Last update: Oct 2026

Cost of Living Comparison Between Palma de Mallorca and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,216 in Palma de Mallorca, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Palma de Mallorca
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Palma de Mallorca Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Palma de Mallorca

🇪🇸 Spain

$2,216

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Palma de Mallorca and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Palma de Mallorca and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,216 in Palma de Mallorca versus $1,368 in Ubud, Bali.

Palma de Mallorca $2,216
Ubud, Bali $1,368

Estimated couple costs with rent: $3,278 in Palma de Mallorca versus $2,314 in Ubud, Bali.

Palma de Mallorca $3,278
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,341 in Palma de Mallorca versus $3,260 in Ubud, Bali.

Palma de Mallorca $4,341
Ubud, Bali $3,260

Living in Palma de Mallorca is roughly 62% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Palma de Mallorca 64% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$18.70 €16.63

$3.33 Rp 59.8K

461.56%

Three-Course Dinner for Two, Mid-Range

$66.8 €59.4

$35.18 Rp 631.2K

89.94%

Fast Food Meal (McDonalds, etc)

$13.49 €12.00

$5.80 Rp 104.1K

132.59%

Cappuccino

$3.16 €2.81

$2.73 Rp 49.0K

15.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.59 €2.31

$1.64 Rp 29.4K

57.93%

Water (0.33 liter bottle)

$2.64 €2.34

$0.83 Rp 14.9K

218.07%

Local Beer (0.5 liter draught)

$4.58 €4.07

$2.70 Rp 48.4K

69.63%

Imported Beer (0.33 liter bottle)

$3.86 €3.43

$4.30 Rp 77.1K

-10.23%

Milk (1 liter)

$1.36 €1.21

$1.50 Rp 27.0K

-9.33%

White Bread (500g)

$1.13 €1.00

$2.30 Rp 41.2K

-50.87%

Rice (white) (1kg)

$1.61 €1.43

$1.18 Rp 21.1K

36.44%

Eggs

$3.42 €3.04

$2.14 Rp 38.5K

59.81%

Local Cheese (1kg)

$14.75 €13.11

$17.48 Rp 313.6K

-15.62%

Chicken Fillets (1kg)

$8.66 €7.71

$4.03 Rp 72.3K

114.89%

Beef Round Steak (1kg)

$16.05 €14.28

$12.23 Rp 219.4K

31.23%

Apples (1kg)

$2.52 €2.24

$3.55 Rp 63.7K

-29.01%

Banana (1kg)

$2.02 €1.80

$1.57 Rp 28.2K

28.66%

Oranges (1kg)

$1.67 €1.49

$2.24 Rp 40.1K

-25.45%

Tomato (1kg)

$2.81 €2.50

$1.93 Rp 34.6K

45.60%

Potato (1kg)

$1.91 €1.69

$1.88 Rp 33.8K

1.60%

Onion (1kg)

$2.15 €1.92

$2.29 Rp 41.1K

-6.11%

Lettuce (1 head)

$1.29 €1.15

$0.99 Rp 17.8K

30.30%

Water (1.5 liter bottle)

$0.69 €0.61

$0.53 Rp 9,445

30.19%

Cigarettes 20 Pack (Marlboro, Camel)

$6.75 €6.00

$2.28 Rp 41.0K

196.05%

Wine (Bottle)

$5.66 €5.04

$23.01 Rp 412.9K

-75.40%

Local Beer (0.5 liter bottle)

$1.37 €1.22

$2.34 Rp 42.0K

-41.45%

Imported Beer (0.33 liter bottle)

$1.95 €1.73

$2.91 Rp 52.2K

-32.99%

One-way Ticket (Public Transport)

$2.20 €1.95

$0.24 Rp 4,301

816.67%

Public Transport Monthly Pass (Regular Price)

$41.00 €36.46

$8.82 Rp 158.2K

364.85%

Taxi Start (Normal Tariff)

$5.02 €4.46

$0.48 Rp 8,657

945.83%

Taxi (Normal Tariff) (1km)

$1.31 €1.16

$0.46 Rp 8,207

184.78%

Taxi 1hour Waiting (Normal Tariff)

$24.14 €21.47

$5.45 Rp 97.9K

342.94%

Gasoline (1 liter)

$1.80 €1.60

$0.88 Rp 15.9K

104.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.9K €31.1K

$24.6K Rp 440.8M

42.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K €27.6K

$31.2K Rp 559.6M

-0.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 €222

$83.0 Rp 1.5M

200.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.67 €21.05

$6.45 Rp 115.7K

266.98%

Internet (50+ Mbps, Unlimited Data)

$42.21 €37.54

$18.57 Rp 333.1K

127.30%

Gym Membership (Monthly)

$61.1 €54.4

$55.8 Rp 1.0M

9.49%

Tennis Court (1 Hour on Weekend)

$27.31 €24.29

$18.11 Rp 324.9K

50.80%

Cinema Ticket

$9.56 €8.50

$4.38 Rp 78.6K

118.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$604 €537

$493 Rp 8.8M

22.45%

International Primary School, 1 Child (Yearly)

$10.3K €9,179

$5,754 Rp 103.2M

79.38%

Jeans (Levis 501 Or Similar)

$72.1 €64.1

$46.19 Rp 828.8K

56.09%

Summer Dress (H&M, Zara, etc)

$54.1 €48.11

$35.33 Rp 634.0K

53.10%

Sport Shoes (Adidas, Nike)

$97.3 €86.6

$79.1 Rp 1.4M

23.06%

Men's Leather Business Shoes

$131 €117

$78.4 Rp 1.4M

67.59%

1-bedroom Apartment, City Center (Monthly)

$1,494 €1,328

$1,142 Rp 20.5M

30.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,048 €932

$676 Rp 12.1M

55.07%

3-bedroom Apartment, City Center (Monthly)

$2,340 €2,082

$3,503 Rp 62.9M

-33.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,787 €1,589

$1,700 Rp 30.5M

5.13%

Buy Apartment in City Center (m2)

$6,823 €6,068

$2,784 Rp 50.0M

145.08%

Buy Apartment Outside City Center (m2)

$3,787 €3,368

$2,241 Rp 40.2M

69.02%

Average Monthly Net Salary (After Tax)

$2,046 €1,820

$165 Rp 3.0M

1143.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.07

13.78

-77.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palma de Mallorca: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Palma de Mallorca

$1K 47.3%

Ubud, Bali

$676 49.4% 35.5% $372

Monthly Utilities & Internet

Palma de Mallorca

$316 14.2%

Ubud, Bali

$108 7.9% 65.8% $207

Eating Out

Palma de Mallorca

$280 12.6%

Ubud, Bali

$109 8% 61.1% $171

Groceries & Markets

Palma de Mallorca

$272 12.3%

Ubud, Bali

$290 21.2% 6.9% $19

Clothing & Footwear

Palma de Mallorca

$160 7.2%

Ubud, Bali

$108 7.9% 32.7% $52

Sport & Entertainment

Palma de Mallorca

$80 3.6%

Ubud, Bali

$65 4.7% 19.5% $16

Getting Around

Palma de Mallorca

$61 2.8%

Ubud, Bali

$13 0.9% 79.5% $49

Cost Breakdown

A one-bedroom apartment in the center runs $1,494 in Palma de Mallorca and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Palma de Mallorca pays 1143% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Palma de Mallorca vs $35.00 in Ubud, Bali. Groceries flip the comparison at $272 vs $290, with Palma de Mallorca cheaper for home cooking.

Good to know

🇪🇸 Palma de Mallorca

🇮🇩 Ubud, Bali

🕒 Local time

18:45 6:45 PM

00:45 12:45 AM

6 h ahead of Palma de Mallorca

🌤 Weather

👥 Population

423,350

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.57 USD

100,000 IDR = 4.96 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,174 IDR (100,000 IDR = 4.96 EUR).

USD to EUR in detail →

On the map

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Between locations

Palma de Mallorca Ubud, Bali 12,540 km ≈ 16 h nonstop flight

From you

Palma de Mallorca
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Palma de Mallorca vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, clothing, and leisure. The 62% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1143% higher in Palma de Mallorca, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,494 in Palma de Mallorca versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $604 in Palma de Mallorca versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Palma de Mallorca pay roughly 7% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,368 in Ubud, Bali versus $2,216 in Palma de Mallorca, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Palma de Mallorca. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Palma de Mallorca, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Palma de Mallorca and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 62% less than in Palma de Mallorca. Beyond cost, consider language, visa policies, and how big the international community is in each city.