Cost of Living Comparison Between Panama City, FL and Chiang Mai Cost of Living Comparison Between Panama City, FL and Chiang Mai

😐 Solo nomad: Panama City, FL is 72% more expensive than Chiang Mai without rent, and 214.6% more expensive with rent.

😐 Family of 3: Panama City, FL is 76.2% more expensive than Chiang Mai without rent, and 149.3% more expensive with rent.

Meal at Budget Restaurant

$18.47 $18.47

$2.01 ฿64.4

818.91%

Three-Course Dinner for Two, Mid-Range

$55.2 $55.2

$18.23 ฿583

202.80%

Fast Food Meal (McDonalds, etc)

$10.70 $10.70

$7.65 ฿244

39.87%

Cappuccino

$4.82 $4.82

$1.92 ฿61.3

151.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 $2.61

$0.84 ฿26.90

210.71%

Water (0.33 liter bottle)

$2.16 $2.16

$0.36 ฿11.39

500.00%

Local Beer (0.5 liter draught)

$5.05 $5.05

$2.19 ฿70.0

130.59%

Imported Beer (0.33 liter bottle)

$6.81 $6.81

$3.79 ฿121

79.68%

Milk (1 liter)

$0.92 $0.92

$1.64 ฿52.4

-43.90%

White Bread (500g)

$3.23 $3.23

$1.62 ฿51.8

99.38%

Rice (white) (1kg)

$2.53 $2.53

$1.15 ฿36.88

120.00%

Eggs

$3.24 $3.24

$1.94 ฿62.0

67.01%

Local Cheese (1kg)

$10.84 $10.84

$15.94 ฿510

-31.99%

Chicken Fillets (1kg)

$11.53 $11.53

$3.10 ฿99.2

271.94%

Beef Round Steak (1kg)

$14.89 $14.89

$11.07 ฿354

34.51%

Apples (1kg)

$3.48 $3.48

$2.71 ฿86.5

28.41%

Banana (1kg)

$1.51 $1.51

$1.18 ฿37.69

27.97%

Oranges (1kg)

$2.87 $2.87

$1.71 ฿54.5

67.84%

Tomato (1kg)

$4.21 $4.21

$1.61 ฿51.3

161.49%

Potato (1kg)

$3.19 $3.19

$1.39 ฿44.53

129.50%

Onion (1kg)

$2.85 $2.85

$1.15 ฿36.70

147.83%

Lettuce (1 head)

$2.04 $2.04

$0.71 ฿22.76

187.32%

Water (1.5 liter bottle)

$1.93 $1.93

$0.55 ฿17.60

250.91%

Cigarettes 20 Pack (Marlboro, Camel)

$8.20 $8.20

$4.57 ฿146

79.43%

Wine (Bottle)

$13.37 $13.37

$18.87 ฿603

-29.15%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$1.82 ฿58.2

-6.04%

Imported Beer (0.33 liter bottle)

$3.12 $3.12

$3.21 ฿103

-2.80%

One-way Ticket (Public Transport)

$1.46 $1.46

$0.88 ฿28.16

65.91%

Public Transport Monthly Pass (Regular Price)

$133 $133

$18.89 ฿604

606.03%

Taxi Start (Normal Tariff)

$2.45 $2.45

$1.41 ฿45.17

73.76%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.30 ฿41.59

16.92%

Taxi 1hour Waiting (Normal Tariff)

$25.74 $25.74

$8.20 ฿262

213.90%

Gasoline (1 liter)

$0.87 $0.87

$1.23 ฿39.18

-29.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K $23.1K

$21.2K ฿677.0K

9.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K $24.5K

$22.3K ฿713.3K

9.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 $222

$69.9 ฿2,234

217.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.83 $42.83

$14.07 ฿450

204.41%

Internet (50+ Mbps, Unlimited Data)

$66.3 $66.3

$17.70 ฿566

274.35%

Gym Membership (Monthly)

$40.42 $40.42

$41.41 ฿1,324

-2.39%

Tennis Court (1 Hour on Weekend)

$6.69 ฿214

Cinema Ticket

$13.17 $13.17

$5.74 ฿184

129.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$518 $518

$299 ฿9,566

73.01%

International Primary School, 1 Child (Yearly)

$7,866 $7,866

$15.0K ฿479.8K

-47.59%

Jeans (Levis 501 Or Similar)

$39.78 $39.78

$54.8 ฿1,753

-27.44%

Summer Dress (H&M, Zara, etc)

$42.93 $42.93

$26.35 ฿842

62.92%

Sport Shoes (Adidas, Nike)

$60.5 $60.5

$84.7 ฿2,706

-28.54%

Men's Leather Business Shoes

$73.7 $73.7

$69.7 ฿2,229

5.74%

1-bedroom Apartment, City Center (Monthly)

$1,718 $1,718

$427 ฿13.6K

302.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,528 $1,528

$241 ฿7,697

534.63%

3-bedroom Apartment, City Center (Monthly)

$2,337 $2,337

$811 ฿25.9K

188.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,795 $1,795

$498 ฿15.9K

260.10%

Buy Apartment in City Center (m2)

$3,612 $3,612

$2,022 ฿64.7K

78.60%

Buy Apartment Outside City Center (m2)

$3,630 $3,630

$1,524 ฿48.7K

138.23%

Average Monthly Net Salary (After Tax)

$4,020 $4,020

$639 ฿20.4K

528.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

28.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City, FL: April 13, 2026

Last update for Chiang Mai: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panama City, FL vs other spots: cost of living compared

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