Cost of Living Comparison Between Panaji and Ubud, Bali Cost of Living Comparison Between Panaji and Ubud, Bali

🙂 Solo nomad: Panaji is 49.2% cheaper than Ubud, Bali without rent, and 66% cheaper with rent.

🙂 Family of 3: Panaji is 52.1% cheaper than Ubud, Bali without rent, and 72% cheaper with rent.

Meal at Budget Restaurant

$3.41 ₹310

$3.43 Rp 58.1K

-0.58%

Three-Course Dinner for Two, Mid-Range

$17.62 ₹1,599

$32.70 Rp 553.4K

-46.12%

Fast Food Meal (McDonalds, etc)

$3.86 ₹350

$5.04 Rp 85.2K

-23.41%

Cappuccino

$2.15 ₹195

$2.85 Rp 48.2K

-24.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₹44.05

$1.34 Rp 22.8K

-63.43%

Water (0.33 liter bottle)

$0.20 ₹18.15

$0.75 Rp 12.6K

-73.33%

Local Beer (0.5 liter draught)

$1.19 ₹108

$2.90 Rp 49.1K

-58.97%

Imported Beer (0.33 liter bottle)

$1.98 ₹180

$3.94 Rp 66.7K

-49.75%

Milk (1 liter)

$0.78 ₹70.6

$1.80 Rp 30.5K

-56.67%

White Bread (500g)

$0.51 ₹46.28

$2.55 Rp 43.2K

-80.00%

Rice (white) (1kg)

$0.78 ₹71.0

$1.19 Rp 20.2K

-34.45%

Eggs

$0.99 ₹89.6

$2.42 Rp 40.9K

-59.09%

Local Cheese (1kg)

$5.73 ₹520

$14.38 Rp 243.4K

-60.15%

Chicken Fillets (1kg)

$3.88 ₹352

$4.21 Rp 71.2K

-7.84%

Beef Round Steak (1kg)

$11.88 Rp 201.0K

Apples (1kg)

$2.58 ₹234

$3.71 Rp 62.8K

-30.46%

Banana (1kg)

$0.92 ₹83.3

$1.56 Rp 26.4K

-41.03%

Oranges (1kg)

$1.33 ₹121

$2.77 Rp 46.9K

-51.99%

Tomato (1kg)

$0.62 ₹56.2

$2.22 Rp 37.6K

-72.07%

Potato (1kg)

$0.42 ₹38.19

$1.99 Rp 33.8K

-78.89%

Onion (1kg)

$0.45 ₹40.64

$2.29 Rp 38.8K

-80.35%

Lettuce (1 head)

$0.91 ₹82.4

$1.01 Rp 17.1K

-9.90%

Water (1.5 liter bottle)

$0.37 ₹33.96

$0.78 Rp 13.3K

-52.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₹269

$3.17 Rp 53.6K

-6.31%

Wine (Bottle)

$7.90 ₹717

$23.70 Rp 401.1K

-66.67%

Local Beer (0.5 liter bottle)

$1.02 ₹92.5

$2.78 Rp 47.0K

-63.31%

Imported Beer (0.33 liter bottle)

$3.57 ₹324

$2.75 Rp 46.5K

29.82%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.73 ₹429

One-way Ticket (Public Transport)

$0.18 ₹16.15

$0.27 Rp 4,514

-33.33%

Public Transport Monthly Pass (Regular Price)

$6.92 ₹628

$8.14 Rp 137.7K

-14.99%

Taxi Start (Normal Tariff)

$0.46 ₹41.82

$0.45 Rp 7,609

2.22%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,192

Taxi 1hour Waiting (Normal Tariff)

$1.47 ₹134

$6.18 Rp 104.6K

-76.21%

Gasoline (1 liter)

$1.14 ₹103

$0.80 Rp 13.5K

42.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.8K ₹983.0K

$26.2K Rp 443.1M

-58.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K ₹2.2M

$31.6K Rp 534.8M

-22.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.19 ₹2,105

$80.7 Rp 1.4M

-71.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.27 ₹387

$4.12 Rp 69.8K

3.64%

Internet (50+ Mbps, Unlimited Data)

$9.84 ₹893

$23.70 Rp 401.0K

-58.48%

Gym Membership (Monthly)

$34.59 ₹3,139

$96.9 Rp 1.6M

-64.29%

Tennis Court (1 Hour on Weekend)

$3.47 ₹315

$6.29 Rp 106.4K

-44.83%

Cinema Ticket

$3.12 ₹283

$4.11 Rp 69.5K

-24.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$60.1 ₹5,450

$298 Rp 5.0M

-79.87%

International Primary School, 1 Child (Yearly)

$1,631 ₹148.0K

$6,540 Rp 110.7M

-75.06%

Jeans (Levis 501 Or Similar)

$41.35 ₹3,753

$53.4 Rp 904.2K

-22.61%

Summer Dress (H&M, Zara, etc)

$29.47 ₹2,674

$38.33 Rp 648.6K

-23.12%

Sport Shoes (Adidas, Nike)

$23.58 ₹2,140

$86.4 Rp 1.5M

-72.70%

Men's Leather Business Shoes

$17.36 ₹1,576

$78.9 Rp 1.3M

-78.00%

1-bedroom Apartment, City Center (Monthly)

$197 ₹17.9K

$1,015 Rp 17.2M

-80.60%

1-bedroom Apartment, Outside City Center (Monthly)

$149 ₹13.5K

$669 Rp 11.3M

-77.78%

3-bedroom Apartment, City Center (Monthly)

$392 ₹35.6K

$3,348 Rp 56.7M

-88.28%

3-bedroom Apartment, Outside City Center (Monthly)

$289 ₹26.2K

$2,114 Rp 35.8M

-86.32%

Buy Apartment in City Center (m2)

$954 ₹86.6K

$3,020 Rp 51.1M

-68.41%

Buy Apartment Outside City Center (m2)

$710 ₹64.5K

$2,334 Rp 39.5M

-69.56%

Average Monthly Net Salary (After Tax)

$202 ₹18.3K

$178 Rp 3.0M

13.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

13.28

-27.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: January 10, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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