Cost of Living Comparison Between Panama City, FL and Ubud Cost of Living Comparison Between Panama City, FL and Ubud

😐 Solo nomad: Panama City, FL is 117.5% more expensive than Ubud without rent, and 277.1% more expensive with rent.

😐 Family of 3: Panama City, FL is 84.7% more expensive than Ubud without rent, and 190.5% more expensive with rent.

Meal at Budget Restaurant

$18.66 $18.66

$3 Rp 48.8K

522.00%

Three-Course Dinner for Two, Mid-Range

$54.1 $54.1

$12.52 Rp 203.2K

332.19%

Fast Food Meal (McDonalds, etc)

$10.32 $10.32

$3.18 Rp 51.6K

224.53%

Cappuccino

$4.9 $4.9

$2.21 Rp 35.9K

121.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.68 $2.68

$1.1 Rp 17.9K

143.64%

Water (0.33 liter bottle)

$2.12 $2.12

$0.26 Rp 4,217

715.38%

Local Beer (0.5 liter draught)

$5.11 $5.11

$2.5 Rp 40.5K

104.40%

Imported Beer (0.33 liter bottle)

$6.65 $6.65

$3.2 Rp 51.9K

107.81%

Milk (1 liter)

$0.93 $0.93

$1.49 Rp 24.2K

-37.58%

White Bread (500g)

$3.19 $3.19

$1.67 Rp 27K

91.02%

Rice (white) (1kg)

$2.59 $2.59

$1.14 Rp 18.5K

127.19%

Eggs

$3.18 $3.18

$2.27 Rp 36.9K

40.09%

Local Cheese (1kg)

$10.82 $10.82

$13.94 Rp 226.3K

-22.38%

Chicken Fillets (1kg)

$11.6 $11.6

$4 Rp 64.8K

190.00%

Beef Round Steak (1kg)

$14.9 $14.9

$11.3 Rp 183.4K

31.86%

Apples (1kg)

$3.46 $3.46

$3.6 Rp 58.4K

-3.89%

Banana (1kg)

$1.57 $1.57

$1.53 Rp 24.8K

2.61%

Oranges (1kg)

$2.88 $2.88

$2.65 Rp 43K

8.68%

Tomato (1kg)

$4.17 $4.17

$1.38 Rp 22.4K

202.17%

Potato (1kg)

$3.17 $3.17

$1.58 Rp 25.6K

100.63%

Onion (1kg)

$2.74 $2.74

$2.16 Rp 35.1K

26.85%

Lettuce (1 head)

$2.12 $2.12

$1.04 Rp 16.9K

103.85%

Water (1.5 liter bottle)

$1.95 $1.95

$0.56 Rp 9,114

248.21%

Cigarettes 20 Pack (Marlboro, Camel)

$8.21 $8.21

$2.23 Rp 36.3K

268.16%

Wine (Bottle)

$9.13 $9.13

$14.98 Rp 243.2K

-39.05%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.43 Rp 39.5K

-27.98%

Imported Beer (0.33 liter bottle)

$3.15 $3.15

$2.64 Rp 42.8K

19.32%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.32 Rp 5,203

365.62%

Public Transport Monthly Pass (Regular Price)

$132 $132

$10.12 Rp 164.3K

1208.50%

Taxi Start (Normal Tariff)

$2.43 $2.43

$0.49 Rp 7,888

395.92%

Taxi (Normal Tariff) (1km)

$1.51 $1.51

$0.34 Rp 5,573

344.12%

Taxi 1hour Waiting (Normal Tariff)

$25.81 $25.81

$6.04 Rp 98K

327.32%

Gasoline (1 liter)

$0.81 $0.81

$0.73 Rp 11.9K

10.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.6K $22.6K

$26.2K Rp 425.6M

-13.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$31.9K Rp 518.5M

-22.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 $221

$62.6 Rp 1M

253.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.87 $42.87

$4.1 Rp 66.6K

945.61%

Internet (50+ Mbps, Unlimited Data)

$66.5 $66.5

$24.32 Rp 394.7K

173.44%

Gym Membership (Monthly)

$39.64 $39.64

$22.6 Rp 366.9K

75.40%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

Cinema Ticket

$13.13 $13.13

$3.29 Rp 53.4K

299.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$529 $529

$93.2 Rp 1.5M

467.08%

International Primary School, 1 Child (Yearly)

$8,103 $8,103

$6,098 Rp 99M

32.88%

Jeans (Levis 501 Or Similar)

$38.64 $38.64

$52.8 Rp 857.4K

-26.85%

Summer Dress (H&M, Zara, etc)

$42.44 $42.44

$24.84 Rp 403.3K

70.85%

Sport Shoes (Adidas, Nike)

$59.1 $59.1

$85.2 Rp 1.4M

-30.69%

Men's Leather Business Shoes

$75 $75

$72.5 Rp 1.2M

3.53%

1-bedroom Apartment, City Center (Monthly)

$1,675 $1,675

$259 Rp 4.2M

547.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,492 $1,492

$159 Rp 2.6M

839.25%

3-bedroom Apartment, City Center (Monthly)

$2,308 $2,308

$578 Rp 9.4M

299.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,783 $1,783

$336 Rp 5.5M

430.61%

Buy Apartment in City Center (m2)

$3,593 $3,593

$1,000 Rp 16.2M

259.18%

Buy Apartment Outside City Center (m2)

$3,594 $3,594

$860 Rp 14M

317.64%

Average Monthly Net Salary (After Tax)

$3,977 $3,977

$182 Rp 3M

2079.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

13.28

-51.58%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City, FL: October 27, 2025

Last update for Ubud: October 29, 2025

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