Last update: Oct 2026

Cost of Living Comparison Between Panama City and Guarapuava

For one person, living is cheaper in Guarapuava: $791 a month against $1,855 in Panama City, rent and utilities included – about $12,800 less a year. Rent and utilities account for most of the difference.

90

Cost of Living Index in Panama City
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Panama City Living Index
39

Cost of Living Index in Guarapuava
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Guarapuava Living Index

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Panama City

🇵🇦 Panama

$1,855

/mo nomad

Guarapuava

🇧🇷 Brazil

$791

/mo nomad

Monthly Cost of Living

How much you'll spend in Panama City and in Guarapuava

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panama City and in Guarapuava actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,855 in Panama City versus $791 in Guarapuava.

Panama City $1,855
Guarapuava $791

Estimated couple costs with rent: $2,804 in Panama City versus $1,281 in Guarapuava.

Panama City $2,804
Guarapuava $1,281

Monthly costs for a family of three with rent: $3,753 in Panama City versus $1,770 in Guarapuava.

Panama City $3,753
Guarapuava $1,770

Living in Panama City is roughly 134% more expensive than in Guarapuava, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Panama City is 37% above, Guarapuava is 41% below.

Meal at Budget Restaurant

$11.63 PAB 11.63

$4.93 R$25.01

135.90%

Three-Course Dinner for Two, Mid-Range

$47.92 PAB 47.92

$23.94 R$121

100.17%

Fast Food Meal (McDonalds, etc)

$7.96 PAB 7.96

$7.18 R$36.41

10.86%

Cappuccino

$4.22 PAB 4.22

$2.03 R$10.30

107.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 PAB 2.01

$1.29 R$6.51

55.81%

Water (0.33 liter bottle)

$1.56 PAB 1.56

$0.80 R$4.06

95.00%

Local Beer (0.5 liter draught)

$3.39 PAB 3.39

$1.63 R$8.29

107.98%

Imported Beer (0.33 liter bottle)

$3.94 PAB 3.94

$2.58 R$13.06

52.71%

Milk (1 liter)

$1.85 PAB 1.85

$1.18 R$5.98

56.78%

White Bread (500g)

$2.56 PAB 2.56

$1.31 R$6.65

95.42%

Rice (white) (1kg)

$3.48 PAB 3.48

$1.25 R$6.34

178.40%

Eggs

$2.69 PAB 2.69

$1.77 R$8.97

51.98%

Local Cheese (1kg)

$12.57 PAB 12.57

$7.51 R$38.08

67.38%

Chicken Fillets (1kg)

$6.83 PAB 6.83

$3.76 R$19.06

81.65%

Beef Round Steak (1kg)

$10.58 PAB 10.58

$8.81 R$44.66

20.09%

Apples (1kg)

$4.18 PAB 4.18

$1.76 R$8.92

137.50%

Banana (1kg)

$1.83 PAB 1.83

$0.55 R$2.80

232.73%

Oranges (1kg)

$4.20 PAB 4.20

$0.93 R$4.74

351.61%

Tomato (1kg)

$4.03 PAB 4.03

$1.43 R$7.22

181.82%

Potato (1kg)

$3.48 PAB 3.48

$1.16 R$5.86

200.00%

Onion (1kg)

$4.22 PAB 4.22

$1.07 R$5.44

294.39%

Lettuce (1 head)

$2.41 PAB 2.41

$0.83 R$4.20

190.36%

Water (1.5 liter bottle)

$1.69 PAB 1.69

$0.77 R$3.88

119.48%

Cigarettes 20 Pack (Marlboro, Camel)

$6.14 PAB 6.14

$2.59 R$13.12

137.07%

Wine (Bottle)

$11.30 PAB 11.30

$9.83 R$49.84

14.95%

Local Beer (0.5 liter bottle)

$1.42 PAB 1.42

$2.24 R$11.34

-36.61%

Imported Beer (0.33 liter bottle)

$2.73 PAB 2.73

$2.54 R$12.90

7.48%

One-way Ticket (Public Transport)

$0.33 PAB 0.33

$0.99 R$5.00

-66.67%

Public Transport Monthly Pass (Regular Price)

$21.23 PAB 21.23

$44.81 R$227

-52.62%

Taxi Start (Normal Tariff)

$2.52 PAB 2.52

$1.16 R$5.89

117.24%

Taxi (Normal Tariff) (1km)

$1.86 PAB 1.86

$1.11 R$5.64

67.57%

Taxi 1hour Waiting (Normal Tariff)

$21.78 PAB 21.78

$2.74 R$13.89

694.89%

Gasoline (1 liter)

$1.25 PAB 1.25

$1.06 R$5.39

17.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K PAB 21.2K

$31.5K R$159.6K

-32.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K PAB 21.0K

$33.4K R$169.1K

-36.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 PAB 130

$85.6 R$434

51.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.13 PAB 28.13

$8.97 R$45.45

213.60%

Internet (50+ Mbps, Unlimited Data)

$48.21 PAB 48.21

$23.35 R$118

106.47%

Gym Membership (Monthly)

$45.78 PAB 45.78

$29.76 R$151

53.83%

Tennis Court (1 Hour on Weekend)

$34.92 PAB 34.92

$15.51 R$78.6

125.15%

Cinema Ticket

$8.67 PAB 8.67

$6.11 R$30.96

41.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$544 PAB 544

$210 R$1,067

158.67%

International Primary School, 1 Child (Yearly)

$9,697 PAB 9,697

$3,795 R$19.2K

155.52%

Jeans (Levis 501 Or Similar)

$66.8 PAB 66.8

$33.57 R$170

98.84%

Summer Dress (H&M, Zara, etc)

$49.14 PAB 49.14

$31.50 R$160

56.00%

Sport Shoes (Adidas, Nike)

$93.9 PAB 93.9

$118 R$596

-20.23%

Men's Leather Business Shoes

$112 PAB 112

$98.2 R$498

13.59%

1-bedroom Apartment, City Center (Monthly)

$1,257 PAB 1,257

$234 R$1,186

437.34%

1-bedroom Apartment, Outside City Center (Monthly)

$875 PAB 875

$161 R$814

444.67%

3-bedroom Apartment, City Center (Monthly)

$2,155 PAB 2,155

$578 R$2,929

273.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,564 PAB 1,564

$415 R$2,103

276.90%

Buy Apartment in City Center (m2)

$3,122 PAB 3,122

$1,733 R$8,786

80.14%

Buy Apartment Outside City Center (m2)

$1,709 PAB 1,709

$596 R$3,022

186.76%

Average Monthly Net Salary (After Tax)

$916 PAB 916

$499 R$2,529

83.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

10.5

-39.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City: October 10, 2026

Last update for Guarapuava: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panama City

$875 47.2%

Guarapuava

$161 20.3% 81.6% $714

Groceries & Markets

Panama City

$325 17.5%

Guarapuava

$182 23% 44.1% $143

Eating Out

Panama City

$207 11.1%

Guarapuava

$107 13.5% 48.2% $100

Monthly Utilities & Internet

Panama City

$206 11.1%

Guarapuava

$118 14.9% 42.8% $88

Clothing & Footwear

Panama City

$145 7.8%

Guarapuava

$126 16% 12.6% $18

Sport & Entertainment

Panama City

$63 3.4%

Guarapuava

$42 5.3% 33.5% $21

Getting Around

Panama City

$34 1.9%

Guarapuava

$55 7% 61.3% $21

Cost Breakdown

A one-bedroom apartment in the center runs $1,257 in Panama City and $234 in Guarapuava. Housing cost is often the main lever when comparing two cities.

Panama City pays 84% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $48.00 in Panama City vs $24.00 in Guarapuava for a mid-range dinner for two. Groceries echo the gap at $325 vs $182 per month, with Guarapuava cheaper across the board.

Good to know

🇵🇦 Panama City

🇧🇷 Guarapuava

🕒 Local time

17:12 5:12 PM

19:12 7:12 PM

2 h ahead of Panama City

🌤 Weather

👥 Population

1,086,990 Capital

182,093

💱 Currency

Panamanian Balboa PAB B/.

Brazilian Real BRL R$

📈 Exchange rate

1 PAB = 1 USD

1 PAB = 0.89 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to PAB – Panamanian Balboa Converter

🇺🇸 United States Dollar ($)

🇵🇦 Panamanian Balboa (B/.)

Panamanian Balboa exchange rates as of October 18, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

Brazilian Real exchange rates as of October 18, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to PAB in detail →

On the map

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Highest

Between locations

Panama City Guarapuava 4,880 km ≈ 7 h nonstop flight

From you

Panama City
Guarapuava

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panama City vs Guarapuava: Cost of Living - Frequently Asked Questions

Guarapuava wins on cost – living expenses run 134% lower than in Panama City. Housing and daily spending are where you'll feel the difference most, making Guarapuava the obvious pick if budget is a priority.

Average pay runs 84% higher in Panama City, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,257 in Panama City versus $234 in Guarapuava. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $544 in Panama City versus $210 in Guarapuava. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 79% higher in Panama City. For households that cook at home regularly, that difference adds up over a month.

At $791 in Guarapuava versus $1,855 in Panama City, a $1,000 budget is realistic in Guarapuava but tight or insufficient in Panama City. The gap between the two cities makes Guarapuava the clear choice for anyone on this budget.

Both work as nomad bases, but Guarapuava delivers better value – similar infrastructure at $791 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Guarapuava hard to pass up.

Expats usually find Guarapuava gentler on the wallet – expenses run 134% less than in Panama City. Beyond cost, consider language, visa policies, and how big the international community is in each city.