Cost of Living Comparison Between Panaji and Chiang Mai Cost of Living Comparison Between Panaji and Chiang Mai

🙂 Solo nomad: Panaji is 35.7% cheaper than Chiang Mai without rent, and 45.5% cheaper with rent.

🙂 Family of 3: Panaji is 47.2% cheaper than Chiang Mai without rent, and 43.8% cheaper with rent.

Meal at Budget Restaurant

$3.58 ₹306

$2.02 ฿65.3

77.23%

Three-Course Dinner for Two, Mid-Range

$17.2 ₹1,471

$18.78 ฿608

-8.41%

Fast Food Meal (McDonalds, etc)

$4.02 ₹344

$7.67 ฿248

-47.59%

Cappuccino

$2.2 ₹188

$1.98 ฿64.2

11.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₹42.12

$0.82 ฿26.64

-40.24%

Water (0.33 liter bottle)

$0.21 ₹18.15

$0.33 ฿10.58

-36.36%

Local Beer (0.5 liter draught)

$1.19 ₹102

$2.12 ฿68.6

-43.87%

Imported Beer (0.33 liter bottle)

$2.03 ₹173

$3.73 ฿121

-45.58%

Milk (1 liter)

$0.77 ₹66.2

$1.64 ฿53.2

-53.05%

White Bread (500g)

$0.51 ₹43.96

$1.57 ฿50.9

-67.52%

Rice (white) (1kg)

$0.84 ₹71.5

$1.19 ฿38.62

-29.41%

Eggs

$1 ₹85.5

$1.98 ฿64.1

-49.49%

Local Cheese (1kg)

$5.6 ₹479

$15.99 ฿517

-64.98%

Chicken Fillets (1kg)

$3.77 ₹322

$3.12 ฿101

20.83%

Beef Round Steak (1kg)

$11.16 ฿361

Apples (1kg)

$2.46 ₹211

$2.76 ฿89.2

-10.87%

Banana (1kg)

$0.91 ₹77.9

$1.22 ฿39.5

-25.41%

Oranges (1kg)

$1.28 ₹110

$1.71 ฿55.4

-25.15%

Tomato (1kg)

$0.62 ₹52.7

$1.55 ฿50.2

-60.00%

Potato (1kg)

$0.42 ₹36.19

$1.34 ฿43.21

-68.66%

Onion (1kg)

$0.49 ₹42.12

$1.21 ฿39.23

-59.50%

Lettuce (1 head)

$0.89 ₹75.8

$0.72 ฿23.2

23.61%

Water (1.5 liter bottle)

$0.35 ₹29.57

$0.53 ฿17.05

-33.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₹247

$4.72 ฿153

-38.77%

Wine (Bottle)

$8 ₹684

$18.39 ฿595

-56.50%

Local Beer (0.5 liter bottle)

$1.05 ₹89.8

$1.79 ฿57.9

-41.34%

Imported Beer (0.33 liter bottle)

$3.51 ₹300

$3.21 ฿104

9.35%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.64 ₹397

One-way Ticket (Public Transport)

$0.16 ₹13.4

$0.94 ฿30.44

-82.98%

Public Transport Monthly Pass (Regular Price)

$6.84 ₹585

$18.9 ฿612

-63.81%

Taxi Start (Normal Tariff)

$0.46 ₹39.26

$1.42 ฿46.08

-67.61%

Taxi (Normal Tariff) (1km)

$1.35 ฿43.53

Taxi 1hour Waiting (Normal Tariff)

$1.44 ₹123

$7.85 ฿254

-81.66%

Gasoline (1 liter)

$1.19 ₹101

$1.25 ฿40.4

-4.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.6K ₹908.6K

$21.2K ฿684.9K

-49.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K ₹2M

$21.8K ฿706.8K

9.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.23 ₹1,987

$70.6 ฿2,285

-67.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.41 ₹377

$13.72 ฿444

-67.86%

Internet (50+ Mbps, Unlimited Data)

$9.35 ₹800

$17.56 ฿568

-46.75%

Gym Membership (Monthly)

$35.06 ₹2,999

$41.64 ฿1,347

-15.80%

Tennis Court (1 Hour on Weekend)

$3.43 ₹293

$6.9 ฿223

-50.29%

Cinema Ticket

$3.16 ₹271

$5.8 ฿188

-45.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$60.2 ₹5,147

$308 ฿9,963

-80.45%

International Primary School, 1 Child (Yearly)

$1,608 ₹137.6K

$14.7K ฿475.8K

-89.06%

Jeans (Levis 501 Or Similar)

$40.95 ₹3,502

$55.4 ฿1,793

-26.08%

Summer Dress (H&M, Zara, etc)

$29.32 ₹2,507

$26.4 ฿854

11.06%

Sport Shoes (Adidas, Nike)

$23.52 ₹2,012

$85.1 ฿2,755

-72.37%

Men's Leather Business Shoes

$17.65 ₹1,510

$71.8 ฿2,323

-75.41%

1-bedroom Apartment, City Center (Monthly)

$191 ₹16.3K

$434 ฿14K

-56.09%

1-bedroom Apartment, Outside City Center (Monthly)

$149 ₹12.8K

$235 ฿7,610

-36.50%

3-bedroom Apartment, City Center (Monthly)

$392 ₹33.5K

$821 ฿26.6K

-52.32%

3-bedroom Apartment, Outside City Center (Monthly)

$287 ₹24.5K

$498 ฿16.1K

-42.43%

Buy Apartment in City Center (m2)

$967 ₹82.7K

$2,180 ฿70.6K

-55.63%

Buy Apartment Outside City Center (m2)

$733 ₹62.7K

$1,543 ฿49.9K

-52.51%

Average Monthly Net Salary (After Tax)

$203 ₹17.3K

$703 ฿22.8K

-71.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

92.40%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: October 26, 2025

Last update for Chiang Mai: October 29, 2025

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