Last update: Oct 2026

Cost of Living Comparison Between Panama City and Cachoeirinha

For one person, living is cheaper in Cachoeirinha: $877 a month against $1,857 in Panama City, rent and utilities included – about $11,800 less a year. Rent and utilities account for most of the difference.

90

Cost of Living Index in Panama City
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Panama City Living Index
43

Cost of Living Index in Cachoeirinha
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Cachoeirinha Living Index

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Panama City

🇵🇦 Panama

$1,857

/mo nomad

Cachoeirinha

🇧🇷 Brazil

$877

/mo nomad

Monthly Cost of Living

How much you'll spend in Panama City and in Cachoeirinha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panama City and in Cachoeirinha actually costs, broken down by who's living it.

A single person spends $1,857 per month in Panama City vs $877 in Cachoeirinha, rent included.

Panama City $1,857
Cachoeirinha $877

A couple spends around $2,815 per month in Panama City vs $1,376 in Cachoeirinha, rent included.

Panama City $2,815
Cachoeirinha $1,376

A family of three spends $3,773 per month in Panama City vs $1,876 in Cachoeirinha, rent included.

Panama City $3,773
Cachoeirinha $1,876

Panama City costs about 112% more than Cachoeirinha, and outside of rent the biggest gap is in groceries.

Panama City sits 37% above the global median, while Cachoeirinha is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.68 PAB 11.68

$4.54 R$23.00

157.27%

Three-Course Dinner for Two, Mid-Range

$47.76 PAB 47.76

$20.23 R$103

136.09%

Fast Food Meal (McDonalds, etc)

$8.12 PAB 8.12

$4.37 R$22.15

85.81%

Cappuccino

$4.23 PAB 4.23

$2.06 R$10.43

105.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 PAB 1.92

$0.63 R$3.19

204.76%

Water (0.33 liter bottle)

$1.58 PAB 1.58

$0.44 R$2.22

259.09%

Local Beer (0.5 liter draught)

$3.31 PAB 3.31

$1.85 R$9.38

78.92%

Imported Beer (0.33 liter bottle)

$3.98 PAB 3.98

$2.94 R$14.89

35.37%

Milk (1 liter)

$1.92 PAB 1.92

$0.99 R$5.02

93.94%

White Bread (500g)

$2.63 PAB 2.63

$1.68 R$8.52

56.55%

Rice (white) (1kg)

$3.39 PAB 3.39

$1.10 R$5.55

208.18%

Eggs

$2.67 PAB 2.67

$2.49 R$12.63

7.23%

Local Cheese (1kg)

$12.21 PAB 12.21

$10.15 R$51.4

20.30%

Chicken Fillets (1kg)

$6.91 PAB 6.91

$4.97 R$25.22

39.03%

Beef Round Steak (1kg)

$10.58 PAB 10.58

$10.00 R$50.7

5.80%

Apples (1kg)

$4.16 PAB 4.16

$2.39 R$12.12

74.06%

Banana (1kg)

$1.97 PAB 1.97

$1.50 R$7.60

31.33%

Oranges (1kg)

$4.06 PAB 4.06

$1.37 R$6.96

196.35%

Tomato (1kg)

$4.18 PAB 4.18

$1.68 R$8.52

148.81%

Potato (1kg)

$3.47 PAB 3.47

$1.21 R$6.14

186.78%

Onion (1kg)

$4.26 PAB 4.26

$1.08 R$5.49

294.44%

Lettuce (1 head)

$2.44 PAB 2.44

$0.94 R$4.74

159.57%

Water (1.5 liter bottle)

$1.69 PAB 1.69

$0.82 R$4.16

106.10%

Cigarettes 20 Pack (Marlboro, Camel)

$5.83 PAB 5.83

$2.51 R$12.73

132.27%

Wine (Bottle)

$11.43 PAB 11.43

$7.85 R$39.79

45.61%

Local Beer (0.5 liter bottle)

$1.38 PAB 1.38

$1.18 R$5.99

16.95%

Imported Beer (0.33 liter bottle)

$2.76 PAB 2.76

$2.20 R$11.14

25.45%

One-way Ticket (Public Transport)

$0.33 PAB 0.33

$1.01 R$5.11

-67.33%

Public Transport Monthly Pass (Regular Price)

$20.63 PAB 20.63

$43.44 R$220

-52.51%

Taxi Start (Normal Tariff)

$2.55 PAB 2.55

$1.28 R$6.51

99.22%

Taxi (Normal Tariff) (1km)

$1.78 PAB 1.78

$0.82 R$4.14

117.07%

Taxi 1hour Waiting (Normal Tariff)

$22.17 PAB 22.17

$8.26 R$41.90

168.40%

Gasoline (1 liter)

$1.24 PAB 1.24

$1.34 R$6.78

-7.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K PAB 24.4K

$23.6K R$119.5K

3.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K PAB 21.3K

$34.3K R$173.7K

-37.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 PAB 131

$76.5 R$388

71.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.83 PAB 27.83

$12.62 R$64.0

120.52%

Internet (50+ Mbps, Unlimited Data)

$49.32 PAB 49.32

$21.74 R$110

126.86%

Gym Membership (Monthly)

$45.69 PAB 45.69

$26.41 R$134

73.00%

Tennis Court (1 Hour on Weekend)

$34.10 PAB 34.10

$27.65 R$140

23.33%

Cinema Ticket

$8.47 PAB 8.47

$7.53 R$38.16

12.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$553 PAB 553

$275 R$1,392

101.56%

International Primary School, 1 Child (Yearly)

$9,719 PAB 9,719

$7,175 R$36.4K

35.45%

Jeans (Levis 501 Or Similar)

$66.4 PAB 66.4

$50.8 R$257

30.89%

Summer Dress (H&M, Zara, etc)

$47.39 PAB 47.39

$59.4 R$301

-20.25%

Sport Shoes (Adidas, Nike)

$95.7 PAB 95.7

$102 R$519

-6.53%

Men's Leather Business Shoes

$113 PAB 113

$80.6 R$409

39.75%

1-bedroom Apartment, City Center (Monthly)

$1,322 PAB 1,322

$357 R$1,809

270.51%

1-bedroom Apartment, Outside City Center (Monthly)

$874 PAB 874

$240 R$1,217

264.16%

3-bedroom Apartment, City Center (Monthly)

$2,153 PAB 2,153

$663 R$3,359

224.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,580 PAB 1,580

$475 R$2,406

232.96%

Buy Apartment in City Center (m2)

$3,097 PAB 3,097

$1,714 R$8,690

80.69%

Buy Apartment Outside City Center (m2)

$1,698 PAB 1,698

$1,202 R$6,092

41.29%

Average Monthly Net Salary (After Tax)

$914 PAB 914

$631 R$3,199

44.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

11.5

-44.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City: October 20, 2026

Last update for Cachoeirinha: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panama City

$874 47.1%

Cachoeirinha

$240 27.4% 72.5% $634

Groceries & Markets

Panama City

$327 17.6%

Cachoeirinha

$207 23.6% 36.7% $120

Monthly Utilities & Internet

Panama City

$208 11.2%

Cachoeirinha

$111 12.6% 46.8% $98

Eating Out

Panama City

$207 11.2%

Cachoeirinha

$93 10.7% 54.9% $114

Clothing & Footwear

Panama City

$145 7.8%

Cachoeirinha

$132 15% 9% $13

Sport & Entertainment

Panama City

$63 3.4%

Cachoeirinha

$41 4.7% 33.8% $21

Getting Around

Panama City

$33 1.8%

Cachoeirinha

$53 6% 58% $19

Cost Breakdown

A central one-bedroom costs $1,322 in Panama City versus $357 in Cachoeirinha. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 45% higher in Panama City, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48.00 in Panama City versus $20.00 in Cachoeirinha. Monthly groceries follow the same trend: $327 vs $207 – making Cachoeirinha the more affordable choice for daily food spending.

Good to know

🇵🇦 Panama City

🇧🇷 Cachoeirinha

🕒 Local time

16:50 4:50 PM

18:50 6:50 PM

2 h ahead of Panama City

🌤 Weather

👥 Population

1,086,990 Capital

136,258

💱 Currency

Panamanian Balboa PAB B/.

Brazilian Real BRL R$

📈 Exchange rate

1 PAB = 1 USD

1 PAB = 0.89 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to PAB – Panamanian Balboa Converter

🇺🇸 United States Dollar ($)

🇵🇦 Panamanian Balboa (B/.)

Panamanian Balboa exchange rates as of October 21, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

Brazilian Real exchange rates as of October 21, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to PAB in detail →

On the map

Lowest

Highest

Between locations

Panama City Cachoeirinha 5,290 km ≈ 7 h nonstop flight

From you

Panama City
Cachoeirinha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panama City vs Cachoeirinha: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,857 in Panama City, $877 in Cachoeirinha – roughly 112% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,786 per month in Panama City and $1,316 in Cachoeirinha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cachoeirinha, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $553 per month in Panama City and $275 in Cachoeirinha. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 58% more in Panama City, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Cachoeirinha, where all-in costs run around $877, than in Panama City at $1,857. In Cachoeirinha it covers expenses comfortably, while in Panama City it requires careful planning or may not stretch far enough.

It depends on your priorities. Panama City has an edge in some lifestyle areas, with costs from $877 in Cachoeirinha to $1,857 in Panama City. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Cachoeirinha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panama City makes more sense. Both are solid long-term options with distinct trade-offs.