Cost of Living Comparison Between Chennai (Madras) and Panaji Cost of Living Comparison Between Chennai (Madras) and Panaji

🙂 Solo nomad: Chennai (Madras) is 5.4% cheaper than Panaji without rent, and 2.5% cheaper with rent.

🙂 Family of 3: Chennai (Madras) is 3.3% cheaper than Panaji without rent, and 4% cheaper with rent.

Meal at Budget Restaurant

$2.21 ₹206

$3.39 ₹315

-34.81%

Three-Course Dinner for Two, Mid-Range

$11.70 ₹1,087

$17.20 ₹1,598

-31.98%

Fast Food Meal (McDonalds, etc)

$4.17 ₹387

$3.93 ₹365

6.11%

Cappuccino

$2.15 ₹199

$2.21 ₹205

-2.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ₹45.02

$0.48 ₹44.61

Water (0.33 liter bottle)

$0.20 ₹18.93

$0.21 ₹19.81

-4.76%

Local Beer (0.5 liter draught)

$2.15 ₹199

$1.17 ₹109

83.76%

Imported Beer (0.33 liter bottle)

$3.99 ₹370

$2.08 ₹194

91.83%

Milk (1 liter)

$0.63 ₹58.3

$0.76 ₹70.5

-17.11%

White Bread (500g)

$0.54 ₹49.70

$0.47 ₹43.58

14.89%

Rice (white) (1kg)

$0.71 ₹66.3

$0.81 ₹75.3

-12.35%

Eggs

$0.91 ₹84.9

$1.03 ₹96.0

-11.65%

Local Cheese (1kg)

$6.97 ₹647

$5.62 ₹522

24.02%

Chicken Fillets (1kg)

$3.59 ₹334

$3.86 ₹359

-6.99%

Apples (1kg)

$2.85 ₹265

$2.54 ₹236

12.20%

Banana (1kg)

$0.86 ₹79.7

$0.91 ₹84.8

-5.49%

Oranges (1kg)

$1.28 ₹119

$1.33 ₹124

-3.76%

Tomato (1kg)

$0.48 ₹44.85

$0.65 ₹60.4

-26.15%

Potato (1kg)

$0.56 ₹51.7

$0.46 ₹42.67

21.74%

Onion (1kg)

$0.50 ₹46.12

$0.45 ₹41.88

11.11%

Lettuce (1 head)

$0.59 ₹55.2

$0.92 ₹85.2

-35.87%

Water (1.5 liter bottle)

$0.35 ₹32.65

$0.37 ₹34.77

-5.41%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 ₹372

$2.89 ₹269

38.41%

Wine (Bottle)

$7.90 ₹734

$7.25 ₹674

8.97%

Local Beer (0.5 liter bottle)

$1.91 ₹177

$1.06 ₹98.5

80.19%

Imported Beer (0.33 liter bottle)

$3.40 ₹315

$3.50 ₹326

-2.86%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.30 ₹585

$4.71 ₹437

33.76%

One-way Ticket (Public Transport)

$0.36 ₹33.55

$0.15 ₹13.48

140.00%

Public Transport Monthly Pass (Regular Price)

$11.73 ₹1,090

$7.01 ₹651

67.33%

Taxi Start (Normal Tariff)

$1.59 ₹148

$0.46 ₹42.42

245.65%

Taxi (Normal Tariff) (1km)

$0.28 ₹25.67

Taxi 1hour Waiting (Normal Tariff)

$1.72 ₹160

$1.41 ₹131

21.99%

Gasoline (1 liter)

$1.22 ₹113

$1.15 ₹107

6.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.6M

$10.6K ₹980.5K

64.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₹2.3M

$24.2K ₹2.2M

2.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.86 ₹4,446

$22.89 ₹2,127

109.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.71 ₹438

$4.39 ₹408

7.29%

Internet (50+ Mbps, Unlimited Data)

$9.76 ₹907

$9.78 ₹908

-0.20%

Gym Membership (Monthly)

$17.69 ₹1,644

$34.95 ₹3,247

-49.38%

Tennis Court (1 Hour on Weekend)

$6.85 ₹636

$3.48 ₹323

96.84%

Cinema Ticket

$2.86 ₹266

$3.15 ₹293

-9.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$78.9 ₹7,329

$61.0 ₹5,667

29.33%

International Primary School, 1 Child (Yearly)

$1,776 ₹165.0K

$1,624 ₹150.9K

9.39%

Jeans (Levis 501 Or Similar)

$26.04 ₹2,419

$40.12 ₹3,728

-35.09%

Summer Dress (H&M, Zara, etc)

$23.73 ₹2,204

$29.38 ₹2,729

-19.23%

Sport Shoes (Adidas, Nike)

$49.33 ₹4,583

$23.38 ₹2,172

110.99%

Men's Leather Business Shoes

$36.06 ₹3,350

$17.31 ₹1,608

108.32%

1-bedroom Apartment, City Center (Monthly)

$189 ₹17.5K

$191 ₹17.8K

-1.39%

1-bedroom Apartment, Outside City Center (Monthly)

$117 ₹10.9K

$148 ₹13.7K

-20.54%

3-bedroom Apartment, City Center (Monthly)

$432 ₹40.2K

$389 ₹36.1K

11.16%

3-bedroom Apartment, Outside City Center (Monthly)

$264 ₹24.5K

$288 ₹26.8K

-8.40%

Buy Apartment in City Center (m2)

$1,734 ₹161.1K

$912 ₹84.7K

90.22%

Buy Apartment Outside City Center (m2)

$709 ₹65.9K

$677 ₹62.9K

4.71%

Average Monthly Net Salary (After Tax)

$723 ₹67.1K

$187 ₹17.4K

286.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.42

9.62

-2.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chennai (Madras): April 12, 2026

Last update for Panaji: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chennai (Madras) vs other spots: cost of living compared

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