Cost of Living Comparison Between Panaji and Chennai (Madras) Cost of Living Comparison Between Panaji and Chennai (Madras)

😐 Solo nomad: Panaji is 5.3% more expensive than Chennai (Madras) without rent, and 0.5% cheaper with rent.

🙂 Family of 3: Panaji is 9.8% cheaper than Chennai (Madras) without rent, and 0.2% cheaper with rent.

Meal at Budget Restaurant

$3.41 ₹310

$2.18 ₹198

56.42%

Three-Course Dinner for Two, Mid-Range

$17.62 ₹1,599

$11.66 ₹1,058

51.11%

Fast Food Meal (McDonalds, etc)

$3.86 ₹350

$4.16 ₹378

-7.21%

Cappuccino

$2.15 ₹195

$2.17 ₹197

-0.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₹44.05

$0.48 ₹43.74

2.08%

Water (0.33 liter bottle)

$0.20 ₹18.15

$0.18 ₹16.11

11.11%

Local Beer (0.5 liter draught)

$1.19 ₹108

$2.06 ₹187

-42.23%

Imported Beer (0.33 liter bottle)

$1.98 ₹180

$4.16 ₹378

-52.40%

Milk (1 liter)

$0.78 ₹70.6

$0.62 ₹56.3

25.81%

White Bread (500g)

$0.51 ₹46.28

$0.53 ₹47.95

-3.77%

Rice (white) (1kg)

$0.78 ₹71.0

$0.73 ₹66.1

6.85%

Eggs

$0.99 ₹89.6

$0.89 ₹80.4

11.24%

Local Cheese (1kg)

$5.73 ₹520

$7.32 ₹664

-21.72%

Chicken Fillets (1kg)

$3.88 ₹352

$3.61 ₹327

7.48%

Apples (1kg)

$2.58 ₹234

$2.82 ₹256

-8.51%

Banana (1kg)

$0.92 ₹83.3

$0.82 ₹74.1

12.20%

Oranges (1kg)

$1.33 ₹121

$1.28 ₹116

3.91%

Tomato (1kg)

$0.62 ₹56.2

$0.49 ₹44.33

26.53%

Potato (1kg)

$0.42 ₹38.19

$0.51 ₹46.13

-17.65%

Onion (1kg)

$0.45 ₹40.64

$0.53 ₹48.46

-15.09%

Lettuce (1 head)

$0.91 ₹82.4

$0.60 ₹54.2

51.67%

Water (1.5 liter bottle)

$0.37 ₹33.96

$0.33 ₹29.56

12.12%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₹269

$3.93 ₹357

-24.43%

Wine (Bottle)

$7.90 ₹717

$8.77 ₹796

-9.92%

Local Beer (0.5 liter bottle)

$1.02 ₹92.5

$1.87 ₹170

-45.45%

Imported Beer (0.33 liter bottle)

$3.57 ₹324

$3.43 ₹311

4.08%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.73 ₹429

$6.15 ₹558

-23.09%

One-way Ticket (Public Transport)

$0.18 ₹16.15

$0.36 ₹32.90

-50.00%

Public Transport Monthly Pass (Regular Price)

$6.92 ₹628

$11.74 ₹1,065

-41.06%

Taxi Start (Normal Tariff)

$0.46 ₹41.82

$1.56 ₹141

-70.51%

Taxi (Normal Tariff) (1km)

$0.28 ₹25.24

Taxi 1hour Waiting (Normal Tariff)

$1.47 ₹134

$1.78 ₹162

-17.42%

Gasoline (1 liter)

$1.14 ₹103

$1.17 ₹106

-2.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.8K ₹983.0K

$17.6K ₹1.6M

-38.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K ₹2.2M

$24.7K ₹2.2M

-1.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.19 ₹2,105

$48.22 ₹4,376

-51.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.27 ₹387

$4.89 ₹443

-12.68%

Internet (50+ Mbps, Unlimited Data)

$9.84 ₹893

$9.53 ₹865

3.25%

Gym Membership (Monthly)

$34.59 ₹3,139

$17.20 ₹1,561

101.10%

Tennis Court (1 Hour on Weekend)

$3.47 ₹315

$6.88 ₹625

-49.56%

Cinema Ticket

$3.12 ₹283

$2.92 ₹265

6.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$60.1 ₹5,450

$79.9 ₹7,248

-24.82%

International Primary School, 1 Child (Yearly)

$1,631 ₹148.0K

$1,739 ₹157.8K

-6.22%

Jeans (Levis 501 Or Similar)

$41.35 ₹3,753

$25.12 ₹2,280

64.61%

Summer Dress (H&M, Zara, etc)

$29.47 ₹2,674

$23.75 ₹2,156

24.08%

Sport Shoes (Adidas, Nike)

$23.58 ₹2,140

$48.42 ₹4,394

-51.30%

Men's Leather Business Shoes

$17.36 ₹1,576

$36.44 ₹3,307

-52.36%

1-bedroom Apartment, City Center (Monthly)

$197 ₹17.9K

$193 ₹17.5K

2.25%

1-bedroom Apartment, Outside City Center (Monthly)

$149 ₹13.5K

$115 ₹10.4K

29.41%

3-bedroom Apartment, City Center (Monthly)

$392 ₹35.6K

$431 ₹39.1K

-9.07%

3-bedroom Apartment, Outside City Center (Monthly)

$289 ₹26.2K

$265 ₹24.1K

9.06%

Buy Apartment in City Center (m2)

$954 ₹86.6K

$1,789 ₹162.3K

-46.66%

Buy Apartment Outside City Center (m2)

$710 ₹64.5K

$744 ₹67.5K

-4.52%

Average Monthly Net Salary (After Tax)

$202 ₹18.3K

$740 ₹67.1K

-72.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

9.42

2.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: January 10, 2026

Last update for Chennai (Madras): January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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