Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Pampanga

For one person, living is cheaper in Pampanga: $683 a month against $2,663 in Austin, TX, rent and utilities included – about $23,800 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
33

Cost of Living Index in Pampanga
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Pampanga Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Pampanga

🇵🇭 Philippines

$683

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Pampanga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Pampanga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $683 in Pampanga.

Austin, TX $2,663
Pampanga $683

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,034 in Pampanga.

Austin, TX $4,133
Pampanga $1,034

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,385 in Pampanga.

Austin, TX $5,603
Pampanga $1,385

Living in Austin, TX is roughly 290% more expensive than in Pampanga, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Pampanga is 49% below.

Meal at Budget Restaurant

$20.77 $20.77

$2.74 ₱173

658.03%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$15.91 ₱1,001

431.68%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$3.28 ₱206

275.61%

Cappuccino

$5.63 $5.63

$2.17 ₱136

159.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.61 ₱38.47

509.84%

Water (0.33 liter bottle)

$2.50 $2.50

$0.31 ₱19.69

706.45%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.18 ₱74.3

582.20%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$2.01 ₱126

348.26%

Milk (1 liter)

$1.12 $1.12

$1.43 ₱89.9

-21.68%

White Bread (500g)

$3.75 $3.75

$1.11 ₱70.2

237.84%

Rice (white) (1kg)

$3.26 $3.26

$0.78 ₱49.42

317.95%

Eggs

$4.17 $4.17

$1.50 ₱94.1

178.00%

Local Cheese (1kg)

$12.90 $12.90

$4.10 ₱258

214.63%

Chicken Fillets (1kg)

$14.16 $14.16

$2.90 ₱183

388.28%

Beef Round Steak (1kg)

$16.22 $16.22

$6.37 ₱401

154.63%

Apples (1kg)

$4.33 $4.33

$1.86 ₱117

132.80%

Banana (1kg)

$1.46 $1.46

$0.93 ₱58.4

56.99%

Oranges (1kg)

$4.51 $4.51

$2.12 ₱134

112.74%

Tomato (1kg)

$4.34 $4.34

$1.04 ₱65.2

317.31%

Potato (1kg)

$2.58 $2.58

$1.46 ₱92.2

76.71%

Onion (1kg)

$2.35 $2.35

$1.51 ₱95.3

55.63%

Lettuce (1 head)

$1.78 $1.78

$0.83 ₱52.0

114.46%

Water (1.5 liter bottle)

$2.22 $2.22

$0.54 ₱34.11

311.11%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$1.94 ₱122

409.28%

Wine (Bottle)

$15.08 $15.08

$5.98 ₱377

152.17%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$0.70 ₱43.99

317.14%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.24 ₱78.1

179.03%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.26 ₱16.52

473.08%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$11.36 ₱715

267.25%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.74 ₱46.64

268.92%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.23 ₱14.49

621.74%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$1.74 ₱109

1928.74%

Gasoline (1 liter)

$0.95 $0.95

$1.05 ₱66.3

-9.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$18.7K ₱1.2M

92.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$17.6K ₱1.1M

54.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$131 ₱8,249

74.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$14.96 ₱942

296.99%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$28.08 ₱1,768

148.97%

Gym Membership (Monthly)

$57.2 $57.2

$29.56 ₱1,861

93.64%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$4.82 ₱303

238.80%

Cinema Ticket

$14.28 $14.28

$4.86 ₱306

193.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$131 ₱8,262

1047.50%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$7,954 ₱500.8K

169.77%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$26.71 ₱1,682

97.72%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$19.85 ₱1,250

120.76%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$71.8 ₱4,521

18.06%

Men's Leather Business Shoes

$103 $103

$37.39 ₱2,354

175.50%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$268 ₱16.9K

610.63%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$170 ₱10.7K

649.33%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$517 ₱32.5K

609.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$371 ₱23.4K

583.91%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,405 ₱151.4K

216.55%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$992 ₱62.5K

218.12%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$299 ₱18.8K

1614.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Pampanga: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Pampanga

$170 24.9% 86.7% $1.1K

Groceries & Markets

Austin, TX

$405 15.2%

Pampanga

$144 21.1% 64.4% $260

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Pampanga

$174 25.5% 51.4% $184

Eating Out

Austin, TX

$354 13.3%

Pampanga

$71 10.5% 79.8% $282

Clothing & Footwear

Austin, TX

$128 4.8%

Pampanga

$70 10.3% 45.2% $58

Sport & Entertainment

Austin, TX

$86 3.2%

Pampanga

$39 5.8% 54.2% $47

Getting Around

Austin, TX

$59 2.2%

Pampanga

$14 2.1% 75.6% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $268 in Pampanga. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1614% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $16.00 in Pampanga for a mid-range dinner for two. Groceries echo the gap at $405 vs $144 per month, with Pampanga cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 Pampanga

🕒 Local time

17:40 5:40 PM

06:40 6:40 AM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

15,616

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

PHP to USD in detail →

On the map

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Highest

Between locations

Austin, TX Pampanga 13,800 km ≈ 18 h nonstop flight

From you

Austin, TX
Pampanga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Pampanga: Cost of Living - Frequently Asked Questions

Pampanga wins on cost – living expenses run 290% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Pampanga the obvious pick if budget is a priority.

Average pay runs 1614% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $268 in Pampanga. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $683 in Pampanga – a 290% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Pampanga runs roughly 267% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $683 in Pampanga versus $2,663 in Austin, TX, a $1,000 budget is realistic in Pampanga but tight or insufficient in Austin, TX. The gap between the two cities makes Pampanga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Pampanga gentler on the wallet – expenses run 290% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.