Cost of Living Comparison Between Panaji and Ubud, Bali Cost of Living Comparison Between Panaji and Ubud, Bali

🙂 Solo nomad: Panaji is 47.4% cheaper than Ubud, Bali without rent, and 33.5% cheaper with rent.

🙂 Family of 3: Panaji is 39.2% cheaper than Ubud, Bali without rent, and 30.7% cheaper with rent.

Meal at Budget Restaurant

$3.47 ₹310

$2.91 Rp 48.4K

19.24%

Three-Course Dinner for Two, Mid-Range

$17.17 ₹1,534

$12.33 Rp 205.4K

39.25%

Fast Food Meal (McDonalds, etc)

$3.88 ₹346

$3.21 Rp 53.5K

20.87%

Cappuccino

$2.21 ₹197

$2.28 Rp 38K

-3.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ₹41.07

$1.16 Rp 19.3K

-60.34%

Water (0.33 liter bottle)

$0.2 ₹17.92

$0.26 Rp 4,306

-23.08%

Local Beer (0.5 liter draught)

$1.19 ₹106

$2.44 Rp 40.7K

-51.23%

Imported Beer (0.33 liter bottle)

$1.99 ₹177

$3.28 Rp 54.7K

-39.33%

Milk (1 liter)

$0.81 ₹72.2

$1.49 Rp 24.9K

-45.64%

White Bread (500g)

$0.47 ₹42.42

$1.62 Rp 27K

-70.99%

Rice (white) (1kg)

$0.83 ₹74.3

$1.14 Rp 18.9K

-27.19%

Eggs

$1.03 ₹92.3

$2.33 Rp 38.9K

-55.79%

Local Cheese (1kg)

$5.61 ₹501

$13.75 Rp 229.1K

-59.20%

Chicken Fillets (1kg)

$3.75 ₹335

$4.01 Rp 66.8K

-6.48%

Beef Round Steak (1kg)

$11.36 Rp 189.2K

Apples (1kg)

$2.54 ₹227

$3.46 Rp 57.7K

-26.59%

Banana (1kg)

$0.92 ₹81.9

$1.47 Rp 24.5K

-37.41%

Oranges (1kg)

$1.28 ₹115

$2.69 Rp 44.9K

-52.42%

Tomato (1kg)

$0.67 ₹59.4

$1.38 Rp 22.9K

-51.45%

Potato (1kg)

$0.46 ₹40.93

$1.6 Rp 26.6K

-71.25%

Onion (1kg)

$0.49 ₹43.35

$2.17 Rp 36.2K

-77.42%

Lettuce (1 head)

$0.96 ₹86.1

$0.96 Rp 15.9K

Water (1.5 liter bottle)

$0.35 ₹30.82

$0.6 Rp 9,915

-41.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₹267

$2.24 Rp 37.2K

33.48%

Wine (Bottle)

$7.8 ₹697

$14.72 Rp 245.2K

-47.01%

Local Beer (0.5 liter bottle)

$1.02 ₹91

$2.46 Rp 41K

-58.54%

Imported Beer (0.33 liter bottle)

$3.58 ₹320

$2.72 Rp 45.3K

31.62%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.59 ₹410

One-way Ticket (Public Transport)

$0.15 ₹13.15

$0.32 Rp 5,353

-53.13%

Public Transport Monthly Pass (Regular Price)

$7.03 ₹628

$9.78 Rp 162.9K

-28.12%

Taxi Start (Normal Tariff)

$0.46 ₹41.21

$0.49 Rp 8,135

-6.12%

Taxi (Normal Tariff) (1km)

$0.37 Rp 6,242

Taxi 1hour Waiting (Normal Tariff)

$1.49 ₹133

$6.15 Rp 102.5K

-75.77%

Gasoline (1 liter)

$1.14 ₹102

$0.71 Rp 11.8K

60.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.9K ₹972.2K

$26.6K Rp 443M

-59.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K ₹2.1M

$31.7K Rp 528.4M

-25.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$22.85 ₹2,042

$63.7 Rp 1.1M

-64.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.28 ₹383

$3.93 Rp 65.5K

8.91%

Internet (50+ Mbps, Unlimited Data)

$9.33 ₹833

$24.18 Rp 402.7K

-61.41%

Gym Membership (Monthly)

$34.39 ₹3,072

$23.22 Rp 386.8K

48.11%

Tennis Court (1 Hour on Weekend)

$3.44 ₹308

$6.18 Rp 102.9K

-44.34%

Cinema Ticket

$3.23 ₹289

$3.3 Rp 54.9K

-2.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$60.1 ₹5,366

$93.1 Rp 1.6M

-35.52%

International Primary School, 1 Child (Yearly)

$1,592 ₹142.2K

$6,046 Rp 100.7M

-73.67%

Jeans (Levis 501 Or Similar)

$40.63 ₹3,630

$51.9 Rp 864.2K

-21.70%

Summer Dress (H&M, Zara, etc)

$29.2 ₹2,608

$24.92 Rp 415.1K

17.17%

Sport Shoes (Adidas, Nike)

$23.01 ₹2,056

$82.1 Rp 1.4M

-71.96%

Men's Leather Business Shoes

$17.17 ₹1,534

$72.6 Rp 1.2M

-76.34%

1-bedroom Apartment, City Center (Monthly)

$195 ₹17.5K

$258 Rp 4.3M

-24.39%

1-bedroom Apartment, Outside City Center (Monthly)

$146 ₹13.1K

$161 Rp 2.7M

-8.93%

3-bedroom Apartment, City Center (Monthly)

$381 ₹34.1K

$574 Rp 9.6M

-33.64%

3-bedroom Apartment, Outside City Center (Monthly)

$288 ₹25.7K

$330 Rp 5.5M

-12.86%

Buy Apartment in City Center (m2)

$973 ₹87K

$990 Rp 16.5M

-1.71%

Buy Apartment Outside City Center (m2)

$729 ₹65.1K

$856 Rp 14.3M

-14.80%

Average Monthly Net Salary (After Tax)

$202 ₹18.1K

$182 Rp 3M

11.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

13.28

-27.56%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: November 24, 2025

Last update for Ubud, Bali: November 24, 2025

Digital Nomad Cost of Living Index

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