Last update: Oct 2026

Cost of Living Comparison Between Penshurst, NSW and Hong Kong

For one person, living is cheaper in Penshurst, NSW: $2,478 a month against $3,005 in Hong Kong, rent and utilities included – about $6,300 less a year. Higher rent and utilities in Hong Kong outweigh lower spending on other living expenses.

120

Cost of Living Index in Penshurst, NSW
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Penshurst, NSW Living Index
145

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Penshurst, NSW

🇦🇺 Australia

$2,478

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$3,005

/mo nomad

Monthly Cost of Living

How much you'll spend in Penshurst, NSW and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Penshurst, NSW and in Hong Kong actually costs, broken down by who's living it.

A single person spends $2,478 per month in Penshurst, NSW vs $3,005 in Hong Kong, rent included.

Penshurst, NSW $2,478
Hong Kong $3,005

A couple spends around $3,587 per month in Penshurst, NSW vs $4,643 in Hong Kong, rent included.

Penshurst, NSW $3,587
Hong Kong $4,643

A family of three spends $4,696 per month in Penshurst, NSW vs $6,281 in Hong Kong, rent included.

Penshurst, NSW $4,696
Hong Kong $6,281

Penshurst, NSW is about 18% cheaper than Hong Kong, and outside of rent the biggest gap is in eating out.

Both Penshurst, NSW and Hong Kong sit above the global median – Penshurst, NSW by 83%, Hong Kong by 122%.

Meal at Budget Restaurant

$17.72 A$25.50

$7.80 HK$61.2

127.18%

Three-Course Dinner for Two, Mid-Range

$84.1 A$121

$64.7 HK$508

29.96%

Fast Food Meal (McDonalds, etc)

$10.31 A$14.84

$6.24 HK$48.97

65.22%

Cappuccino

$4.08 A$5.87

$5.01 HK$39.34

-18.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 A$4.16

$1.29 HK$10.12

124.03%

Water (0.33 liter bottle)

$2.24 A$3.22

$1.11 HK$8.74

101.80%

Local Beer (0.5 liter draught)

$7.80 A$11.23

$7.77 HK$61.0

0.39%

Imported Beer (0.33 liter bottle)

$7.43 A$10.70

$6.41 HK$50.3

15.91%

Milk (1 liter)

$1.56 A$2.25

$2.90 HK$22.79

-46.21%

White Bread (500g)

$2.63 A$3.79

$2.33 HK$18.29

12.88%

Rice (white) (1kg)

$2.22 A$3.19

$2.23 HK$17.51

-0.45%

Eggs

$4.96 A$7.14

$3.45 HK$27.04

43.77%

Local Cheese (1kg)

$9.02 A$12.99

$24.96 HK$196

-63.86%

Chicken Fillets (1kg)

$9.17 A$13.20

$8.79 HK$69.0

4.32%

Beef Round Steak (1kg)

$14.85 A$21.37

$17.71 HK$139

-16.15%

Apples (1kg)

$3.85 A$5.53

$4.15 HK$32.59

-7.23%

Banana (1kg)

$2.98 A$4.29

$2.63 HK$20.62

13.31%

Oranges (1kg)

$3.27 A$4.71

$4.54 HK$35.65

-27.97%

Tomato (1kg)

$4.53 A$6.52

$4.09 HK$32.08

10.76%

Potato (1kg)

$2.73 A$3.93

$3.22 HK$25.25

-15.22%

Onion (1kg)

$2.40 A$3.46

$3.26 HK$25.56

-26.38%

Lettuce (1 head)

$2.36 A$3.39

$1.65 HK$12.94

43.03%

Water (1.5 liter bottle)

$1.55 A$2.22

$1.74 HK$13.62

-10.92%

Cigarettes 20 Pack (Marlboro, Camel)

$41.48 A$59.7

$13.45 HK$106

208.40%

Wine (Bottle)

$14.09 A$20.28

$15.16 HK$119

-7.06%

Local Beer (0.5 liter bottle)

$4.78 A$6.87

$1.97 HK$15.44

142.64%

Imported Beer (0.33 liter bottle)

$5.13 A$7.38

$2.22 HK$17.42

131.08%

One-way Ticket (Public Transport)

$2.82 A$4.06

$1.28 HK$10.04

120.31%

Public Transport Monthly Pass (Regular Price)

$81.9 A$118

$90.1 HK$707

-9.08%

Taxi Start (Normal Tariff)

$3.42 A$4.92

$3.67 HK$28.84

-6.81%

Taxi (Normal Tariff) (1km)

$1.58 A$2.27

$1.35 HK$10.60

17.04%

Taxi 1hour Waiting (Normal Tariff)

$39.61 A$57.0

$16.21 HK$127

144.36%

Gasoline (1 liter)

$1.35 A$1.95

$4.20 HK$32.94

-67.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K A$39.0K

$44.9K HK$352.2K

-39.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K A$42.1K

$36.8K HK$288.9K

-20.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 A$293

$238 HK$1,865

-14.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.94 A$40.20

$15.70 HK$123

77.96%

Internet (50+ Mbps, Unlimited Data)

$56.4 A$81.2

$21.91 HK$172

157.55%

Gym Membership (Monthly)

$55.3 A$79.6

$91.1 HK$715

-39.35%

Tennis Court (1 Hour on Weekend)

$17.31 A$24.91

$9.14 HK$71.8

89.39%

Cinema Ticket

$14.86 A$21.39

$12.96 HK$102

14.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,170 A$3,123

$1,172 HK$9,201

85.12%

International Primary School, 1 Child (Yearly)

$20.0K A$28.8K

$22.2K HK$174.2K

-9.99%

Jeans (Levis 501 Or Similar)

$77.5 A$112

$67.9 HK$533

14.13%

Summer Dress (H&M, Zara, etc)

$53.1 A$76.4

$43.57 HK$342

21.90%

Sport Shoes (Adidas, Nike)

$106 A$153

$83.1 HK$652

27.75%

Men's Leather Business Shoes

$120 A$173

$123 HK$963

-1.90%

1-bedroom Apartment, City Center (Monthly)

$1,365 A$1,964

$2,255 HK$17.7K

-39.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,179 A$1,697

$1,752 HK$13.7K

-32.67%

3-bedroom Apartment, City Center (Monthly)

$2,117 A$3,047

$5,173 HK$40.6K

-59.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,782 A$2,565

$3,543 HK$27.8K

-49.69%

Buy Apartment in City Center (m2)

$5,918 A$8,517

$29.3K HK$229.7K

-79.78%

Buy Apartment Outside City Center (m2)

$4,848 A$6,977

$17.5K HK$137.1K

-72.25%

Average Monthly Net Salary (After Tax)

$3,285 HK$25.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

3.79

54.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Penshurst, NSW: October 19, 2026

Last update for Hong Kong: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Penshurst, NSW

$1.2K 47.6%

Hong Kong

$1.8K 58.3% 48.5% $572

Groceries & Markets

Penshurst, NSW

$364 14.7%

Hong Kong

$410 13.7% 12.7% $46

Eating Out

Penshurst, NSW

$296 12%

Hong Kong

$203 6.7% 31.6% $94

Monthly Utilities & Internet

Penshurst, NSW

$288 11.6%

Hong Kong

$275 9.2% 4.4% $13

Clothing & Footwear

Penshurst, NSW

$161 6.5%

Hong Kong

$143 4.8% 11.2% $18

Getting Around

Penshurst, NSW

$105 4.2%

Hong Kong

$106 3.5% 1.1% $1.1

Sport & Entertainment

Penshurst, NSW

$85 3.4%

Hong Kong

$117 3.9% 37.7% $32

Cost Breakdown

A central one-bedroom costs $1,365 in Penshurst, NSW versus $2,255 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $84.0 in Penshurst, NSW versus $65.0 in Hong Kong. Groceries tell a different story – $364 in Penshurst, NSW vs $410 in Hong Kong – so Penshurst, NSW wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Penshurst, NSW

🇭🇰 Hong Kong

🕒 Local time

02:24 2:24 AM

23:24 11:24 PM

3 h behind Penshurst, NSW

🌤 Weather

👥 Population

12,673

1,367,900 Capital

💱 Currency

Australian Dollar AUD $

Hong Kong Dollar HKD $

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

Exchange rates and currency converter

HKD, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 20, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Hong Kong Dollar exchange rates as of October 20, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

USD to AUD in detail →

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Penshurst, NSW Hong Kong 7,370 km ≈ 10 h nonstop flight

From you

Penshurst, NSW
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Penshurst, NSW vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,478 in Penshurst, NSW, $3,005 in Hong Kong – roughly 21% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,717 per month in Penshurst, NSW and $4,508 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Penshurst, NSW, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $84.0 in Penshurst, NSW and $65.0 in Hong Kong. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,478 in Penshurst, NSW and $3,005 in Hong Kong. That's a gap of about 21%.

A $2,500 monthly budget goes further in Penshurst, NSW, where all-in costs run around $2,478, than in Hong Kong at $3,005. In Penshurst, NSW it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $2,478 in Penshurst, NSW to $3,005 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Penshurst, NSW. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.