Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Penshurst, NSW

For one person, living is cheaper in Penshurst, NSW: $2,478 a month against $3,005 in Hong Kong, rent and utilities included – about $6,300 less a year. Higher rent and utilities in Hong Kong outweigh lower spending on other living expenses.

145

Cost of Living Index in Hong Kong
Learn more

Hong Kong Living Index
120

Cost of Living Index in Penshurst, NSW
Learn more

Penshurst, NSW Living Index

Jump to prices

Hong Kong

🇭🇰 Hong Kong (China)

$3,005

/mo nomad

Penshurst, NSW

🇦🇺 Australia

$2,478

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Penshurst, NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Penshurst, NSW actually costs, broken down by who's living it.

A single person spends $3,005 per month in Hong Kong vs $2,478 in Penshurst, NSW, rent included.

Hong Kong $3,005
Penshurst, NSW $2,478

A couple spends around $4,643 per month in Hong Kong vs $3,587 in Penshurst, NSW, rent included.

Hong Kong $4,643
Penshurst, NSW $3,587

A family of three spends $6,281 per month in Hong Kong vs $4,696 in Penshurst, NSW, rent included.

Hong Kong $6,281
Penshurst, NSW $4,696

Hong Kong costs about 21% more than Penshurst, NSW, and outside of rent the biggest gap is in eating out.

Both Hong Kong and Penshurst, NSW sit above the global median – Hong Kong by 122%, Penshurst, NSW by 83%.

Meal at Budget Restaurant

$7.80 HK$61.2

$17.72 A$25.50

-55.98%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$84.1 A$121

-23.05%

Fast Food Meal (McDonalds, etc)

$6.24 HK$48.97

$10.31 A$14.84

-39.48%

Cappuccino

$5.01 HK$39.34

$4.08 A$5.87

22.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 HK$10.12

$2.89 A$4.16

-55.36%

Water (0.33 liter bottle)

$1.11 HK$8.74

$2.24 A$3.22

-50.45%

Local Beer (0.5 liter draught)

$7.77 HK$61.0

$7.80 A$11.23

-0.38%

Imported Beer (0.33 liter bottle)

$6.41 HK$50.3

$7.43 A$10.70

-13.73%

Milk (1 liter)

$2.90 HK$22.79

$1.56 A$2.25

85.90%

White Bread (500g)

$2.33 HK$18.29

$2.63 A$3.79

-11.41%

Rice (white) (1kg)

$2.23 HK$17.51

$2.22 A$3.19

0.45%

Eggs

$3.45 HK$27.04

$4.96 A$7.14

-30.44%

Local Cheese (1kg)

$24.96 HK$196

$9.02 A$12.99

176.72%

Chicken Fillets (1kg)

$8.79 HK$69.0

$9.17 A$13.20

-4.14%

Beef Round Steak (1kg)

$17.71 HK$139

$14.85 A$21.37

19.26%

Apples (1kg)

$4.15 HK$32.59

$3.85 A$5.53

7.79%

Banana (1kg)

$2.63 HK$20.62

$2.98 A$4.29

-11.74%

Oranges (1kg)

$4.54 HK$35.65

$3.27 A$4.71

38.84%

Tomato (1kg)

$4.09 HK$32.08

$4.53 A$6.52

-9.71%

Potato (1kg)

$3.22 HK$25.25

$2.73 A$3.93

17.95%

Onion (1kg)

$3.26 HK$25.56

$2.40 A$3.46

35.83%

Lettuce (1 head)

$1.65 HK$12.94

$2.36 A$3.39

-30.08%

Water (1.5 liter bottle)

$1.74 HK$13.62

$1.55 A$2.22

12.26%

Cigarettes 20 Pack (Marlboro, Camel)

$13.45 HK$106

$41.48 A$59.7

-67.57%

Wine (Bottle)

$15.16 HK$119

$14.09 A$20.28

7.59%

Local Beer (0.5 liter bottle)

$1.97 HK$15.44

$4.78 A$6.87

-58.79%

Imported Beer (0.33 liter bottle)

$2.22 HK$17.42

$5.13 A$7.38

-56.73%

One-way Ticket (Public Transport)

$1.28 HK$10.04

$2.82 A$4.06

-54.61%

Public Transport Monthly Pass (Regular Price)

$90.1 HK$707

$81.9 A$118

9.98%

Taxi Start (Normal Tariff)

$3.67 HK$28.84

$3.42 A$4.92

7.31%

Taxi (Normal Tariff) (1km)

$1.35 HK$10.60

$1.58 A$2.27

-14.56%

Taxi 1hour Waiting (Normal Tariff)

$16.21 HK$127

$39.61 A$57.0

-59.08%

Gasoline (1 liter)

$4.20 HK$32.94

$1.35 A$1.95

211.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K HK$352.2K

$27.1K A$39.0K

65.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.8K HK$288.9K

$29.2K A$42.1K

25.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 HK$1,865

$204 A$293

16.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.70 HK$123

$27.94 A$40.20

-43.81%

Internet (50+ Mbps, Unlimited Data)

$21.91 HK$172

$56.4 A$81.2

-61.17%

Gym Membership (Monthly)

$91.1 HK$715

$55.3 A$79.6

64.87%

Tennis Court (1 Hour on Weekend)

$9.14 HK$71.8

$17.31 A$24.91

-47.20%

Cinema Ticket

$12.96 HK$102

$14.86 A$21.39

-12.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,172 HK$9,201

$2,170 A$3,123

-45.98%

International Primary School, 1 Child (Yearly)

$22.2K HK$174.2K

$20.0K A$28.8K

11.10%

Jeans (Levis 501 Or Similar)

$67.9 HK$533

$77.5 A$112

-12.38%

Summer Dress (H&M, Zara, etc)

$43.57 HK$342

$53.1 A$76.4

-17.96%

Sport Shoes (Adidas, Nike)

$83.1 HK$652

$106 A$153

-21.72%

Men's Leather Business Shoes

$123 HK$963

$120 A$173

1.94%

1-bedroom Apartment, City Center (Monthly)

$2,255 HK$17.7K

$1,365 A$1,964

65.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,752 HK$13.7K

$1,179 A$1,697

48.53%

3-bedroom Apartment, City Center (Monthly)

$5,173 HK$40.6K

$2,117 A$3,047

144.34%

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

$1,782 A$2,565

98.79%

Buy Apartment in City Center (m2)

$29.3K HK$229.7K

$5,918 A$8,517

394.48%

Buy Apartment Outside City Center (m2)

$17.5K HK$137.1K

$4,848 A$6,977

260.40%

Average Monthly Net Salary (After Tax)

$3,285 HK$25.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

5.84

-35.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 17, 2026

Last update for Penshurst, NSW: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.3%

Penshurst, NSW

$1.2K 47.6% 32.7% $572

Groceries & Markets

Hong Kong

$410 13.7%

Penshurst, NSW

$364 14.7% 11.2% $46

Monthly Utilities & Internet

Hong Kong

$275 9.2%

Penshurst, NSW

$288 11.6% 4.6% $13

Eating Out

Hong Kong

$203 6.7%

Penshurst, NSW

$296 12% 46.2% $94

Clothing & Footwear

Hong Kong

$143 4.8%

Penshurst, NSW

$161 6.5% 12.6% $18

Sport & Entertainment

Hong Kong

$117 3.9%

Penshurst, NSW

$85 3.4% 27.4% $32

Getting Around

Hong Kong

$106 3.5%

Penshurst, NSW

$105 4.2% 1.1% $1.1

Cost Breakdown

A central one-bedroom costs $2,255 in Hong Kong versus $1,365 in Penshurst, NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Hong Kong versus $84.0 in Penshurst, NSW. Groceries tell a different story – $410 in Hong Kong vs $364 in Penshurst, NSW – so Penshurst, NSW wins on supermarket bills even if dining out costs more.

Good to know

🇭🇰 Hong Kong

🇦🇺 Penshurst, NSW

🕒 Local time

02:54 2:54 AM

05:54 5:54 AM

3 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

12,673

💱 Currency

Hong Kong Dollar HKD $

Australian Dollar AUD $

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 20, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Australian Dollar exchange rates as of October 20, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to HKD in detail →

On the map

Lowest

Highest

Between locations

Hong Kong Penshurst, NSW 7,370 km ≈ 10 h nonstop flight

From you

Hong Kong
Penshurst, NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Penshurst, NSW: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,005 in Hong Kong, $2,478 in Penshurst, NSW – roughly 21% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,508 per month in Hong Kong and $3,717 in Penshurst, NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Penshurst, NSW, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $84.0 in Penshurst, NSW. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,005 in Hong Kong and $2,478 in Penshurst, NSW. That's a gap of about 21%.

A $2,500 monthly budget goes further in Penshurst, NSW, where all-in costs run around $2,478, than in Hong Kong at $3,005. In Penshurst, NSW it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $2,478 in Penshurst, NSW to $3,005 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Penshurst, NSW. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.