Last update: Oct 2026

Cost of Living Comparison Between Pampanga and Karachi

For one person, living is cheaper in Karachi: $482 a month against $683 in Pampanga, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Pampanga
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Pampanga Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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Pampanga

🇵🇭 Philippines

$683

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Pampanga and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pampanga and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $683 in Pampanga versus $482 in Karachi.

Pampanga $683
Karachi $482

Estimated couple costs with rent: $1,034 in Pampanga versus $750 in Karachi.

Pampanga $1,034
Karachi $750

Monthly costs for a family of three with rent: $1,385 in Pampanga versus $1,018 in Karachi.

Pampanga $1,385
Karachi $1,018

Living in Pampanga is roughly 42% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Pampanga 49% lower, Karachi 64% lower.

Meal at Budget Restaurant

$2.74 ₱173

$2.13 PKR 588

28.64%

Three-Course Dinner for Two, Mid-Range

$15.91 ₱1,001

$13.30 PKR 3,680

19.62%

Fast Food Meal (McDonalds, etc)

$3.28 ₱206

$5.45 PKR 1,508

-39.82%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.17 ₱136

$2.09 PKR 579

3.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ₱38.47

$0.40 PKR 111

52.50%

Water (0.33 liter bottle)

$0.31 ₱19.69

$0.26 PKR 71.1

19.23%

Local Beer (0.5 liter draught)

$1.18 ₱74.3

Imported Beer (0.33 liter bottle)

$2.01 ₱126

Milk (1 liter)

$1.43 ₱89.9

$0.92 PKR 254

55.43%

White Bread (500g)

$1.11 ₱70.2

$0.56 PKR 156

98.21%

Rice (white) (1kg)

$0.78 ₱49.42

$1.25 PKR 345

-37.60%

Eggs

$1.50 ₱94.1

$1.23 PKR 341

21.95%

Local Cheese (1kg)

$4.10 ₱258

$5.67 PKR 1,570

-27.69%

Chicken Fillets (1kg)

$2.90 ₱183

$3.16 PKR 876

-8.23%

Beef Round Steak (1kg)

$6.37 ₱401

$6.28 PKR 1,737

1.43%

Apples (1kg)

$1.86 ₱117

$1.26 PKR 348

47.62%

Banana (1kg)

$0.93 ₱58.4

$0.53 PKR 148

75.47%

Oranges (1kg)

$2.12 ₱134

$1.00 PKR 276

112.00%

Tomato (1kg)

$1.04 ₱65.2

$0.56 PKR 154

85.71%

Potato (1kg)

$1.46 ₱92.2

$0.33 PKR 91.4

342.42%

Onion (1kg)

$1.51 ₱95.3

$0.34 PKR 95.1

344.12%

Lettuce (1 head)

$0.83 ₱52.0

$0.42 PKR 116

97.62%

Water (1.5 liter bottle)

$0.54 ₱34.11

$0.44 PKR 121

22.73%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.94 ₱122

$1.84 PKR 509

5.43%

Wine (Bottle)

$5.98 ₱377

Local Beer (0.5 liter bottle)

$0.70 ₱43.99

Imported Beer (0.33 liter bottle)

$1.24 ₱78.1

One-way Ticket (Public Transport)

$0.26 ₱16.52

$0.28 PKR 77.0

-7.14%

Public Transport Monthly Pass (Regular Price)

$11.36 ₱715

$9.99 PKR 2,764

13.71%

Taxi Start (Normal Tariff)

$0.74 ₱46.64

$0.92 PKR 256

-19.57%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.49

$0.70 PKR 193

-67.14%

Taxi 1hour Waiting (Normal Tariff)

$1.74 ₱109

$2.16 PKR 597

-19.44%

Gasoline (1 liter)

$1.05 ₱66.3

$1.38 PKR 382

-23.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.7K ₱1.2M

$17.9K PKR 5.0M

4.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.6K ₱1.1M

$27.1K PKR 7.5M

-35.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 ₱8,249

$113 PKR 31.4K

15.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.96 ₱942

$5.95 PKR 1,648

151.43%

Internet (50+ Mbps, Unlimited Data)

$28.08 ₱1,768

$13.16 PKR 3,642

113.37%

Gym Membership (Monthly)

$29.56 ₱1,861

$21.55 PKR 5,965

37.17%

Tennis Court (1 Hour on Weekend)

$4.82 ₱303

$18.23 PKR 5,044

-73.56%

Cinema Ticket

$4.86 ₱306

$4.21 PKR 1,165

15.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$131 ₱8,262

$52.2 PKR 14.4K

151.64%

International Primary School, 1 Child (Yearly)

$7,954 ₱500.8K

$1,940 PKR 537.0K

309.91%

Jeans (Levis 501 Or Similar)

$26.71 ₱1,682

$17.55 PKR 4,858

52.19%

Summer Dress (H&M, Zara, etc)

$19.85 ₱1,250

$23.51 PKR 6,506

-15.57%

Sport Shoes (Adidas, Nike)

$71.8 ₱4,521

$68.9 PKR 19.1K

4.25%

Men's Leather Business Shoes

$37.39 ₱2,354

$40.59 PKR 11.2K

-7.88%

1-bedroom Apartment, City Center (Monthly)

$268 ₱16.9K

$118 PKR 32.7K

127.45%

1-bedroom Apartment, Outside City Center (Monthly)

$170 ₱10.7K

$73.6 PKR 20.4K

130.99%

3-bedroom Apartment, City Center (Monthly)

$517 ₱32.5K

$357 PKR 98.9K

44.58%

3-bedroom Apartment, Outside City Center (Monthly)

$371 ₱23.4K

$188 PKR 52.0K

97.51%

Buy Apartment in City Center (m2)

$2,405 ₱151.4K

$1,060 PKR 293.4K

126.88%

Buy Apartment Outside City Center (m2)

$992 ₱62.5K

$481 PKR 133.1K

106.44%

Average Monthly Net Salary (After Tax)

$299 ₱18.8K

$183 PKR 50.6K

63.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

13.21

-48.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pampanga: October 10, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Pampanga

$174 25.5%

Karachi

$133 27.5% 23.8% $42

Accommodation & Living

Pampanga

$170 24.9%

Karachi

$74 15.3% 56.7% $96

Groceries & Markets

Pampanga

$144 21.1%

Karachi

$101 21% 29.8% $43

Eating Out

Pampanga

$71 10.5%

Karachi

$61 12.7% 14.4% $10

Clothing & Footwear

Pampanga

$70 10.3%

Karachi

$68 14.1% 3.4% $2.4

Sport & Entertainment

Pampanga

$39 5.8%

Karachi

$30 6.2% 23.7% $9.3

Getting Around

Pampanga

$14 2.1%

Karachi

$16 3.2% 8.5% $1.2

Cost Breakdown

A one-bedroom apartment in the center runs $268 in Pampanga and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Pampanga pays 63% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in Pampanga vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $144 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇵🇭 Pampanga

🇵🇰 Karachi

🕒 Local time

05:36 5:36 AM

02:36 2:36 AM

3 h behind Pampanga

🌤 Weather

👥 Population

15,616

14,910,352

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of October 17, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Pampanga Karachi 6,520 km ≈ 9 h nonstop flight

From you

Pampanga
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pampanga vs Karachi: Cost of Living - Frequently Asked Questions

Pampanga and Karachi differ by about 42% in total monthly costs ($683 vs $482 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 63% higher in Pampanga, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $268 in Pampanga versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $683 per month in Pampanga versus $482 in Karachi – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 14% less than in Pampanga. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 42% less than in Pampanga. Beyond cost, consider language, visa policies, and how big the international community is in each city.