Cost of Living Comparison Between Palmerston North and Ubud Cost of Living Comparison Between Palmerston North and Ubud

😐 Solo nomad: Palmerston North is 64% more expensive than Ubud without rent, and 125.9% more expensive with rent.

😐 Family of 3: Palmerston North is 80.3% more expensive than Ubud without rent, and 140.6% more expensive with rent.

Meal at Budget Restaurant

$16.86 NZ$27.81

$3 Rp 48.8K

462.00%

Three-Course Dinner for Two, Mid-Range

$72.1 NZ$119

$12.52 Rp 203.2K

476.12%

Fast Food Meal (McDonalds, etc)

$12.27 NZ$20.23

$3.18 Rp 51.6K

285.85%

Cappuccino

$3.44 NZ$5.67

$2.21 Rp 35.9K

55.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 NZ$3.91

$1.1 Rp 17.9K

115.45%

Water (0.33 liter bottle)

$2.08 NZ$3.43

$0.26 Rp 4,217

700.00%

Local Beer (0.5 liter draught)

$7.32 NZ$12.07

$2.5 Rp 40.5K

192.80%

Imported Beer (0.33 liter bottle)

$6.32 NZ$10.42

$3.2 Rp 51.9K

97.50%

Milk (1 liter)

$1.92 NZ$3.16

$1.49 Rp 24.2K

28.86%

White Bread (500g)

$2.05 NZ$3.39

$1.67 Rp 27K

22.75%

Rice (white) (1kg)

$1.81 NZ$2.99

$1.14 Rp 18.5K

58.77%

Eggs

$5.41 NZ$8.92

$2.27 Rp 36.9K

138.33%

Local Cheese (1kg)

$8.35 NZ$13.77

$13.94 Rp 226.3K

-40.10%

Chicken Fillets (1kg)

$9.37 NZ$15.46

$4 Rp 64.8K

134.25%

Beef Round Steak (1kg)

$12.3 NZ$20.28

$11.3 Rp 183.4K

8.85%

Apples (1kg)

$2.52 NZ$4.16

$3.6 Rp 58.4K

-30.00%

Banana (1kg)

$1.81 NZ$2.99

$1.53 Rp 24.8K

18.30%

Oranges (1kg)

$2.56 NZ$4.22

$2.65 Rp 43K

-3.40%

Tomato (1kg)

$3.41 NZ$5.63

$1.38 Rp 22.4K

147.10%

Potato (1kg)

$2.17 NZ$3.57

$1.58 Rp 25.6K

37.34%

Onion (1kg)

$2.18 NZ$3.59

$2.16 Rp 35.1K

0.93%

Lettuce (1 head)

$2.14 NZ$3.53

$1.04 Rp 16.9K

105.77%

Water (1.5 liter bottle)

$1 NZ$1.66

$0.56 Rp 9,114

78.57%

Cigarettes 20 Pack (Marlboro, Camel)

$20.09 NZ$33.14

$2.23 Rp 36.3K

800.90%

Wine (Bottle)

$8.77 NZ$14.47

$14.98 Rp 243.2K

-41.46%

Local Beer (0.5 liter bottle)

$2.46 NZ$4.06

$2.43 Rp 39.5K

1.23%

Imported Beer (0.33 liter bottle)

$5.25 NZ$8.66

$2.64 Rp 42.8K

98.86%

One-way Ticket (Public Transport)

$4.64 NZ$7.65

$0.32 Rp 5,203

1350.00%

Public Transport Monthly Pass (Regular Price)

$30.49 NZ$50.3

$10.12 Rp 164.3K

201.28%

Taxi Start (Normal Tariff)

$2.36 NZ$3.89

$0.49 Rp 7,888

381.63%

Taxi (Normal Tariff) (1km)

$1.8 NZ$2.97

$0.34 Rp 5,573

429.41%

Taxi 1hour Waiting (Normal Tariff)

$17.23 NZ$28.42

$6.04 Rp 98K

185.26%

Gasoline (1 liter)

$1.65 NZ$2.73

$0.73 Rp 11.9K

126.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.8K NZ$31K

$26.2K Rp 425.6M

-28.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K NZ$35.7K

$31.9K Rp 518.5M

-32.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.5 NZ$148

$62.6 Rp 1M

42.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38 NZ$62.7

$4.1 Rp 66.6K

826.83%

Internet (50+ Mbps, Unlimited Data)

$48.26 NZ$79.6

$24.32 Rp 394.7K

98.44%

Gym Membership (Monthly)

$35 NZ$57.7

$22.6 Rp 366.9K

54.87%

Tennis Court (1 Hour on Weekend)

$12.95 NZ$21.37

$6.26 Rp 101.5K

106.87%

Cinema Ticket

$8.9 NZ$14.68

$3.29 Rp 53.4K

170.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$999 NZ$1,648

$93.2 Rp 1.5M

972.14%

International Primary School, 1 Child (Yearly)

$6,262 NZ$10.3K

$6,098 Rp 99M

2.69%

Jeans (Levis 501 Or Similar)

$56.2 NZ$92.7

$52.8 Rp 857.4K

6.44%

Summer Dress (H&M, Zara, etc)

$38.3 NZ$63.2

$24.84 Rp 403.3K

54.19%

Sport Shoes (Adidas, Nike)

$92.6 NZ$153

$85.2 Rp 1.4M

8.61%

Men's Leather Business Shoes

$93.4 NZ$154

$72.5 Rp 1.2M

28.91%

1-bedroom Apartment, City Center (Monthly)

$836 NZ$1,379

$259 Rp 4.2M

223.00%

1-bedroom Apartment, Outside City Center (Monthly)

$695 NZ$1,146

$159 Rp 2.6M

337.45%

3-bedroom Apartment, City Center (Monthly)

$1,565 NZ$2,581

$578 Rp 9.4M

170.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,386 NZ$2,286

$336 Rp 5.5M

312.42%

Buy Apartment in City Center (m2)

$2,102 NZ$3,466

$1,000 Rp 16.2M

110.07%

Buy Apartment Outside City Center (m2)

$2,444 NZ$4,032

$860 Rp 14M

184.09%

Average Monthly Net Salary (After Tax)

$2,487 NZ$4,101

$182 Rp 3M

1262.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

13.28

-49.62%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palmerston North: October 29, 2025

Last update for Ubud: October 29, 2025

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