Cost of Living Comparison Between Panaji and Chennai (Madras) Cost of Living Comparison Between Panaji and Chennai (Madras)

😐 Solo nomad: Panaji is 14.5% more expensive than Chennai (Madras) without rent, and 2.7% more expensive with rent.

🙂 Family of 3: Panaji is 12.5% cheaper than Chennai (Madras) without rent, and 3.3% more expensive with rent.

Meal at Budget Restaurant

$3.53 ₹316

$2.2 ₹197

60.45%

Three-Course Dinner for Two, Mid-Range

$17.38 ₹1,557

$11.71 ₹1,049

48.42%

Fast Food Meal (McDonalds, etc)

$4.09 ₹366

$4.17 ₹373

-1.92%

Cappuccino

$2.16 ₹193

$2.17 ₹194

-0.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 ₹40.27

$0.45 ₹40.29

Water (0.33 liter bottle)

$0.21 ₹18.73

$0.19 ₹16.76

10.53%

Local Beer (0.5 liter draught)

$1.13 ₹102

$2.03 ₹182

-44.33%

Imported Beer (0.33 liter bottle)

$2 ₹179

$4.09 ₹367

-51.10%

Milk (1 liter)

$0.78 ₹69.5

$0.58 ₹52

34.48%

White Bread (500g)

$0.47 ₹41.74

$0.49 ₹43.89

-4.08%

Rice (white) (1kg)

$0.82 ₹73.4

$0.72 ₹64.4

13.89%

Eggs

$0.99 ₹88.4

$0.86 ₹76.8

15.12%

Local Cheese (1kg)

$5.76 ₹516

$7 ₹627

-17.71%

Chicken Fillets (1kg)

$3.91 ₹350

$3.46 ₹310

13.01%

Apples (1kg)

$2.59 ₹232

$2.94 ₹263

-11.90%

Banana (1kg)

$0.88 ₹79.1

$0.82 ₹73.2

7.32%

Oranges (1kg)

$1.31 ₹117

$1.32 ₹118

-0.76%

Tomato (1kg)

$0.67 ₹59.8

$0.46 ₹41.17

45.65%

Potato (1kg)

$0.46 ₹41.32

$0.52 ₹46.36

-11.54%

Onion (1kg)

$0.49 ₹43.45

$0.54 ₹48.27

-9.26%

Lettuce (1 head)

$0.97 ₹87.1

$0.55 ₹49.04

76.36%

Water (1.5 liter bottle)

$0.35 ₹31.05

$0.33 ₹29.36

6.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.82 ₹253

$4.01 ₹359

-29.68%

Wine (Bottle)

$7.99 ₹716

$8.81 ₹789

-9.31%

Local Beer (0.5 liter bottle)

$1.04 ₹93.5

$1.9 ₹170

-45.26%

Imported Beer (0.33 liter bottle)

$3.54 ₹317

$3.41 ₹305

3.81%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.63 ₹415

$6.23 ₹558

-25.68%

One-way Ticket (Public Transport)

$0.17 ₹14.91

$0.37 ₹32.76

-54.05%

Public Transport Monthly Pass (Regular Price)

$6.89 ₹617

$11.83 ₹1,060

-41.76%

Taxi Start (Normal Tariff)

$0.45 ₹40.38

$1.59 ₹142

-71.70%

Taxi (Normal Tariff) (1km)

$0.28 ₹24.74

Taxi 1hour Waiting (Normal Tariff)

$1.48 ₹133

$1.71 ₹153

-13.45%

Gasoline (1 liter)

$1.15 ₹103

$1.17 ₹105

-1.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.6K ₹949.8K

$17.1K ₹1.5M

-38.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K ₹2.2M

$24.7K ₹2.2M

-1.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.05 ₹2,064

$47.45 ₹4,250

-51.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.28 ₹383

$4.81 ₹431

-11.02%

Internet (50+ Mbps, Unlimited Data)

$9.53 ₹853

$9.39 ₹841

1.49%

Gym Membership (Monthly)

$34.43 ₹3,084

$17.59 ₹1,575

95.74%

Tennis Court (1 Hour on Weekend)

$3.57 ₹320

$7 ₹627

-49.00%

Cinema Ticket

$3.23 ₹290

$2.95 ₹264

9.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$61.6 ₹5,517

$79.1 ₹7,088

-22.17%

International Primary School, 1 Child (Yearly)

$1,595 ₹142.8K

$1,724 ₹154.4K

-7.48%

Jeans (Levis 501 Or Similar)

$41.42 ₹3,710

$25.29 ₹2,266

63.78%

Summer Dress (H&M, Zara, etc)

$28.91 ₹2,589

$23.88 ₹2,139

21.06%

Sport Shoes (Adidas, Nike)

$22.96 ₹2,056

$48.62 ₹4,355

-52.78%

Men's Leather Business Shoes

$17.12 ₹1,534

$35.77 ₹3,204

-52.14%

1-bedroom Apartment, City Center (Monthly)

$195 ₹17.5K

$192 ₹17.2K

1.97%

1-bedroom Apartment, Outside City Center (Monthly)

$150 ₹13.4K

$115 ₹10.3K

30.31%

3-bedroom Apartment, City Center (Monthly)

$395 ₹35.4K

$433 ₹38.8K

-8.66%

3-bedroom Apartment, Outside City Center (Monthly)

$289 ₹25.9K

$266 ₹23.8K

8.61%

Buy Apartment in City Center (m2)

$980 ₹87.8K

$1,840 ₹164.8K

-46.72%

Buy Apartment Outside City Center (m2)

$723 ₹64.7K

$733 ₹65.6K

-1.37%

Average Monthly Net Salary (After Tax)

$201 ₹18K

$778 ₹69.7K

-74.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

9.42

2.12%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: November 30, 2025

Last update for Chennai (Madras): December 1, 2025

Digital Nomad Cost of Living Index

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