Last update: Oct 2026

Cost of Living Comparison Between Pampanga and Austin, TX

For one person, living is cheaper in Pampanga: $683 a month against $2,663 in Austin, TX, rent and utilities included – about $23,800 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Pampanga
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Pampanga Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Pampanga

🇵🇭 Philippines

$683

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Pampanga and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pampanga and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $683 in Pampanga versus $2,663 in Austin, TX.

Pampanga $683
Austin, TX $2,663

Estimated couple costs with rent: $1,034 in Pampanga versus $4,133 in Austin, TX.

Pampanga $1,034
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,385 in Pampanga versus $5,603 in Austin, TX.

Pampanga $1,385
Austin, TX $5,603

Living in Pampanga costs roughly 74% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Pampanga is 49% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$2.74 ₱173

$20.77 $20.77

-86.81%

Three-Course Dinner for Two, Mid-Range

$15.91 ₱1,001

$84.6 $84.6

-81.19%

Fast Food Meal (McDonalds, etc)

$3.28 ₱206

$12.32 $12.32

-73.38%

Cappuccino

$2.17 ₱136

$5.63 $5.63

-61.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ₱38.47

$3.72 $3.72

-83.60%

Water (0.33 liter bottle)

$0.31 ₱19.69

$2.50 $2.50

-87.60%

Local Beer (0.5 liter draught)

$1.18 ₱74.3

$8.05 $8.05

-85.34%

Imported Beer (0.33 liter bottle)

$2.01 ₱126

$9.01 $9.01

-77.69%

Milk (1 liter)

$1.43 ₱89.9

$1.12 $1.12

27.68%

White Bread (500g)

$1.11 ₱70.2

$3.75 $3.75

-70.40%

Rice (white) (1kg)

$0.78 ₱49.42

$3.26 $3.26

-76.07%

Eggs

$1.50 ₱94.1

$4.17 $4.17

-64.03%

Local Cheese (1kg)

$4.10 ₱258

$12.90 $12.90

-68.22%

Chicken Fillets (1kg)

$2.90 ₱183

$14.16 $14.16

-79.52%

Beef Round Steak (1kg)

$6.37 ₱401

$16.22 $16.22

-60.73%

Apples (1kg)

$1.86 ₱117

$4.33 $4.33

-57.04%

Banana (1kg)

$0.93 ₱58.4

$1.46 $1.46

-36.30%

Oranges (1kg)

$2.12 ₱134

$4.51 $4.51

-52.99%

Tomato (1kg)

$1.04 ₱65.2

$4.34 $4.34

-76.04%

Potato (1kg)

$1.46 ₱92.2

$2.58 $2.58

-43.41%

Onion (1kg)

$1.51 ₱95.3

$2.35 $2.35

-35.74%

Lettuce (1 head)

$0.83 ₱52.0

$1.78 $1.78

-53.37%

Water (1.5 liter bottle)

$0.54 ₱34.11

$2.22 $2.22

-75.68%

Cigarettes 20 Pack (Marlboro, Camel)

$1.94 ₱122

$9.88 $9.88

-80.36%

Wine (Bottle)

$5.98 ₱377

$15.08 $15.08

-60.34%

Local Beer (0.5 liter bottle)

$0.70 ₱43.99

$2.92 $2.92

-76.03%

Imported Beer (0.33 liter bottle)

$1.24 ₱78.1

$3.46 $3.46

-64.16%

One-way Ticket (Public Transport)

$0.26 ₱16.52

$1.49 $1.49

-82.55%

Public Transport Monthly Pass (Regular Price)

$11.36 ₱715

$41.72 $41.72

-72.77%

Taxi Start (Normal Tariff)

$0.74 ₱46.64

$2.73 $2.73

-72.89%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.49

$1.66 $1.66

-86.14%

Taxi 1hour Waiting (Normal Tariff)

$1.74 ₱109

$35.30 $35.30

-95.07%

Gasoline (1 liter)

$1.05 ₱66.3

$0.95 $0.95

10.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.7K ₱1.2M

$36.0K $36.0K

-48.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.6K ₱1.1M

$27.1K $27.1K

-35.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 ₱8,249

$229 $229

-42.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.96 ₱942

$59.4 $59.4

-74.81%

Internet (50+ Mbps, Unlimited Data)

$28.08 ₱1,768

$69.9 $69.9

-59.83%

Gym Membership (Monthly)

$29.56 ₱1,861

$57.2 $57.2

-48.36%

Tennis Court (1 Hour on Weekend)

$4.82 ₱303

$16.33 $16.33

-70.48%

Cinema Ticket

$4.86 ₱306

$14.28 $14.28

-65.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$131 ₱8,262

$1,506 $1,506

-91.29%

International Primary School, 1 Child (Yearly)

$7,954 ₱500.8K

$21.5K $21.5K

-62.93%

Jeans (Levis 501 Or Similar)

$26.71 ₱1,682

$52.8 $52.8

-49.42%

Summer Dress (H&M, Zara, etc)

$19.85 ₱1,250

$43.82 $43.82

-54.70%

Sport Shoes (Adidas, Nike)

$71.8 ₱4,521

$84.8 $84.8

-15.30%

Men's Leather Business Shoes

$37.39 ₱2,354

$103 $103

-63.70%

1-bedroom Apartment, City Center (Monthly)

$268 ₱16.9K

$1,907 $1,907

-85.93%

1-bedroom Apartment, Outside City Center (Monthly)

$170 ₱10.7K

$1,274 $1,274

-86.65%

3-bedroom Apartment, City Center (Monthly)

$517 ₱32.5K

$3,664 $3,664

-85.90%

3-bedroom Apartment, Outside City Center (Monthly)

$371 ₱23.4K

$2,538 $2,538

-85.38%

Buy Apartment in City Center (m2)

$2,405 ₱151.4K

$7,614 $7,614

-68.41%

Buy Apartment Outside City Center (m2)

$992 ₱62.5K

$3,157 $3,157

-68.57%

Average Monthly Net Salary (After Tax)

$299 ₱18.8K

$5,121 $5,121

-94.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pampanga: October 10, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Pampanga

$174 25.5%

Austin, TX

$358 13.5% 106% $184

Accommodation & Living

Pampanga

$170 24.9%

Austin, TX

$1.3K 47.8% 649% $1.1K

Groceries & Markets

Pampanga

$144 21.1%

Austin, TX

$405 15.2% 181% $260

Eating Out

Pampanga

$71 10.5%

Austin, TX

$354 13.3% 396% $282

Clothing & Footwear

Pampanga

$70 10.3%

Austin, TX

$128 4.8% 82.6% $58

Sport & Entertainment

Pampanga

$39 5.8%

Austin, TX

$86 3.2% 118% $47

Getting Around

Pampanga

$14 2.1%

Austin, TX

$59 2.2% 310% $44

Cost Breakdown

A one-bedroom apartment in the center runs $268 in Pampanga and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1614% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in Pampanga vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $144 vs $405 per month, with Pampanga cheaper across the board.

Good to know

🇵🇭 Pampanga

🇺🇸 Austin, TX

🕒 Local time

07:26 7:26 AM

18:26 6:26 PM

13 h behind Pampanga

🌤 Weather

👥 Population

15,616

974,447

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Pampanga Austin, TX 13,800 km ≈ 18 h nonstop flight

From you

Pampanga
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pampanga vs Austin, TX: Cost of Living - Frequently Asked Questions

Pampanga wins on cost – living expenses run 290% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Pampanga the obvious pick if budget is a priority.

On paper, salaries run 1614% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $268 in Pampanga versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $683 per month in Pampanga versus $2,663 in Austin, TX – a 290% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Pampanga runs roughly 267% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $683 in Pampanga versus $2,663 in Austin, TX, a $1,000 budget is realistic in Pampanga but tight or insufficient in Austin, TX. The gap between the two cities makes Pampanga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Pampanga gentler on the wallet – expenses run 290% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.