Last update: Oct 2026

Cost of Living Comparison Between Panama City and Mogi Mirim

For one person, living is cheaper in Mogi Mirim: $802 a month against $1,857 in Panama City, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

Panama City
🇵🇦 Panama
$1,857
/mo nomad
Mogi Mirim
🇧🇷 Brazil
$802
/mo nomad
Monthly Cost of Living

How much you'll spend in Panama City and in Mogi Mirim

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panama City and in Mogi Mirim actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,857 in Panama City versus $802 in Mogi Mirim.

  • Panama City $1,857
  • Mogi Mirim $802

Estimated couple costs with rent: $2,815 in Panama City versus $1,293 in Mogi Mirim.

  • Panama City $2,815
  • Mogi Mirim $1,293

Monthly costs for a family of three with rent: $3,773 in Panama City versus $1,784 in Mogi Mirim.

  • Panama City $3,773
  • Mogi Mirim $1,784

Living in Panama City is roughly 132% more expensive than in Mogi Mirim, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Panama City is 37% above, Mogi Mirim is 41% below.

Currency
🍽 Eating Out
Panama City
Mogi Mirim
Difference
Meal at Budget Restaurant
$11.68 PAB 11.68
$5.82 R$29.51
100.69%
Three-Course Dinner for Two, Mid-Range
$47.76 PAB 47.76
$30.10 R$153
58.67%
Fast Food Meal (McDonalds, etc)
$8.12 PAB 8.12
$7.21 R$36.54
12.62%
Cappuccino
$4.23 PAB 4.23
$1.07 R$5.42
295.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.92 PAB 1.92
$0.62 R$3.16
209.68%
Water (0.33 liter bottle)
$1.58 PAB 1.58
$0.29 R$1.48
444.83%
Local Beer (0.5 liter draught)
$3.31 PAB 3.31
$1.30 R$6.60
154.62%
Imported Beer (0.33 liter bottle)
$3.98 PAB 3.98
$2.43 R$12.30
63.79%
🛒 Groceries & Markets
Panama City
Mogi Mirim
Difference
Milk (1 liter)
$1.92 PAB 1.92
$0.88 R$4.45
118.18%
White Bread (500g)
$2.63 PAB 2.63
$1.63 R$8.26
61.35%
Rice (white) (1kg)
$3.39 PAB 3.39
$1.14 R$5.77
197.37%
Eggs
$2.67 PAB 2.67
$1.43 R$7.25
86.71%
Local Cheese (1kg)
$12.21 PAB 12.21
$5.88 R$29.79
107.65%
Chicken Fillets (1kg)
$6.91 PAB 6.91
$4.49 R$22.79
53.90%
Beef Round Steak (1kg)
$10.58 PAB 10.58
$6.89 R$34.94
53.56%
Apples (1kg)
$4.16 PAB 4.16
$1.56 R$7.89
166.67%
Banana (1kg)
$1.97 PAB 1.97
$1.58 R$7.99
24.68%
Oranges (1kg)
$4.06 PAB 4.06
$1.02 R$5.18
298.04%
Tomato (1kg)
$4.18 PAB 4.18
$1.02 R$5.17
309.80%
Potato (1kg)
$3.47 PAB 3.47
$1.22 R$6.17
184.43%
Onion (1kg)
$4.26 PAB 4.26
$1.42 R$7.21
200.00%
Lettuce (1 head)
$2.44 PAB 2.44
$0.91 R$4.63
168.13%
Water (1.5 liter bottle)
$1.69 PAB 1.69
$0.57 R$2.87
196.49%
Cigarettes 20 Pack (Marlboro, Camel)
$5.83 PAB 5.83
$2.14 R$10.85
172.43%
Wine (Bottle)
$11.43 PAB 11.43
$8.10 R$41.06
41.11%
Local Beer (0.5 liter bottle)
$1.38 PAB 1.38
$1.06 R$5.36
30.19%
Imported Beer (0.33 liter bottle)
$2.76 PAB 2.76
$2.01 R$10.19
37.31%
🚌 Getting Around
Panama City
Mogi Mirim
Difference
One-way Ticket (Public Transport)
$0.33 PAB 0.33
$0.99 R$5.03
-66.67%
Public Transport Monthly Pass (Regular Price)
$20.63 PAB 20.63
$43.67 R$221
-52.76%
Taxi Start (Normal Tariff)
$2.55 PAB 2.55
$1.32 R$6.71
93.18%
Taxi (Normal Tariff) (1km)
$1.78 PAB 1.78
$1.37 R$6.93
29.93%
Taxi 1hour Waiting (Normal Tariff)
$22.17 PAB 22.17
$9.36 R$47.43
136.86%
Gasoline (1 liter)
$1.24 PAB 1.24
$0.99 R$5.03
25.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K PAB 24.4K
$16.1K R$81.5K
51.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K PAB 21.3K
$30.4K R$154.3K
-30.03%
🧾 Monthly Utilities & Internet
Panama City
Mogi Mirim
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$131 PAB 131
$43.41 R$220
202.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.83 PAB 27.83
$14.24 R$72.2
95.44%
Internet (50+ Mbps, Unlimited Data)
$49.32 PAB 49.32
$11.91 R$60.4
314.11%
🎉 Sport & Entertainment
Panama City
Mogi Mirim
Difference
Gym Membership (Monthly)
$45.69 PAB 45.69
$26.24 R$133
74.12%
Tennis Court (1 Hour on Weekend)
$34.10 PAB 34.10
$28.26 R$143
20.67%
Cinema Ticket
$8.47 PAB 8.47
$5.85 R$29.65
44.79%
🧸 Childcare & Education
Panama City
Mogi Mirim
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$553 PAB 553
$445 R$2,255
24.43%
International Primary School, 1 Child (Yearly)
$9,719 PAB 9,719
$7,578 R$38.4K
28.25%
👕👟 Clothing & Footwear
Panama City
Mogi Mirim
Difference
Jeans (Levis 501 Or Similar)
$66.4 PAB 66.4
$56.0 R$284
18.71%
Summer Dress (H&M, Zara, etc)
$47.39 PAB 47.39
$58.5 R$297
-19.02%
Sport Shoes (Adidas, Nike)
$95.7 PAB 95.7
$95.4 R$484
0.27%
Men's Leather Business Shoes
$113 PAB 113
$84.4 R$428
33.52%
🏠 Accommodation & Living
Panama City
Mogi Mirim
Difference
1-bedroom Apartment, City Center (Monthly)
$1,322 PAB 1,322
$350 R$1,776
277.54%
1-bedroom Apartment, Outside City Center (Monthly)
$874 PAB 874
$245 R$1,242
256.96%
3-bedroom Apartment, City Center (Monthly)
$2,153 PAB 2,153
$682 R$3,456
215.79%
3-bedroom Apartment, Outside City Center (Monthly)
$1,580 PAB 1,580
$468 R$2,374
237.38%
Buy Apartment in City Center (m2)
$3,097 PAB 3,097
$1,730 R$8,768
79.09%
Buy Apartment Outside City Center (m2)
$1,698 PAB 1,698
$1,181 R$5,988
43.76%
💵 Salaries & Financials
Panama City
Mogi Mirim
Difference
Average Monthly Net Salary (After Tax)
$914 PAB 914
$598 R$3,033
52.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.39
8
-20.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City: October 20, 2026

Last update for Mogi Mirim: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Panama City
$874
Mogi Mirim
$245 72% $629
Groceries & Markets
Panama City
$327
Mogi Mirim
$165 49.5% $162
Monthly Utilities & Internet
Panama City
$208
Mogi Mirim
$70 66.6% $139
Eating Out
Panama City
$207
Mogi Mirim
$96 53.6% $111
Clothing & Footwear
Panama City
$145
Mogi Mirim
$132 8.7% $13
Sport & Entertainment
Panama City
$63
Mogi Mirim
$38 39.4% $25
Getting Around
Panama City
$33
Mogi Mirim
$56 66.9% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,322 in Panama City and $350 in Mogi Mirim. Housing cost is often the main lever when comparing two cities.

Panama City pays 53% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $48.00 in Panama City vs $30.00 in Mogi Mirim for a mid-range dinner for two. Groceries echo the gap at $327 vs $165 per month, with Mogi Mirim cheaper across the board.

Good to know
🇵🇦 Panama City
🇧🇷 Mogi Mirim
🕒 Local time
13:02 1:02 PM
15:02 3:02 PM
2 h ahead of Panama City
🌤 Weather
👥 Population
1,086,990 Capital
92,558
💱 Currency
Exchange rates and currency converter

BRL, USD, EUR to PAB – Panamanian Balboa Converter

Panamanian Balboa exchange rates as of October 20, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

Brazilian Real exchange rates as of October 20, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

On the map
Between locations
  • Panama City Mogi Mirim 4,980 km ≈ 7 h nonstop flight
From you
  • Panama City
  • Mogi Mirim

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Panama City vs Mogi Mirim: Cost of Living - Frequently Asked Questions
Is Mogi Mirim cheaper than Panama City?
Mogi Mirim is cheaper overall, especially in groceries, eating out, and clothing. The 132% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Panama City or Mogi Mirim?
Average pay runs 53% higher in Panama City, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Panama City and Mogi Mirim?
Rent for a central apartment: $1,322 in Panama City versus $350 in Mogi Mirim. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Mogi Mirim runs roughly 112% less than in Panama City. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $553 in Panama City versus $445 in Mogi Mirim. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for living in Panama City or in Mogi Mirim?
At $802 in Mogi Mirim versus $1,857 in Panama City, a $1,500 budget is realistic in Mogi Mirim but tight or insufficient in Panama City. The gap between the two cities makes Mogi Mirim the clear choice for anyone on this budget.
Is Panama City or Mogi Mirim more family-friendly?
For families, Mogi Mirim is more practical. Housing and childcare are both notably cheaper than in Panama City, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Mogi Mirim gentler on the wallet – expenses run 132% less than in Panama City. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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