱94.0

53.69%

Potato (1kg)

$0.92 €0.82

$2.34 ₱147

-60.68%

Onion (1kg)

$1.02 €0.91

$1.94 ₱122

-47.42%

Lettuce (1 head)

$1.51 €1.34

$1.16 ₱73.0

30.17%

Water (1.5 liter bottle)

$0.78 €0.69

$0.68 ₱42.89

14.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.96 €3.53

$2.99 ₱188

32.44%

Wine (Bottle)

$4.38 €3.89

$6.24 ₱393

-29.81%

Local Beer (0.5 liter bottle)

$1.07 €0.96

$1.23 ₱77.3

-13.01%

Imported Beer (0.33 liter bottle)

$1.71 €1.52

$1.73 ₱109

-1.16%

One-way Ticket (Public Transport)

$1.65 €1.47

$0.23 ₱14.36

617.39%

Public Transport Monthly Pass (Regular Price)

$38.32 €34.09

$12.34 ₱777

210.53%

Taxi Start (Normal Tariff)

$0.76 €0.68

$0.79 ₱49.96

-3.80%

Taxi (Normal Tariff) (1km)

$0.75 €0.66

$0.22 ₱13.86

240.91%

Taxi 1hour Waiting (Normal Tariff)

$11.25 €10.00

$4.54 ₱286

147.80%

Gasoline (1 liter)

$1.75 €1.56

$1.32 ₱82.9

32.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K €27.5K

$21.0K ₱1.3M

47.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K €18.8K

$19.4K ₱1.2M

8.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €114

$119 ₱7,464

8.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.17 €11.72

$14.22 ₱896

-7.38%

Internet (50+ Mbps, Unlimited Data)

$31.32 €27.86

$27.47 ₱1,730

14.02%

Gym Membership (Monthly)

$45.90 €40.82

$32.31 ₱2,034

42.06%

Tennis Court (1 Hour on Weekend)

$14.74 €13.11

$6.50 ₱409

126.77%

Cinema Ticket

$6.46 €5.75

$5.40 ₱340

19.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$345 €306

$276 ₱17.4K

24.82%

International Primary School, 1 Child (Yearly)

$7,066 €6,285

$7,866 ₱495.3K

-10.17%

Jeans (Levis 501 Or Similar)

$85.1 €75.7

$49.37 ₱3,108

72.27%

Summer Dress (H&M, Zara, etc)

$34.04 €30.28

$24.58 ₱1,548

38.49%

Sport Shoes (Adidas, Nike)

$72.7 €64.6

$76.6 ₱4,825

-5.18%

Men's Leather Business Shoes

$95.0 €84.5

$58.9 ₱3,706

61.40%

1-bedroom Apartment, City Center (Monthly)

$651 €579

$503 ₱31.7K

29.34%

1-bedroom Apartment, Outside City Center (Monthly)

$457 €407

$305 ₱19.2K

50.14%

3-bedroom Apartment, City Center (Monthly)

$1,277 €1,136

$1,075 ₱67.7K

18.85%

3-bedroom Apartment, Outside City Center (Monthly)

$913 €812

$632 ₱39.8K

44.39%

Buy Apartment in City Center (m2)

$3,319 €2,953

$2,870 ₱180.7K

15.67%

Buy Apartment Outside City Center (m2)

$2,347 €2,088

$1,877 ₱118.2K

25.02%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-30.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Perast: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Perast

$457 36.3%

Cebu

$305 33.3% 33.4% $153

Groceries & Markets

Perast

$213 16.9%

Cebu

$210 22.9% 1.6% $3.3

Eating Out

Perast

$178 14.2%

Cebu

$88 9.6% 50.7% $90

Monthly Utilities & Internet

Perast

$173 13.7%

Cebu

$160 17.5% 7.3% $13

Clothing & Footwear

Perast

$129 10.3%

Cebu

$94 10.3% 27% $35

Sport & Entertainment

Perast

$59 4.7%

Cebu

$43 4.7% 26.7% $16

Getting Around

Perast

$49 3.9%

Cebu

$15 1.7% 69.3% $34

Cost Breakdown

A one-bedroom apartment in the center runs $651 in Perast and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Perast vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $213 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇲🇪 Perast

🇵🇭 Cebu

🕒 Local time

00:36 12:36 AM

06:36 6:36 AM

6 h ahead of Perast

🌤 Weather

👥 Population

350

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Perast Cebu 10,450 km ≈ 14 h nonstop flight

From you

Perast
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Perast vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 38% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,887 in Perast and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $651 in Perast versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,258 per month in Perast versus $915 in Cebu – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 211% less than in Perast. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,258 in Perast, a $1,500 budget is realistic in Cebu but tight or insufficient in Perast. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Perast, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Perast and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 38% less than in Perast. Beyond cost, consider language, visa policies, and how big the international community is in each city.