Cost of Living Comparison Between Panajachel and Ubud Cost of Living Comparison Between Panajachel and Ubud

😐 Solo nomad: Panajachel is 9% more expensive than Ubud without rent, and 13.3% cheaper with rent.
😐 Family of 3: Panajachel is 2.8% more expensive than Ubud without rent, and 3.3% cheaper with rent.
Currency
🍽 Eating Out
Panajachel
Ubud
Difference
Meal at Budget Restaurant
$4.5 Q 34.59
$3 Rp 48.8K
50.00%
Three-Course Dinner for Two, Mid-Range
$32.46 Q 249
$12.52 Rp 203.2K
159.27%
Fast Food Meal (McDonalds, etc)
$6.45 Q 49.58
$3.18 Rp 51.6K
102.83%
Cappuccino
$2.55 Q 19.58
$2.21 Rp 35.9K
15.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.21 Q 9.31
$1.1 Rp 17.9K
10.00%
Water (0.33 liter bottle)
$0.97 Q 7.46
$0.26 Rp 4,217
273.08%
Local Beer (0.5 liter draught)
$2.63 Q 20.18
$2.5 Rp 40.5K
5.20%
Imported Beer (0.33 liter bottle)
$4.65 Q 35.71
$3.2 Rp 51.9K
45.31%
🛒 Groceries & Markets
Panajachel
Ubud
Difference
Milk (1 liter)
$2.11 Q 16.2
$1.49 Rp 24.2K
41.61%
White Bread (500g)
$1.53 Q 11.75
$1.67 Rp 27K
-8.38%
Rice (white) (1kg)
$2.11 Q 16.19
$1.14 Rp 18.5K
85.09%
Eggs
$1.79 Q 13.78
$2.27 Rp 36.9K
-21.15%
Local Cheese (1kg)
$7.64 Q 58.7
$13.94 Rp 226.3K
-45.19%
Chicken Fillets (1kg)
$8.23 Q 63.2
$4 Rp 64.8K
105.75%
Beef Round Steak (1kg)
$10.26 Q 78.9
$11.3 Rp 183.4K
-9.20%
Apples (1kg)
$3.72 Q 28.57
$3.6 Rp 58.4K
3.33%
Banana (1kg)
$1.51 Q 11.61
$1.53 Rp 24.8K
-1.31%
Oranges (1kg)
$3.06 Q 23.51
$2.65 Rp 43K
15.47%
Tomato (1kg)
$1.16 Q 8.92
$1.38 Rp 22.4K
-15.94%
Potato (1kg)
$1.09 Q 8.39
$1.58 Rp 25.6K
-31.01%
Onion (1kg)
$2.27 Q 17.46
$2.16 Rp 35.1K
5.09%
Lettuce (1 head)
$0.64 Q 4.88
$1.04 Rp 16.9K
-38.46%
Water (1.5 liter bottle)
$1.23 Q 9.45
$0.56 Rp 9,114
119.64%
Cigarettes 20 Pack (Marlboro, Camel)
$3.58 Q 27.54
$2.23 Rp 36.3K
60.54%
Wine (Bottle)
$7.97 Q 61.2
$14.98 Rp 243.2K
-46.80%
Local Beer (0.5 liter bottle)
$1.61 Q 12.39
$2.43 Rp 39.5K
-33.74%
Imported Beer (0.33 liter bottle)
$2.44 Q 18.72
$2.64 Rp 42.8K
-7.58%
🚌 Getting Around
Panajachel
Ubud
Difference
One-way Ticket (Public Transport)
-
$0.32 Rp 5,203
-
Public Transport Monthly Pass (Regular Price)
-
$10.12 Rp 164.3K
-
Taxi Start (Normal Tariff)
$5.25 Q 40.33
$0.49 Rp 7,888
971.43%
Taxi (Normal Tariff) (1km)
$0.6 Q 4.62
$0.34 Rp 5,573
76.47%
Taxi 1hour Waiting (Normal Tariff)
$15.8 Q 121
$6.04 Rp 98K
161.59%
Gasoline (1 liter)
$1.12 Q 8.62
$0.73 Rp 11.9K
53.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.3K Q 148.4K
$26.2K Rp 425.6M
-26.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.1K Q 192.8K
$31.9K Rp 518.5M
-21.42%
🧾 Monthly Utilities & Internet
Panajachel
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$33.15 Q 255
$62.6 Rp 1M
-47.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.59 Q 204
$4.1 Rp 66.6K
548.54%
Internet (50+ Mbps, Unlimited Data)
$47.99 Q 369
$24.32 Rp 394.7K
97.33%
🎉 Sport & Entertainment
Panajachel
Ubud
Difference
Gym Membership (Monthly)
-
$22.6 Rp 366.9K
-
Tennis Court (1 Hour on Weekend)
-
$6.26 Rp 101.5K
-
Cinema Ticket
$7.31 Q 56.2
$3.29 Rp 53.4K
122.19%
🧸 Childcare & Education
Panajachel
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$245 Q 1,886
$93.2 Rp 1.5M
163.27%
International Primary School, 1 Child (Yearly)
$5,859 Q 45K
$6,098 Rp 99M
-3.92%
👕👟 Clothing & Footwear
Panajachel
Ubud
Difference
Jeans (Levis 501 Or Similar)
$49.79 Q 383
$52.8 Rp 857.4K
-5.74%
Summer Dress (H&M, Zara, etc)
$53.6 Q 412
$24.84 Rp 403.3K
115.66%
Sport Shoes (Adidas, Nike)
$114 Q 877
$85.2 Rp 1.4M
33.95%
Men's Leather Business Shoes
$124 Q 950
$72.5 Rp 1.2M
70.71%
🏠 Accommodation & Living
Panajachel
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
-
$259 Rp 4.2M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$159 Rp 2.6M
-
3-bedroom Apartment, City Center (Monthly)
-
$578 Rp 9.4M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$336 Rp 5.5M
-
Buy Apartment in City Center (m2)
-
$1,000 Rp 16.2M
-
Buy Apartment Outside City Center (m2)
-
$860 Rp 14M
-
💵 Salaries & Financials
Panajachel
Ubud
Difference
Average Monthly Net Salary (After Tax)
-
$182 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.9
13.28
-32.98%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panajachel: October 27, 2025

Last update for Ubud: October 29, 2025

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