Last update: Oct 2026

Cost of Living Comparison Between Parma and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,858 in Parma, rent and utilities included – about $5,900 less a year. Other living expenses account for most of the difference.

Parma
🇮🇹 Italy
$1,858
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Parma and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Parma and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,858 in Parma versus $1,368 in Ubud, Bali.

  • Parma $1,858
  • Ubud, Bali $1,368

Estimated couple costs with rent: $2,922 in Parma versus $2,314 in Ubud, Bali.

  • Parma $2,922
  • Ubud, Bali $2,314

Monthly costs for a family of three with rent: $3,986 in Parma versus $3,260 in Ubud, Bali.

  • Parma $3,986
  • Ubud, Bali $3,260

Living in Parma is roughly 36% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Parma 38% above, Ubud, Bali 1% above.

Currency
🍽 Eating Out
Parma
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.92 €17.72
$3.33 Rp 59.9K
498.20%
Three-Course Dinner for Two, Mid-Range
$72.5 €64.5
$35.18 Rp 633.2K
106.08%
Fast Food Meal (McDonalds, etc)
$13.65 €12.14
$5.80 Rp 104.5K
135.34%
Cappuccino
$2.24 €1.99
$2.73 Rp 49.1K
-17.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.40 €3.02
$1.64 Rp 29.5K
107.32%
Water (0.33 liter bottle)
$1.62 €1.44
$0.83 Rp 15.0K
95.18%
Local Beer (0.5 liter draught)
$6.19 €5.50
$2.70 Rp 48.6K
129.26%
Imported Beer (0.33 liter bottle)
$6.00 €5.34
$4.30 Rp 77.4K
39.53%
🛒 Groceries & Markets
Parma
Ubud, Bali
Difference
Milk (1 liter)
$1.38 €1.23
$1.50 Rp 27.1K
-8.00%
White Bread (500g)
$2.71 €2.41
$2.30 Rp 41.4K
17.83%
Rice (white) (1kg)
$2.65 €2.36
$1.18 Rp 21.2K
124.58%
Eggs
$4.28 €3.81
$2.14 Rp 38.6K
100.00%
Local Cheese (1kg)
$18.34 €16.32
$17.48 Rp 314.6K
4.92%
Chicken Fillets (1kg)
$12.85 €11.43
$4.03 Rp 72.5K
218.86%
Beef Round Steak (1kg)
$17.07 €15.19
$12.23 Rp 220.1K
39.57%
Apples (1kg)
$2.26 €2.01
$3.55 Rp 63.9K
-36.34%
Banana (1kg)
$1.66 €1.48
$1.57 Rp 28.3K
5.73%
Oranges (1kg)
$1.86 €1.65
$2.24 Rp 40.2K
-16.96%
Tomato (1kg)
$2.47 €2.20
$1.93 Rp 34.7K
27.98%
Potato (1kg)
$1.33 €1.19
$1.88 Rp 33.9K
-29.26%
Onion (1kg)
$1.38 €1.23
$2.29 Rp 41.3K
-39.74%
Lettuce (1 head)
$1.64 €1.45
$0.99 Rp 17.9K
65.66%
Water (1.5 liter bottle)
$0.54 €0.48
$0.53 Rp 9,475
1.89%
Cigarettes 20 Pack (Marlboro, Camel)
$6.78 €6.03
$2.28 Rp 41.1K
197.37%
Wine (Bottle)
$7.71 €6.86
$23.01 Rp 414.2K
-66.49%
Local Beer (0.5 liter bottle)
$1.56 €1.39
$2.34 Rp 42.2K
-33.33%
Imported Beer (0.33 liter bottle)
$1.92 €1.70
$2.91 Rp 52.4K
-34.02%
🚌 Getting Around
Parma
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.85 €1.64
$0.24 Rp 4,315
670.83%
Public Transport Monthly Pass (Regular Price)
$41.06 €36.52
$8.82 Rp 158.7K
365.53%
Taxi Start (Normal Tariff)
$5.68 €5.05
$0.48 Rp 8,684
1083.33%
Taxi (Normal Tariff) (1km)
$1.48 €1.31
$0.46 Rp 8,233
221.74%
Taxi 1hour Waiting (Normal Tariff)
$28.28 €25.15
$5.45 Rp 98.2K
418.90%
Gasoline (1 liter)
$1.95 €1.74
$0.88 Rp 15.9K
121.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K €32.1K
$24.6K Rp 442.2M
46.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.3K €31.4K
$31.2K Rp 561.4M
13.34%
🧾 Monthly Utilities & Internet
Parma
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$236 €210
$83.0 Rp 1.5M
184.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.61 €10.33
$6.45 Rp 116.0K
80.00%
Internet (50+ Mbps, Unlimited Data)
$27.54 €24.50
$18.57 Rp 334.2K
48.30%
🎉 Sport & Entertainment
Parma
Ubud, Bali
Difference
Gym Membership (Monthly)
$62.0 €55.2
$55.8 Rp 1.0M
11.13%
Tennis Court (1 Hour on Weekend)
$26.85 €23.88
$18.11 Rp 326.0K
48.26%
Cinema Ticket
$12.30 €10.94
$4.38 Rp 78.9K
180.82%
🧸 Childcare & Education
Parma
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$560 €498
$493 Rp 8.9M
13.64%
International Primary School, 1 Child (Yearly)
$4,443 €3,952
$5,754 Rp 103.6M
-22.79%
👕👟 Clothing & Footwear
Parma
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$90.9 €80.8
$46.19 Rp 831.4K
96.73%
Summer Dress (H&M, Zara, etc)
$43.60 €38.78
$35.33 Rp 636.0K
23.41%
Sport Shoes (Adidas, Nike)
$95.6 €85.1
$79.1 Rp 1.4M
20.93%
Men's Leather Business Shoes
$166 €148
$78.4 Rp 1.4M
111.72%
🏠 Accommodation & Living
Parma
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$843 €750
$1,142 Rp 20.6M
-26.19%
1-bedroom Apartment, Outside City Center (Monthly)
$639 €569
$676 Rp 12.2M
-5.39%
3-bedroom Apartment, City Center (Monthly)
$1,517 €1,349
$3,503 Rp 63.1M
-56.69%
3-bedroom Apartment, Outside City Center (Monthly)
$1,260 €1,121
$1,700 Rp 30.6M
-25.86%
Buy Apartment in City Center (m2)
$3,439 €3,059
$2,784 Rp 50.1M
23.52%
Buy Apartment Outside City Center (m2)
$2,380 €2,117
$2,241 Rp 40.3M
6.23%
💵 Salaries & Financials
Parma
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,034 €1,809
$165 Rp 3.0M
1136.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.46
13.78
-74.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Parma: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Parma
$639
Ubud, Bali
$676 5.7% $36
Groceries & Markets
Parma
$327
Ubud, Bali
$290 11.2% $37
Eating Out
Parma
$290
Ubud, Bali
$109 62.5% $181
Monthly Utilities & Internet
Parma
$275
Ubud, Bali
$108 60.7% $167
Clothing & Footwear
Parma
$178
Ubud, Bali
$108 39.7% $71
Sport & Entertainment
Parma
$87
Ubud, Bali
$65 25.5% $22
Getting Around
Parma
$62
Ubud, Bali
$13 79.6% $49

Cost Breakdown

A one-bedroom apartment in the center runs $843 in Parma and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Parma pays 1136% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $72.0 in Parma vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $327 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇹 Parma
🇮🇩 Ubud, Bali
🕒 Local time
07:31 7:31 AM
13:31 1:31 PM
6 h ahead of Parma
🌤 Weather
👥 Population
193,315
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Parma Ubud, Bali 11,850 km ≈ 15 h nonstop flight
From you
  • Parma
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Parma vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Parma?
Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 36% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Parma or Ubud, Bali?
Average pay runs 1136% higher in Parma, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Parma and Ubud, Bali?
Rent for a central apartment: $843 in Parma versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $560 in Parma versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Parma and in Ubud, Bali?
Supermarket bills run roughly 13% higher in Parma. For households that cook at home regularly, that difference adds up over a month.
Is $1,000 a realistic budget for living in Parma or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $1,858 in Parma, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Parma. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Parma or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Parma, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Parma or Ubud, Bali?
Safety-wise, Parma and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 36% less than in Parma. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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